Zip code 95246: Mountain Ranch, California

Q: What city is zip code 95246?

95246 is assigned to Mountain Ranch, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95246 in?

95246 is in Calaveras County, California.

Q: What is the population of 95246?

About 1,672 people live in 95246, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95246?

The median household income in 95246 is $98,269.

Q: What zip codes are near 95246?

The closest zip codes to 95246 are 95248, 95245, 95233, 95249, 95247.

Residential delivery areaCalaveras CountyPacific Time

Population

1,672

Median household income

$98K

U.S. $81K

Median home value

$417K

U.S. $333K

Median rent

$1,297/mo

U.S. $1,413

Median age

53.7

U.S. 38.9

Land area

69 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95246

95246 is a rural zip code in Mountain Ranch, California (Calaveras County), covering 69 sq mi of land. About 1,672 people live here, or 24 per square mile. The median resident is 53.7 years old, compared with 38.9 nationally.

The median household earns $98,269 a year, 22% above the national median of $80,734. 24.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $417,100, or 4.2 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $1,297 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 45.8 minutes each way, and 26% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and cleaning and personal care. 29% of them are self-employed (U.S.: 10%).

How 95246 compares

Sorted from highest to lowest national percentile

Average commute45.8 min
99th
WeaknessU.S. 26.4 min · CA 28.7 min48th of 1,584 in CA
Unemployment rate17.4%
99th
WeaknessU.S. 5.2% · CA 6.6%69th of 1,681 in CA
Self-employed workers29.4%
99th
U.S. 10% · CA 11.4%93rd of 1,678 in CA
Median age53.7
97th
U.S. 38.9 · CA 37.9198th of 1,687 in CA
Government workers28.3%
97th
U.S. 14.5% · CA 14.8%152nd of 1,678 in CA
Uninsured rate21.6%
96th
WeaknessU.S. 8.4% · CA 6.6%28th of 1,675 in CA
Homeownership rate87.7%
93rd
StrengthU.S. 65.2% · CA 55.9%125th of 1,662 in CA
Veterans11.3%
93rd
U.S. 6.2% · CA 4.3%125th of 1,686 in CA
Poverty rate24.9%
92nd
WeaknessU.S. 12.5% · CA 12%158th of 1,666 in CA
Housing vacancy18.9%
92nd
U.S. 10.1% · CA 7.5%327th of 1,664 in CA
Work from home25.7%
89th
U.S. 15.1% · CA 17.2%377th of 1,680 in CA
Tech workers5.7%
84th
U.S. 3.8% · CA 4.4%297th of 1,678 in CA
Median earnings per worker$59,821
75th
U.S. $49,666 · CA $52,643616th of 1,658 in CA
Median household income$98,269
70th
U.S. $80,734 · CA $99,122714th of 1,575 in CA
Healthcare workers10.6%
66th
U.S. 9.7% · CA 9.4%454th of 1,678 in CA
Median home value$417,100
65th
U.S. $332,700 · CA $734,7001,193rd of 1,586 in CA
Foreign-born residents12%
57th
U.S. 14.1% · CA 27%1,202nd of 1,688 in CA
Per capita income$40,026
49th
U.S. $44,673 · CA $49,513962nd of 1,685 in CA
Median gross rent$1,297
43rd
U.S. $1,413 · CA $2,0361,203rd of 1,464 in CA
Residents 65 and older14.6%
35th
U.S. 17.2% · CA 15.7%1,052nd of 1,688 in CA
Income inequality (Gini)0.417
34th
U.S. 0.483 · CA 0.4891,117th of 1,651 in CA
Bachelor's degree or higher21.9%
26th
U.S. 35.7% · CA 37.1%1,141st of 1,687 in CA
Rent-burdened renters41.5%
19th
StrengthU.S. 51.1% · CA 55.3%1,344th of 1,610 in CA
Diversity index22.4
15th
U.S. 61.4 · CA 69.71,556th of 1,688 in CA
Broadband access82.4%
7th
WeaknessU.S. 91% · CA 93.5%1,498th of 1,662 in CA
Population density24/sq mi
3rd
U.S. 95/sq mi · CA 252/sq mi1,421st of 1,688 in CA
Population1,672
2nd
U.S. 334,922,499 · CA 39,287,3771,317th of 1,688 in CA
Residents under 183.6%
1st
U.S. 22% · CA 22%1,590th of 1,688 in CA

