Zip code 98840: Okanogan, Washington

Q: What city is zip code 98840?

98840 is assigned to Okanogan, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98840 in?

98840 is in Okanogan County, Washington.

Q: What is the population of 98840?

About 4,892 people live in 98840, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98840?

The median household income in 98840 is $57,342.

Q: What zip codes are near 98840?

The closest zip codes to 98840 are 98841, 98829, 98812, 98849, 98813.

Residential delivery areaOkanogan CountyPacific Time

Population

4,892

Median household income

$57K

U.S. $81K

Median home value

$262K

U.S. $333K

Median rent

$981/mo

U.S. $1,413

Median age

44.1

U.S. 38.9

Land area

533 sq mi

9 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98840

98840 is a rural zip code in Okanogan, Washington (Okanogan County), covering 533 sq mi of land. About 4,892 people live here, or 9 per square mile. The median resident is 44.1 years old, compared with 38.9 nationally.

The median household earns $57,342 a year, 29% below the national median of $80,734. 12.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $261,600, or 4.6 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 69% of occupied homes are lived in by their owners, and renters pay a median of $981 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.8 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in farming, fishing and forestry; management; and transportation and moving goods.

How 98840 compares

Sorted from highest to lowest national percentile

Residents 65 and older26%
93rd
U.S. 17.2% · WA 16.6%146th of 571 in WA
Veterans9.3%
86th
U.S. 6.2% · WA 7.8%231st of 571 in WA
Median age44.1
82nd
U.S. 38.9 · WA 38.3203rd of 571 in WA
Uninsured rate12.2%
81st
WeaknessU.S. 8.4% · WA 6.3%76th of 567 in WA
Housing vacancy12.8%
81st
U.S. 10.1% · WA 7.3%174th of 563 in WA
Self-employed workers10.8%
67th
U.S. 10% · WA 9.6%235th of 570 in WA
Government workers16.2%
67th
U.S. 14.5% · WA 16%310th of 570 in WA
Poverty rate12.9%
60th
U.S. 12.5% · WA 9.9%175th of 563 in WA
Income inequality (Gini)0.441
55th
U.S. 0.483 · WA 0.469202nd of 560 in WA
Diversity index49.8
51st
U.S. 61.4 · WA 56.5187th of 571 in WA
Residents under 1822.2%
51st
U.S. 22% · WA 21.4%227th of 571 in WA
Homeownership rate68.5%
50th
U.S. 65.2% · WA 63.8%353rd of 563 in WA
Foreign-born residents9.1%
47th
U.S. 14.1% · WA 15.4%236th of 571 in WA
Healthcare workers9%
43rd
U.S. 9.7% · WA 9.3%256th of 570 in WA
Median home value$261,600
36th
U.S. $332,700 · WA $564,600462nd of 536 in WA
Unemployment rate4.1%
36th
U.S. 5.2% · WA 5.1%343rd of 570 in WA
Tech workers1.9%
31st
U.S. 3.8% · WA 6.7%330th of 570 in WA
Per capita income$33,175
28th
U.S. $44,673 · WA $53,744453rd of 570 in WA
Broadband access88.6%
26th
U.S. 91% · WA 93.6%416th of 563 in WA
Bachelor's degree or higher20.4%
22nd
U.S. 35.7% · WA 39.6%406th of 571 in WA
Median earnings per worker$40,481
22nd
U.S. $49,666 · WA $59,959467th of 566 in WA
Median gross rent$981
20th
U.S. $1,413 · WA $1,760373rd of 475 in WA
Work from home7.2%
18th
U.S. 15.1% · WA 19.8%456th of 570 in WA
Median household income$57,342
17th
WeaknessU.S. $80,734 · WA $98,141486th of 541 in WA
Population4,892
8th
U.S. 334,922,499 · WA 7,816,116296th of 571 in WA
Average commute17.8 min
5th
StrengthU.S. 26.4 min · WA 26.6 min486th of 546 in WA
Rent-burdened renters30.9%
5th
StrengthU.S. 51.1% · WA 49.9%430th of 541 in WA
Population density9/sq mi
1st
U.S. 95/sq mi · WA 118/sq mi462nd of 571 in WA

