Zip code 49038: Coloma, Michigan

Q: What city is zip code 49038?

49038 is assigned to Coloma, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 49038 in?

49038 is mostly in Berrien County, but it extends into 1 other county.

Q: What is the population of 49038?

About 8,616 people live in 49038, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 49038?

The median household income in 49038 is $62,636.

Q: What zip codes are near 49038?

The closest zip codes to 49038 are 49039, 49084, 49098, 49043, 49022.

Residential delivery areaBerrien CountyEastern Time

Population

8,616

Median household income

$63K

U.S. $81K

Median home value

$207K

U.S. $333K

Median rent

$938/mo

U.S. $1,413

Median age

45.7

U.S. 38.9

Land area

39 sq mi

221 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 49038

49038 is a small-town zip code in Coloma, Michigan (Berrien County), covering 39 sq mi of land. About 8,616 people live here, or 221 per square mile. The median resident is 45.7 years old, compared with 38.9 nationally.

The median household earns $62,636 a year, 22% below the national median of $80,734. 11.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $206,800, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $938 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.4 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 49038 compares

Sorted from highest to lowest national percentile

Housing vacancy27.2%
97th
U.S. 10.1% · MI 11.8%241st of 958 in MI
Median age45.7
88th
U.S. 38.9 · MI 40.2363rd of 962 in MI
Healthcare workers12.7%
86th
U.S. 9.7% · MI 10.1%153rd of 961 in MI
Residents 65 and older22.4%
85th
U.S. 17.2% · MI 18.6%363rd of 962 in MI
Income inequality (Gini)0.468
74th
U.S. 0.483 · MI 0.465146th of 958 in MI
Homeownership rate76.7%
71st
U.S. 65.2% · MI 73.2%708th of 958 in MI
Rent-burdened renters55.7%
69th
U.S. 51.1% · MI 50.4%232nd of 931 in MI
Veterans7%
66th
U.S. 6.2% · MI 5.8%432nd of 962 in MI
Average commute28.4 min
65th
U.S. 26.4 min · MI 24.2 min282nd of 941 in MI
Poverty rate11.2%
52nd
U.S. 12.5% · MI 13.2%451st of 959 in MI
Self-employed workers9.2%
49th
U.S. 10% · MI 8.6%482nd of 961 in MI
Per capita income$37,953
44th
U.S. $44,673 · MI $40,735403rd of 962 in MI
Median earnings per worker$44,229
37th
U.S. $49,666 · MI $47,178485th of 960 in MI
Tech workers2.2%
37th
U.S. 3.8% · MI 3.1%364th of 961 in MI
Residents under 1820.2%
33rd
U.S. 22% · MI 21.2%489th of 962 in MI
Diversity index35.5
30th
U.S. 61.4 · MI 45.3224th of 962 in MI
Work from home9%
28th
U.S. 15.1% · MI 13.5%538th of 961 in MI
Unemployment rate3.7%
28th
U.S. 5.2% · MI 5.7%622nd of 961 in MI
Broadband access89%
28th
U.S. 91% · MI 90.5%457th of 958 in MI
Median household income$62,636
25th
U.S. $80,734 · MI $72,875615th of 952 in MI
Bachelor's degree or higher20.8%
23rd
U.S. 35.7% · MI 32.4%528th of 961 in MI
Government workers10.6%
23rd
U.S. 14.5% · MI 11.6%556th of 961 in MI
Population density221/sq mi
22nd
U.S. 95/sq mi · MI 178/sq mi366th of 962 in MI
Median home value$206,800
22nd
U.S. $332,700 · MI $231,600429th of 946 in MI
Foreign-born residents3.4%
21st
U.S. 14.1% · MI 7.2%272nd of 962 in MI
Median gross rent$938
16th
U.S. $1,413 · MI $1,129474th of 851 in MI
Uninsured rate3.2%
14th
StrengthU.S. 8.4% · MI 4.9%683rd of 961 in MI
Population8,616
13th
U.S. 334,922,499 · MI 10,077,761362nd of 962 in MI

