Zip code 98365: Port Ludlow, Washington

Q: What city is zip code 98365?

98365 is assigned to Port Ludlow, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98365 in?

98365 is in Jefferson County, Washington.

Q: What is the population of 98365?

About 5,168 people live in 98365, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98365?

The median household income in 98365 is $98,776.

Q: What zip codes are near 98365?

The closest zip codes to 98365 are 98364, 98325, 98340, 98376, 98346.

Residential delivery areaJefferson CountyPacific Time

Population

5,168

Median household income

$99K

U.S. $81K

Median home value

$674K

U.S. $333K

Median rent

$1,978/mo

U.S. $1,413

Median age

65.1

U.S. 38.9

Land area

37 sq mi

139 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98365

98365 is a small-town zip code in Port Ludlow, Washington (Jefferson County), covering 37 sq mi of land. About 5,168 people live here, or 139 per square mile. The median resident is 65.1 years old, compared with 38.9 nationally.

The median household earns $98,776 a year, 22% above the national median of $80,734. 6.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $673,800, or 6.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 89% of occupied homes are lived in by their owners, and renters pay a median of $1,978 a month.

47% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.3 minutes each way, and 28% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and cleaning and personal care. 21% of them are self-employed (U.S.: 10%).

How 98365 compares

Sorted from highest to lowest national percentile

Median age65.1
99th
U.S. 38.9 · WA 38.312th of 571 in WA
Residents 65 and older50.3%
99th
U.S. 17.2% · WA 16.6%12th of 571 in WA
Veterans15.1%
98th
U.S. 6.2% · WA 7.8%59th of 571 in WA
Self-employed workers21.1%
98th
U.S. 10% · WA 9.6%59th of 570 in WA
Homeownership rate89%
95th
StrengthU.S. 65.2% · WA 63.8%73rd of 563 in WA
Government workers25.5%
95th
U.S. 14.5% · WA 16%136th of 570 in WA
Median earnings per worker$81,953
94th
StrengthU.S. $49,666 · WA $59,95959th of 566 in WA
Per capita income$70,774
92nd
StrengthU.S. $44,673 · WA $53,74457th of 570 in WA
Work from home28%
92nd
U.S. 15.1% · WA 19.8%83rd of 570 in WA
Housing vacancy16.4%
89th
U.S. 10.1% · WA 7.3%128th of 563 in WA
Median home value$673,800
86th
U.S. $332,700 · WA $564,600102nd of 536 in WA
Median gross rent$1,978
83rd
U.S. $1,413 · WA $1,76080th of 475 in WA
Tech workers5.2%
81st
U.S. 3.8% · WA 6.7%118th of 570 in WA
Average commute31.3 min
80th
WeaknessU.S. 26.4 min · WA 26.6 min143rd of 546 in WA
Bachelor's degree or higher47%
76th
U.S. 35.7% · WA 39.6%106th of 571 in WA
Income inequality (Gini)0.469
75th
U.S. 0.483 · WA 0.469103rd of 560 in WA
Median household income$98,776
70th
U.S. $80,734 · WA $98,141176th of 541 in WA
Unemployment rate5.9%
67th
U.S. 5.2% · WA 5.1%183rd of 570 in WA
Broadband access93%
58th
U.S. 91% · WA 93.6%263rd of 563 in WA
Poverty rate6.3%
21st
U.S. 12.5% · WA 9.9%421st of 563 in WA
Foreign-born residents3.2%
19th
U.S. 14.1% · WA 15.4%420th of 571 in WA
Population density139/sq mi
17th
U.S. 95/sq mi · WA 118/sq mi297th of 571 in WA
Diversity index23.3
16th
U.S. 61.4 · WA 56.5467th of 571 in WA
Rent-burdened renters39.1%
14th
StrengthU.S. 51.1% · WA 49.9%368th of 541 in WA
Population5,168
8th
U.S. 334,922,499 · WA 7,816,116290th of 571 in WA
Healthcare workers5.2%
4th
U.S. 9.7% · WA 9.3%439th of 570 in WA
Residents under 188.4%
2nd
U.S. 22% · WA 21.4%516th of 571 in WA
Uninsured rate1%
1st
StrengthU.S. 8.4% · WA 6.3%529th of 567 in WA