Measure	98840	Okanogan	WA	U.S.	National percentile	Rank in WA
Residents 65 and older	26%	23.2%	16.6%	17.2%	93rd	146th of 571
Veterans	9.3%	9%	7.8%	6.2%	86th	231st of 571
Median age	44.1	43.2	38.3	38.9	82nd	203rd of 571
Uninsured rateWeakness	12.2%	14.9%	6.3%	8.4%	81st	76th of 567
Housing vacancy	12.8%	20.8%	7.3%	10.1%	81st	174th of 563
Self-employed workers	10.8%	14.6%	9.6%	10%	67th	235th of 570
Government workers	16.2%	20.9%	16%	14.5%	67th	310th of 570
Poverty rate	12.9%	20.7%	9.9%	12.5%	60th	175th of 563
Income inequality (Gini)	0.441	0.459	0.469	0.483	55th	202nd of 560
Diversity index	49.8	55.6	56.5	61.4	51st	187th of 571
Residents under 18	22.2%	21.6%	21.4%	22%	51st	227th of 571
Homeownership rate	68.5%	72.4%	63.8%	65.2%	50th	353rd of 563
Foreign-born residents	9.1%	13.2%	15.4%	14.1%	47th	236th of 571
Healthcare workers	9%	8%	9.3%	9.7%	43rd	256th of 570
Median home value	$261,600	$299,800	$564,600	$332,700	36th	462nd of 536
Unemployment rate	4.1%	4.5%	5.1%	5.2%	36th	343rd of 570
Tech workers	1.9%	0.9%	6.7%	3.8%	31st	330th of 570
Per capita income	$33,175	$33,889	$53,744	$44,673	28th	453rd of 570
Broadband access	88.6%	86.9%	93.6%	91%	26th	416th of 563
Bachelor's degree or higher	20.4%	24.7%	39.6%	35.7%	22nd	406th of 571
Median earnings per worker	$40,481	$39,416	$59,959	$49,666	22nd	467th of 566
Median gross rent	$981	$887	$1,760	$1,413	20th	373rd of 475
Work from home	7.2%	16.2%	19.8%	15.1%	18th	456th of 570
Median household incomeWeakness	$57,342	$63,207	$98,141	$80,734	17th	486th of 541
Population	4,892	43,425	7,816,116	334,922,499	8th	296th of 571
Average commuteStrength	17.8 min	18.4 min	26.6 min	26.4 min	5th	486th of 546
Rent-burdened rentersStrength	30.9%	39.2%	49.9%	51.1%	5th	430th of 541
Population density	9/sq mi	8/sq mi	118/sq mi	95/sq mi	1st	462nd of 571

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

16%

35–44

15%

45–54

55–64

18%

65–74

75+

Median age

44.1

Under 18

22.2%

65 and over

26%

Race and ethnicity

White68%
Black0.8%
Hispanic17%
Asian0%
Native American3%
Pacific Islander0%
Other0%
Multiracial11%

Diversity index

49.8

U.S. 61.4

Foreign-born

9.1%

U.S. 14.1%

Born in state

68.3%

Language spoken at home (households)

English only

86%

Spanish

10%

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 1,950
Average household size: 2.3
Family households: 70.1%
Married couples: 55.7%
Living alone: 25%
Veterans (of adults): 9.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

13%

$25–50k

23%

$50–75k

24%

$75–100k

13%

$100–150k

12%

$150–200k

$200k+

Median household income

98840

$57,342

Okanogan Co.

$63,207

Washington

$98,141

United States

$80,734

Per capita income

$33,175

U.S. $44,673

Poverty rate

12.9%

U.S. 12.5%

Households earning $150K+

14.4%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

98840

$261,600

Okanogan Co.

