Zip code 48637: Merrill, Michigan

Q: What city is zip code 48637?

48637 is assigned to Merrill, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48637 in?

48637 is mostly in Saginaw County, but it extends into 2 other counties.

Q: What is the population of 48637?

About 3,024 people live in 48637, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48637?

The median household income in 48637 is $65,865.

Q: What zip codes are near 48637?

The closest zip codes to 48637 are 48662, 48626, 48615, 48641, 48614.

Residential delivery areaSaginaw CountyEastern Time

Population

3,024

Median household income

$66K

U.S. $81K

Median home value

$159K

U.S. $333K

Median rent

$740/mo

U.S. $1,413

Median age

45.6

U.S. 38.9

Land area

71 sq mi

43 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48637

48637 is a rural zip code in Merrill, Michigan (Saginaw County), covering 71 sq mi of land. About 3,024 people live here, or 43 per square mile. The median resident is 45.6 years old, compared with 38.9 nationally.

The median household earns $65,865 a year, 18% below the national median of $80,734. 15.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $158,600, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 91% of occupied homes are lived in by their owners, and renters pay a median of $740 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.1 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in office and administrative support; construction and repair; and sales.

How 48637 compares

Sorted from highest to lowest national percentile

Homeownership rate91.3%
97th
StrengthU.S. 65.2% · MI 73.2%219th of 958 in MI
Unemployment rate11.9%
97th
WeaknessU.S. 5.2% · MI 5.7%64th of 961 in MI
Rent-burdened renters67.9%
96th
WeaknessU.S. 51.1% · MI 50.4%80th of 931 in MI
Residents 65 and older25.6%
93rd
U.S. 17.2% · MI 18.6%242nd of 962 in MI
Median age45.6
87th
U.S. 38.9 · MI 40.2371st of 962 in MI
Average commute33.1 min
87th
WeaknessU.S. 26.4 min · MI 24.2 min107th of 941 in MI
Poverty rate15.1%
70th
U.S. 12.5% · MI 13.2%263rd of 959 in MI
Veterans7%
66th
U.S. 6.2% · MI 5.8%449th of 962 in MI
Healthcare workers9.6%
52nd
U.S. 9.7% · MI 10.1%482nd of 961 in MI
Median earnings per worker$47,500
48th
U.S. $49,666 · MI $47,178343rd of 960 in MI
Housing vacancy6.1%
45th
U.S. 10.1% · MI 11.8%670th of 958 in MI
Residents under 1821.5%
44th
U.S. 22% · MI 21.2%385th of 962 in MI
Income inequality (Gini)0.425
41st
U.S. 0.483 · MI 0.465421st of 958 in MI
Government workers11.5%
31st
U.S. 14.5% · MI 11.6%480th of 961 in MI
Median household income$65,865
29th
U.S. $80,734 · MI $72,875536th of 952 in MI
Per capita income$32,546
26th
U.S. $44,673 · MI $40,735650th of 962 in MI
Tech workers1.4%
20th
U.S. 3.8% · MI 3.1%557th of 961 in MI
Diversity index22
15th
U.S. 61.4 · MI 45.3407th of 962 in MI
Work from home6.5%
14th
U.S. 15.1% · MI 13.5%752nd of 961 in MI
Uninsured rate3.1%
13th
StrengthU.S. 8.4% · MI 4.9%716th of 961 in MI
Foreign-born residents2.1%
13th
U.S. 14.1% · MI 7.2%446th of 962 in MI
Self-employed workers6.4%
13th
U.S. 10% · MI 8.6%797th of 961 in MI
Median home value$158,600
11th
U.S. $332,700 · MI $231,600683rd of 946 in MI
Broadband access84.3%
11th
WeaknessU.S. 91% · MI 90.5%719th of 958 in MI
Bachelor's degree or higher15.3%
10th
WeaknessU.S. 35.7% · MI 32.4%748th of 961 in MI
Population density43/sq mi
6th
U.S. 95/sq mi · MI 178/sq mi730th of 962 in MI
Population3,024
5th
U.S. 334,922,499 · MI 10,077,761592nd of 962 in MI
Median gross rent$740
4th
U.S. $1,413 · MI $1,129743rd of 851 in MI

