Zip code 49721: Cheboygan, Michigan

Q: What city is zip code 49721?

49721 is assigned to Cheboygan, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49721 in?

49721 is in Cheboygan County, Michigan.

Q: What is the population of 49721?

About 13,891 people live in 49721, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49721?

The median household income in 49721 is $61,174.

Q: What zip codes are near 49721?

The closest zip codes to 49721 are 49761, 49791, 49749, 49775, 49716.

Residential delivery areaCheboygan CountyEastern Time

Population

13,891

Median household income

$61K

U.S. $81K

Median home value

$172K

U.S. $333K

Median rent

$732/mo

U.S. $1,413

Median age

50.6

U.S. 38.9

Land area

267 sq mi

52 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49721

49721 is a small-town zip code in Cheboygan, Michigan (Cheboygan County), covering 267 sq mi of land. About 13,891 people live here, or 52 per square mile. The median resident is 50.6 years old, compared with 38.9 nationally.

The median household earns $61,174 a year, 24% below the national median of $80,734. 10.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $172,200, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $732 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.4 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in construction and repair; healthcare; and sales.

How 49721 compares

Sorted from highest to lowest national percentile

Housing vacancy30.8%
98th
U.S. 10.1% · MI 11.8%210th of 958 in MI
Median age50.6
96th
U.S. 38.9 · MI 40.2194th of 962 in MI
Residents 65 and older28.5%
96th
U.S. 17.2% · MI 18.6%163rd of 962 in MI
Veterans9.6%
88th
U.S. 6.2% · MI 5.8%191st of 962 in MI
Healthcare workers12.9%
88th
U.S. 9.7% · MI 10.1%139th of 961 in MI
Homeownership rate83.4%
86th
StrengthU.S. 65.2% · MI 73.2%543rd of 958 in MI
Self-employed workers11%
69th
U.S. 10% · MI 8.6%317th of 961 in MI
Unemployment rate6%
68th
U.S. 5.2% · MI 5.7%303rd of 961 in MI
Income inequality (Gini)0.446
60th
U.S. 0.483 · MI 0.465262nd of 958 in MI
Government workers14.6%
57th
U.S. 14.5% · MI 11.6%254th of 961 in MI
Uninsured rate7.1%
52nd
U.S. 8.4% · MI 4.9%202nd of 961 in MI
Poverty rate10.8%
49th
U.S. 12.5% · MI 13.2%477th of 959 in MI
Per capita income$35,437
35th
U.S. $44,673 · MI $40,735517th of 962 in MI
Work from home9.2%
29th
U.S. 15.1% · MI 13.5%523rd of 961 in MI
Bachelor's degree or higher22.2%
26th
U.S. 35.7% · MI 32.4%476th of 961 in MI
Median household income$61,174
22nd
U.S. $80,734 · MI $72,875655th of 952 in MI
Rent-burdened renters42.7%
22nd
U.S. 51.1% · MI 50.4%535th of 931 in MI
Population13,891
21st
U.S. 334,922,499 · MI 10,077,761272nd of 962 in MI
Average commute21.4 min
20th
StrengthU.S. 26.4 min · MI 24.2 min738th of 941 in MI
Median home value$172,200
15th
U.S. $332,700 · MI $231,600570th of 946 in MI
Broadband access85.3%
13th
WeaknessU.S. 91% · MI 90.5%675th of 958 in MI
Foreign-born residents2.1%
13th
U.S. 14.1% · MI 7.2%433rd of 962 in MI
Diversity index18.9
12th
U.S. 61.4 · MI 45.3511th of 962 in MI
Median earnings per worker$36,253
11th
WeaknessU.S. $49,666 · MI $47,178818th of 960 in MI
Residents under 1814.9%
8th
U.S. 22% · MI 21.2%800th of 962 in MI
Tech workers0.7%
8th
U.S. 3.8% · MI 3.1%726th of 961 in MI
Population density52/sq mi
7th
U.S. 95/sq mi · MI 178/sq mi680th of 962 in MI
Median gross rent$732
4th
U.S. $1,413 · MI $1,129750th of 851 in MI

