Zip code 95521: Arcata, California

Q: What city is zip code 95521?

95521 is assigned to Arcata, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95521 in?

95521 is in Humboldt County, California.

Q: What is the population of 95521?

About 21,980 people live in 95521, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95521?

The median household income in 95521 is $53,114.

Q: What zip codes are near 95521?

The closest zip codes to 95521 are 95524, 95518, 95501, 95502, 95534.

Residential delivery areaHumboldt CountyPacific Time

Population

21,980

Median household income

$53K

U.S. $81K

Median home value

$501K

U.S. $333K

Median rent

$1,336/mo

U.S. $1,413

Median age

29.2

U.S. 38.9

Land area

60 sq mi

364 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95521

95521 is a small-town zip code in Arcata, California (Humboldt County), covering 60 sq mi of land. About 21,980 people live here, or 364 per square mile. The median resident is 29.2 years old, compared with 38.9 nationally.

The median household earns $53,114 a year, 34% below the national median of $80,734. 24.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $501,000, or 9.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 40% of occupied homes are lived in by their owners, and renters pay a median of $1,336 a month.

46% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 17.9 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and food service.

How 95521 compares

Sorted from highest to lowest national percentile

Unemployment rate11%
96th
WeaknessU.S. 5.2% · CA 6.6%210th of 1,681 in CA
Government workers26.2%
96th
U.S. 14.5% · CA 14.8%192nd of 1,678 in CA
Poverty rate24.4%
91st
WeaknessU.S. 12.5% · CA 12%167th of 1,666 in CA
Rent-burdened renters63.2%
90th
WeaknessU.S. 51.1% · CA 55.3%321st of 1,610 in CA
Healthcare workers13.5%
90th
U.S. 9.7% · CA 9.4%175th of 1,678 in CA
Income inequality (Gini)0.497
88th
WeaknessU.S. 0.483 · CA 0.489274th of 1,651 in CA
Self-employed workers13.1%
83rd
U.S. 10% · CA 11.4%638th of 1,678 in CA
Median home value$501,000
75th
U.S. $332,700 · CA $734,7001,043rd of 1,586 in CA
Bachelor's degree or higher46.4%
75th
U.S. 35.7% · CA 37.1%495th of 1,687 in CA
Housing vacancy9.5%
69th
U.S. 10.1% · CA 7.5%618th of 1,664 in CA
Work from home14.5%
59th
U.S. 15.1% · CA 17.2%880th of 1,680 in CA
Broadband access93.1%
58th
U.S. 91% · CA 93.5%871st of 1,662 in CA
Median gross rent$1,336
46th
U.S. $1,413 · CA $2,0361,179th of 1,464 in CA
Diversity index46.2
45th
U.S. 61.4 · CA 69.71,135th of 1,688 in CA
Residents 65 and older14.7%
36th
U.S. 17.2% · CA 15.7%1,044th of 1,688 in CA
Population21,980
34th
U.S. 334,922,499 · CA 39,287,377779th of 1,688 in CA
Per capita income$33,368
29th
U.S. $44,673 · CA $49,5131,186th of 1,685 in CA
Population density364/sq mi
28th
U.S. 95/sq mi · CA 252/sq mi1,005th of 1,688 in CA
Foreign-born residents4.8%
28th
U.S. 14.1% · CA 27%1,477th of 1,688 in CA
Uninsured rate3.5%
17th
StrengthU.S. 8.4% · CA 6.6%1,181st of 1,675 in CA
Veterans3.2%
17th
U.S. 6.2% · CA 4.3%1,092nd of 1,686 in CA
Median household income$53,114
12th
WeaknessU.S. $80,734 · CA $99,1221,432nd of 1,575 in CA
Tech workers0.8%
10th
U.S. 3.8% · CA 4.4%1,234th of 1,678 in CA
Homeownership rate40.2%
9th
WeaknessU.S. 65.2% · CA 55.9%1,396th of 1,662 in CA
Average commute17.9 min
6th
StrengthU.S. 26.4 min · CA 28.7 min1,483rd of 1,584 in CA
Residents under 1814%
6th
U.S. 22% · CA 22%1,366th of 1,688 in CA
Median earnings per worker$33,707
6th
WeaknessU.S. $49,666 · CA $52,6431,489th of 1,658 in CA
Median age29.2
3rd
U.S. 38.9 · CA 37.91,584th of 1,687 in CA

