Zip code 95928: Chico, California
Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.
About 95928
95928 is a small-town zip code in Chico, California (Butte County), covering 145 sq mi of land. About 37,409 people live here, or 257 per square mile. The median resident is 33.5 years old, compared with 38.9 nationally.
The median household earns $64,949 a year, 20% below the national median of $80,734. 23.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $503,100, or 7.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 42% of occupied homes are lived in by their owners, and renters pay a median of $1,456 a month.
42% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in healthcare; sales; and office and administrative support.
How 95928 compares
- 93rdWeaknessU.S. 0.483 · CA 0.489169th of 1,651 in CA
- Poverty rate23.9%91stWeaknessU.S. 12.5% · CA 12%174th of 1,666 in CA
- 89thWeaknessU.S. 51.1% · CA 55.3%344th of 1,610 in CA
- 88thWeaknessU.S. 5.2% · CA 6.6%457th of 1,681 in CA
- Healthcare workers12.2%83rdU.S. 9.7% · CA 9.4%261st of 1,678 in CA
- Government workers18.3%78thU.S. 14.5% · CA 14.8%529th of 1,678 in CA
- Median home value$503,10075thU.S. $332,700 · CA $734,7001,041st of 1,586 in CA
- 71stU.S. 10% · CA 11.4%865th of 1,678 in CA
- 69thU.S. 35.7% · CA 37.1%575th of 1,687 in CA
- Housing vacancy9.5%69thU.S. 10.1% · CA 7.5%617th of 1,664 in CA
- Population37,40963rdU.S. 334,922,499 · CA 39,287,377435th of 1,688 in CA
- Per capita income$42,56357thU.S. $44,673 · CA $49,513872nd of 1,685 in CA
- Median gross rent$1,45654thU.S. $1,413 · CA $2,0361,097th of 1,464 in CA
- Uninsured rate7.3%54thU.S. 8.4% · CA 6.6%547th of 1,675 in CA
- Broadband access92.5%53rdU.S. 91% · CA 93.5%962nd of 1,662 in CA
- Tech workers2.9%50thU.S. 3.8% · CA 4.4%692nd of 1,678 in CA
- Diversity index48.549thU.S. 61.4 · CA 69.71,057th of 1,688 in CA
- 49thU.S. 14.1% · CA 27%1,298th of 1,688 in CA
- 48thU.S. 17.2% · CA 15.7%886th of 1,688 in CA
- 46thU.S. 15.1% · CA 17.2%1,036th of 1,680 in CA
- Median household income$64,94928thU.S. $80,734 · CA $99,1221,272nd of 1,575 in CA
- Population density257/sq mi24thU.S. 95/sq mi · CA 252/sq mi1,069th of 1,688 in CA
- Veterans3.8%24thU.S. 6.2% · CA 4.3%945th of 1,686 in CA
- Median age33.513thU.S. 38.9 · CA 37.91,401st of 1,687 in CA
- Homeownership rate42.4%11thWeaknessU.S. 65.2% · CA 55.9%1,369th of 1,662 in CA
- Median earnings per worker$35,83510thWeaknessU.S. $49,666 · CA $52,6431,419th of 1,658 in CA
- Residents under 1815.5%9thU.S. 22% · CA 22%1,305th of 1,688 in CA
- Average commute16.7 min3rdStrengthU.S. 26.4 min · CA 28.7 min1,499th of 1,584 in CA
| Measure | 95928 | Butte | CA | U.S. | National percentile | Rank in CA |
|---|---|---|---|---|---|---|
| Income inequality (Gini)Weakness | 0.516 | 0.483 | 0.489 | 0.483 | 169th of 1,651 | |
| Poverty rateWeakness | 23.9% | 19.2% | 12% | 12.5% | 174th of 1,666 | |
| Rent-burdened rentersWeakness | 62.7% | 60% | 55.3% | 51.1% | 344th of 1,610 | |
| Unemployment rateWeakness | 8.2% | 7.5% | 6.6% | 5.2% | 457th of 1,681 | |
| Healthcare workers | 12.2% | 11.6% | 9.4% | 9.7% | 261st of 1,678 | |
| Government workers | 18.3% | 18.5% | 14.8% | 14.5% | 529th of 1,678 | |
| Median home value | $503,100 | $424,700 | $734,700 | $332,700 | 1,041st of 1,586 | |
| Self-employed workers | 11.2% | 11.6% | 11.4% | 10% | 865th of 1,678 | |
| Bachelor's degree or higher | 42.3% | 31.9% | 37.1% | 35.7% | 575th of 1,687 | |
| Housing vacancy | 9.5% | 10.2% | 7.5% | 10.1% | 617th of 1,664 | |
| Population | 37,409 | 207,929 | 39,287,377 | 334,922,499 | 435th of 1,688 | |
| Per capita income | $42,563 | $38,305 | $49,513 | $44,673 | 872nd of 1,685 | |
| Median gross rent | $1,456 | $1,414 | $2,036 | $1,413 | 1,097th of 1,464 | |
| Uninsured rate | 7.3% | 6.4% | 6.6% | 8.4% | 547th of 1,675 | |
| Broadband access | 92.5% | 91.8% | 93.5% | 91% | 962nd of 1,662 | |
| Tech workers | 2.9% | 2.5% | 4.4% | 3.8% | 692nd of 1,678 | |
| Diversity index | 48.5 | 52.9 | 69.7 | 61.4 | 1,057th of 1,688 | |
| Foreign-born residents | 9.5% | 8.6% | 27% | 14.1% | 1,298th of 1,688 | |
| Residents 65 and older | 16.3% | 18.4% | 15.7% | 17.2% | 886th of 1,688 | |
| Work from home | 12% | 12.6% | 17.2% | 15.1% | 1,036th of 1,680 | |
| Median household income | $64,949 | $67,928 | $99,122 | $80,734 | 1,272nd of 1,575 | |
| Population density | 257/sq mi | 127/sq mi | 252/sq mi | 95/sq mi | 1,069th of 1,688 | |
| Veterans | 3.8% | 6.8% | 4.3% | 6.2% | 945th of 1,686 | |
| Median age | 33.5 | 36.2 | 37.9 | 38.9 | 1,401st of 1,687 | |
| Homeownership rateWeakness | 42.4% | 57.3% | 55.9% | 65.2% | 1,369th of 1,662 | |
| Median earnings per workerWeakness | $35,835 | $41,251 | $52,643 | $49,666 | 1,419th of 1,658 | |
| Residents under 18 | 15.5% | 20.4% | 22% | 22% | 1,305th of 1,688 | |
| Average commuteStrength | 16.7 min | 21 min | 28.7 min | 26.4 min | 1,499th of 1,584 |
The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.