Measure	98365	Jefferson	WA	U.S.	National percentile	Rank in WA
Median age	65.1	59.8	38.3	38.9	99th	12th of 571
Residents 65 and older	50.3%	40.7%	16.6%	17.2%	99th	12th of 571
Veterans	15.1%	11.7%	7.8%	6.2%	98th	59th of 571
Self-employed workers	21.1%	23.4%	9.6%	10%	98th	59th of 570
Homeownership rateStrength	89%	79%	63.8%	65.2%	95th	73rd of 563
Government workers	25.5%	17.5%	16%	14.5%	95th	136th of 570
Median earnings per workerStrength	$81,953	$49,240	$59,959	$49,666	94th	59th of 566
Per capita incomeStrength	$70,774	$51,695	$53,744	$44,673	92nd	57th of 570
Work from home	28%	23.7%	19.8%	15.1%	92nd	83rd of 570
Housing vacancy	16.4%	16.4%	7.3%	10.1%	89th	128th of 563
Median home value	$673,800	$535,000	$564,600	$332,700	86th	102nd of 536
Median gross rent	$1,978	$1,522	$1,760	$1,413	83rd	80th of 475
Tech workers	5.2%	4.4%	6.7%	3.8%	81st	118th of 570
Average commuteWeakness	31.3 min	21.3 min	26.6 min	26.4 min	80th	143rd of 546
Bachelor's degree or higher	47%	43.9%	39.6%	35.7%	76th	106th of 571
Income inequality (Gini)	0.469	0.487	0.469	0.483	75th	103rd of 560
Median household income	$98,776	$74,048	$98,141	$80,734	70th	176th of 541
Unemployment rate	5.9%	6.6%	5.1%	5.2%	67th	183rd of 570
Broadband access	93%	92.5%	93.6%	91%	58th	263rd of 563
Poverty rate	6.3%	11.1%	9.9%	12.5%	21st	421st of 563
Foreign-born residents	3.2%	4.8%	15.4%	14.1%	19th	420th of 571
Population density	139/sq mi	19/sq mi	118/sq mi	95/sq mi	17th	297th of 571
Diversity index	23.3	27.8	56.5	61.4	16th	467th of 571
Rent-burdened rentersStrength	39.1%	48.1%	49.9%	51.1%	14th	368th of 541
Population	5,168	33,577	7,816,116	334,922,499	8th	290th of 571
Healthcare workers	5.2%	13.6%	9.3%	9.7%	4th	439th of 570
Residents under 18	8.4%	11.2%	21.4%	22%	2nd	516th of 571
Uninsured rateStrength	1%	3.8%	6.3%	8.4%	1st	529th of 567

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

45–54

18%

55–64

29%

65–74

21%

75+

Median age

65.1

Under 18

8.4%

65 and over

50.3%

Race and ethnicity

White87%
Black0%
Hispanic5%
Asian2%
Native American0.5%
Pacific Islander0.3%
Other2%
Multiracial4%

Diversity index

23.3

U.S. 61.4

Foreign-born

3.2%

U.S. 14.1%

Born in state

33%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 2,629
Average household size: 2
Family households: 66%
Married couples: 61%
Living alone: 31.1%
Veterans (of adults): 15.1%
Male / female: 53% / 47%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

$50–75k

15%

$75–100k

15%

$100–150k

20%

$150–200k

10%

$200k+

19%

Median household income

98365

$98,776

Jefferson Co.

$74,048

Washington

$98,141

United States

$80,734

Per capita income

$70,774

U.S. $44,673

Poverty rate

6.3%

U.S. 12.5%

Households earning $150K+

28.8%

U.S. 23%

Income inequality (Gini)

0.469

U.S. 0.483

Housing

Median home value

98365

$673,800

Jefferson Co.

