Zip code 98370: Poulsbo, Washington

Q: What city is zip code 98370?

98370 is assigned to Poulsbo, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98370 in?

98370 is in Kitsap County, Washington.

Q: What is the population of 98370?

About 33,655 people live in 98370, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98370?

The median household income in 98370 is $116,756.

Q: What zip codes are near 98370?

The closest zip codes to 98370 are 98392, 98345, 98315, 98342, 98061.

Residential delivery areaKitsap CountyPacific Time

Population

33,655

Median household income

$117K

U.S. $81K

Median home value

$629K

U.S. $333K

Median rent

$1,852/mo

U.S. $1,413

Median age

44.4

U.S. 38.9

Land area

56 sq mi

598 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98370

98370 is a suburban zip code in Poulsbo, Washington (Kitsap County), covering 56 sq mi of land. About 33,655 people live here, or 598 per square mile. The median resident is 44.4 years old, compared with 38.9 nationally.

The median household earns $116,756 a year, 45% above the national median of $80,734. 6.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $628,600, or 5.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,852 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.5 minutes each way, and 23% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 98370 compares

Sorted from highest to lowest national percentile

Government workers29.3%
98th
U.S. 14.5% · WA 16%99th of 570 in WA
Veterans12.6%
95th
U.S. 6.2% · WA 7.8%107th of 571 in WA
Median home value$628,600
84th
U.S. $332,700 · WA $564,600123rd of 536 in WA
Work from home23%
84th
U.S. 15.1% · WA 19.8%135th of 570 in WA
Residents 65 and older22.1%
84th
U.S. 17.2% · WA 16.6%205th of 571 in WA
Median household income$116,756
83rd
StrengthU.S. $80,734 · WA $98,14190th of 541 in WA
Median age44.4
83rd
U.S. 38.9 · WA 38.3199th of 571 in WA
Median earnings per worker$65,605
83rd
StrengthU.S. $49,666 · WA $59,959130th of 566 in WA
Per capita income$57,559
82nd
StrengthU.S. $44,673 · WA $53,744107th of 570 in WA
Self-employed workers12.2%
78th
U.S. 10% · WA 9.6%181st of 570 in WA
Median gross rent$1,852
77th
U.S. $1,413 · WA $1,760116th of 475 in WA
Broadband access95%
76th
U.S. 91% · WA 93.6%173rd of 563 in WA
Bachelor's degree or higher46%
74th
U.S. 35.7% · WA 39.6%109th of 571 in WA
Tech workers4.5%
74th
U.S. 3.8% · WA 6.7%147th of 570 in WA
Homeownership rate75.5%
68th
U.S. 65.2% · WA 63.8%276th of 563 in WA
Average commute28.5 min
66th
U.S. 26.4 min · WA 26.6 min213th of 546 in WA
Healthcare workers9.9%
57th
U.S. 9.7% · WA 9.3%209th of 570 in WA
Population33,655
56th
U.S. 334,922,499 · WA 7,816,11681st of 571 in WA
Unemployment rate5.1%
54th
U.S. 5.2% · WA 5.1%241st of 570 in WA
Rent-burdened renters49.1%
44th
U.S. 51.1% · WA 49.9%242nd of 541 in WA
Income inequality (Gini)0.423
39th
U.S. 0.483 · WA 0.469283rd of 560 in WA
Population density598/sq mi
35th
U.S. 95/sq mi · WA 118/sq mi193rd of 571 in WA
Foreign-born residents6.2%
35th
U.S. 14.1% · WA 15.4%307th of 571 in WA
Diversity index37.7
33rd
U.S. 61.4 · WA 56.5310th of 571 in WA
Housing vacancy4.4%
27th
U.S. 10.1% · WA 7.3%416th of 563 in WA
Residents under 1819.1%
25th
U.S. 22% · WA 21.4%337th of 571 in WA
Poverty rate6.6%
22nd
U.S. 12.5% · WA 9.9%416th of 563 in WA
Uninsured rate3%
12th
StrengthU.S. 8.4% · WA 6.3%450th of 567 in WA

