Zip code 49085: Saint Joseph, Michigan

Q: What city is zip code 49085?

49085 is assigned to Saint Joseph, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49085 in?

49085 is in Berrien County, Michigan.

Q: What is the population of 49085?

About 23,827 people live in 49085, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49085?

The median household income in 49085 is $104,969.

Q: What zip codes are near 49085?

The closest zip codes to 49085 are 49023, 49127, 49126, 49022, 49101.

Residential delivery areaBerrien CountyEastern Time

Population

23,827

Median household income

$105K

U.S. $81K

Median home value

$305K

U.S. $333K

Median rent

$1,091/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

24 sq mi

987 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49085

49085 is a suburban zip code in Saint Joseph, Michigan (Berrien County), covering 24 sq mi of land. About 23,827 people live here, or 987 per square mile. The median resident is 45 years old, compared with 38.9 nationally.

The median household earns $104,969 a year, 30% above the national median of $80,734. 4.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $304,600, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 76% of occupied homes are lived in by their owners, and renters pay a median of $1,091 a month.

51% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.9 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 49085 compares

Sorted from highest to lowest national percentile

Residents 65 and older23.4%
88th
U.S. 17.2% · MI 18.6%311th of 962 in MI
Tech workers6.3%
87th
U.S. 3.8% · MI 3.1%39th of 961 in MI
Median age45
86th
U.S. 38.9 · MI 40.2397th of 962 in MI
Per capita income$56,068
81st
StrengthU.S. $44,673 · MI $40,73575th of 962 in MI
Median earnings per worker$63,907
81st
StrengthU.S. $49,666 · MI $47,17868th of 960 in MI
Bachelor's degree or higher50.8%
80th
StrengthU.S. 35.7% · MI 32.4%83rd of 961 in MI
Median household income$104,969
75th
U.S. $80,734 · MI $72,87596th of 952 in MI
Homeownership rate76.3%
70th
U.S. 65.2% · MI 73.2%713th of 958 in MI
Housing vacancy9.8%
70th
U.S. 10.1% · MI 11.8%506th of 958 in MI
Broadband access93.5%
62nd
U.S. 91% · MI 90.5%188th of 958 in MI
Work from home15.1%
61st
U.S. 15.1% · MI 13.5%202nd of 961 in MI
Healthcare workers10.1%
60th
U.S. 9.7% · MI 10.1%404th of 961 in MI
Self-employed workers9.2%
49th
U.S. 10% · MI 8.6%483rd of 961 in MI
Veterans5.5%
45th
U.S. 6.2% · MI 5.8%660th of 962 in MI
Median home value$304,600
44th
U.S. $332,700 · MI $231,600164th of 946 in MI
Foreign-born residents8.3%
44th
U.S. 14.1% · MI 7.2%115th of 962 in MI
Population density987/sq mi
43rd
U.S. 95/sq mi · MI 178/sq mi217th of 962 in MI
Income inequality (Gini)0.428
43rd
U.S. 0.483 · MI 0.465395th of 958 in MI
Population23,827
38th
U.S. 334,922,499 · MI 10,077,761150th of 962 in MI
Median gross rent$1,091
28th
U.S. $1,413 · MI $1,129283rd of 851 in MI
Diversity index29.2
22nd
U.S. 61.4 · MI 45.3282nd of 962 in MI
Residents under 1818.6%
22nd
U.S. 22% · MI 21.2%620th of 962 in MI
Uninsured rate3.9%
21st
U.S. 8.4% · MI 4.9%574th of 961 in MI
Government workers10%
19th
U.S. 14.5% · MI 11.6%621st of 961 in MI
Poverty rate4.6%
10th
StrengthU.S. 12.5% · MI 13.2%863rd of 959 in MI
Average commute18.9 min
9th
StrengthU.S. 26.4 min · MI 24.2 min838th of 941 in MI
Rent-burdened renters34.8%
8th
StrengthU.S. 51.1% · MI 50.4%693rd of 931 in MI
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · MI 5.7%817th of 961 in MI