Measure	49721	Cheboygan	MI	U.S.	National percentile	Rank in MI
Housing vacancy	30.8%	37.3%	11.8%	10.1%	98th	210th of 958
Median age	50.6	52.2	40.2	38.9	96th	194th of 962
Residents 65 and older	28.5%	29%	18.6%	17.2%	96th	163rd of 962
Veterans	9.6%	9.3%	5.8%	6.2%	88th	191st of 962
Healthcare workers	12.9%	10.4%	10.1%	9.7%	88th	139th of 961
Homeownership rateStrength	83.4%	85.6%	73.2%	65.2%	86th	543rd of 958
Self-employed workers	11%	12%	8.6%	10%	69th	317th of 961
Unemployment rate	6%	6.1%	5.7%	5.2%	68th	303rd of 961
Income inequality (Gini)	0.446	0.451	0.465	0.483	60th	262nd of 958
Government workers	14.6%	14%	11.6%	14.5%	57th	254th of 961
Uninsured rate	7.1%	5.9%	4.9%	8.4%	52nd	202nd of 961
Poverty rate	10.8%	12.4%	13.2%	12.5%	49th	477th of 959
Per capita income	$35,437	$36,725	$40,735	$44,673	35th	517th of 962
Work from home	9.2%	10.1%	13.5%	15.1%	29th	523rd of 961
Bachelor's degree or higher	22.2%	24.4%	32.4%	35.7%	26th	476th of 961
Median household income	$61,174	$62,875	$72,875	$80,734	22nd	655th of 952
Rent-burdened renters	42.7%	41.3%	50.4%	51.1%	22nd	535th of 931
Population	13,891	25,865	10,077,761	334,922,499	21st	272nd of 962
Average commuteStrength	21.4 min	24.8 min	24.2 min	26.4 min	20th	738th of 941
Median home value	$172,200	$192,500	$231,600	$332,700	15th	570th of 946
Broadband accessWeakness	85.3%	87%	90.5%	91%	13th	675th of 958
Foreign-born residents	2.1%	2.2%	7.2%	14.1%	13th	433rd of 962
Diversity index	18.9	20.5	45.3	61.4	12th	511th of 962
Median earnings per workerWeakness	$36,253	$36,574	$47,178	$49,666	11th	818th of 960
Residents under 18	14.9%	15.3%	21.2%	22%	8th	800th of 962
Tech workers	0.7%	0.6%	3.1%	3.8%	8th	726th of 961
Population density	52/sq mi	36/sq mi	178/sq mi	95/sq mi	7th	680th of 962
Median gross rent	$732	$773	$1,129	$1,413	4th	750th of 851

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

11%

5–17

18–24

12%

25–34

10%

35–44

13%

45–54

15%

55–64

18%

65–74

10%

75+

Median age

50.6

Under 18

14.9%

65 and over

28.5%

Race and ethnicity

White90%
Black1.0%
Hispanic2%
Asian0.4%
Native American2%
Pacific Islander0.0%
Other0.3%
Multiracial4%

Diversity index

18.9

U.S. 61.4

Foreign-born

2.1%

U.S. 14.1%

Born in state

84.4%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.4%

Other

0.4%

Households

Households: 5,904
Average household size: 2.3
Family households: 63.4%
Married couples: 49.7%
Living alone: 32.8%
Veterans (of adults): 9.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

23%

$50–75k

21%

$75–100k

14%

$100–150k

14%

$150–200k

$200k+

Median household income

49721

$61,174

Cheboygan Co.

$62,875

Michigan

$72,875

United States

$80,734

Per capita income

$35,437

U.S. $44,673

Poverty rate

10.8%

U.S. 12.5%

Households earning $150K+

9.9%

U.S. 23%

Income inequality (Gini)

0.446

U.S. 0.483

Housing

Median home value

49721

$172,200

Cheboygan Co.