Measure	49038	Berrien	MI	U.S.	National percentile	Rank in MI
Housing vacancy	27.2%	17.2%	11.8%	10.1%	97th	241st of 958
Median age	45.7	42.7	40.2	38.9	88th	363rd of 962
Healthcare workers	12.7%	9.9%	10.1%	9.7%	86th	153rd of 961
Residents 65 and older	22.4%	21.3%	18.6%	17.2%	85th	363rd of 962
Income inequality (Gini)	0.468	0.475	0.465	0.483	74th	146th of 958
Homeownership rate	76.7%	72.8%	73.2%	65.2%	71st	708th of 958
Rent-burdened renters	55.7%	49.9%	50.4%	51.1%	69th	232nd of 931
Veterans	7%	6.1%	5.8%	6.2%	66th	432nd of 962
Average commute	28.4 min	21.2 min	24.2 min	26.4 min	65th	282nd of 941
Poverty rate	11.2%	15.1%	13.2%	12.5%	52nd	451st of 959
Self-employed workers	9.2%	9.5%	8.6%	10%	49th	482nd of 961
Per capita income	$37,953	$38,351	$40,735	$44,673	44th	403rd of 962
Median earnings per worker	$44,229	$42,744	$47,178	$49,666	37th	485th of 960
Tech workers	2.2%	2.9%	3.1%	3.8%	37th	364th of 961
Residents under 18	20.2%	21.3%	21.2%	22%	33rd	489th of 962
Diversity index	35.5	44.7	45.3	61.4	30th	224th of 962
Work from home	9%	11.2%	13.5%	15.1%	28th	538th of 961
Unemployment rate	3.7%	6.2%	5.7%	5.2%	28th	622nd of 961
Broadband access	89%	89.3%	90.5%	91%	28th	457th of 958
Median household income	$62,636	$65,425	$72,875	$80,734	25th	615th of 952
Bachelor's degree or higher	20.8%	30.9%	32.4%	35.7%	23rd	528th of 961
Government workers	10.6%	10.2%	11.6%	14.5%	23rd	556th of 961
Population density	221/sq mi	270/sq mi	178/sq mi	95/sq mi	22nd	366th of 962
Median home value	$206,800	$224,300	$231,600	$332,700	22nd	429th of 946
Foreign-born residents	3.4%	5.5%	7.2%	14.1%	21st	272nd of 962
Median gross rent	$938	$942	$1,129	$1,413	16th	474th of 851
Uninsured rateStrength	3.2%	6.4%	4.9%	8.4%	14th	683rd of 961
Population	8,616	153,288	10,077,761	334,922,499	13th	362nd of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

11%

25–34

11%

35–44

14%

45–54

15%

55–64

12%

65–74

10%

75+

Median age

45.7

Under 18

20.2%

65 and over

22.4%

Race and ethnicity

White80%
Black5%
Hispanic5%
Asian0.1%
Native American0.1%
Pacific Islander0%
Other2%
Multiracial8%

Diversity index

35.5

U.S. 61.4

Foreign-born

3.4%

U.S. 14.1%

Born in state

71.2%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

0.2%

Other

Households

Households: 3,727
Average household size: 2.3
Family households: 60.5%
Married couples: 44.9%
Living alone: 34.2%
Veterans (of adults): 7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

18%

$25–50k

23%

$50–75k

15%

$75–100k

12%

$100–150k

19%

$150–200k

$200k+

Median household income

49038

$62,636

Berrien Co.

$65,425

Michigan

$72,875

United States

$80,734

Per capita income

$37,953

U.S. $44,673

Poverty rate

11.2%

U.S. 12.5%

Households earning $150K+

13.1%

U.S. 23%

Income inequality (Gini)

0.468

U.S. 0.483

Housing

Median home value

49038

$206,800

Berrien Co.

