Zip code 98110: Bainbridge Island, Washington

Q: What city is zip code 98110?

98110 is assigned to Bainbridge Island, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98110 in?

98110 is in Kitsap County, Washington.

Q: What is the population of 98110?

About 24,631 people live in 98110, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98110?

The median household income in 98110 is $172,188.

Q: What zip codes are near 98110?

The closest zip codes to 98110 are 98061, 98311, 98310, 98345, 98393.

Residential delivery areaKitsap CountyPacific Time

Population

24,631

Median household income

$172K

U.S. $81K

Median home value

$1.2M

U.S. $333K

Median rent

$2,194/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

28 sq mi

892 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98110

98110 is a suburban zip code in Bainbridge Island, Washington (Kitsap County), covering 28 sq mi of land. About 24,631 people live here, or 892 per square mile. The median resident is 49 years old, compared with 38.9 nationally.

The median household earns $172,188 a year, about 2.1× the national median of $80,734. 3.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $1,155,900, or 6.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 81% of occupied homes are lived in by their owners, and renters pay a median of $2,194 a month.

76% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 37.3 minutes each way, and 40% of workers work from home; working from home is more common than any single way of commuting. The most common jobs among working residents are in management; sales; and computer and math (tech). 18% of them are self-employed (U.S.: 10%).

How 98110 compares

Sorted from highest to lowest national percentile

Work from home40.3%
99th
U.S. 15.1% · WA 19.8%16th of 570 in WA
Per capita income$99,714
98th
StrengthU.S. $44,673 · WA $53,74419th of 570 in WA
Bachelor's degree or higher76.4%
98th
StrengthU.S. 35.7% · WA 39.6%20th of 571 in WA
Median earnings per worker$102,726
98th
StrengthU.S. $49,666 · WA $59,95923rd of 566 in WA
Median household income$172,188
97th
StrengthU.S. $80,734 · WA $98,14122nd of 541 in WA
Median home value$1,155,900
97th
U.S. $332,700 · WA $564,60017th of 536 in WA
Self-employed workers18%
96th
U.S. 10% · WA 9.6%85th of 570 in WA
Average commute37.3 min
95th
WeaknessU.S. 26.4 min · WA 26.6 min52nd of 546 in WA
Broadband access97.4%
95th
StrengthU.S. 91% · WA 93.6%49th of 563 in WA
Residents 65 and older27.4%
95th
U.S. 17.2% · WA 16.6%125th of 571 in WA
Tech workers9%
95th
U.S. 3.8% · WA 6.7%56th of 570 in WA
Median age49
94th
U.S. 38.9 · WA 38.3140th of 571 in WA
Median gross rent$2,194
90th
U.S. $1,413 · WA $1,76049th of 475 in WA
Homeownership rate81.4%
81st
StrengthU.S. 65.2% · WA 63.8%184th of 563 in WA
Income inequality (Gini)0.472
77th
U.S. 0.483 · WA 0.46995th of 560 in WA
Veterans7.5%
72nd
U.S. 6.2% · WA 7.8%340th of 571 in WA
Housing vacancy9.3%
68th
U.S. 10.1% · WA 7.3%236th of 563 in WA
Government workers15.7%
64th
U.S. 14.5% · WA 16%326th of 570 in WA
Population density892/sq mi
42nd
U.S. 95/sq mi · WA 118/sq mi168th of 571 in WA
Foreign-born residents7.8%
42nd
U.S. 14.1% · WA 15.4%258th of 571 in WA
Healthcare workers8.9%
41st
U.S. 9.7% · WA 9.3%261st of 570 in WA
Population24,631
39th
U.S. 334,922,499 · WA 7,816,116143rd of 571 in WA
Residents under 1820.1%
32nd
U.S. 22% · WA 21.4%307th of 571 in WA
Diversity index31.8
26th
U.S. 61.4 · WA 56.5369th of 571 in WA
Rent-burdened renters42%
20th
StrengthU.S. 51.1% · WA 49.9%338th of 541 in WA
Unemployment rate2.8%
14th
StrengthU.S. 5.2% · WA 5.1%432nd of 570 in WA
Uninsured rate2.2%
6th
StrengthU.S. 8.4% · WA 6.3%492nd of 567 in WA
Poverty rate3.5%
4th
StrengthU.S. 12.5% · WA 9.9%514th of 563 in WA