$192,500

Michigan

$231,600

United States

$332,700

Median gross rent

49721

$732

Cheboygan Co.

$773

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

85%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

Boat, RV, van

Housing units: 8,528
Owner-occupied: 83.4%
Vacant: 30.8%
Median year built: 1977
Median rooms: 5.8
Renters paying 30%+ of income: 42.7%
Renters paying 50%+ of income: 21.3%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

13%

Transit

0.4%

Walked

Bicycle

0.9%

Worked from home

Other

0.4%

Commute time (one way)

<10 min

30%

10–19

29%

20–29

15%

30–44

10%

45–59

60+

Average commute

21.4 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

52.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Healthcare

13%

Sales

11%

Transportation and moving

10%

Office and admin

10%

Cleaning and personal care

Management

Production

Food service

Legal and social services

Education

Business and finance

Engineering and science

Arts, media and sports

Police and fire

0.9%

Farming, fishing and forestry

0.7%

Computer and math

0.7%

Industries

Retail

18%

Health care and social assistance

14%

Construction

12%

Public administration

Manufacturing

Restaurants and hotels

Finance, insurance and real estate

Other services

Education

Transportation, warehousing and utilities

Admin, support and management

Arts and recreation

Professional and technical services

Wholesale

Information

Agriculture and mining

Median earnings per worker

$36,253

U.S. $49,666

Self-employed

11%

U.S. 10%

Government workers

14.6%

U.S. 14.5%

Nonprofit workers

6.7%

U.S. 8.8%

Median earnings by type of work

Type of work	49721	U.S.
Management, business, science and arts	$57,380	$74,888
Service	$25,714	$26,804
Sales and office	$35,388	$40,476
Construction and maintenance	$36,971	$49,199
Production and transportation	$30,512	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

10%

High school

36%

Some college

20%

Associate's

12%

Bachelor's

14%

Graduate

High school graduate or higher: 89.9%
Bachelor's degree or higher: 22.2%
Graduate or professional degree: 8.5%
Households with broadband: 85.3%
Cable, fiber or DSL: 58.9%
No internet access: 11%
Without health insurance: 7.1%
Limited-English households: 0%

Geography

City (USPS): Cheboygan
State: Michigan
County: Cheboygan County
Center point: 45.5742° N, 84.4554° W
Land area: 267 sq mi
Water area: 38 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Cheboygan3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49721

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49761	Mullett Lake, MI · PO box	3.4 mi	—	—	—
49791	Topinabee, MI	9.5 mi	164	$59,750	$213,900
49749	Indian River, MI	12 mi	4,411	$65,608	$244,300
49775	Pointe Aux Pins, MI	14 mi	34	$132,500	$237,500
49716	Brutus, MI	15 mi	1,006	$100,179	$307,100
49717	Burt Lake, MI	15 mi	43	—	—
49705	Afton, MI	16 mi	865	$77,500	$168,500
49792	Tower, MI · PO box	17 mi	—	—	—
49701	Mackinaw City, MI	18 mi	882	$44,583	$228,700
49706	Alanson, MI	18 mi	4,920	$76,906	$248,500
49755	Levering, MI	19 mi	1,799	$65,789	$188,900
49765	Onaway, MI	19 mi	4,333	$57,404	$124,000

Zip codes like 49721 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49721

What city is zip code 49721?

49721 is assigned to Cheboygan, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49721 in?

49721 is in Cheboygan County, Michigan.

What is the population of 49721?

About 13,891 people live in 49721, according to the Census Bureau's American Community Survey.

What time zone is 49721 in?

49721 is in Eastern Time.

What is the median household income in 49721?

The median household income in 49721 is $61,174.

What zip codes are near 49721?

The closest zip codes to 49721 are 49761, 49791, 49749, 49775, 49716.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49721, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.