$535,000

Washington

$564,600

United States

$332,700

Median gross rent

98365

$1,978

Jefferson Co.

$1,522

Washington

$1,760

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 3,144
Owner-occupied: 89%
Vacant: 16.4%
Median year built: 1993
Median rooms: 5.9
Renters paying 30%+ of income: 39.1%
Renters paying 50%+ of income: 33.2%
Home value to income: 6.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

58%

Carpooled

Transit

0.6%

Walked

Bicycle

Worked from home

28%

Other

Commute time (one way)

<10 min

10–19

14%

20–29

31%

30–44

28%

45–59

10%

60+

Average commute

31.3 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

35.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Office and admin

13%

Cleaning and personal care

Education

Sales

Police and fire

Construction and repair

Business and finance

Computer and math

Healthcare

Engineering and science

Legal and social services

Production

Transportation and moving

Food service

Arts, media and sports

0.5%

Farming, fishing and forestry

Industries

Health care and social assistance

15%

Professional and technical services

15%

Public administration

12%

Manufacturing

11%

Education

Other services

Retail

Construction

Finance, insurance and real estate

Admin, support and management

Transportation, warehousing and utilities

Information

Restaurants and hotels

Wholesale

Arts and recreation

0.9%

Agriculture and mining

0.8%

Median earnings per worker

$81,953

U.S. $49,666

Self-employed

21.1%

U.S. 10%

Government workers

25.5%

U.S. 14.5%

Nonprofit workers

7.6%

U.S. 8.8%

Median earnings by type of work

Type of work	98365	U.S.
Management, business, science and arts	$104,258	$74,888
Service	$56,875	$26,804
Sales and office	$55,943	$40,476
Construction and maintenance	$65,568	$49,199
Production and transportation	$63,036	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

28%

Associate's

Bachelor's

22%

Graduate

25%

High school graduate or higher: 97.3%
Bachelor's degree or higher: 47%
Graduate or professional degree: 25.1%
Households with broadband: 93%
Cable, fiber or DSL: 77.3%
No internet access: 4.9%
Without health insurance: 1%
Limited-English households: 0%

Geography

City (USPS): Port Ludlow
State: Washington
County: Jefferson County
Center point: 47.8849° N, 122.7014° W
Land area: 37 sq mi
Water area: 5 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Port Ludlow (unincorporated)31% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98365

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98364	Port Gamble, WA	5.7 mi	0	—	—
98325	Chimacum, WA	6.3 mi	1,775	$79,191	$446,300
98340	Hansville, WA	6.3 mi	2,721	$79,876	$569,700
98376	Quilcene, WA	7.5 mi	1,982	$57,250	$344,700
98346	Kingston, WA	9 mi	9,920	$114,779	$612,800
98370	Poulsbo, WA	9.7 mi	33,655	$116,756	$628,600
98339	Port Hadlock, WA	10 mi	3,658	$77,778	$409,800
98315	Silverdale, WA	11 mi	6,112	$79,918	—
98358	Nordland, WA	11 mi	1,164	$110,368	$756,000
98249	Freeland, WA	12 mi	4,198	$99,519	$627,400
98392	Suquamish, WA	12 mi	2,984	$85,530	$452,400
98368	Port Townsend, WA	12 mi	17,304	$69,688	$554,300

Zip codes like 98365 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98365

What city is zip code 98365?

98365 is assigned to Port Ludlow, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98365 in?

98365 is in Jefferson County, Washington.

What is the population of 98365?

About 5,168 people live in 98365, according to the Census Bureau's American Community Survey.

What time zone is 98365 in?

98365 is in Pacific Time.

What is the median household income in 98365?

The median household income in 98365 is $98,776.

What zip codes are near 98365?

The closest zip codes to 98365 are 98364, 98325, 98340, 98376, 98346.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98365, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.