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50428

Zip code 50428: Clear Lake, Iowa

Residential delivery areaCerro Gordo CountyCentral Time
Population
9,071
Median household income
$81K
U.S. $81K
Median home value
$283K
U.S. $333K
Median rent
$817/mo
U.S. $1,413
Median age
50.5
U.S. 38.9
Land area
117 sq mi
77 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 50428

50428 is a small-town zip code in Clear Lake, Iowa (Cerro Gordo County), covering 117 sq mi of land. About 9,071 people live here, or 77 per square mile. The median resident is 50.5 years old, compared with 38.9 nationally.

The median household earns $81,037 a year, close to the national median of $80,734. 7.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $283,400, or 3.5 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $817 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.1 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in management, sales and healthcare.

How 50428 compares

Sorted from highest to lowest national percentile

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Median age
50.5
Under 18
17.9%
65 and over
27.9%

Race and ethnicity

  • White95%
  • Black0.2%
  • Hispanic3%
  • Asian1%
  • Native American0%
  • Pacific Islander0%
  • Other0.0%
  • Multiracial0.8%
Diversity index
10.5
U.S. 61.4
Foreign-born
1.4%
U.S. 14.1%
Born in state
73.1%

Language spoken at home (households)

English only
98%
Spanish
0.8%
Other Indo-European
0.3%
Asian / Pacific
1%
Other
0%

Households

Households
4,186
Average household size
2.1
Family households
59.4%
Married couples
52.4%
Living alone
30.8%
Veterans (of adults)
6.3%
Male / female
50% / 50%

Income and poverty

Household income distribution

<$25k
11%
$25–50k
22%
$50–75k
14%
$75–100k
13%
$100–150k
15%
$150–200k
11%
$200k+
13%

Median household income

50428
$81,037
Cerro Gordo Co.
$68,189
Iowa
$75,059
United States
$80,734
Per capita income
$55,526
U.S. $44,673
Poverty rate
7.4%
U.S. 12.5%
Households earning $150K+
24.6%
U.S. 23%
Income inequality (Gini)
0.510
U.S. 0.483

Housing

Median home value

50428
$283,400
Cerro Gordo Co.
$166,400
Iowa
$208,000
United States
$332,700

Median gross rent

50428
$817
Cerro Gordo Co.
$850
Iowa
$972
United States
$1,413

Types of housing

Single-family
73%
2–4 units
5%
5–19 units
10%
20+ units
5%
Mobile home
7%
Boat, RV, van
0%
Housing units
5,576
Owner-occupied
76.6%
Vacant
24.9%
Median year built
1973
Median rooms
6
Renters paying 30%+ of income
30.5%
Renters paying 50%+ of income
10.7%
Home value to income
3.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone
79%
Carpooled
5%
Transit
1%
Walked
2%
Bicycle
0.3%
Worked from home
12%
Other
0.7%

Commute time (one way)

<10 min
25%
10–19
32%
20–29
21%
30–44
15%
45–59
3%
60+
4%
Average commute
19.1 min
U.S. 26.4 min
Unemployment
2.3%
U.S. 5.2%
In labor force
62.4%
U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management
16%
Sales
12%
Healthcare
12%
Transportation and moving
9%
Education
8%
Office and admin
8%
Construction and repair
8%
Production
7%
Engineering and science
5%
Cleaning and personal care
4%
Food service
4%
Business and finance
3%
Arts, media and sports
2%
Legal and social services
1%
Police and fire
0.8%
Farming, fishing and forestry
0.8%
Computer and math
0.4%

Industries

Health care and social assistance
15%
Manufacturing
15%
Retail
11%
Education
10%
Finance, insurance and real estate
9%
Transportation, warehousing and utilities
6%
Agriculture and mining
5%
Other services
5%
Wholesale
5%
Admin, support and management
4%
Restaurants and hotels
3%
Public administration
3%
Information
3%
Construction
3%
Professional and technical services
2%
Arts and recreation
2%
Median earnings per worker
$50,127
U.S. $49,666
Self-employed
13.5%
U.S. 10%
Government workers
13.8%
U.S. 14.5%
Nonprofit workers
10.3%
U.S. 8.8%

Median earnings by type of work

Type of work50428U.S.
Management, business, science and arts$72,171$74,888
Service$27,153$26,804
Sales and office$38,011$40,476
Construction and maintenance$73,696$49,199
Production and transportation$46,287$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma
3%
High school
31%
Some college
21%
Associate's
13%
Bachelor's
21%
Graduate
12%
High school graduate or higher
97.4%
Bachelor's degree or higher
32.5%
Graduate or professional degree
11.6%
Households with broadband
89.8%
Cable, fiber or DSL
73.7%
No internet access
7.5%
Without health insurance
2.6%
Limited-English households
0%

Geography

City (USPS)
Clear Lake
State
Iowa
Center point
43.1400° N, 93.3909° W
Land area
117 sq mi
Water area
4.4 sq mi
Time zone
Central Time (UTC-6, UTC-5 in summer)
Zip type
Residential delivery area

Cities and towns within this zip

  • Clear Lake9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 50428

ZipCityDistanceIncome
50482Ventura4.8 mi$98,289
50434Fertile8.6 mi—
50402Mason City · PO box9.6 mi—
50401Mason City9.7 mi$66,072
50444Hanlontown11 mi$78,214
50477Swaledale11 mi$52,321
50438Garner12 mi$70,350
50449Klemme12 mi$59,524
50446Joice14 mi$107,000
50456Manly14 mi$81,339
50469Rockwell14 mi$71,250
50479Thornton14 mi$68,750

Zip codes like 50428 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 50428

What city is zip code 50428?

50428 is assigned to Clear Lake, Iowa. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 50428 in?

50428 is in Cerro Gordo County, Iowa.

What is the population of 50428?

About 9,071 people live in 50428, according to the Census Bureau's American Community Survey.

What time zone is 50428 in?

50428 is in Central Time.

What is the median household income in 50428?

The median household income in 50428 is $81,037.

What zip codes are near 50428?

The closest zip codes to 50428 are 50482, 50434, 50402, 50401, 50444.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 50428, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.