Zip code 98225: Bellingham, Washington

Q: What city is zip code 98225?

98225 is assigned to Bellingham, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 98225 in?

98225 is in Whatcom County, Washington.

Q: What is the population of 98225?

About 50,216 people live in 98225, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 98225?

The median household income in 98225 is $63,941.

Q: What zip codes are near 98225?

The closest zip codes to 98225 are 98227, 98228, 98226, 98229, 98262.

Residential delivery areaWhatcom CountyPacific Time

Population

50,216

Median household income

$64K

U.S. $81K

Median home value

$631K

U.S. $333K

Median rent

$1,523/mo

U.S. $1,413

Median age

31.8

U.S. 38.9

Land area

13 sq mi

3,978 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 98225

98225 is an urban zip code in Bellingham, Washington (Whatcom County), covering 13 sq mi of land. About 50,216 people live here, or 3,978 per square mile. The median resident is 31.8 years old, compared with 38.9 nationally.

The median household earns $63,941 a year, 21% below the national median of $80,734. 23.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $631,200, or 9.9 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 40% of occupied homes are lived in by their owners, and renters pay a median of $1,523 a month.

50% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.9 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and food service.

How 98225 compares

Sorted from highest to lowest national percentile

Rent-burdened renters65.6%
94th
WeaknessU.S. 51.1% · WA 49.9%50th of 541 in WA
Poverty rate23.2%
90th
WeaknessU.S. 12.5% · WA 9.9%46th of 563 in WA
Income inequality (Gini)0.496
87th
WeaknessU.S. 0.483 · WA 0.46958th of 560 in WA
Median home value$631,200
84th
U.S. $332,700 · WA $564,600122nd of 536 in WA
Population50,216
81st
U.S. 334,922,499 · WA 7,816,11623rd of 571 in WA
Bachelor's degree or higher50.1%
79th
U.S. 35.7% · WA 39.6%92nd of 571 in WA
Unemployment rate6.8%
78th
U.S. 5.2% · WA 5.1%133rd of 570 in WA
Government workers18%
76th
U.S. 14.5% · WA 16%259th of 570 in WA
Population density3,978/sq mi
75th
U.S. 95/sq mi · WA 118/sq mi79th of 571 in WA
Self-employed workers10.9%
68th
U.S. 10% · WA 9.6%234th of 570 in WA
Work from home14.9%
60th
U.S. 15.1% · WA 19.8%247th of 570 in WA
Per capita income$42,441
57th
U.S. $44,673 · WA $53,744281st of 570 in WA
Median gross rent$1,523
57th
U.S. $1,413 · WA $1,760216th of 475 in WA
Broadband access92.1%
50th
U.S. 91% · WA 93.6%308th of 563 in WA
Tech workers2.9%
50th
U.S. 3.8% · WA 6.7%266th of 570 in WA
Housing vacancy6.6%
49th
U.S. 10.1% · WA 7.3%304th of 563 in WA
Residents 65 and older15.6%
43rd
U.S. 17.2% · WA 16.6%392nd of 571 in WA
Healthcare workers8.9%
41st
U.S. 9.7% · WA 9.3%267th of 570 in WA
Veterans4.7%
35th
U.S. 6.2% · WA 7.8%467th of 571 in WA
Foreign-born residents5.8%
33rd
U.S. 14.1% · WA 15.4%320th of 571 in WA
Diversity index36.4
31st
U.S. 61.4 · WA 56.5323rd of 571 in WA
Median household income$63,941
27th
U.S. $80,734 · WA $98,141431st of 541 in WA
Uninsured rate4%
22nd
U.S. 8.4% · WA 6.3%397th of 567 in WA
Median earnings per worker$39,996
21st
U.S. $49,666 · WA $59,959470th of 566 in WA
Homeownership rate40.3%
9th
WeaknessU.S. 65.2% · WA 63.8%527th of 563 in WA
Average commute18.9 min
9th
StrengthU.S. 26.4 min · WA 26.6 min474th of 546 in WA
Median age31.8
7th
U.S. 38.9 · WA 38.3527th of 571 in WA
Residents under 1811.1%
3rd
U.S. 22% · WA 21.4%491st of 571 in WA

