Zip code 95685: Sutter Creek, California

Q: What city is zip code 95685?

95685 is assigned to Sutter Creek, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 95685 in?

95685 is in Amador County, California.

Q: What is the population of 95685?

About 4,690 people live in 95685, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 95685?

The median household income in 95685 is $83,878.

Q: What zip codes are near 95685?

The closest zip codes to 95685 are 95601, 95699, 95654, 95642, 95665.

Residential delivery areaAmador CountyPacific Time

Population

4,690

Median household income

$84K

U.S. $81K

Median home value

$569K

U.S. $333K

Median rent

$1,579/mo

U.S. $1,413

Median age

53.9

U.S. 38.9

Land area

40 sq mi

117 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 95685

95685 is a small-town zip code in Sutter Creek, California (Amador County), covering 40 sq mi of land. About 4,690 people live here, or 117 per square mile. The median resident is 53.9 years old, compared with 38.9 nationally.

The median household earns $83,878 a year, close to the national median of $80,734. 9.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $569,100, or 6.8 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 70% of occupied homes are lived in by their owners, and renters pay a median of $1,579 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.8 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in sales; management; and cleaning and personal care. 17% of them are self-employed (U.S.: 10%).

How 95685 compares

Sorted from highest to lowest national percentile

Residents 65 and older37.7%
99th
U.S. 17.2% · CA 15.7%120th of 1,688 in CA
Median age53.9
97th
U.S. 38.9 · CA 37.9193rd of 1,687 in CA
Self-employed workers17.4%
95th
U.S. 10% · CA 11.4%362nd of 1,678 in CA
Veterans9.6%
88th
U.S. 6.2% · CA 4.3%198th of 1,686 in CA
Unemployment rate7.7%
85th
WeaknessU.S. 5.2% · CA 6.6%526th of 1,681 in CA
Housing vacancy14.5%
85th
U.S. 10.1% · CA 7.5%423rd of 1,664 in CA
Per capita income$54,427
79th
U.S. $44,673 · CA $49,513567th of 1,685 in CA
Median home value$569,100
79th
U.S. $332,700 · CA $734,700954th of 1,586 in CA
Income inequality (Gini)0.476
79th
U.S. 0.483 · CA 0.489419th of 1,651 in CA
Broadband access93.7%
64th
U.S. 91% · CA 93.5%779th of 1,662 in CA
Work from home15%
61st
U.S. 15.1% · CA 17.2%850th of 1,680 in CA
Median gross rent$1,579
60th
U.S. $1,413 · CA $2,0361,019th of 1,464 in CA
Healthcare workers10%
58th
U.S. 9.7% · CA 9.4%563rd of 1,678 in CA
Median household income$83,878
55th
U.S. $80,734 · CA $99,122945th of 1,575 in CA
Tech workers3.1%
54th
U.S. 3.8% · CA 4.4%637th of 1,678 in CA
Homeownership rate70%
53rd
U.S. 65.2% · CA 55.9%608th of 1,662 in CA
Uninsured rate7%
52nd
U.S. 8.4% · CA 6.6%584th of 1,675 in CA
Median earnings per worker$48,862
52nd
U.S. $49,666 · CA $52,643909th of 1,658 in CA
Poverty rate9.5%
42nd
U.S. 12.5% · CA 12%949th of 1,666 in CA
Bachelor's degree or higher27.4%
40th
U.S. 35.7% · CA 37.1%953rd of 1,687 in CA
Diversity index36.2
31st
U.S. 61.4 · CA 69.71,381st of 1,688 in CA
Average commute22.8 min
28th
U.S. 26.4 min · CA 28.7 min1,266th of 1,584 in CA
Foreign-born residents4.1%
24th
U.S. 14.1% · CA 27%1,504th of 1,688 in CA
Population density117/sq mi
15th
U.S. 95/sq mi · CA 252/sq mi1,181st of 1,688 in CA
Population4,690
8th
U.S. 334,922,499 · CA 39,287,3771,139th of 1,688 in CA
Residents under 1814.6%
7th
U.S. 22% · CA 22%1,339th of 1,688 in CA
Government workers8%
7th
U.S. 14.5% · CA 14.8%1,490th of 1,678 in CA
Rent-burdened renters23%
2nd
StrengthU.S. 51.1% · CA 55.3%1,500th of 1,610 in CA