Measure	95246	Calaveras	CA	U.S.	National percentile	Rank in CA
Average commuteWeakness	45.8 min	34.2 min	28.7 min	26.4 min	99th	48th of 1,584
Unemployment rateWeakness	17.4%	4.5%	6.6%	5.2%	99th	69th of 1,681
Self-employed workers	29.4%	14.2%	11.4%	10%	99th	93rd of 1,678
Median age	53.7	52	37.9	38.9	97th	198th of 1,687
Government workers	28.3%	18.9%	14.8%	14.5%	97th	152nd of 1,678
Uninsured rateWeakness	21.6%	5%	6.6%	8.4%	96th	28th of 1,675
Homeownership rateStrength	87.7%	84%	55.9%	65.2%	93rd	125th of 1,662
Veterans	11.3%	8.6%	4.3%	6.2%	93rd	125th of 1,686
Poverty rateWeakness	24.9%	13%	12%	12.5%	92nd	158th of 1,666
Housing vacancy	18.9%	33.4%	7.5%	10.1%	92nd	327th of 1,664
Work from home	25.7%	15.9%	17.2%	15.1%	89th	377th of 1,680
Tech workers	5.7%	2%	4.4%	3.8%	84th	297th of 1,678
Median earnings per worker	$59,821	$48,106	$52,643	$49,666	75th	616th of 1,658
Median household income	$98,269	$78,647	$99,122	$80,734	70th	714th of 1,575
Healthcare workers	10.6%	8%	9.4%	9.7%	66th	454th of 1,678
Median home value	$417,100	$457,200	$734,700	$332,700	65th	1,193rd of 1,586
Foreign-born residents	12%	6.1%	27%	14.1%	57th	1,202nd of 1,688
Per capita income	$40,026	$43,512	$49,513	$44,673	49th	962nd of 1,685
Median gross rent	$1,297	$1,625	$2,036	$1,413	43rd	1,203rd of 1,464
Residents 65 and older	14.6%	29.2%	15.7%	17.2%	35th	1,052nd of 1,688
Income inequality (Gini)	0.417	0.458	0.489	0.483	34th	1,117th of 1,651
Bachelor's degree or higher	21.9%	23.9%	37.1%	35.7%	26th	1,141st of 1,687
Rent-burdened rentersStrength	41.5%	59.3%	55.3%	51.1%	19th	1,344th of 1,610
Diversity index	22.4	39.2	69.7	61.4	15th	1,556th of 1,688
Broadband accessWeakness	82.4%	85.5%	93.5%	91%	7th	1,498th of 1,662
Population density	24/sq mi	45/sq mi	252/sq mi	95/sq mi	3rd	1,421st of 1,688
Population	1,672	46,248	39,287,377	334,922,499	2nd	1,317th of 1,688
Residents under 18	3.6%	16.9%	22%	22%	1st	1,590th of 1,688

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25–34

35–44

31%

45–54

34%

55–64

65–74

75+

Median age

53.7

Under 18

3.6%

65 and over

14.6%

Race and ethnicity

White88%
Black6%
Hispanic0.3%
Asian1%
Native American1%
Pacific Islander0%
Other1.0%
Multiracial2%

Diversity index

22.4

U.S. 61.4

Foreign-born

12%

U.S. 14.1%

Born in state

64.8%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 624
Average household size: 2.7
Family households: 76.8%
Married couples: 71.8%
Living alone: 13.6%
Veterans (of adults): 11.3%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

23%

$50–75k

$75–100k

$100–150k

18%

$150–200k

28%

$200k+

Median household income

95246

$98,269

Calaveras Co.