Measure	98110	Kitsap	WA	U.S.	National percentile	Rank in WA
Work from home	40.3%	16%	19.8%	15.1%	99th	16th of 570
Per capita incomeStrength	$99,714	$53,544	$53,744	$44,673	98th	19th of 570
Bachelor's degree or higherStrength	76.4%	37.9%	39.6%	35.7%	98th	20th of 571
Median earnings per workerStrength	$102,726	$59,919	$59,959	$49,666	98th	23rd of 566
Median household incomeStrength	$172,188	$104,158	$98,141	$80,734	97th	22nd of 541
Median home value	$1,155,900	$555,100	$564,600	$332,700	97th	17th of 536
Self-employed workers	18%	9.4%	9.6%	10%	96th	85th of 570
Average commuteWeakness	37.3 min	28.4 min	26.6 min	26.4 min	95th	52nd of 546
Broadband accessStrength	97.4%	95.3%	93.6%	91%	95th	49th of 563
Residents 65 and older	27.4%	19.7%	16.6%	17.2%	95th	125th of 571
Tech workers	9%	4.4%	6.7%	3.8%	95th	56th of 570
Median age	49	40.2	38.3	38.9	94th	140th of 571
Median gross rent	$2,194	$1,822	$1,760	$1,413	90th	49th of 475
Homeownership rateStrength	81.4%	70.1%	63.8%	65.2%	81st	184th of 563
Income inequality (Gini)	0.472	0.433	0.469	0.483	77th	95th of 560
Veterans	7.5%	14.6%	7.8%	6.2%	72nd	340th of 571
Housing vacancy	9.3%	7.2%	7.3%	10.1%	68th	236th of 563
Government workers	15.7%	29%	16%	14.5%	64th	326th of 570
Population density	892/sq mi	703/sq mi	118/sq mi	95/sq mi	42nd	168th of 571
Foreign-born residents	7.8%	7.2%	15.4%	14.1%	42nd	258th of 571
Healthcare workers	8.9%	9.4%	9.3%	9.7%	41st	261st of 570
Population	24,631	277,881	7,816,116	334,922,499	39th	143rd of 571
Residents under 18	20.1%	19.7%	21.4%	22%	32nd	307th of 571
Diversity index	31.8	45.3	56.5	61.4	26th	369th of 571
Rent-burdened rentersStrength	42%	52.8%	49.9%	51.1%	20th	338th of 541
Unemployment rateStrength	2.8%	4.7%	5.1%	5.2%	14th	432nd of 570
Uninsured rateStrength	2.2%	5.1%	6.3%	8.4%	6th	492nd of 567
Poverty rateStrength	3.5%	8.2%	9.9%	12.5%	4th	514th of 563

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

14%

35–44

12%

45–54

16%

55–64

18%

65–74

10%

75+

Median age

Under 18

20.1%

65 and over

27.4%

Race and ethnicity

White82%
Black0.4%
Hispanic5%
Asian4%
Native American0.3%
Pacific Islander0.0%
Other2%
Multiracial7%

Diversity index

31.8

U.S. 61.4

Foreign-born

7.8%

U.S. 14.1%

Born in state

32.1%

Language spoken at home (households)

English only

90%

Spanish

Other Indo-European

Asian / Pacific

Other

0.4%

Households

Households: 9,887
Average household size: 2.5
Family households: 75%
Married couples: 68.7%
Living alone: 20.3%
Veterans (of adults): 7.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

$75–100k

$100–150k

18%

$150–200k

12%

$200k+

44%

Median household income

98110

$172,188

Kitsap Co.

$104,158

Washington

$98,141

United States

$80,734

Per capita income

$99,714

U.S. $44,673

Poverty rate

3.5%

U.S. 12.5%

Households earning $150K+

55.8%

U.S. 23%

Income inequality (Gini)

0.472

U.S. 0.483

Housing

Median home value

98110

$1,155,900

Kitsap Co.