Measure	95685	Amador	CA	U.S.	National percentile	Rank in CA
Residents 65 and older	37.7%	27.6%	15.7%	17.2%	99th	120th of 1,688
Median age	53.9	49.7	37.9	38.9	97th	193rd of 1,687
Self-employed workers	17.4%	13.3%	11.4%	10%	95th	362nd of 1,678
Veterans	9.6%	9.9%	4.3%	6.2%	88th	198th of 1,686
Unemployment rateWeakness	7.7%	5.4%	6.6%	5.2%	85th	526th of 1,681
Housing vacancy	14.5%	15.4%	7.5%	10.1%	85th	423rd of 1,664
Per capita income	$54,427	$44,320	$49,513	$44,673	79th	567th of 1,685
Median home value	$569,100	$449,800	$734,700	$332,700	79th	954th of 1,586
Income inequality (Gini)	0.476	0.446	0.489	0.483	79th	419th of 1,651
Broadband access	93.7%	88.2%	93.5%	91%	64th	779th of 1,662
Work from home	15%	13.3%	17.2%	15.1%	61st	850th of 1,680
Median gross rent	$1,579	$1,421	$2,036	$1,413	60th	1,019th of 1,464
Healthcare workers	10%	9.1%	9.4%	9.7%	58th	563rd of 1,678
Median household income	$83,878	$88,044	$99,122	$80,734	55th	945th of 1,575
Tech workers	3.1%	2.9%	4.4%	3.8%	54th	637th of 1,678
Homeownership rate	70%	80.4%	55.9%	65.2%	53rd	608th of 1,662
Uninsured rate	7%	4.9%	6.6%	8.4%	52nd	584th of 1,675
Median earnings per worker	$48,862	$52,901	$52,643	$49,666	52nd	909th of 1,658
Poverty rate	9.5%	8.2%	12%	12.5%	42nd	949th of 1,666
Bachelor's degree or higher	27.4%	22.4%	37.1%	35.7%	40th	953rd of 1,687
Diversity index	36.2	44.3	69.7	61.4	31st	1,381st of 1,688
Average commute	22.8 min	34 min	28.7 min	26.4 min	28th	1,266th of 1,584
Foreign-born residents	4.1%	5.8%	27%	14.1%	24th	1,504th of 1,688
Population density	117/sq mi	70/sq mi	252/sq mi	95/sq mi	15th	1,181st of 1,688
Population	4,690	41,428	39,287,377	334,922,499	8th	1,139th of 1,688
Residents under 18	14.6%	15.4%	22%	22%	7th	1,339th of 1,688
Government workers	8%	19.3%	14.8%	14.5%	7th	1,490th of 1,678
Rent-burdened rentersStrength	23%	45.6%	55.3%	51.1%	2nd	1,500th of 1,610

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

25–34

11%

35–44

12%

45–54

12%

55–64

20%

65–74

17%

75+

Median age

53.9

Under 18

14.6%

65 and over

37.7%

Race and ethnicity

White79%
Black0.5%
Hispanic12%
Asian0.4%
Native American0.9%
Pacific Islander0%
Other1%
Multiracial7%

Diversity index

36.2

U.S. 61.4

Foreign-born

4.1%

U.S. 14.1%

Born in state

79.6%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,092
Average household size: 2.2
Family households: 56.6%
Married couples: 46.2%
Living alone: 33.6%
Veterans (of adults): 9.6%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

12%

$25–50k

12%

$50–75k

23%

$75–100k

15%

$100–150k

18%

$150–200k

$200k+

14%

Median household income

95685

$83,878

Amador Co.

$88,044

California

$99,122

United States

$80,734

Per capita income

$54,427

U.S. $44,673

Poverty rate

9.5%

U.S. 12.5%

Households earning $150K+

19.4%

U.S. 23%

Income inequality (Gini)

0.476

U.S. 0.483

Housing

Median home value

95685

$569,100

Amador Co.