$224,300

Michigan

$231,600

United States

$332,700

Median gross rent

49038

$938

Berrien Co.

$942

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 5,123
Owner-occupied: 76.7%
Vacant: 27.2%
Median year built: 1965
Median rooms: 5.9
Renters paying 30%+ of income: 55.7%
Renters paying 50%+ of income: 27%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

10%

Transit

0.2%

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

11%

10–19

30%

20–29

29%

30–44

13%

45–59

60+

11%

Average commute

28.4 min

U.S. 26.4 min

Unemployment

3.7%

U.S. 5.2%

In labor force

59.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

13%

Healthcare

13%

Office and admin

10%

Construction and repair

10%

Cleaning and personal care

Production

Education

Transportation and moving

Engineering and science

Sales

Food service

Business and finance

Legal and social services

Computer and math

Police and fire

Arts, media and sports

Farming, fishing and forestry

0.3%

Industries

Manufacturing

20%

Health care and social assistance

17%

Education

10%

Retail

Construction

Professional and technical services

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Restaurants and hotels

Other services

Arts and recreation

Public administration

Information

0.8%

Agriculture and mining

0.7%

Wholesale

0.6%

Median earnings per worker

$44,229

U.S. $49,666

Self-employed

9.2%

U.S. 10%

Government workers

10.6%

U.S. 14.5%

Nonprofit workers

9.4%

U.S. 8.8%

Median earnings by type of work

Type of work	49038	U.S.
Management, business, science and arts	$64,782	$74,888
Service	$29,239	$26,804
Sales and office	$36,013	$40,476
Construction and maintenance	$44,276	$49,199
Production and transportation	$31,324	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

37%

Some college

23%

Associate's

11%

Bachelor's

12%

Graduate

High school graduate or higher: 91%
Bachelor's degree or higher: 20.8%
Graduate or professional degree: 8.8%
Households with broadband: 89%
Cable, fiber or DSL: 61.4%
No internet access: 9.4%
Without health insurance: 3.2%
Limited-English households: 0.9%

Geography

City (USPS): Coloma
State: Michigan
County: Berrien County
Center point: 42.2028° N, 86.3209° W
Land area: 39 sq mi
Water area: 2.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

49038 spans 2 counties

Berrien County86% of land
Van Buren County14% of land

Cities and towns within this zip

Lake Michigan Beach (unincorporated)9% of zip
Paw Paw Lake (unincorporated)8% of zip
Coloma2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 49038

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
49039	Hagar Shores, MI · PO box	3 mi	—	—	—
49084	Riverside, MI	3.6 mi	38	$54,375	$165,000
49098	Watervliet, MI	4.9 mi	6,215	$59,047	$164,200
49043	Covert, MI	6.3 mi	2,102	$36,280	$153,300
49022	Benton Harbor, MI	6.8 mi	29,460	$39,499	$159,600
49057	Hartford, MI	7.2 mi	6,434	$51,345	$118,400
49023	Benton Harbor, MI · PO box	9.1 mi	—	—	—
49126	Sodus, MI	12 mi	1,623	$76,875	$151,600
49111	Eau Claire, MI	13 mi	3,159	$70,915	$176,300
49085	Saint Joseph, MI	13 mi	23,827	$104,969	$304,600
49013	Bangor, MI	13 mi	5,346	$55,349	$154,400
49064	Lawrence, MI	14 mi	3,635	$68,607	$171,500

Zip codes like 49038 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 49038

What city is zip code 49038?

49038 is assigned to Coloma, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 49038 in?

49038 is mostly in Berrien County, but it extends into 1 other county.

What is the population of 49038?

About 8,616 people live in 49038, according to the Census Bureau's American Community Survey.

What time zone is 49038 in?

49038 is in Eastern Time.

What is the median household income in 49038?

The median household income in 49038 is $62,636.

What zip codes are near 49038?

The closest zip codes to 49038 are 49039, 49084, 49098, 49043, 49022.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 49038, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.