Zip code 95245: Mokelumne Hill, California

Q: What city is zip code 95245?

95245 is assigned to Mokelumne Hill, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95245 in?

95245 is in Calaveras County, California.

Q: What is the population of 95245?

About 2,727 people live in 95245, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95245?

The median household income in 95245 is $84,405.

Q: What zip codes are near 95245?

The closest zip codes to 95245 are 95232, 95665, 95246, 95249, 95248.

Residential delivery areaCalaveras CountyPacific Time

Population

2,727

Median household income

$84K

U.S. $81K

Median home value

$482K

U.S. $333K

Median rent

$1,352/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

70 sq mi

39 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95245

95245 is a rural zip code in Mokelumne Hill, California (Calaveras County), covering 70 sq mi of land. About 2,727 people live here, or 39 per square mile. The median resident is 58 years old, compared with 38.9 nationally.

The median household earns $84,405 a year, close to the national median of $80,734. 13% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $482,000, or 5.7 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 84% of occupied homes are lived in by their owners, and renters pay a median of $1,352 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and healthcare. 21% of them are self-employed (U.S.: 10%).

How 95245 compares

Sorted from highest to lowest national percentile

Median age58
99th
U.S. 38.9 · CA 37.9126th of 1,687 in CA
Self-employed workers20.5%
98th
U.S. 10% · CA 11.4%233rd of 1,678 in CA
Rent-burdened renters65%
93rd
WeaknessU.S. 51.1% · CA 55.3%254th of 1,610 in CA
Homeownership rate83.9%
87th
StrengthU.S. 65.2% · CA 55.9%194th of 1,662 in CA
Housing vacancy14.2%
85th
U.S. 10.1% · CA 7.5%434th of 1,664 in CA
Healthcare workers12.5%
85th
U.S. 9.7% · CA 9.4%231st of 1,678 in CA
Residents 65 and older21.6%
81st
U.S. 17.2% · CA 15.7%506th of 1,688 in CA
Median earnings per worker$63,736
81st
StrengthU.S. $49,666 · CA $52,643504th of 1,658 in CA
Government workers19%
81st
U.S. 14.5% · CA 14.8%481st of 1,678 in CA
Average commute31 min
79th
U.S. 26.4 min · CA 28.7 min459th of 1,584 in CA
Median home value$482,000
73rd
U.S. $332,700 · CA $734,7001,075th of 1,586 in CA
Veterans7.4%
71st
U.S. 6.2% · CA 4.3%370th of 1,686 in CA
Poverty rate13%
61st
U.S. 12.5% · CA 12%633rd of 1,666 in CA
Median household income$84,405
56th
U.S. $80,734 · CA $99,122936th of 1,575 in CA
Per capita income$40,660
51st
U.S. $44,673 · CA $49,513941st of 1,685 in CA
Median gross rent$1,352
47th
U.S. $1,413 · CA $2,0361,171st of 1,464 in CA
Work from home10.1%
35th
U.S. 15.1% · CA 17.2%1,159th of 1,680 in CA
Diversity index37.7
33rd
U.S. 61.4 · CA 69.71,353rd of 1,688 in CA
Residents under 1819.5%
28th
U.S. 22% · CA 22%983rd of 1,688 in CA
Income inequality (Gini)0.406
25th
U.S. 0.483 · CA 0.4891,235th of 1,651 in CA
Foreign-born residents3.5%
21st
U.S. 14.1% · CA 27%1,533rd of 1,688 in CA
Bachelor's degree or higher17.7%
15th
WeaknessU.S. 35.7% · CA 37.1%1,283rd of 1,687 in CA
Uninsured rate2.5%
9th
StrengthU.S. 8.4% · CA 6.6%1,365th of 1,675 in CA
Population density39/sq mi
5th
U.S. 95/sq mi · CA 252/sq mi1,346th of 1,688 in CA
Population2,727
4th
U.S. 334,922,499 · CA 39,287,3771,238th of 1,688 in CA
Unemployment rate0.9%
1st
StrengthU.S. 5.2% · CA 6.6%1,539th of 1,681 in CA
Broadband access71.8%
1st
WeaknessU.S. 91% · CA 93.5%1,603rd of 1,662 in CA
Tech workers0%
1st
U.S. 3.8% · CA 4.4%1,364th of 1,678 in CA

