Zip code 48640: Midland, Michigan

Q: What city is zip code 48640?

48640 is assigned to Midland, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48640 in?

48640 is in Midland County, Michigan.

Q: What is the population of 48640?

About 32,492 people live in 48640, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48640?

The median household income in 48640 is $80,574.

Q: What zip codes are near 48640?

The closest zip codes to 48640 are 48641, 48667, 48686, 48670, 48674.

Residential delivery areaMidland CountyEastern Time

Population

32,492

Median household income

$81K

U.S. $81K

Median home value

$201K

U.S. $333K

Median rent

$954/mo

U.S. $1,413

Median age

40.2

U.S. 38.9

Land area

105 sq mi

309 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48640

48640 is a small-town zip code in Midland, Michigan (Midland County), covering 105 sq mi of land. About 32,492 people live here, or 309 per square mile. The median resident is 40.2 years old, compared with 38.9 nationally.

The median household earns $80,574 a year, close to the national median of $80,734. 12.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $200,700, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 75% of occupied homes are lived in by their owners, and renters pay a median of $954 a month.

39% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.8 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and management.

How 48640 compares

Sorted from highest to lowest national percentile

Healthcare workers11.6%
78th
U.S. 9.7% · MI 10.1%238th of 961 in MI
Income inequality (Gini)0.473
77th
U.S. 0.483 · MI 0.465127th of 958 in MI
Residents 65 and older19.2%
69th
U.S. 17.2% · MI 18.6%558th of 962 in MI
Homeownership rate75%
66th
U.S. 65.2% · MI 73.2%738th of 958 in MI
Bachelor's degree or higher39.4%
64th
U.S. 35.7% · MI 32.4%174th of 961 in MI
Per capita income$44,720
62nd
U.S. $44,673 · MI $40,735209th of 962 in MI
Median age40.2
59th
U.S. 38.9 · MI 40.2668th of 962 in MI
Poverty rate12.2%
57th
U.S. 12.5% · MI 13.2%395th of 959 in MI
Self-employed workers9.9%
57th
U.S. 10% · MI 8.6%412th of 961 in MI
Tech workers3.2%
56th
U.S. 3.8% · MI 3.1%223rd of 961 in MI
Population32,492
54th
U.S. 334,922,499 · MI 10,077,76174th of 962 in MI
Unemployment rate5.1%
54th
U.S. 5.2% · MI 5.7%416th of 961 in MI
Median earnings per worker$49,560
54th
U.S. $49,666 · MI $47,178279th of 960 in MI
Work from home13.1%
52nd
U.S. 15.1% · MI 13.5%284th of 961 in MI
Median household income$80,574
51st
U.S. $80,734 · MI $72,875285th of 952 in MI
Veterans5.4%
44th
U.S. 6.2% · MI 5.8%681st of 962 in MI
Residents under 1821%
40th
U.S. 22% · MI 21.2%425th of 962 in MI
Average commute23.8 min
35th
U.S. 26.4 min · MI 24.2 min600th of 941 in MI
Broadband access90.2%
35th
U.S. 91% · MI 90.5%392nd of 958 in MI
Housing vacancy5.2%
35th
U.S. 10.1% · MI 11.8%716th of 958 in MI
Rent-burdened renters45.4%
30th
U.S. 51.1% · MI 50.4%475th of 931 in MI
Population density309/sq mi
26th
U.S. 95/sq mi · MI 178/sq mi326th of 962 in MI
Median home value$200,700
21st
U.S. $332,700 · MI $231,600442nd of 946 in MI
Uninsured rate3.9%
21st
U.S. 8.4% · MI 4.9%586th of 961 in MI
Foreign-born residents3.1%
19th
U.S. 14.1% · MI 7.2%307th of 962 in MI
Median gross rent$954
18th
U.S. $1,413 · MI $1,129450th of 851 in MI
Government workers9.9%
18th
U.S. 14.5% · MI 11.6%633rd of 961 in MI
Diversity index21.4
14th
U.S. 61.4 · MI 45.3422nd of 962 in MI

Measure	48640	Midland	MI	U.S.	National percentile	Rank in MI
Healthcare workers	11.6%	12.1%	10.1%	9.7%	78th	238th of 961
Income inequality (Gini)	0.473	0.462	0.465	0.483	77th	127th of 958
Residents 65 and older	19.2%	20.2%	18.6%	17.2%	69th	558th of 962
Homeownership rate	75%	78.1%	73.2%	65.2%	66th	738th of 958
Bachelor's degree or higher	39.4%	36.6%	32.4%	35.7%	64th	174th of 961
Per capita income	$44,720	$43,622	$40,735	$44,673	62nd	209th of 962
Median age	40.2	41.8	40.2	38.9	59th	668th of 962
Poverty rate	12.2%	10.7%	13.2%	12.5%	57th	395th of 959
Self-employed workers	9.9%	8.5%	8.6%	10%	57th	412th of 961
Tech workers	3.2%	2.8%	3.1%	3.8%	56th	223rd of 961
Population	32,492	83,757	10,077,761	334,922,499	54th	74th of 962
Unemployment rate	5.1%	4.4%	5.7%	5.2%	54th	416th of 961
Median earnings per worker	$49,560	$50,719	$47,178	$49,666	54th	279th of 960
Work from home	13.1%	12%	13.5%	15.1%	52nd	284th of 961
Median household income	$80,574	$77,705	$72,875	$80,734	51st	285th of 952
Veterans	5.4%	7%	5.8%	6.2%	44th	681st of 962
Residents under 18	21%	20.9%	21.2%	22%	40th	425th of 962
Average commute	23.8 min	23.7 min	24.2 min	26.4 min	35th	600th of 941
Broadband access	90.2%	89.5%	90.5%	91%	35th	392nd of 958
Housing vacancy	5.2%	5.8%	11.8%	10.1%	35th	716th of 958
Rent-burdened renters	45.4%	50.9%	50.4%	51.1%	30th	475th of 931
Population density	309/sq mi	162/sq mi	178/sq mi	95/sq mi	26th	326th of 962
Median home value	$200,700	$195,400	$231,600	$332,700	21st	442nd of 946
Uninsured rate	3.9%	4.2%	4.9%	8.4%	21st	586th of 961
Foreign-born residents	3.1%	3.2%	7.2%	14.1%	19th	307th of 962
Median gross rent	$954	$1,016	$1,129	$1,413	18th	450th of 851
Government workers	9.9%	10.4%	11.6%	14.5%	18th	633rd of 961
Diversity index	21.4	20.2	45.3	61.4	14th	422nd of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

