Zip code 49022: Benton Harbor, Michigan

Q: What city is zip code 49022?

49022 is assigned to Benton Harbor, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49022 in?

49022 is mostly in Berrien County, but it extends into 1 other county.

Q: What is the population of 49022?

About 29,460 people live in 49022, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49022?

The median household income in 49022 is $39,499.

Q: What zip codes are near 49022?

The closest zip codes to 49022 are 49023, 49084, 49126, 49085, 49038.

Residential delivery areaBerrien CountyEastern Time

Population

29,460

Median household income

$39K

U.S. $81K

Median home value

$160K

U.S. $333K

Median rent

$881/mo

U.S. $1,413

Median age

39.1

U.S. 38.9

Land area

67 sq mi

438 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49022

49022 is a small-town zip code in Benton Harbor, Michigan (Berrien County), covering 67 sq mi of land. About 29,460 people live here, or 438 per square mile. The median resident is 39.1 years old, compared with 38.9 nationally.

The median household earns $39,499 a year, about 49% of the national median of $80,734. 31% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $159,600, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 58% of occupied homes are lived in by their owners, and renters pay a median of $881 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.9 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and sales.

How 49022 compares

Sorted from highest to lowest national percentile

Unemployment rate14.6%
99th
WeaknessU.S. 5.2% · MI 5.7%26th of 961 in MI
Poverty rate31%
96th
WeaknessU.S. 12.5% · MI 13.2%46th of 959 in MI
Income inequality (Gini)0.509
91st
WeaknessU.S. 0.483 · MI 0.46547th of 958 in MI
Rent-burdened renters60.1%
83rd
WeaknessU.S. 51.1% · MI 50.4%151st of 931 in MI
Residents under 1825.7%
79th
U.S. 22% · MI 21.2%127th of 962 in MI
Housing vacancy11.6%
77th
U.S. 10.1% · MI 11.8%459th of 958 in MI
Diversity index60.8
74th
U.S. 61.4 · MI 45.343rd of 962 in MI
Healthcare workers11.3%
74th
U.S. 9.7% · MI 10.1%268th of 961 in MI
Uninsured rate7.8%
58th
U.S. 8.4% · MI 4.9%157th of 961 in MI
Veterans6.1%
54th
U.S. 6.2% · MI 5.8%573rd of 962 in MI
Median age39.1
50th
U.S. 38.9 · MI 40.2721st of 962 in MI
Population29,460
49th
U.S. 334,922,499 · MI 10,077,76189th of 962 in MI
Residents 65 and older16.3%
48th
U.S. 17.2% · MI 18.6%744th of 962 in MI
Population density438/sq mi
31st
U.S. 95/sq mi · MI 178/sq mi291st of 962 in MI
Homeownership rate57.5%
28th
U.S. 65.2% · MI 73.2%889th of 958 in MI
Self-employed workers7.6%
27th
U.S. 10% · MI 8.6%650th of 961 in MI
Tech workers1.6%
25th
U.S. 3.8% · MI 3.1%485th of 961 in MI
Broadband access87.8%
22nd
U.S. 91% · MI 90.5%541st of 958 in MI
Work from home7.4%
19th
U.S. 15.1% · MI 13.5%672nd of 961 in MI
Foreign-born residents2.8%
17th
U.S. 14.1% · MI 7.2%337th of 962 in MI
Bachelor's degree or higher18%
16th
WeaknessU.S. 35.7% · MI 32.4%639th of 961 in MI
Government workers9.3%
14th
U.S. 14.5% · MI 11.6%690th of 961 in MI
Median home value$159,600
12th
U.S. $332,700 · MI $231,600668th of 946 in MI
Median gross rent$881
12th
U.S. $1,413 · MI $1,129560th of 851 in MI
Per capita income$26,444
11th
WeaknessU.S. $44,673 · MI $40,735867th of 962 in MI
Average commute18.9 min
9th
StrengthU.S. 26.4 min · MI 24.2 min837th of 941 in MI
Median earnings per worker$35,237
9th
WeaknessU.S. $49,666 · MI $47,178845th of 960 in MI
Median household income$39,499
3rd
WeaknessU.S. $80,734 · MI $72,875916th of 952 in MI