Measure	95245	Calaveras	CA	U.S.	National percentile	Rank in CA
Median age	58	52	37.9	38.9	99th	126th of 1,687
Self-employed workers	20.5%	14.2%	11.4%	10%	98th	233rd of 1,678
Rent-burdened rentersWeakness	65%	59.3%	55.3%	51.1%	93rd	254th of 1,610
Homeownership rateStrength	83.9%	84%	55.9%	65.2%	87th	194th of 1,662
Housing vacancy	14.2%	33.4%	7.5%	10.1%	85th	434th of 1,664
Healthcare workers	12.5%	8%	9.4%	9.7%	85th	231st of 1,678
Residents 65 and older	21.6%	29.2%	15.7%	17.2%	81st	506th of 1,688
Median earnings per workerStrength	$63,736	$48,106	$52,643	$49,666	81st	504th of 1,658
Government workers	19%	18.9%	14.8%	14.5%	81st	481st of 1,678
Average commute	31 min	34.2 min	28.7 min	26.4 min	79th	459th of 1,584
Median home value	$482,000	$457,200	$734,700	$332,700	73rd	1,075th of 1,586
Veterans	7.4%	8.6%	4.3%	6.2%	71st	370th of 1,686
Poverty rate	13%	13%	12%	12.5%	61st	633rd of 1,666
Median household income	$84,405	$78,647	$99,122	$80,734	56th	936th of 1,575
Per capita income	$40,660	$43,512	$49,513	$44,673	51st	941st of 1,685
Median gross rent	$1,352	$1,625	$2,036	$1,413	47th	1,171st of 1,464
Work from home	10.1%	15.9%	17.2%	15.1%	35th	1,159th of 1,680
Diversity index	37.7	39.2	69.7	61.4	33rd	1,353rd of 1,688
Residents under 18	19.5%	16.9%	22%	22%	28th	983rd of 1,688
Income inequality (Gini)	0.406	0.458	0.489	0.483	25th	1,235th of 1,651
Foreign-born residents	3.5%	6.1%	27%	14.1%	21st	1,533rd of 1,688
Bachelor's degree or higherWeakness	17.7%	23.9%	37.1%	35.7%	15th	1,283rd of 1,687
Uninsured rateStrength	2.5%	5%	6.6%	8.4%	9th	1,365th of 1,675
Population density	39/sq mi	45/sq mi	252/sq mi	95/sq mi	5th	1,346th of 1,688
Population	2,727	46,248	39,287,377	334,922,499	4th	1,238th of 1,688
Unemployment rateStrength	0.9%	4.5%	6.6%	5.2%	1st	1,539th of 1,681
Broadband accessWeakness	71.8%	85.5%	93.5%	91%	1st	1,603rd of 1,662
Tech workers	0%	2%	4.4%	3.8%	1st	1,364th of 1,678

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

25–34

11%

35–44

45–54

31%

55–64

14%

65–74

75+

Median age

Under 18

19.5%

65 and over

21.6%

Race and ethnicity

White78%
Black6%
Hispanic12%
Asian0%
Native American1%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

37.7

U.S. 61.4

Foreign-born

3.5%

U.S. 14.1%

Born in state

73.4%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,140
Average household size: 2.4
Family households: 65.3%
Married couples: 46%
Living alone: 27.6%
Veterans (of adults): 7.4%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

12%

$50–75k

16%

$75–100k

24%

$100–150k

$150–200k

$200k+

21%

Median household income

95245

$84,405

Calaveras Co.

$78,647

California

$99,122

United States

$80,734

Per capita income

$40,660

U.S. $44,673

Poverty rate

13%

U.S. 12.5%

Households earning $150K+

24%

U.S. 23%

Income inequality (Gini)

0.406

U.S. 0.483

Housing

Median home value

95245

$482,000

Calaveras Co.