People
Age
Race and ethnicity
- White69%
- Black1%
- Hispanic19%
- Asian4%
- Native American0.3%
- Pacific Islander0.5%
- Other0.3%
- Multiracial6%
Language spoken at home (households)
Households
- Households
- 16,285
- Average household size
- 2.2
- Family households
- 45.9%
- Married couples
- 32.9%
- Living alone
- 31.6%
- Veterans (of adults)
- 3.8%
- Male / female
- 49% / 51%
Income and poverty
Household income distribution
Median household income
Housing
Median home value
Median gross rent
Types of housing
- Housing units
- 17,988
- Owner-occupied
- 42.4%
- Vacant
- 9.5%
- Median year built
- 1984
- Median rooms
- 5
- Renters paying 30%+ of income
- 62.7%
- Renters paying 50%+ of income
- 40.1%
- Home value to income
- 7.7× (U.S. 4.1×)
Work and commute
How people get to work
Commute time (one way)
Jobs and careers
Occupations
Industries
Median earnings by type of work
| Type of work | 95928 | U.S. |
|---|---|---|
| Management, business, science and arts | $64,400 | $74,888 |
| Service | $21,597 | $26,804 |
| Sales and office | $28,489 | $40,476 |
| Construction and maintenance | $45,707 | $49,199 |
| Production and transportation | $34,238 | $39,989 |
Education, internet and health coverage
Highest education (adults 25+)
- High school graduate or higher
- 90.5%
- Bachelor's degree or higher
- 42.3%
- Graduate or professional degree
- 16.7%
- Households with broadband
- 92.5%
- Cable, fiber or DSL
- 77.3%
- No internet access
- 4.9%
- Without health insurance
- 7.3%
- Limited-English households
- 2.6%
Geography
- City (USPS)
- Chico
- State
- California
- County
- Butte County
- Center point
- 39.6815° N, 121.8372° W
- Land area
- 145 sq mi
- Water area
- 2.3 sq mi
- Time zone
- Pacific Time (UTC-8, UTC-7 in summer)
- Zip type
- Residential delivery area
Cities and towns within this zip
- Durham (unincorporated)19% of zip
- Butte Creek Canyon (unincorporated)14% of zip
- Chico9% of zip
Census places overlapping the zip's area. Mail may use a different city name than the municipality.
Zip codes near 95928
| Zip | City | Distance | IncomeMedian income |
|---|---|---|---|
| 95929 | Chico, CA | 3.1 mi | — |
| 95976 | Chico, CA · PO box | 3.7 mi | — |
| 95926 | Chico, CA | 4.5 mi | $61,920 |
| 95938 | Durham, CA | 5.8 mi | $82,974 |
| 95958 | Nelson, CA | 8.4 mi | — |
| 95951 | Hamilton City, CA | 9.3 mi | $70,294 |
| 95967 | Paradise, CA · PO box | 10 mi | — |
| 95927 | Chico, CA · PO box | 11 mi | — |
| 95969 | Paradise, CA | 11 mi | $69,067 |
| 95943 | Glenn, CA | 13 mi | $49,744 |
| 95974 | Richvale, CA | 13 mi | — |
| 95973 | Chico, CA | 14 mi | $92,813 |
Zip codes like 95928 elsewhere
Questions about 95928
What city is zip code 95928?
95928 is assigned to Chico, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.
What county is 95928 in?
95928 is in Butte County, California.
What is the population of 95928?
About 37,409 people live in 95928, according to the Census Bureau's American Community Survey.
What time zone is 95928 in?
95928 is in Pacific Time.
What is the median household income in 95928?
The median household income in 95928 is $64,949.
What zip codes are near 95928?
The closest zip codes to 95928 are 95929, 95976, 95926, 95938, 95958.
Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95928, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.