$555,100

Washington

$564,600

United States

$332,700

Median gross rent

98110

$2,194

Kitsap Co.

$1,822

Washington

$1,760

United States

$1,413

Types of housing

Single-family

83%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 10,900
Owner-occupied: 81.4%
Vacant: 9.3%
Median year built: 1989
Median rooms: 6.5
Renters paying 30%+ of income: 42%
Renters paying 50%+ of income: 19.5%
Home value to income: 6.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

37%

Carpooled

Transit

13%

Walked

Bicycle

Worked from home

40%

Other

0.9%

Commute time (one way)

<10 min

18%

10–19

28%

20–29

30–44

45–59

60+

28%

Average commute

37.3 min

U.S. 26.4 min

Unemployment

2.8%

U.S. 5.2%

In labor force

57.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

19%

Sales

11%

Computer and math

Healthcare

Business and finance

Education

Legal and social services

Food service

Engineering and science

Office and admin

Cleaning and personal care

Arts, media and sports

Construction and repair

Transportation and moving

Police and fire

Production

0.9%

Farming, fishing and forestry

0.1%

Industries

Professional and technical services

26%

Health care and social assistance

11%

Retail

10%

Education

Finance, insurance and real estate

Public administration

Restaurants and hotels

Manufacturing

Construction

Arts and recreation

Other services

Information

Admin, support and management

Transportation, warehousing and utilities

Wholesale

Agriculture and mining

0.8%

Median earnings per worker

$102,726

U.S. $49,666

Self-employed

18%

U.S. 10%

Government workers

15.7%

U.S. 14.5%

Nonprofit workers

9.5%

U.S. 8.8%

Median earnings by type of work

Type of work	98110	U.S.
Management, business, science and arts	$126,760	$74,888
Service	$16,964	$26,804
Sales and office	$67,788	$40,476
Construction and maintenance	$58,824	$49,199
Production and transportation	$53,819	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

0.7%

High school

Some college

12%

Associate's

Bachelor's

40%

Graduate

36%

High school graduate or higher: 99.3%
Bachelor's degree or higher: 76.4%
Graduate or professional degree: 36.3%
Households with broadband: 97.4%
Cable, fiber or DSL: 89.3%
No internet access: 0.6%
Without health insurance: 2.2%
Limited-English households: 0.2%

Geography

City (USPS): Bainbridge Island
State: Washington
County: Kitsap County
Center point: 47.6470° N, 122.5346° W
Land area: 28 sq mi
Water area: 11 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Bainbridge Island100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98110

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98061	Rollingbay, WA · PO box	3 mi	—	—	—
98311	Bremerton, WA	5.2 mi	28,168	$108,757	$471,800
98310	Bremerton, WA	5.5 mi	22,643	$75,878	$440,500
98345	Keyport, WA	5.6 mi	221	—	$524,000
98393	Tracyton, WA · PO box	5.6 mi	—	—	—
98199	Seattle, WA	6 mi	22,468	$180,789	$1,198,700
98392	Suquamish, WA	6.1 mi	2,984	$85,530	$452,400
98139	Seattle, WA · PO box	6.3 mi	—	—	—
98107	Seattle, WA	7.4 mi	28,776	$142,662	$953,400
98117	Seattle, WA	7.5 mi	35,711	$182,984	$1,043,500
98314	Bremerton, WA	7.6 mi	1,186	$184,417	—
98342	Indianola, WA	7.6 mi	1,338	$102,778	$698,500

Zip codes like 98110 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98110

What city is zip code 98110?

98110 is assigned to Bainbridge Island, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98110 in?

98110 is in Kitsap County, Washington.

What is the population of 98110?

About 24,631 people live in 98110, according to the Census Bureau's American Community Survey.

What time zone is 98110 in?

98110 is in Pacific Time.

What is the median household income in 98110?

The median household income in 98110 is $172,188.

What zip codes are near 98110?

The closest zip codes to 98110 are 98061, 98311, 98310, 98345, 98393.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98110, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.