Zip code 48631: Kawkawlin, Michigan

Q: What city is zip code 48631?

48631 is assigned to Kawkawlin, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48631 in?

48631 is in Bay County, Michigan.

Q: What is the population of 48631?

About 3,681 people live in 48631, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48631?

The median household income in 48631 is $74,398.

Q: What zip codes are near 48631?

The closest zip codes to 48631 are 48707, 48634, 48706, 48611, 48710.

Residential delivery areaBay CountyEastern Time

Population

3,681

Median household income

$74K

U.S. $81K

Median home value

$172K

U.S. $333K

Median rent

$820/mo

U.S. $1,413

Median age

50.7

U.S. 38.9

Land area

33 sq mi

112 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48631

48631 is a small-town zip code in Kawkawlin, Michigan (Bay County), covering 33 sq mi of land. About 3,681 people live here, or 112 per square mile. The median resident is 50.7 years old, compared with 38.9 nationally.

The median household earns $74,398 a year, close to the national median of $80,734. 8.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $172,200, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 78% of occupied homes are lived in by their owners, and renters pay a median of $820 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.1 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and healthcare.

How 48631 compares

Sorted from highest to lowest national percentile

Median age50.7
96th
U.S. 38.9 · MI 40.2190th of 962 in MI
Residents 65 and older22.9%
87th
U.S. 17.2% · MI 18.6%332nd of 962 in MI
Self-employed workers13.4%
85th
U.S. 10% · MI 8.6%189th of 961 in MI
Healthcare workers12.3%
83rd
U.S. 9.7% · MI 10.1%180th of 961 in MI
Homeownership rate77.6%
73rd
U.S. 65.2% · MI 73.2%692nd of 958 in MI
Veterans7.2%
69th
U.S. 6.2% · MI 5.8%403rd of 962 in MI
Per capita income$44,552
62nd
U.S. $44,673 · MI $40,735211th of 962 in MI
Median earnings per worker$51,726
60th
U.S. $49,666 · MI $47,178225th of 960 in MI
Housing vacancy7.7%
58th
U.S. 10.1% · MI 11.8%582nd of 958 in MI
Broadband access92%
49th
U.S. 91% · MI 90.5%275th of 958 in MI
Median household income$74,398
42nd
U.S. $80,734 · MI $72,875377th of 952 in MI
Income inequality (Gini)0.421
38th
U.S. 0.483 · MI 0.465444th of 958 in MI
Poverty rate8.3%
34th
U.S. 12.5% · MI 13.2%631st of 959 in MI
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · MI 4.9%655th of 961 in MI
Median home value$172,200
15th
U.S. $332,700 · MI $231,600569th of 946 in MI
Population density112/sq mi
14th
U.S. 95/sq mi · MI 178/sq mi489th of 962 in MI
Bachelor's degree or higher16.5%
13th
WeaknessU.S. 35.7% · MI 32.4%698th of 961 in MI
Average commute20.1 min
13th
StrengthU.S. 26.4 min · MI 24.2 min795th of 941 in MI
Tech workers0.9%
11th
U.S. 3.8% · MI 3.1%679th of 961 in MI
Residents under 1815.9%
10th
U.S. 22% · MI 21.2%762nd of 962 in MI
Median gross rent$820
8th
U.S. $1,413 · MI $1,129652nd of 851 in MI
Work from home5.1%
8th
U.S. 15.1% · MI 13.5%836th of 961 in MI
Diversity index14.4
7th
U.S. 61.4 · MI 45.3688th of 962 in MI
Population3,681
6th
U.S. 334,922,499 · MI 10,077,761544th of 962 in MI
Rent-burdened renters31.7%
6th
StrengthU.S. 51.1% · MI 50.4%734th of 931 in MI
Unemployment rate1.6%
3rd
StrengthU.S. 5.2% · MI 5.7%868th of 961 in MI
Government workers6%
2nd
U.S. 14.5% · MI 11.6%903rd of 961 in MI
Foreign-born residents0%
1st
U.S. 14.1% · MI 7.2%911th of 962 in MI

Measure	48631	Bay	MI	U.S.	National percentile	Rank in MI
Median age	50.7	43.9	40.2	38.9	96th	190th of 962
Residents 65 and older	22.9%	21.9%	18.6%	17.2%	87th	332nd of 962
Self-employed workers	13.4%	7.6%	8.6%	10%	85th	189th of 961
Healthcare workers	12.3%	13.7%	10.1%	9.7%	83rd	180th of 961
Homeownership rate	77.6%	77%	73.2%	65.2%	73rd	692nd of 958
Veterans	7.2%	7.5%	5.8%	6.2%	69th	403rd of 962
Per capita income	$44,552	$35,602	$40,735	$44,673	62nd	211th of 962
Median earnings per worker	$51,726	$41,672	$47,178	$49,666	60th	225th of 960
Housing vacancy	7.7%	7.3%	11.8%	10.1%	58th	582nd of 958
Broadband access	92%	88.2%	90.5%	91%	49th	275th of 958
Median household income	$74,398	$61,763	$72,875	$80,734	42nd	377th of 952
Income inequality (Gini)	0.421	0.434	0.465	0.483	38th	444th of 958
Poverty rate	8.3%	13.2%	13.2%	12.5%	34th	631st of 959
Uninsured rateStrength	3.4%	4.4%	4.9%	8.4%	16th	655th of 961
Median home value	$172,200	$152,200	$231,600	$332,700	15th	569th of 946
Population density	112/sq mi	233/sq mi	178/sq mi	95/sq mi	14th	489th of 962
Bachelor's degree or higherWeakness	16.5%	22.1%	32.4%	35.7%	13th	698th of 961
Average commuteStrength	20.1 min	23.1 min	24.2 min	26.4 min	13th	795th of 941
Tech workers	0.9%	1.7%	3.1%	3.8%	11th	679th of 961
Residents under 18	15.9%	19.6%	21.2%	22%	10th	762nd of 962
Median gross rent	$820	$860	$1,129	$1,413	8th	652nd of 851
Work from home	5.1%	8.6%	13.5%	15.1%	8th	836th of 961
Diversity index	14.4	21.7	45.3	61.4	7th	688th of 962
Population	3,681	103,008	10,077,761	334,922,499	6th	544th of 962
Rent-burdened rentersStrength	31.7%	42.9%	50.4%	51.1%	6th	734th of 931
Unemployment rateStrength	1.6%	4.3%	5.7%	5.2%	3rd	868th of 961
Government workers	6%	9.7%	11.6%	14.5%	2nd	903rd of 961
Foreign-born residents	0%	1.3%	7.2%	14.1%	1st	911th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