$457,200

California

$734,700

United States

$332,700

Median gross rent

95245

$1,352

Calaveras Co.

$1,625

California

$2,036

United States

$1,413

Types of housing

Single-family

86%

2–4 units

5–19 units

20+ units

Mobile home

14%

Boat, RV, van

Housing units: 1,328
Owner-occupied: 83.9%
Vacant: 14.2%
Median year built: 1987
Median rooms: 5.8
Renters paying 30%+ of income: 65%
Renters paying 50%+ of income: 20.2%
Home value to income: 5.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

67%

Carpooled

15%

Transit

Walked

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

33%

10–19

20%

20–29

30–44

22%

45–59

60+

17%

Average commute

31 min

U.S. 26.4 min

Unemployment

0.9%

U.S. 5.2%

In labor force

44.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

20%

Sales

16%

Healthcare

13%

Police and fire

10%

Cleaning and personal care

Engineering and science

Office and admin

Management

Legal and social services

Education

Food service

Production

Transportation and moving

Business and finance

0.9%

Farming, fishing and forestry

0.8%

Computer and math

Arts, media and sports

Industries

Public administration

16%

Health care and social assistance

15%

Construction

12%

Retail

11%

Admin, support and management

Professional and technical services

Agriculture and mining

Transportation, warehousing and utilities

Restaurants and hotels

Arts and recreation

Wholesale

Education

Manufacturing

Finance, insurance and real estate

Other services

0.5%

Information

Median earnings per worker

$63,736

U.S. $49,666

Self-employed

20.5%

U.S. 10%

Government workers

19%

U.S. 14.5%

Nonprofit workers

5.3%

U.S. 8.8%

Median earnings by type of work

Type of work	95245	U.S.
Management, business, science and arts	$118,235	$74,888
Service	$35,988	$26,804
Sales and office	$62,601	$40,476
Construction and maintenance	$125,848	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

25%

Associate's

22%

Bachelor's

13%

Graduate

High school graduate or higher: 91%
Bachelor's degree or higher: 17.7%
Graduate or professional degree: 4.2%
Households with broadband: 71.8%
Cable, fiber or DSL: 37.1%
No internet access: 10.5%
Without health insurance: 2.5%
Limited-English households: 0%

Geography

City (USPS): Mokelumne Hill
State: California
County: Calaveras County
Center point: 38.3028° N, 120.6095° W
Land area: 70 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Rail Road Flat (unincorporated)7% of zip
Mokelumne Hill (unincorporated)4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95245

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95232	Glencoe, CA	4.4 mi	135	$71,023	$379,700
95665	Pine Grove, CA	6.8 mi	4,465	$87,366	$418,900
95246	Mountain Ranch, CA	7.5 mi	1,672	$98,269	$417,100
95249	San Andreas, CA	7.8 mi	4,295	$45,302	$429,700
95248	Rail Road Flat, CA	8.1 mi	60	—	—
95642	Jackson, CA	8.8 mi	7,135	$81,438	$456,100
95257	Wilseyville, CA	9.3 mi	569	$71,437	$352,900
95654	Martell, CA · PO box	9.6 mi	—	—	—
95255	West Point, CA	11 mi	1,955	$51,364	$275,700
95689	Volcano, CA	12 mi	1,429	$122,936	$454,400
95685	Sutter Creek, CA	12 mi	4,690	$83,878	$569,100
95601	Amador City, CA	15 mi	294	$94,023	$448,700

Zip codes like 95245 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95245

What city is zip code 95245?

95245 is assigned to Mokelumne Hill, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95245 in?

95245 is in Calaveras County, California.

What is the population of 95245?

About 2,727 people live in 95245, according to the Census Bureau's American Community Survey.

What time zone is 95245 in?

95245 is in Pacific Time.

What is the median household income in 95245?

The median household income in 95245 is $84,405.

What zip codes are near 95245?

The closest zip codes to 95245 are 95232, 95665, 95246, 95249, 95248.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95245, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.