Measure	49085	Berrien	MI	U.S.	National percentile	Rank in MI
Residents 65 and older	23.4%	21.3%	18.6%	17.2%	88th	311th of 962
Tech workers	6.3%	2.9%	3.1%	3.8%	87th	39th of 961
Median age	45	42.7	40.2	38.9	86th	397th of 962
Per capita incomeStrength	$56,068	$38,351	$40,735	$44,673	81st	75th of 962
Median earnings per workerStrength	$63,907	$42,744	$47,178	$49,666	81st	68th of 960
Bachelor's degree or higherStrength	50.8%	30.9%	32.4%	35.7%	80th	83rd of 961
Median household income	$104,969	$65,425	$72,875	$80,734	75th	96th of 952
Homeownership rate	76.3%	72.8%	73.2%	65.2%	70th	713th of 958
Housing vacancy	9.8%	17.2%	11.8%	10.1%	70th	506th of 958
Broadband access	93.5%	89.3%	90.5%	91%	62nd	188th of 958
Work from home	15.1%	11.2%	13.5%	15.1%	61st	202nd of 961
Healthcare workers	10.1%	9.9%	10.1%	9.7%	60th	404th of 961
Self-employed workers	9.2%	9.5%	8.6%	10%	49th	483rd of 961
Veterans	5.5%	6.1%	5.8%	6.2%	45th	660th of 962
Median home value	$304,600	$224,300	$231,600	$332,700	44th	164th of 946
Foreign-born residents	8.3%	5.5%	7.2%	14.1%	44th	115th of 962
Population density	987/sq mi	270/sq mi	178/sq mi	95/sq mi	43rd	217th of 962
Income inequality (Gini)	0.428	0.475	0.465	0.483	43rd	395th of 958
Population	23,827	153,288	10,077,761	334,922,499	38th	150th of 962
Median gross rent	$1,091	$942	$1,129	$1,413	28th	283rd of 851
Diversity index	29.2	44.7	45.3	61.4	22nd	282nd of 962
Residents under 18	18.6%	21.3%	21.2%	22%	22nd	620th of 962
Uninsured rate	3.9%	6.4%	4.9%	8.4%	21st	574th of 961
Government workers	10%	10.2%	11.6%	14.5%	19th	621st of 961
Poverty rateStrength	4.6%	15.1%	13.2%	12.5%	10th	863rd of 959
Average commuteStrength	18.9 min	21.2 min	24.2 min	26.4 min	9th	838th of 941
Rent-burdened rentersStrength	34.8%	49.9%	50.4%	51.1%	8th	693rd of 931
Unemployment rateStrength	2.2%	6.2%	5.7%	5.2%	7th	817th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

18–24

13%

25–34

13%

35–44

11%

45–54

15%

55–64

14%

65–74

75+

Median age

Under 18

18.6%

65 and over

23.4%

Race and ethnicity

White84%
Black2%
Hispanic3%
Asian4%
Native American0.1%
Pacific Islander0%
Other0.4%
Multiracial6%

Diversity index

29.2

U.S. 61.4

Foreign-born

8.3%

U.S. 14.1%

Born in state

59.6%

Language spoken at home (households)

English only

89%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 10,423
Average household size: 2.2
Family households: 61.7%
Married couples: 54.9%
Living alone: 33.7%
Veterans (of adults): 5.5%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

12%

$50–75k

13%

$75–100k

11%

$100–150k

22%

$150–200k

13%

$200k+

17%

Median household income

49085

$104,969

Berrien Co.

$65,425

Michigan

$72,875

United States

$80,734

Per capita income

$56,068

U.S. $44,673

Poverty rate

4.6%

U.S. 12.5%

Households earning $150K+

29.6%

U.S. 23%

Income inequality (Gini)

0.428

U.S. 0.483

Housing

Median home value

49085

$304,600

Berrien Co.