Measure	48637	Saginaw	MI	U.S.	National percentile	Rank in MI
Homeownership rateStrength	91.3%	74.1%	73.2%	65.2%	97th	219th of 958
Unemployment rateWeakness	11.9%	6.4%	5.7%	5.2%	97th	64th of 961
Rent-burdened rentersWeakness	67.9%	55%	50.4%	51.1%	96th	80th of 931
Residents 65 and older	25.6%	20.4%	18.6%	17.2%	93rd	242nd of 962
Median age	45.6	41.2	40.2	38.9	87th	371st of 962
Average commuteWeakness	33.1 min	22.4 min	24.2 min	26.4 min	87th	107th of 941
Poverty rate	15.1%	18.2%	13.2%	12.5%	70th	263rd of 959
Veterans	7%	6.6%	5.8%	6.2%	66th	449th of 962
Healthcare workers	9.6%	11.6%	10.1%	9.7%	52nd	482nd of 961
Median earnings per worker	$47,500	$41,818	$47,178	$49,666	48th	343rd of 960
Housing vacancy	6.1%	9.6%	11.8%	10.1%	45th	670th of 958
Residents under 18	21.5%	21.3%	21.2%	22%	44th	385th of 962
Income inequality (Gini)	0.425	0.468	0.465	0.483	41st	421st of 958
Government workers	11.5%	12.1%	11.6%	14.5%	31st	480th of 961
Median household income	$65,865	$60,622	$72,875	$80,734	29th	536th of 952
Per capita income	$32,546	$34,578	$40,735	$44,673	26th	650th of 962
Tech workers	1.4%	2.3%	3.1%	3.8%	20th	557th of 961
Diversity index	22	49.8	45.3	61.4	15th	407th of 962
Work from home	6.5%	10%	13.5%	15.1%	14th	752nd of 961
Uninsured rateStrength	3.1%	4.5%	4.9%	8.4%	13th	716th of 961
Foreign-born residents	2.1%	2.4%	7.2%	14.1%	13th	446th of 962
Self-employed workers	6.4%	7.2%	8.6%	10%	13th	797th of 961
Median home value	$158,600	$152,800	$231,600	$332,700	11th	683rd of 946
Broadband accessWeakness	84.3%	89%	90.5%	91%	11th	719th of 958
Bachelor's degree or higherWeakness	15.3%	24.4%	32.4%	35.7%	10th	748th of 961
Population density	43/sq mi	236/sq mi	178/sq mi	95/sq mi	6th	730th of 962
Population	3,024	188,665	10,077,761	334,922,499	5th	592nd of 962
Median gross rent	$740	$947	$1,129	$1,413	4th	743rd of 851

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

13%

35–44

11%

45–54

14%

55–64

14%

65–74

12%

75+

Median age

45.6

Under 18

21.5%

65 and over

25.6%

Race and ethnicity

White88%
Black0.0%
Hispanic11%
Asian0.1%
Native American0%
Pacific Islander0%
Other0%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

2.1%

U.S. 14.1%

Born in state

92.8%

Language spoken at home (households)

English only

97%

Spanish

0.9%

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,257
Average household size: 2.4
Family households: 64.2%
Married couples: 54.7%
Living alone: 33.5%
Veterans (of adults): 7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

21%

$50–75k

18%

$75–100k

16%

$100–150k

15%

$150–200k

$200k+

Median household income

48637

$65,865

Saginaw Co.

$60,622

Michigan

$72,875

United States

$80,734

Per capita income

$32,546

U.S. $44,673

Poverty rate

15.1%

U.S. 12.5%

Households earning $150K+

12.7%

U.S. 23%

Income inequality (Gini)

0.425

U.S. 0.483

Housing

Median home value

48637

$158,600

Saginaw Co.

