Zip code 48623: Freeland, Michigan

Q: What city is zip code 48623?

48623 is assigned to Freeland, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48623 in?

48623 is mostly in Saginaw County, but it extends into 2 other counties.

Q: What is the population of 48623?

About 15,129 people live in 48623, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48623?

The median household income in 48623 is $101,250.

Q: What zip codes are near 48623?

The closest zip codes to 48623 are 48605, 48603, 48674, 48710, 48626.

Residential delivery areaSaginaw CountyEastern Time

Population

15,129

Median household income

$101K

U.S. $81K

Median home value

$258K

U.S. $333K

Median rent

$1,229/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

73 sq mi

208 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48623

48623 is a small-town zip code in Freeland, Michigan (Saginaw County), covering 73 sq mi of land. About 15,129 people live here, or 208 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $101,250 a year, 25% above the national median of $80,734. 5.5% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $257,700, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 90% of occupied homes are lived in by their owners, and renters pay a median of $1,229 a month.

36% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.8 minutes each way, and 15% of workers work from home. The most common jobs among working residents are in management; healthcare; and office and administrative support.

How 48623 compares

Sorted from highest to lowest national percentile

Homeownership rate89.8%
96th
StrengthU.S. 65.2% · MI 73.2%289th of 958 in MI
Broadband access95.9%
84th
StrengthU.S. 91% · MI 90.5%74th of 958 in MI
Veterans8.2%
79th
U.S. 6.2% · MI 5.8%294th of 962 in MI
Median earnings per worker$62,372
79th
U.S. $49,666 · MI $47,17879th of 960 in MI
Tech workers5%
79th
U.S. 3.8% · MI 3.1%84th of 961 in MI
Median household income$101,250
72nd
U.S. $80,734 · MI $72,875112th of 952 in MI
Median age41.7
70th
U.S. 38.9 · MI 40.2581st of 962 in MI
Healthcare workers10.4%
64th
U.S. 9.7% · MI 10.1%376th of 961 in MI
Work from home15.1%
61st
U.S. 15.1% · MI 13.5%208th of 961 in MI
Per capita income$44,097
60th
U.S. $44,673 · MI $40,735219th of 962 in MI
Bachelor's degree or higher36.3%
59th
U.S. 35.7% · MI 32.4%208th of 961 in MI
Residents under 1822.4%
53rd
U.S. 22% · MI 21.2%319th of 962 in MI
Residents 65 and older15.7%
43rd
U.S. 17.2% · MI 18.6%778th of 962 in MI
Government workers12.8%
43rd
U.S. 14.5% · MI 11.6%373rd of 961 in MI
Housing vacancy5.6%
39th
U.S. 10.1% · MI 11.8%699th of 958 in MI
Median gross rent$1,229
38th
U.S. $1,413 · MI $1,129171st of 851 in MI
Median home value$257,700
35th
U.S. $332,700 · MI $231,600260th of 946 in MI
Unemployment rate4%
34th
U.S. 5.2% · MI 5.7%579th of 961 in MI
Self-employed workers7.4%
24th
U.S. 10% · MI 8.6%681st of 961 in MI
Income inequality (Gini)0.405
24th
U.S. 0.483 · MI 0.465576th of 958 in MI
Population15,129
23rd
U.S. 334,922,499 · MI 10,077,761254th of 962 in MI
Average commute21.8 min
22nd
U.S. 26.4 min · MI 24.2 min721st of 941 in MI
Population density208/sq mi
21st
U.S. 95/sq mi · MI 178/sq mi371st of 962 in MI
Diversity index25.4
18th
U.S. 61.4 · MI 45.3337th of 962 in MI
Rent-burdened renters40.8%
18th
StrengthU.S. 51.1% · MI 50.4%578th of 931 in MI
Poverty rate5.5%
15th
StrengthU.S. 12.5% · MI 13.2%821st of 959 in MI
Foreign-born residents0.7%
4th
U.S. 14.1% · MI 7.2%787th of 962 in MI
Uninsured rate1.4%
2nd
StrengthU.S. 8.4% · MI 4.9%898th of 961 in MI