Measure	98370	Kitsap	WA	U.S.	National percentile	Rank in WA
Government workers	29.3%	29%	16%	14.5%	98th	99th of 570
Veterans	12.6%	14.6%	7.8%	6.2%	95th	107th of 571
Median home value	$628,600	$555,100	$564,600	$332,700	84th	123rd of 536
Work from home	23%	16%	19.8%	15.1%	84th	135th of 570
Residents 65 and older	22.1%	19.7%	16.6%	17.2%	84th	205th of 571
Median household incomeStrength	$116,756	$104,158	$98,141	$80,734	83rd	90th of 541
Median age	44.4	40.2	38.3	38.9	83rd	199th of 571
Median earnings per workerStrength	$65,605	$59,919	$59,959	$49,666	83rd	130th of 566
Per capita incomeStrength	$57,559	$53,544	$53,744	$44,673	82nd	107th of 570
Self-employed workers	12.2%	9.4%	9.6%	10%	78th	181st of 570
Median gross rent	$1,852	$1,822	$1,760	$1,413	77th	116th of 475
Broadband access	95%	95.3%	93.6%	91%	76th	173rd of 563
Bachelor's degree or higher	46%	37.9%	39.6%	35.7%	74th	109th of 571
Tech workers	4.5%	4.4%	6.7%	3.8%	74th	147th of 570
Homeownership rate	75.5%	70.1%	63.8%	65.2%	68th	276th of 563
Average commute	28.5 min	28.4 min	26.6 min	26.4 min	66th	213th of 546
Healthcare workers	9.9%	9.4%	9.3%	9.7%	57th	209th of 570
Population	33,655	277,881	7,816,116	334,922,499	56th	81st of 571
Unemployment rate	5.1%	4.7%	5.1%	5.2%	54th	241st of 570
Rent-burdened renters	49.1%	52.8%	49.9%	51.1%	44th	242nd of 541
Income inequality (Gini)	0.423	0.433	0.469	0.483	39th	283rd of 560
Population density	598/sq mi	703/sq mi	118/sq mi	95/sq mi	35th	193rd of 571
Foreign-born residents	6.2%	7.2%	15.4%	14.1%	35th	307th of 571
Diversity index	37.7	45.3	56.5	61.4	33rd	310th of 571
Housing vacancy	4.4%	7.2%	7.3%	10.1%	27th	416th of 563
Residents under 18	19.1%	19.7%	21.4%	22%	25th	337th of 571
Poverty rate	6.6%	8.2%	9.9%	12.5%	22nd	416th of 563
Uninsured rateStrength	3%	5.1%	6.3%	8.4%	12th	450th of 567

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

13%

25–34

13%

35–44

13%

45–54

14%

55–64

14%

65–74

75+

Median age

44.4

Under 18

19.1%

65 and over

22.1%

Race and ethnicity

White78%
Black1%
Hispanic9%
Asian3%
Native American0.7%
Pacific Islander0.2%
Other1.0%
Multiracial8%

Diversity index

37.7

U.S. 61.4

Foreign-born

6.2%

U.S. 14.1%

Born in state

43.7%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 13,501
Average household size: 2.5
Family households: 69.2%
Married couples: 57.7%
Living alone: 23%
Veterans (of adults): 12.6%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

$25–50k

13%

$50–75k

10%

$75–100k

11%

$100–150k

20%

$150–200k

17%

$200k+

20%

Median household income

98370

$116,756

Kitsap Co.

$104,158

Washington

$98,141

United States

$80,734

Per capita income

$57,559

U.S. $44,673

Poverty rate

6.6%

U.S. 12.5%

Households earning $150K+

37.1%

U.S. 23%

Income inequality (Gini)

0.423

U.S. 0.483

Housing

Median home value

98370

$628,600

Kitsap Co.