Measure	95521	Humboldt	CA	U.S.	National percentile	Rank in CA
Unemployment rateWeakness	11%	9%	6.6%	5.2%	96th	210th of 1,681
Government workers	26.2%	25%	14.8%	14.5%	96th	192nd of 1,678
Poverty rateWeakness	24.4%	18.7%	12%	12.5%	91st	167th of 1,666
Rent-burdened rentersWeakness	63.2%	60.1%	55.3%	51.1%	90th	321st of 1,610
Healthcare workers	13.5%	11.1%	9.4%	9.7%	90th	175th of 1,678
Income inequality (Gini)Weakness	0.497	0.480	0.489	0.483	88th	274th of 1,651
Self-employed workers	13.1%	16.2%	11.4%	10%	83rd	638th of 1,678
Median home value	$501,000	$446,900	$734,700	$332,700	75th	1,043rd of 1,586
Bachelor's degree or higher	46.4%	33.1%	37.1%	35.7%	75th	495th of 1,687
Housing vacancy	9.5%	12.7%	7.5%	10.1%	69th	618th of 1,664
Work from home	14.5%	13%	17.2%	15.1%	59th	880th of 1,680
Broadband access	93.1%	90.9%	93.5%	91%	58th	871st of 1,662
Median gross rent	$1,336	$1,287	$2,036	$1,413	46th	1,179th of 1,464
Diversity index	46.2	48.8	69.7	61.4	45th	1,135th of 1,688
Residents 65 and older	14.7%	19.8%	15.7%	17.2%	36th	1,044th of 1,688
Population	21,980	134,541	39,287,377	334,922,499	34th	779th of 1,688
Per capita income	$33,368	$36,080	$49,513	$44,673	29th	1,186th of 1,685
Population density	364/sq mi	38/sq mi	252/sq mi	95/sq mi	28th	1,005th of 1,688
Foreign-born residents	4.8%	6.2%	27%	14.1%	28th	1,477th of 1,688
Uninsured rateStrength	3.5%	4.9%	6.6%	8.4%	17th	1,181st of 1,675
Veterans	3.2%	6%	4.3%	6.2%	17th	1,092nd of 1,686
Median household incomeWeakness	$53,114	$61,160	$99,122	$80,734	12th	1,432nd of 1,575
Tech workers	0.8%	1.6%	4.4%	3.8%	10th	1,234th of 1,678
Homeownership rateWeakness	40.2%	56.5%	55.9%	65.2%	9th	1,396th of 1,662
Average commuteStrength	17.9 min	19 min	28.7 min	26.4 min	6th	1,483rd of 1,584
Residents under 18	14%	18.8%	22%	22%	6th	1,366th of 1,688
Median earnings per workerWeakness	$33,707	$39,049	$52,643	$49,666	6th	1,489th of 1,658
Median age	29.2	39.9	37.9	38.9	3rd	1,584th of 1,687

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

27%

18–24

17%

25–34

11%

35–44

45–54

55–64

65–74

75+

Median age

29.2

Under 18

14%

65 and over

14.7%

Race and ethnicity

White71%
Black3%
Hispanic15%
Asian1%
Native American0.8%
Pacific Islander0.1%
Other1%
Multiracial8%

Diversity index

46.2

U.S. 61.4

Foreign-born

4.8%

U.S. 14.1%

Born in state

69.3%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

0.7%

Other

0.3%

Households

Households: 9,225
Average household size: 2.2
Family households: 43.2%
Married couples: 27%
Living alone: 33.1%
Veterans (of adults): 3.2%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

25%

$25–50k

23%

$50–75k

16%

$75–100k

10%

$100–150k

10%

$150–200k

$200k+

Median household income

95521

$53,114

Humboldt Co.

$61,160

California

$99,122

United States

$80,734

Per capita income

$33,368

U.S. $44,673

Poverty rate

24.4%

U.S. 12.5%

Households earning $150K+

15.6%

U.S. 23%

Income inequality (Gini)

0.497

U.S. 0.483

Housing

Median home value

95521

$501,000

Humboldt Co.