13%

25–34

13%

35–44

12%

45–54

13%

55–64

12%

65–74

75+

Median age

40.2

Under 18

21%

65 and over

19.2%

Race and ethnicity

White88%
Black1%
Hispanic4%
Asian2%
Native American0.1%
Pacific Islander0.0%
Other0.5%
Multiracial4%

Diversity index

21.4

U.S. 61.4

Foreign-born

3.1%

U.S. 14.1%

Born in state

77.6%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 13,722
Average household size: 2.3
Family households: 64.8%
Married couples: 51.7%
Living alone: 29.4%
Veterans (of adults): 5.4%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

18%

$50–75k

14%

$75–100k

12%

$100–150k

18%

$150–200k

11%

$200k+

13%

Median household income

48640

$80,574

Midland Co.

$77,705

Michigan

$72,875

United States

$80,734

Per capita income

$44,720

U.S. $44,673

Poverty rate

12.2%

U.S. 12.5%

Households earning $150K+

23.1%

U.S. 23%

Income inequality (Gini)

0.473

U.S. 0.483

Housing

Median home value

48640

$200,700

Midland Co.

$195,400

Michigan

$231,600

United States

$332,700

Median gross rent

48640

$954

Midland Co.

$1,016

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

78%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 14,469
Owner-occupied: 75%
Vacant: 5.2%
Median year built: 1973
Median rooms: 6.1
Renters paying 30%+ of income: 45.4%
Renters paying 50%+ of income: 28.9%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

74%

Carpooled

Transit

0.6%

Walked

Bicycle

0.5%

Worked from home

13%

Other

0.9%

Commute time (one way)

<10 min

21%

10–19

34%

20–29

20%

30–44

14%

45–59

60+

Average commute

23.8 min

U.S. 26.4 min

Unemployment

5.1%

U.S. 5.2%

In labor force

61.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

12%

Office and admin

11%

Management

11%

Sales

Cleaning and personal care

Construction and repair

Education

Food service

Production

Engineering and science

Business and finance

Transportation and moving

Computer and math

Legal and social services

Arts, media and sports

Police and fire

Farming, fishing and forestry

Industries

Manufacturing

17%

Health care and social assistance

16%

Retail

10%

Education

Restaurants and hotels

Professional and technical services

Other services

Construction

Admin, support and management

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Arts and recreation

Wholesale

Information

0.9%

Agriculture and mining

0.5%

Median earnings per worker

$49,560

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

11%

U.S. 8.8%

Median earnings by type of work

Type of work	48640	U.S.
Management, business, science and arts	$71,281	$74,888
Service	$18,929	$26,804
Sales and office	$44,751	$40,476
Construction and maintenance	$57,222	$49,199
Production and transportation	$42,114	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

20%

Associate's

11%

Bachelor's

23%

Graduate

17%

High school graduate or higher: 95.6%
Bachelor's degree or higher: 39.4%
Graduate or professional degree: 16.6%
Households with broadband: 90.2%
Cable, fiber or DSL: 76.5%
No internet access: 7.7%
Without health insurance: 3.9%
Limited-English households: 0.5%

Geography

City (USPS): Midland
State: Michigan
County: Midland County
Center point: 43.5822° N, 84.3372° W
Land area: 105 sq mi
Water area: 3.3 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Midland17% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48640

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48641	Midland, MI · PO box	3.9 mi	—	—	—
48667	Midland, MI · PO box	5.1 mi	—	—	—
48686	Midland, MI · PO box	5.2 mi	—	—	—
48670	Midland, MI · PO box	5.6 mi	—	—	—
48674	Midland, MI · PO box	7.3 mi	—	—	—
48657	Sanford, MI	9.7 mi	7,578	$72,500	$184,600
48642	Midland, MI	9.8 mi	34,039	$77,847	$207,400
48623	Freeland, MI	11 mi	15,129	$101,250	$257,700
48637	Merrill, MI	12 mi	3,024	$65,865	$158,600
48626	Hemlock, MI	13 mi	5,766	$84,360	$224,100
48611	Auburn, MI	13 mi	6,093	$87,963	$177,100
48615	Breckenridge, MI	13 mi	3,061	$70,000	$143,400

Zip codes like 48640 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48640

What city is zip code 48640?

48640 is assigned to Midland, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48640 in?

48640 is in Midland County, Michigan.

What is the population of 48640?

About 32,492 people live in 48640, according to the Census Bureau's American Community Survey.

What time zone is 48640 in?

48640 is in Eastern Time.

What is the median household income in 48640?

The median household income in 48640 is $80,574.

What zip codes are near 48640?

The closest zip codes to 48640 are 48641, 48667, 48686, 48670, 48674.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48640, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.