Measure	48623	Saginaw	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	89.8%	74.1%	73.2%	65.2%	96th	289th of 958
Broadband accessStrength	95.9%	89%	90.5%	91%	84th	74th of 958
Veterans	8.2%	6.6%	5.8%	6.2%	79th	294th of 962
Median earnings per worker	$62,372	$41,818	$47,178	$49,666	79th	79th of 960
Tech workers	5%	2.3%	3.1%	3.8%	79th	84th of 961
Median household income	$101,250	$60,622	$72,875	$80,734	72nd	112th of 952
Median age	41.7	41.2	40.2	38.9	70th	581st of 962
Healthcare workers	10.4%	11.6%	10.1%	9.7%	64th	376th of 961
Work from home	15.1%	10%	13.5%	15.1%	61st	208th of 961
Per capita income	$44,097	$34,578	$40,735	$44,673	60th	219th of 962
Bachelor's degree or higher	36.3%	24.4%	32.4%	35.7%	59th	208th of 961
Residents under 18	22.4%	21.3%	21.2%	22%	53rd	319th of 962
Residents 65 and older	15.7%	20.4%	18.6%	17.2%	43rd	778th of 962
Government workers	12.8%	12.1%	11.6%	14.5%	43rd	373rd of 961
Housing vacancy	5.6%	9.6%	11.8%	10.1%	39th	699th of 958
Median gross rent	$1,229	$947	$1,129	$1,413	38th	171st of 851
Median home value	$257,700	$152,800	$231,600	$332,700	35th	260th of 946
Unemployment rate	4%	6.4%	5.7%	5.2%	34th	579th of 961
Self-employed workers	7.4%	7.2%	8.6%	10%	24th	681st of 961
Income inequality (Gini)	0.405	0.468	0.465	0.483	24th	576th of 958
Population	15,129	188,665	10,077,761	334,922,499	23rd	254th of 962
Average commute	21.8 min	22.4 min	24.2 min	26.4 min	22nd	721st of 941
Population density	208/sq mi	236/sq mi	178/sq mi	95/sq mi	21st	371st of 962
Diversity index	25.4	49.8	45.3	61.4	18th	337th of 962
Rent-burdened rentersStrength	40.8%	55%	50.4%	51.1%	18th	578th of 931
Poverty rateStrength	5.5%	18.2%	13.2%	12.5%	15th	821st of 959
Foreign-born residents	0.7%	2.4%	7.2%	14.1%	4th	787th of 962
Uninsured rateStrength	1.4%	4.5%	4.9%	8.4%	2nd	898th of 961

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

12%

25–34

15%

35–44

14%

45–54

15%

55–64

10%

65–74

75+

Median age

41.7

Under 18

22.4%

65 and over

15.7%

Race and ethnicity

White86%
Black5%
Hispanic3%
Asian0.4%
Native American0.2%
Pacific Islander0%
Other0.1%
Multiracial5%

Diversity index

25.4

U.S. 61.4

Foreign-born

0.7%

U.S. 14.1%

Born in state

85%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.1%

Other

Households

Households: 5,234
Average household size: 2.6
Family households: 74.5%
Married couples: 64.4%
Living alone: 19.6%
Veterans (of adults): 8.2%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

$25–50k

$50–75k

17%

$75–100k

15%

$100–150k

22%

$150–200k

12%

$200k+

17%

Median household income

48623

$101,250

Saginaw Co.

$60,622

Michigan

$72,875

United States

$80,734

Per capita income

$44,097

U.S. $44,673

Poverty rate

5.5%

U.S. 12.5%

Households earning $150K+

28.4%

U.S. 23%

Income inequality (Gini)

0.405

U.S. 0.483

Housing

Median home value

48623

$257,700

Saginaw Co.