$78,647

California

$99,122

United States

$80,734

Per capita income

$40,026

U.S. $44,673

Poverty rate

24.9%

U.S. 12.5%

Households earning $150K+

30.6%

U.S. 23%

Income inequality (Gini)

0.417

U.S. 0.483

Housing

Median home value

95246

$417,100

Calaveras Co.

$457,200

California

$734,700

United States

$332,700

Median gross rent

95246

$1,297

Calaveras Co.

$1,625

California

$2,036

United States

$1,413

Types of housing

Single-family

97%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 769
Owner-occupied: 87.7%
Vacant: 18.9%
Median year built: 1994
Median rooms: 4.6
Renters paying 30%+ of income: 41.5%
Renters paying 50%+ of income: 41.5%
Home value to income: 4.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

Walked

Bicycle

Worked from home

26%

Other

Commute time (one way)

<10 min

16%

10–19

10%

20–29

30–44

45–59

12%

60+

55%

Average commute

45.8 min

U.S. 26.4 min

Unemployment

17.4%

U.S. 5.2%

In labor force

29.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

25%

Construction and repair

12%

Cleaning and personal care

12%

Sales

11%

Healthcare

11%

Computer and math

Food service

Business and finance

Transportation and moving

Farming, fishing and forestry

Arts, media and sports

Police and fire

Production

Management

Engineering and science

Education

Legal and social services

Industries

Public administration

17%

Construction

16%

Retail

15%

Admin, support and management

14%

Health care and social assistance

13%

Arts and recreation

Professional and technical services

Transportation, warehousing and utilities

Agriculture and mining

Manufacturing

Information

Education

Restaurants and hotels

Finance, insurance and real estate

Other services

Wholesale

Median earnings per worker

$59,821

U.S. $49,666

Self-employed

29.4%

U.S. 10%

Government workers

28.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	95246	U.S.
Management, business, science and arts	$17,206	$74,888
Service	$51,196	$26,804
Sales and office	$65,504	$40,476
Construction and maintenance	$71,346	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

43%

Some college

21%

Associate's

Bachelor's

19%

Graduate

High school graduate or higher: 92.2%
Bachelor's degree or higher: 21.9%
Graduate or professional degree: 2.5%
Households with broadband: 82.4%
Cable, fiber or DSL: 22.3%
No internet access: 6.4%
Without health insurance: 21.6%
Limited-English households: 1.8%

Geography

City (USPS): Mountain Ranch
State: California
County: Calaveras County
Center point: 38.2497° N, 120.4889° W
Land area: 69 sq mi
Water area: 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Mountain Ranch (unincorporated)6% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95246

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95248	Rail Road Flat, CA	4.9 mi	60	—	—
95245	Mokelumne Hill, CA	7.5 mi	2,727	$84,405	$482,000
95233	Hathaway Pines, CA	7.9 mi	134	$50,972	$342,600
95249	San Andreas, CA	8.2 mi	4,295	$45,302	$429,700
95247	Murphys, CA	8.2 mi	3,858	$76,333	$537,400
95232	Glencoe, CA	9 mi	135	$71,023	$379,700
95224	Avery, CA	9.1 mi	316	$46,815	$427,400
95257	Wilseyville, CA	9.1 mi	569	$71,437	$352,900
95229	Douglas Flat, CA · PO box	9.5 mi	—	—	—
95255	West Point, CA	12 mi	1,955	$51,364	$275,700
95251	Vallecito, CA	12 mi	701	$127,775	$561,000
95221	Altaville, CA	13 mi	259	—	$395,200

Zip codes like 95246 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95246

What city is zip code 95246?

95246 is assigned to Mountain Ranch, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95246 in?

95246 is in Calaveras County, California.

What is the population of 95246?

About 1,672 people live in 95246, according to the Census Bureau's American Community Survey.

What time zone is 95246 in?

95246 is in Pacific Time.

What is the median household income in 95246?

The median household income in 95246 is $98,269.

What zip codes are near 95246?

The closest zip codes to 95246 are 95248, 95245, 95233, 95249, 95247.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95246, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.