Measure	49022	Berrien	MI	U.S.	National percentile	Rank in MI
Unemployment rateWeakness	14.6%	6.2%	5.7%	5.2%	99th	26th of 961
Poverty rateWeakness	31%	15.1%	13.2%	12.5%	96th	46th of 959
Income inequality (Gini)Weakness	0.509	0.475	0.465	0.483	91st	47th of 958
Rent-burdened rentersWeakness	60.1%	49.9%	50.4%	51.1%	83rd	151st of 931
Residents under 18	25.7%	21.3%	21.2%	22%	79th	127th of 962
Housing vacancy	11.6%	17.2%	11.8%	10.1%	77th	459th of 958
Diversity index	60.8	44.7	45.3	61.4	74th	43rd of 962
Healthcare workers	11.3%	9.9%	10.1%	9.7%	74th	268th of 961
Uninsured rate	7.8%	6.4%	4.9%	8.4%	58th	157th of 961
Veterans	6.1%	6.1%	5.8%	6.2%	54th	573rd of 962
Median age	39.1	42.7	40.2	38.9	50th	721st of 962
Population	29,460	153,288	10,077,761	334,922,499	49th	89th of 962
Residents 65 and older	16.3%	21.3%	18.6%	17.2%	48th	744th of 962
Population density	438/sq mi	270/sq mi	178/sq mi	95/sq mi	31st	291st of 962
Homeownership rate	57.5%	72.8%	73.2%	65.2%	28th	889th of 958
Self-employed workers	7.6%	9.5%	8.6%	10%	27th	650th of 961
Tech workers	1.6%	2.9%	3.1%	3.8%	25th	485th of 961
Broadband access	87.8%	89.3%	90.5%	91%	22nd	541st of 958
Work from home	7.4%	11.2%	13.5%	15.1%	19th	672nd of 961
Foreign-born residents	2.8%	5.5%	7.2%	14.1%	17th	337th of 962
Bachelor's degree or higherWeakness	18%	30.9%	32.4%	35.7%	16th	639th of 961
Government workers	9.3%	10.2%	11.6%	14.5%	14th	690th of 961
Median home value	$159,600	$224,300	$231,600	$332,700	12th	668th of 946
Median gross rent	$881	$942	$1,129	$1,413	12th	560th of 851
Per capita incomeWeakness	$26,444	$38,351	$40,735	$44,673	11th	867th of 962
Average commuteStrength	18.9 min	21.2 min	24.2 min	26.4 min	9th	837th of 941
Median earnings per workerWeakness	$35,237	$42,744	$47,178	$49,666	9th	845th of 960
Median household incomeWeakness	$39,499	$65,425	$72,875	$80,734	3rd	916th of 952

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

14%

25–34

11%

35–44

12%

45–54

14%

55–64

11%

65–74

75+

Median age

39.1

Under 18

25.7%

65 and over

16.3%

Race and ethnicity

White37%
Black50%
Hispanic7%
Asian0.4%
Native American0.2%
Pacific Islander0.1%
Other0.6%
Multiracial5%

Diversity index

60.8

U.S. 61.4

Foreign-born

2.8%

U.S. 14.1%

Born in state

71.8%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

0.7%

Asian / Pacific

Other

0.4%

Households

Households: 12,868
Average household size: 2.3
Family households: 61.9%
Married couples: 30.5%
Living alone: 33.3%
Veterans (of adults): 6.1%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

33%

$25–50k

25%

$50–75k

16%

$75–100k

$100–150k

10%

$150–200k

$200k+

Median household income

49022

$39,499

Berrien Co.

$65,425

Michigan

$72,875

United States

$80,734

Per capita income

$26,444

U.S. $44,673

Poverty rate

31%

U.S. 12.5%

Households earning $150K+

6.9%

U.S. 23%

Income inequality (Gini)

0.509

U.S. 0.483

Housing

Median home value

49022

$159,600

Berrien Co.