$446,900

California

$734,700

United States

$332,700

Median gross rent

95521

$1,336

Humboldt Co.

$1,287

California

$2,036

United States

$1,413

Types of housing

Single-family

57%

2–4 units

15%

5–19 units

17%

20+ units

Mobile home

Boat, RV, van

0.6%

Housing units: 10,198
Owner-occupied: 40.2%
Vacant: 9.5%
Median year built: 1975
Median rooms: 4.4
Renters paying 30%+ of income: 63.2%
Renters paying 50%+ of income: 40%
Home value to income: 9.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

61%

Carpooled

10%

Transit

Walked

Bicycle

Worked from home

14%

Other

Commute time (one way)

<10 min

25%

10–19

47%

20–29

15%

30–44

45–59

60+

Average commute

17.9 min

U.S. 26.4 min

Unemployment

11%

U.S. 5.2%

In labor force

62.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Office and admin

12%

Food service

Engineering and science

Education

Sales

Cleaning and personal care

Management

Construction and repair

Transportation and moving

Production

Business and finance

Arts, media and sports

Legal and social services

Police and fire

Farming, fishing and forestry

Computer and math

0.8%

Industries

Education

15%

Health care and social assistance

15%

Retail

12%

Restaurants and hotels

Other services

Professional and technical services

Construction

Public administration

Admin, support and management

Transportation, warehousing and utilities

Manufacturing

Arts and recreation

Agriculture and mining

Finance, insurance and real estate

Information

Wholesale

Median earnings per worker

$33,707

U.S. $49,666

Self-employed

13.1%

U.S. 10%

Government workers

26.2%

U.S. 14.5%

Nonprofit workers

8.2%

U.S. 8.8%

Median earnings by type of work

Type of work	95521	U.S.
Management, business, science and arts	$53,636	$74,888
Service	$22,861	$26,804
Sales and office	$23,224	$40,476
Construction and maintenance	$29,881	$49,199
Production and transportation	$36,842	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

24%

Associate's

10%

Bachelor's

27%

Graduate

20%

High school graduate or higher: 95.1%
Bachelor's degree or higher: 46.4%
Graduate or professional degree: 19.5%
Households with broadband: 93.1%
Cable, fiber or DSL: 78.4%
No internet access: 4.9%
Without health insurance: 3.5%
Limited-English households: 1%

Geography

City (USPS): Arcata
State: California
County: Humboldt County
Center point: 40.8434° N, 124.0453° W
Land area: 60 sq mi
Water area: 11 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Arcata15% of zip
Manila (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95521

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95524	Bayside, CA	1.6 mi	1,634	$87,500	$601,600
95518	Arcata, CA · PO box	2.7 mi	—	—	—
95501	Eureka, CA	5.9 mi	22,890	$54,137	$412,300
95502	Eureka, CA · PO box	7.5 mi	—	—	—
95534	Cutten, CA · PO box	7.5 mi	—	—	—
95503	Eureka, CA	8 mi	25,054	$71,855	$444,700
95519	McKinleyville, CA	8.3 mi	18,728	$73,280	$469,400
95564	Samoa, CA	9.1 mi	444	$78,750	$480,800
95550	Korbel, CA	12 mi	140	$104,063	$2,000,000+
95537	Fields Landing, CA	12 mi	532	$78,686	$435,500
95525	Blue Lake, CA	14 mi	1,441	$57,379	$478,600
95549	Kneeland, CA	14 mi	1,024	$95,179	$651,600

Zip codes like 95521 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95521

What city is zip code 95521?

95521 is assigned to Arcata, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95521 in?

95521 is in Humboldt County, California.

What is the population of 95521?

About 21,980 people live in 95521, according to the Census Bureau's American Community Survey.

What time zone is 95521 in?

95521 is in Pacific Time.

What is the median household income in 95521?

The median household income in 95521 is $53,114.

What zip codes are near 95521?

The closest zip codes to 95521 are 95524, 95518, 95501, 95502, 95534.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95521, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.