Zip code 98862: Winthrop, Washington

Q: What city is zip code 98862?

98862 is assigned to Winthrop, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98862 in?

98862 is in Okanogan County, Washington.

Q: What is the population of 98862?

About 2,995 people live in 98862, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98862?

The median household income in 98862 is $71,080.

Q: What zip codes are near 98862?

The closest zip codes to 98862 are 98833, 98856, 98819, 98852, 98827.

Residential delivery areaOkanogan CountyPacific Time

Population

2,995

Median household income

$71K

U.S. $81K

Median home value

$720K

U.S. $333K

Median rent

$1,133/mo

U.S. $1,413

Median age

55.5

U.S. 38.9

Land area

478 sq mi

6 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98862

98862 is a rural zip code in Winthrop, Washington (Okanogan County), covering 478 sq mi of land. About 2,995 people live here, or 6 per square mile. The median resident is 55.5 years old, compared with 38.9 nationally.

The median household earns $71,080 a year, close to the national median of $80,734. 14.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $720,200, or 10.1 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $1,133 a month.

67% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 15.9 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in management, food service and education. 29% of them are self-employed (U.S.: 10%).

How 98862 compares

Sorted from highest to lowest national percentile

Housing vacancy35.8%
99th
U.S. 10.1% · WA 7.3%49th of 563 in WA
Residents 65 and older36.6%
99th
U.S. 17.2% · WA 16.6%52nd of 571 in WA
Self-employed workers28.8%
99th
U.S. 10% · WA 9.6%24th of 570 in WA
Median age55.5
98th
U.S. 38.9 · WA 38.376th of 571 in WA
Bachelor's degree or higher66.9%
94th
StrengthU.S. 35.7% · WA 39.6%40th of 571 in WA
Work from home26.2%
90th
U.S. 15.1% · WA 19.8%98th of 570 in WA
Median home value$720,200
88th
U.S. $332,700 · WA $564,60088th of 536 in WA
Broadband access95.6%
81st
StrengthU.S. 91% · WA 93.6%136th of 563 in WA
Veterans8.4%
81st
U.S. 6.2% · WA 7.8%276th of 571 in WA
Government workers17.8%
75th
U.S. 14.5% · WA 16%263rd of 570 in WA
Homeownership rate77.3%
72nd
U.S. 65.2% · WA 63.8%248th of 563 in WA
Per capita income$47,115
67th
U.S. $44,673 · WA $53,744209th of 570 in WA
Poverty rate14.3%
67th
U.S. 12.5% · WA 9.9%151st of 563 in WA
Income inequality (Gini)0.454
65th
U.S. 0.483 · WA 0.469152nd of 560 in WA
Foreign-born residents14.3%
63rd
U.S. 14.1% · WA 15.4%137th of 571 in WA
Uninsured rate7.4%
55th
U.S. 8.4% · WA 6.3%179th of 567 in WA
Median earnings per worker$45,326
41st
U.S. $49,666 · WA $59,959398th of 566 in WA
Median household income$71,080
37th
U.S. $80,734 · WA $98,141381st of 541 in WA
Median gross rent$1,133
31st
U.S. $1,413 · WA $1,760317th of 475 in WA
Diversity index35.5
30th
U.S. 61.4 · WA 56.5330th of 571 in WA
Tech workers1.6%
25th
U.S. 3.8% · WA 6.7%351st of 570 in WA
Residents under 1817%
14th
U.S. 22% · WA 21.4%390th of 571 in WA
Healthcare workers6.7%
13th
U.S. 9.7% · WA 9.3%372nd of 570 in WA
Rent-burdened renters31.2%
6th
StrengthU.S. 51.1% · WA 49.9%426th of 541 in WA
Population2,995
5th
U.S. 334,922,499 · WA 7,816,116333rd of 571 in WA
Average commute15.9 min
2nd
StrengthU.S. 26.4 min · WA 26.6 min509th of 546 in WA
Population density6/sq mi
1st
U.S. 95/sq mi · WA 118/sq mi484th of 571 in WA
Unemployment rate0.1%
1st
StrengthU.S. 5.2% · WA 5.1%506th of 570 in WA