$224,300

Michigan

$231,600

United States

$332,700

Median gross rent

49022

$881

Berrien Co.

$942

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 14,560
Owner-occupied: 57.5%
Vacant: 11.6%
Median year built: 1961
Median rooms: 5.3
Renters paying 30%+ of income: 60.1%
Renters paying 50%+ of income: 38.1%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.6%

Walked

Bicycle

0.2%

Worked from home

Other

0.9%

Commute time (one way)

<10 min

21%

10–19

48%

20–29

13%

30–44

45–59

60+

Average commute

18.9 min

U.S. 26.4 min

Unemployment

14.6%

U.S. 5.2%

In labor force

60.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

16%

Healthcare

11%

Sales

10%

Production

10%

Food service

10%

Transportation and moving

Cleaning and personal care

Construction and repair

Management

Education

Engineering and science

Business and finance

Computer and math

Legal and social services

Arts, media and sports

0.9%

Police and fire

0.5%

Farming, fishing and forestry

0.1%

Industries

Manufacturing

18%

Health care and social assistance

17%

Retail

14%

Restaurants and hotels

10%

Education

Transportation, warehousing and utilities

Finance, insurance and real estate

Construction

Professional and technical services

Admin, support and management

Public administration

Other services

Arts and recreation

Agriculture and mining

Wholesale

Information

Median earnings per worker

$35,237

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

9.3%

U.S. 14.5%

Nonprofit workers

9.4%

U.S. 8.8%

Median earnings by type of work

Type of work	49022	U.S.
Management, business, science and arts	$58,463	$74,888
Service	$18,741	$26,804
Sales and office	$29,732	$40,476
Construction and maintenance	$43,601	$49,199
Production and transportation	$38,706	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

34%

Some college

25%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 85.2%
Bachelor's degree or higher: 18%
Graduate or professional degree: 6.9%
Households with broadband: 87.8%
Cable, fiber or DSL: 63.4%
No internet access: 9%
Without health insurance: 7.8%
Limited-English households: 1%

Geography

City (USPS): Benton Harbor
State: Michigan
County: Berrien County
Center point: 42.1126° N, 86.3734° W
Land area: 67 sq mi
Water area: 3.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49022 spans 2 counties

Berrien County98% of land
Van Buren County2% of land

Cities and towns within this zip

Fair Plain (unincorporated)6% of zip
Benton Harbor6% of zip
Benton Heights (unincorporated)6% of zip
Millburg (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49022

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49023	Benton Harbor, MI · PO box	4.2 mi	—	—	—
49084	Riverside, MI	4.7 mi	38	$54,375	$165,000
49126	Sodus, MI	5.5 mi	1,623	$76,875	$151,600
49085	Saint Joseph, MI	6.1 mi	23,827	$104,969	$304,600
49038	Coloma, MI	6.8 mi	8,616	$62,636	$206,800
49111	Eau Claire, MI	7.5 mi	3,159	$70,915	$176,300
49098	Watervliet, MI	7.7 mi	6,215	$59,047	$164,200
49039	Hagar Shores, MI · PO box	7.8 mi	—	—	—
49104	Berrien Springs, MI	10 mi	383	—	—
49127	Stevensville, MI	11 mi	11,155	$93,338	$296,900
49057	Hartford, MI	11 mi	6,434	$51,345	$118,400
49103	Berrien Springs, MI	12 mi	11,590	$65,827	$229,400

Zip codes like 49022 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49022

What city is zip code 49022?

49022 is assigned to Benton Harbor, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49022 in?

49022 is mostly in Berrien County, but it extends into 1 other county.

What is the population of 49022?

About 29,460 people live in 49022, according to the Census Bureau's American Community Survey.

What time zone is 49022 in?

49022 is in Eastern Time.

What is the median household income in 49022?

The median household income in 49022 is $39,499.

What zip codes are near 49022?

The closest zip codes to 49022 are 49023, 49084, 49126, 49085, 49038.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49022, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.