$299,800

Washington

$564,600

United States

$332,700

Median gross rent

98840

$981

Okanogan Co.

$887

Washington

$1,760

United States

$1,413

Types of housing

Single-family

77%

2–4 units

0.8%

5–19 units

20+ units

0.2%

Mobile home

19%

Boat, RV, van

0.3%

Housing units: 2,235
Owner-occupied: 68.5%
Vacant: 12.8%
Median year built: 1973
Median rooms: 5.8
Renters paying 30%+ of income: 30.9%
Renters paying 50%+ of income: 6.1%
Home value to income: 4.6× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

60%

Carpooled

28%

Transit

0.9%

Walked

Bicycle

Worked from home

Other

0.5%

Commute time (one way)

<10 min

27%

10–19

50%

20–29

10%

30–44

45–59

60+

Average commute

17.8 min

U.S. 26.4 min

Unemployment

4.1%

U.S. 5.2%

In labor force

52.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Farming, fishing and forestry

13%

Management

13%

Transportation and moving

12%

Construction and repair

12%

Healthcare

Education

Office and admin

Sales

Food service

Cleaning and personal care

Production

Computer and math

Legal and social services

Business and finance

Arts, media and sports

0.4%

Police and fire

0.3%

Engineering and science

Industries

Retail

20%

Agriculture and mining

18%

Health care and social assistance

13%

Construction

Education

Restaurants and hotels

Transportation, warehousing and utilities

Public administration

Manufacturing

Admin, support and management

Information

Arts and recreation

Professional and technical services

Other services

0.8%

Finance, insurance and real estate

0.6%

Wholesale

Median earnings per worker

$40,481

U.S. $49,666

Self-employed

10.8%

U.S. 10%

Government workers

16.2%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	98840	U.S.
Management, business, science and arts	$72,250	$74,888
Service	$20,357	$26,804
Sales and office	$24,167	$40,476
Construction and maintenance	$19,034	$49,199
Production and transportation	$48,000	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

11%

High school

35%

Some college

25%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 89.3%
Bachelor's degree or higher: 20.4%
Graduate or professional degree: 8.1%
Households with broadband: 88.6%
Cable, fiber or DSL: 54.9%
No internet access: 9.3%
Without health insurance: 12.2%
Limited-English households: 0%

Geography

City (USPS): Okanogan
State: Washington
County: Okanogan County
Center point: 48.2918° N, 119.5138° W
Land area: 533 sq mi
Water area: 7 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Zip codes near 98840

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98841	Omak, WA	12 mi	9,737	$71,809	$274,000
98829	Malott, WA	13 mi	361	$36,875	$392,000
98812	Brewster, WA	17 mi	4,834	$59,297	$354,500
98849	Riverside, WA	18 mi	1,096	$63,875	$277,200
98813	Bridgeport, WA	20 mi	2,826	$49,969	$177,000
99155	Nespelem, WA	23 mi	1,009	$50,909	$143,100
98819	Conconully, WA	25 mi	182	$63,000	$219,400
99133	Grand Coulee, WA	26 mi	1,115	$68,854	$229,900
98834	Methow, WA	28 mi	178	$71,667	$590,000
98830	Mansfield, WA	28 mi	557	$83,125	$262,500
98846	Pateros, WA	29 mi	1,376	$84,464	$338,200
98855	Tonasket, WA	29 mi	5,857	$60,179	$257,800

Zip codes like 98840 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98840

What city is zip code 98840?

98840 is assigned to Okanogan, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98840 in?

98840 is in Okanogan County, Washington.

What is the population of 98840?

About 4,892 people live in 98840, according to the Census Bureau's American Community Survey.

What time zone is 98840 in?

98840 is in Pacific Time.

What is the median household income in 98840?

The median household income in 98840 is $57,342.

What zip codes are near 98840?

The closest zip codes to 98840 are 98841, 98829, 98812, 98849, 98813.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98840, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.