Measure	98862	Okanogan	WA	U.S.	National percentile	Rank in WA
Housing vacancy	35.8%	20.8%	7.3%	10.1%	99th	49th of 563
Residents 65 and older	36.6%	23.2%	16.6%	17.2%	99th	52nd of 571
Self-employed workers	28.8%	14.6%	9.6%	10%	99th	24th of 570
Median age	55.5	43.2	38.3	38.9	98th	76th of 571
Bachelor's degree or higherStrength	66.9%	24.7%	39.6%	35.7%	94th	40th of 571
Work from home	26.2%	16.2%	19.8%	15.1%	90th	98th of 570
Median home value	$720,200	$299,800	$564,600	$332,700	88th	88th of 536
Broadband accessStrength	95.6%	86.9%	93.6%	91%	81st	136th of 563
Veterans	8.4%	9%	7.8%	6.2%	81st	276th of 571
Government workers	17.8%	20.9%	16%	14.5%	75th	263rd of 570
Homeownership rate	77.3%	72.4%	63.8%	65.2%	72nd	248th of 563
Per capita income	$47,115	$33,889	$53,744	$44,673	67th	209th of 570
Poverty rate	14.3%	20.7%	9.9%	12.5%	67th	151st of 563
Income inequality (Gini)	0.454	0.459	0.469	0.483	65th	152nd of 560
Foreign-born residents	14.3%	13.2%	15.4%	14.1%	63rd	137th of 571
Uninsured rate	7.4%	14.9%	6.3%	8.4%	55th	179th of 567
Median earnings per worker	$45,326	$39,416	$59,959	$49,666	41st	398th of 566
Median household income	$71,080	$63,207	$98,141	$80,734	37th	381st of 541
Median gross rent	$1,133	$887	$1,760	$1,413	31st	317th of 475
Diversity index	35.5	55.6	56.5	61.4	30th	330th of 571
Tech workers	1.6%	0.9%	6.7%	3.8%	25th	351st of 570
Residents under 18	17%	21.6%	21.4%	22%	14th	390th of 571
Healthcare workers	6.7%	8%	9.3%	9.7%	13th	372nd of 570
Rent-burdened rentersStrength	31.2%	39.2%	49.9%	51.1%	6th	426th of 541
Population	2,995	43,425	7,816,116	334,922,499	5th	333rd of 571
Average commuteStrength	15.9 min	18.4 min	26.6 min	26.4 min	2nd	509th of 546
Population density	6/sq mi	8/sq mi	118/sq mi	95/sq mi	1st	484th of 571
Unemployment rateStrength	0.1%	4.5%	5.1%	5.2%	1st	506th of 570

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

13%

35–44

45–54

14%

55–64

25%

65–74

12%

75+

Median age

55.5

Under 18

17%

65 and over

36.6%

Race and ethnicity

White79%
Black0.6%
Hispanic14%
Asian0%
Native American0.0%
Pacific Islander0%
Other0.1%
Multiracial6%

Diversity index

35.5

U.S. 61.4

Foreign-born

14.3%

U.S. 14.1%

Born in state

50.7%

Language spoken at home (households)

English only

87%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,380
Average household size: 2.2
Family households: 70.1%
Married couples: 62%
Living alone: 20.2%
Veterans (of adults): 8.4%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

$25–50k

26%

$50–75k

18%

$75–100k

11%

$100–150k

15%

$150–200k

$200k+

14%

Median household income

98862

$71,080

Okanogan Co.

$63,207

Washington

$98,141

United States

$80,734

Per capita income

$47,115

U.S. $44,673

Poverty rate

14.3%

U.S. 12.5%

Households earning $150K+

20.9%

U.S. 23%

Income inequality (Gini)

0.454

U.S. 0.483

Housing

Median home value

98862

$720,200

Okanogan Co.