Measure	98225	Whatcom	WA	U.S.	National percentile	Rank in WA
Rent-burdened rentersWeakness	65.6%	60.1%	49.9%	51.1%	94th	50th of 541
Poverty rateWeakness	23.2%	12.9%	9.9%	12.5%	90th	46th of 563
Income inequality (Gini)Weakness	0.496	0.462	0.469	0.483	87th	58th of 560
Median home value	$631,200	$585,800	$564,600	$332,700	84th	122nd of 536
Population	50,216	230,503	7,816,116	334,922,499	81st	23rd of 571
Bachelor's degree or higher	50.1%	39.3%	39.6%	35.7%	79th	92nd of 571
Unemployment rate	6.8%	4.8%	5.1%	5.2%	78th	133rd of 570
Government workers	18%	15.7%	16%	14.5%	76th	259th of 570
Population density	3,978/sq mi	109/sq mi	118/sq mi	95/sq mi	75th	79th of 571
Self-employed workers	10.9%	12.8%	9.6%	10%	68th	234th of 570
Work from home	14.9%	14.8%	19.8%	15.1%	60th	247th of 570
Per capita income	$42,441	$45,361	$53,744	$44,673	57th	281st of 570
Median gross rent	$1,523	$1,555	$1,760	$1,413	57th	216th of 475
Broadband access	92.1%	93.7%	93.6%	91%	50th	308th of 563
Tech workers	2.9%	2.9%	6.7%	3.8%	50th	266th of 570
Housing vacancy	6.6%	9.2%	7.3%	10.1%	49th	304th of 563
Residents 65 and older	15.6%	18.9%	16.6%	17.2%	43rd	392nd of 571
Healthcare workers	8.9%	9.6%	9.3%	9.7%	41st	267th of 570
Veterans	4.7%	6.3%	7.8%	6.2%	35th	467th of 571
Foreign-born residents	5.8%	9.9%	15.4%	14.1%	33rd	320th of 571
Diversity index	36.4	40.9	56.5	61.4	31st	323rd of 571
Median household income	$63,941	$81,784	$98,141	$80,734	27th	431st of 541
Uninsured rate	4%	5.8%	6.3%	8.4%	22nd	397th of 567
Median earnings per worker	$39,996	$48,317	$59,959	$49,666	21st	470th of 566
Homeownership rateWeakness	40.3%	63.7%	63.8%	65.2%	9th	527th of 563
Average commuteStrength	18.9 min	21.6 min	26.6 min	26.4 min	9th	474th of 546
Median age	31.8	38.4	38.3	38.9	7th	527th of 571
Residents under 18	11.1%	18.5%	21.4%	22%	3rd	491st of 571

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

28%

18–24

15%

25–34

11%

35–44

10%

45–54

55–64

65–74

75+

Median age

31.8

Under 18

11.1%

65 and over

15.6%

Race and ethnicity

White79%
Black1%
Hispanic9%
Asian4%
Native American0.5%
Pacific Islander0.2%
Other0.1%
Multiracial6%

Diversity index

36.4

U.S. 61.4

Foreign-born

5.8%

U.S. 14.1%

Born in state

50.6%

Language spoken at home (households)

English only

88%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 22,612
Average household size: 2.1
Family households: 36.7%
Married couples: 28.5%
Living alone: 40.9%
Veterans (of adults): 4.7%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

19%

$50–75k

17%

$75–100k

10%

$100–150k

16%

$150–200k

$200k+

Median household income

98225

$63,941

Whatcom Co.

$81,784

Washington

$98,141

United States

$80,734

Per capita income

$42,441

U.S. $44,673

Poverty rate

23.2%

U.S. 12.5%

Households earning $150K+

16.2%

U.S. 23%

Income inequality (Gini)

0.496

U.S. 0.483

Housing

Median home value

98225

$631,200

Whatcom Co.

$585,800

Washington

$564,600

United States

$332,700

Median gross rent

98225

$1,523

Whatcom Co.