$555,100

Washington

$564,600

United States

$332,700

Median gross rent

98370

$1,852

Kitsap Co.

$1,822

Washington

$1,760

United States

$1,413

Types of housing

Single-family

81%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.4%

Housing units: 14,116
Owner-occupied: 75.5%
Vacant: 4.4%
Median year built: 1991
Median rooms: 6.3
Renters paying 30%+ of income: 49.1%
Renters paying 50%+ of income: 28.9%
Home value to income: 5.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

61%

Carpooled

Transit

Walked

Bicycle

0.3%

Worked from home

23%

Other

Commute time (one way)

<10 min

14%

10–19

31%

20–29

20%

30–44

18%

45–59

60+

12%

Average commute

28.5 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

60%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Healthcare

10%

Office and admin

Business and finance

Education

Sales

Engineering and science

Cleaning and personal care

Food service

Construction and repair

Computer and math

Transportation and moving

Production

Police and fire

Arts, media and sports

Legal and social services

Farming, fishing and forestry

0.4%

Industries

Public administration

14%

Health care and social assistance

13%

Retail

10%

Education

Professional and technical services

Restaurants and hotels

Manufacturing

Construction

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Other services

Arts and recreation

Agriculture and mining

Wholesale

Information

Median earnings per worker

$65,605

U.S. $49,666

Self-employed

12.2%

U.S. 10%

Government workers

29.3%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	98370	U.S.
Management, business, science and arts	$95,395	$74,888
Service	$39,472	$26,804
Sales and office	$45,237	$40,476
Construction and maintenance	$51,683	$49,199
Production and transportation	$55,906	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

21%

Associate's

10%

Bachelor's

28%

Graduate

18%

High school graduate or higher: 95.5%
Bachelor's degree or higher: 46%
Graduate or professional degree: 17.8%
Households with broadband: 95%
Cable, fiber or DSL: 82.1%
No internet access: 3.5%
Without health insurance: 3%
Limited-English households: 1.2%

Geography

City (USPS): Poulsbo
State: Washington
County: Kitsap County
Center point: 47.7540° N, 122.6263° W
Land area: 56 sq mi
Water area: 9.7 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Suquamish (unincorporated)10% of zip
Poulsbo8% of zip
Silverdale (unincorporated)5% of zip
Lofall (unincorporated)4% of zip
Indianola (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98370

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98392	Suquamish, WA	3.2 mi	2,984	$85,530	$452,400
98345	Keyport, WA	3.7 mi	221	—	$524,000
98315	Silverdale, WA	4.6 mi	6,112	$79,918	—
98342	Indianola, WA	5.3 mi	1,338	$102,778	$698,500
98061	Rollingbay, WA · PO box	5.6 mi	—	—	—
98346	Kingston, WA	6.8 mi	9,920	$114,779	$612,800
98364	Port Gamble, WA	7.2 mi	0	—	—
98383	Silverdale, WA	7.6 mi	21,604	$111,139	$596,400
98110	Bainbridge Island, WA	8.5 mi	24,631	$172,188	$1,155,900
98311	Bremerton, WA	8.8 mi	28,168	$108,757	$471,800
98393	Tracyton, WA · PO box	8.9 mi	—	—	—
98365	Port Ludlow, WA	9.7 mi	5,168	$98,776	$673,800

Zip codes like 98370 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98370

What city is zip code 98370?

98370 is assigned to Poulsbo, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98370 in?

98370 is in Kitsap County, Washington.

What is the population of 98370?

About 33,655 people live in 98370, according to the Census Bureau's American Community Survey.

What time zone is 98370 in?

98370 is in Pacific Time.

What is the median household income in 98370?

The median household income in 98370 is $116,756.

What zip codes are near 98370?

The closest zip codes to 98370 are 98392, 98345, 98315, 98342, 98061.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98370, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.