$152,800

Michigan

$231,600

United States

$332,700

Median gross rent

48623

$1,229

Saginaw Co.

$947

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

90%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 5,547
Owner-occupied: 89.8%
Vacant: 5.6%
Median year built: 1991
Median rooms: 6.3
Renters paying 30%+ of income: 40.8%
Renters paying 50%+ of income: 29.7%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

Transit

Walked

0.8%

Bicycle

0.1%

Worked from home

15%

Other

0.7%

Commute time (one way)

<10 min

11%

10–19

35%

20–29

36%

30–44

11%

45–59

60+

Average commute

21.8 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

57.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

14%

Healthcare

10%

Office and admin

10%

Sales

Production

Education

Business and finance

Engineering and science

Construction and repair

Food service

Computer and math

Cleaning and personal care

Transportation and moving

Legal and social services

Arts, media and sports

Police and fire

0.5%

Farming, fishing and forestry

0.3%

Industries

Manufacturing

21%

Health care and social assistance

15%

Education

10%

Professional and technical services

Restaurants and hotels

Other services

Finance, insurance and real estate

Retail

Construction

Public administration

Transportation, warehousing and utilities

Admin, support and management

Information

Agriculture and mining

Wholesale

Arts and recreation

Median earnings per worker

$62,372

U.S. $49,666

Self-employed

7.4%

U.S. 10%

Government workers

12.8%

U.S. 14.5%

Nonprofit workers

11.9%

U.S. 8.8%

Median earnings by type of work

Type of work	48623	U.S.
Management, business, science and arts	$85,356	$74,888
Service	$25,332	$26,804
Sales and office	$38,767	$40,476
Construction and maintenance	$70,250	$49,199
Production and transportation	$53,088	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

25%

Some college

20%

Associate's

14%

Bachelor's

23%

Graduate

13%

High school graduate or higher: 96%
Bachelor's degree or higher: 36.3%
Graduate or professional degree: 13.4%
Households with broadband: 95.9%
Cable, fiber or DSL: 82.2%
No internet access: 3.2%
Without health insurance: 1.4%
Limited-English households: 0%

Geography

City (USPS): Freeland
State: Michigan
County: Saginaw County
Center point: 43.5193° N, 84.1339° W
Land area: 73 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48623 spans 3 counties

Saginaw County64% of land
Midland County24% of land
Bay County12% of land

Cities and towns within this zip

Freeland (unincorporated)9% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48623

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48605	Saginaw, MI · PO box	5.9 mi	—	—	—
48603	Saginaw, MI	6.7 mi	27,757	$66,352	$186,800
48674	Midland, MI · PO box	7.2 mi	—	—	—
48710	University Center, MI	7.8 mi	0	—	—
48626	Hemlock, MI	8.1 mi	5,766	$84,360	$224,100
48611	Auburn, MI	8.1 mi	6,093	$87,963	$177,100
48604	Saginaw, MI	8.4 mi	11,011	$53,042	$101,200
48667	Midland, MI · PO box	8.7 mi	—	—	—
48638	Saginaw, MI	9 mi	12,875	$69,459	$172,600
48609	Saginaw, MI	9.3 mi	11,966	$78,218	$170,800
48670	Midland, MI · PO box	10 mi	—	—	—
48602	Saginaw, MI	11 mi	27,127	$46,984	$73,600

Zip codes like 48623 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48623

What city is zip code 48623?

48623 is assigned to Freeland, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48623 in?

48623 is mostly in Saginaw County, but it extends into 2 other counties.

What is the population of 48623?

About 15,129 people live in 48623, according to the Census Bureau's American Community Survey.

What time zone is 48623 in?

48623 is in Eastern Time.

What is the median household income in 48623?

The median household income in 48623 is $101,250.

What zip codes are near 48623?

The closest zip codes to 48623 are 48605, 48603, 48674, 48710, 48626.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48623, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.