$1,555

Washington

$1,760

United States

$1,413

Types of housing

Single-family

43%

2–4 units

11%

5–19 units

19%

20+ units

24%

Mobile home

Boat, RV, van

0.1%

Housing units: 24,205
Owner-occupied: 40.3%
Vacant: 6.6%
Median year built: 1976
Median rooms: 4.4
Renters paying 30%+ of income: 65.6%
Renters paying 50%+ of income: 33.6%
Home value to income: 9.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

59%

Carpooled

Transit

Walked

10%

Bicycle

Worked from home

15%

Other

0.5%

Commute time (one way)

<10 min

22%

10–19

45%

20–29

15%

30–44

12%

45–59

60+

Average commute

18.9 min

U.S. 26.4 min

Unemployment

6.8%

U.S. 5.2%

In labor force

65.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

11%

Management

10%

Food service

Education

Healthcare

Cleaning and personal care

Sales

Transportation and moving

Engineering and science

Business and finance

Production

Construction and repair

Legal and social services

Arts, media and sports

Computer and math

Police and fire

Farming, fishing and forestry

0.3%

Industries

Education

14%

Health care and social assistance

14%

Retail

11%

Restaurants and hotels

10%

Manufacturing

Professional and technical services

Other services

Construction

Public administration

Finance, insurance and real estate

Transportation, warehousing and utilities

Arts and recreation

Admin, support and management

Information

Wholesale

0.9%

Agriculture and mining

0.7%

Median earnings per worker

$39,996

U.S. $49,666

Self-employed

10.9%

U.S. 10%

Government workers

18%

U.S. 14.5%

Nonprofit workers

10.4%

U.S. 8.8%

Median earnings by type of work

Type of work	98225	U.S.
Management, business, science and arts	$61,093	$74,888
Service	$19,695	$26,804
Sales and office	$34,634	$40,476
Construction and maintenance	$55,234	$49,199
Production and transportation	$37,164	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

15%

Some college

20%

Associate's

10%

Bachelor's

29%

Graduate

21%

High school graduate or higher: 95.8%
Bachelor's degree or higher: 50.1%
Graduate or professional degree: 21.1%
Households with broadband: 92.1%
Cable, fiber or DSL: 79.9%
No internet access: 4.5%
Without health insurance: 4%
Limited-English households: 1.7%

Geography

City (USPS): Bellingham
State: Washington
County: Whatcom County
Center point: 48.7582° N, 122.5065° W
Land area: 13 sq mi
Water area: 1.3 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Bellingham77% of zip
Marietta-Alderwood (unincorporated)23% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 98225

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
98227	Bellingham, WA · PO box	0.8 mi	—	—	—
98228	Bellingham, WA · PO box	0.8 mi	—	—	—
98226	Bellingham, WA	4.3 mi	46,782	$79,375	$607,600
98229	Bellingham, WA	6.1 mi	33,298	$90,945	$633,500
98262	Lummi Island, WA	9 mi	957	$83,000	$579,000
98248	Ferndale, WA	9.1 mi	28,498	$91,060	$589,600
98247	Everson, WA	13 mi	9,115	$88,724	$564,400
98264	Lynden, WA	14 mi	23,123	$103,638	$609,100
98240	Custer, WA	14 mi	3,593	$110,116	$619,700
98232	Bow, WA	14 mi	4,054	$104,559	$782,200
98276	Nooksack, WA	14 mi	1,794	$97,159	$524,300
98220	Acme, WA	15 mi	541	$92,266	$368,800

Zip codes like 98225 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 98225

What city is zip code 98225?

98225 is assigned to Bellingham, Washington. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 98225 in?

98225 is in Whatcom County, Washington.

What is the population of 98225?

About 50,216 people live in 98225, according to the Census Bureau's American Community Survey.

What time zone is 98225 in?

98225 is in Pacific Time.

What is the median household income in 98225?

The median household income in 98225 is $63,941.

What zip codes are near 98225?

The closest zip codes to 98225 are 98227, 98228, 98226, 98229, 98262.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 98225, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.