$224,300

Michigan

$231,600

United States

$332,700

Median gross rent

49085

$1,091

Berrien Co.

$942

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

10%

Mobile home

Boat, RV, van

Housing units: 11,552
Owner-occupied: 76.3%
Vacant: 9.8%
Median year built: 1969
Median rooms: 6.3
Renters paying 30%+ of income: 34.8%
Renters paying 50%+ of income: 11.8%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

76%

Carpooled

Transit

0.1%

Walked

Bicycle

0.4%

Worked from home

15%

Other

0.7%

Commute time (one way)

<10 min

28%

10–19

45%

20–29

12%

30–44

45–59

60+

Average commute

18.9 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

62.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Healthcare

10%

Office and admin

10%

Engineering and science

Sales

Production

Computer and math

Business and finance

Construction and repair

Education

Food service

Cleaning and personal care

Transportation and moving

Arts, media and sports

Legal and social services

Police and fire

Farming, fishing and forestry

0.6%

Industries

Manufacturing

25%

Health care and social assistance

17%

Education

Retail

Restaurants and hotels

Transportation, warehousing and utilities

Finance, insurance and real estate

Professional and technical services

Other services

Public administration

Construction

Arts and recreation

Admin, support and management

Wholesale

Information

Agriculture and mining

0.9%

Median earnings per worker

$63,907

U.S. $49,666

Self-employed

9.2%

U.S. 10%

Government workers

10%

U.S. 14.5%

Nonprofit workers

13.7%

U.S. 8.8%

Median earnings by type of work

Type of work	49085	U.S.
Management, business, science and arts	$85,636	$74,888
Service	$23,012	$26,804
Sales and office	$37,628	$40,476
Construction and maintenance	$65,035	$49,199
Production and transportation	$53,375	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

17%

Some college

19%

Associate's

11%

Bachelor's

31%

Graduate

20%

High school graduate or higher: 97.3%
Bachelor's degree or higher: 50.8%
Graduate or professional degree: 19.8%
Households with broadband: 93.5%
Cable, fiber or DSL: 82.2%
No internet access: 4.9%
Without health insurance: 3.9%
Limited-English households: 0.8%

Geography

City (USPS): Saint Joseph
State: Michigan
County: Berrien County
Center point: 42.0543° N, 86.4626° W
Land area: 24 sq mi
Water area: 2.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

St. Joseph13% of zip
Shoreham2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49085

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49023	Benton Harbor, MI · PO box	4.3 mi	—	—	—
49127	Stevensville, MI	4.8 mi	11,155	$93,338	$296,900
49126	Sodus, MI	4.9 mi	1,623	$76,875	$151,600
49022	Benton Harbor, MI	6.1 mi	29,460	$39,499	$159,600
49101	Baroda, MI	7.7 mi	2,947	$75,048	$252,100
49104	Berrien Springs, MI	8.2 mi	383	—	—
49103	Berrien Springs, MI	8.7 mi	11,590	$65,827	$229,400
49111	Eau Claire, MI	9.1 mi	3,159	$70,915	$176,300
49106	Bridgman, MI	9.3 mi	4,741	$72,500	$262,400
49084	Riverside, MI	9.6 mi	38	$54,375	$165,000
49038	Coloma, MI	13 mi	8,616	$62,636	$206,800
49125	Sawyer, MI	13 mi	1,990	$79,766	$342,300

Zip codes like 49085 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49085

What city is zip code 49085?

49085 is assigned to Saint Joseph, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49085 in?

49085 is in Berrien County, Michigan.

What is the population of 49085?

About 23,827 people live in 49085, according to the Census Bureau's American Community Survey.

What time zone is 49085 in?

49085 is in Eastern Time.

What is the median household income in 49085?

The median household income in 49085 is $104,969.

What zip codes are near 49085?

The closest zip codes to 49085 are 49023, 49127, 49126, 49022, 49101.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49085, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.