$299,800

Washington

$564,600

United States

$332,700

Median gross rent

98862

$1,133

Okanogan Co.

$887

Washington

$1,760

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

0.5%

20+ units

Mobile home

10%

Boat, RV, van

Housing units: 2,150
Owner-occupied: 77.3%
Vacant: 35.8%
Median year built: 1994
Median rooms: 5.3
Renters paying 30%+ of income: 31.2%
Renters paying 50%+ of income: 25.4%
Home value to income: 10.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

53%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

26%

Other

Commute time (one way)

<10 min

34%

10–19

25%

20–29

28%

30–44

10%

45–59

60+

Average commute

15.9 min

U.S. 26.4 min

Unemployment

0.1%

U.S. 5.2%

In labor force

52.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

15%

Food service

11%

Education

Business and finance

Sales

Engineering and science

Healthcare

Farming, fishing and forestry

Construction and repair

Police and fire

Cleaning and personal care

Office and admin

Transportation and moving

Legal and social services

Arts, media and sports

Production

Computer and math

Industries

Restaurants and hotels

18%

Education

14%

Professional and technical services

10%

Health care and social assistance

Agriculture and mining

Finance, insurance and real estate

Construction

Public administration

Retail

Transportation, warehousing and utilities

Manufacturing

Admin, support and management

Information

Arts and recreation

Other services

0.6%

Wholesale

0.5%

Median earnings per worker

$45,326

U.S. $49,666

Self-employed

28.8%

U.S. 10%

Government workers

17.8%

U.S. 14.5%

Nonprofit workers

14%

U.S. 8.8%

Median earnings by type of work

Type of work	98862	U.S.
Management, business, science and arts	$65,694	$74,888
Service	$19,301	$26,804
Sales and office	$45,982	$40,476
Construction and maintenance	$46,636	$49,199
Production and transportation	$26,983	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

10%

Some college

10%

Associate's

11%

Bachelor's

41%

Graduate

26%

High school graduate or higher: 97.7%
Bachelor's degree or higher: 66.9%
Graduate or professional degree: 26.2%
Households with broadband: 95.6%
Cable, fiber or DSL: 54.2%
No internet access: 1%
Without health insurance: 7.4%
Limited-English households: 0%

Geography

City (USPS): Winthrop
State: Washington
County: Okanogan County
Center point: 48.5989° N, 120.2224° W
Land area: 478 sq mi
Water area: 1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 98862

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98833	Mazama, WA	18 mi	245	$117,639	$609,900
98856	Twisp, WA	18 mi	2,920	$70,089	$484,600
98819	Conconully, WA	18 mi	182	$63,000	$219,400
98852	Stehekin, WA	26 mi	44	$47,750	$537,500
98827	Loomis, WA	28 mi	289	$43,309	—
98814	Carlton, WA	28 mi	473	$98,715	$582,700
98829	Malott, WA	28 mi	361	$36,875	$392,000
98834	Methow, WA	34 mi	178	$71,667	$590,000
98812	Brewster, WA	38 mi	4,834	$59,297	$354,500
98816	Chelan, WA	38 mi	7,752	$82,577	$499,200
98840	Okanogan, WA	39 mi	4,892	$57,342	$261,600
98846	Pateros, WA	42 mi	1,376	$84,464	$338,200

Zip codes like 98862 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98862

What city is zip code 98862?

98862 is assigned to Winthrop, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98862 in?

98862 is in Okanogan County, Washington.

What is the population of 98862?

About 2,995 people live in 98862, according to the Census Bureau's American Community Survey.

What time zone is 98862 in?

98862 is in Pacific Time.

What is the median household income in 98862?

The median household income in 98862 is $71,080.

What zip codes are near 98862?

The closest zip codes to 98862 are 98833, 98856, 98819, 98852, 98827.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98862, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.