$152,800

Michigan

$231,600

United States

$332,700

Median gross rent

48637

$740

Saginaw Co.

$947

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

95%

2–4 units

0.8%

5–19 units

0.5%

20+ units

Mobile home

Boat, RV, van

Housing units: 1,339
Owner-occupied: 91.3%
Vacant: 6.1%
Median year built: 1967
Median rooms: 6.3
Renters paying 30%+ of income: 67.9%
Renters paying 50%+ of income: 39.7%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

12%

10–19

12%

20–29

19%

30–44

36%

45–59

11%

60+

11%

Average commute

33.1 min

U.S. 26.4 min

Unemployment

11.9%

U.S. 5.2%

In labor force

53.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Construction and repair

14%

Sales

10%

Production

10%

Healthcare

10%

Transportation and moving

Management

Education

Cleaning and personal care

Business and finance

Engineering and science

Police and fire

Food service

Farming, fishing and forestry

Computer and math

Legal and social services

0.7%

Arts, media and sports

0.4%

Industries

Manufacturing

23%

Health care and social assistance

13%

Retail

12%

Construction

11%

Education

Transportation, warehousing and utilities

Restaurants and hotels

Other services

Agriculture and mining

Admin, support and management

Public administration

Finance, insurance and real estate

Professional and technical services

Arts and recreation

Information

0.6%

Wholesale

0.3%

Median earnings per worker

$47,500

U.S. $49,666

Self-employed

6.4%

U.S. 10%

Government workers

11.5%

U.S. 14.5%

Nonprofit workers

8.4%

U.S. 8.8%

Median earnings by type of work

Type of work	48637	U.S.
Management, business, science and arts	$58,882	$74,888
Service	$23,846	$26,804
Sales and office	$42,237	$40,476
Construction and maintenance	$56,354	$49,199
Production and transportation	$54,750	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

45%

Some college

25%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 95%
Bachelor's degree or higher: 15.3%
Graduate or professional degree: 4.7%
Households with broadband: 84.3%
Cable, fiber or DSL: 57.2%
No internet access: 11.6%
Without health insurance: 3.1%
Limited-English households: 0.5%

Geography

City (USPS): Merrill
State: Michigan
County: Saginaw County
Center point: 43.4137° N, 84.3356° W
Land area: 71 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48637 spans 3 counties

Saginaw County69% of land
Midland County19% of land
Gratiot County12% of land

Zip codes near 48637

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48662	Wheeler, MI	4.2 mi	1,185	$70,321	$131,100
48626	Hemlock, MI	5.8 mi	5,766	$84,360	$224,100
48615	Breckenridge, MI	7 mi	3,061	$70,000	$143,400
48641	Midland, MI · PO box	9 mi	—	—	—
48614	Brant, MI	11 mi	943	$63,393	$152,500
48640	Midland, MI	12 mi	32,492	$80,574	$200,700
48655	Saint Charles, MI	12 mi	5,760	$66,115	$175,700
48623	Freeland, MI	13 mi	15,129	$101,250	$257,700
48880	Saint Louis, MI	13 mi	9,994	$59,922	$144,900
48609	Saginaw, MI	13 mi	11,966	$78,218	$170,800
48605	Saginaw, MI · PO box	15 mi	—	—	—
48667	Midland, MI · PO box	15 mi	—	—	—

Zip codes like 48637 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48637

What city is zip code 48637?

48637 is assigned to Merrill, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48637 in?

48637 is mostly in Saginaw County, but it extends into 2 other counties.

What is the population of 48637?

About 3,024 people live in 48637, according to the Census Bureau's American Community Survey.

What time zone is 48637 in?

48637 is in Eastern Time.

What is the median household income in 48637?

The median household income in 48637 is $65,865.

What zip codes are near 48637?

The closest zip codes to 48637 are 48662, 48626, 48615, 48641, 48614.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48637, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.