$449,800

California

$734,700

United States

$332,700

Median gross rent

95685

$1,579

Amador Co.

$1,421

California

$2,036

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 2,447
Owner-occupied: 70%
Vacant: 14.5%
Median year built: 1977
Median rooms: 5.6
Renters paying 30%+ of income: 23%
Renters paying 50%+ of income: 10.2%
Home value to income: 6.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

72%

Carpooled

Transit

Walked

Bicycle

Worked from home

15%

Other

Commute time (one way)

<10 min

32%

10–19

34%

20–29

30–44

45–59

12%

60+

Average commute

22.8 min

U.S. 26.4 min

Unemployment

7.7%

U.S. 5.2%

In labor force

48.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

19%

Management

13%

Cleaning and personal care

12%

Transportation and moving

11%

Healthcare

10%

Legal and social services

Food service

Business and finance

Police and fire

Office and admin

Construction and repair

Computer and math

Engineering and science

Arts, media and sports

0.9%

Education

0.7%

Production

0.2%

Farming, fishing and forestry

Industries

Retail

19%

Other services

11%

Professional and technical services

10%

Arts and recreation

10%

Wholesale

Health care and social assistance

Admin, support and management

Construction

Manufacturing

Restaurants and hotels

Public administration

Education

Agriculture and mining

Information

Transportation, warehousing and utilities

Finance, insurance and real estate

0.7%

Median earnings per worker

$48,862

U.S. $49,666

Self-employed

17.4%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

8.5%

U.S. 8.8%

Median earnings by type of work

Type of work	95685	U.S.
Management, business, science and arts	$85,599	$74,888
Service	$36,833	$26,804
Sales and office	$37,078	$40,476
Construction and maintenance	$65,766	$49,199
Production and transportation	$55,900	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

19%

Some college

45%

Associate's

Bachelor's

16%

Graduate

11%

High school graduate or higher: 97.8%
Bachelor's degree or higher: 27.4%
Graduate or professional degree: 11%
Households with broadband: 93.7%
Cable, fiber or DSL: 71.9%
No internet access: 5.4%
Without health insurance: 7%
Limited-English households: 0.9%

Geography

City (USPS): Sutter Creek
State: California
County: Amador County
Center point: 38.4340° N, 120.7620° W
Land area: 40 sq mi
Water area: under 0.1 sq mi
Time zone: Pacific Time (UTC-8, UTC-7 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Sutter Creek7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 95685

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
95601	Amador City, CA	3.7 mi	294	$94,023	$448,700
95699	Drytown, CA	5.2 mi	147	$250,000+	$856,000
95654	Martell, CA · PO box	5.7 mi	—	—	—
95642	Jackson, CA	6.3 mi	7,135	$81,438	$456,100
95665	Pine Grove, CA	6.5 mi	4,465	$87,366	$418,900
95629	Fiddletown, CA	6.8 mi	813	$90,469	$618,900
95675	River Pines, CA	7.8 mi	374	—	$316,700
95669	Plymouth, CA	8 mi	2,118	$89,609	$582,900
95656	Mount Aukum, CA · PO box	8.2 mi	—	—	—
95689	Volcano, CA	8.3 mi	1,429	$122,936	$454,400
95232	Glencoe, CA	11 mi	135	$71,023	$379,700
95640	Ione, CA	12 mi	13,926	$97,000	$450,500

Zip codes like 95685 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 95685

What city is zip code 95685?

95685 is assigned to Sutter Creek, California. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 95685 in?

95685 is in Amador County, California.

What is the population of 95685?

About 4,690 people live in 95685, according to the Census Bureau's American Community Survey.

What time zone is 95685 in?

95685 is in Pacific Time.

What is the median household income in 95685?

The median household income in 95685 is $83,878.

What zip codes are near 95685?

The closest zip codes to 95685 are 95601, 95699, 95654, 95642, 95665.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 95685, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.