10%

25–34

11%

35–44

18%

45–54

18%

55–64

14%

65–74

75+

Median age

50.7

Under 18

15.9%

65 and over

22.9%

Race and ethnicity

White92%
Black0.4%
Hispanic0.9%
Asian0%
Native American0%
Pacific Islander0%
Other0.4%
Multiracial6%

Diversity index

14.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

92.9%

Language spoken at home (households)

English only

99%

Spanish

0.5%

Other Indo-European

Asian / Pacific

0.9%

Other

Households

Households: 1,698
Average household size: 2.1
Family households: 66.2%
Married couples: 58.9%
Living alone: 30.6%
Veterans (of adults): 7.2%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

18%

$50–75k

22%

$75–100k

15%

$100–150k

20%

$150–200k

$200k+

Median household income

48631

$74,398

Bay Co.

$61,763

Michigan

$72,875

United States

$80,734

Per capita income

$44,552

U.S. $44,673

Poverty rate

8.3%

U.S. 12.5%

Households earning $150K+

14.7%

U.S. 23%

Income inequality (Gini)

0.421

U.S. 0.483

Housing

Median home value

48631

$172,200

Bay Co.

$152,200

Michigan

$231,600

United States

$332,700

Median gross rent

48631

$820

Bay Co.

$860

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

89%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 1,840
Owner-occupied: 77.6%
Vacant: 7.7%
Median year built: 1973
Median rooms: 5.9
Renters paying 30%+ of income: 31.7%
Renters paying 50%+ of income: 15.7%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

87%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

30%

20–29

40%

30–44

19%

45–59

60+

0.3%

Average commute

20.1 min

U.S. 26.4 min

Unemployment

1.6%

U.S. 5.2%

In labor force

56.4%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

14%

Construction and repair

13%

Healthcare

12%

Office and admin

12%

Engineering and science

10%

Management

Transportation and moving

Sales

Cleaning and personal care

Food service

Business and finance

Education

Arts, media and sports

Computer and math

0.9%

Police and fire

0.3%

Farming, fishing and forestry

0.2%

Legal and social services

Industries

Manufacturing

25%

Health care and social assistance

17%

Retail

13%

Construction

Wholesale

Transportation, warehousing and utilities

Other services

Professional and technical services

Finance, insurance and real estate

Education

Restaurants and hotels

Arts and recreation

Agriculture and mining

Public administration

Admin, support and management

0.8%

Information

0.8%

Median earnings per worker

$51,726

U.S. $49,666

Self-employed

13.4%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

3.4%

U.S. 8.8%

Median earnings by type of work

Type of work	48631	U.S.
Management, business, science and arts	$67,003	$74,888
Service	$28,958	$26,804
Sales and office	$40,673	$40,476
Construction and maintenance	$77,895	$49,199
Production and transportation	$59,219	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

42%

Some college

19%

Associate's

14%

Bachelor's

13%

Graduate

High school graduate or higher: 91.5%
Bachelor's degree or higher: 16.5%
Graduate or professional degree: 4%
Households with broadband: 92%
Cable, fiber or DSL: 77.7%
No internet access: 6.5%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Kawkawlin
State: Michigan
County: Bay County
Center point: 43.6887° N, 83.9959° W
Land area: 33 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 48631

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48707	Bay City, MI · PO box	4.6 mi	—	—	—
48634	Linwood, MI	5.3 mi	4,334	$87,992	$167,400
48706	Bay City, MI	6.2 mi	38,974	$62,747	$155,800
48611	Auburn, MI	6.3 mi	6,093	$87,963	$177,100
48710	University Center, MI	9.1 mi	0	—	—
48650	Pinconning, MI	11 mi	6,510	$61,911	$151,800
48674	Midland, MI · PO box	11 mi	—	—	—
48732	Essexville, MI	12 mi	11,340	$57,903	$169,600
48708	Bay City, MI	12 mi	25,635	$50,518	$107,700
48642	Midland, MI	12 mi	34,039	$77,847	$207,400
48604	Saginaw, MI	13 mi	11,011	$53,042	$101,200
48667	Midland, MI · PO box	14 mi	—	—	—

Zip codes like 48631 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48631

What city is zip code 48631?

48631 is assigned to Kawkawlin, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48631 in?

48631 is in Bay County, Michigan.

What is the population of 48631?

About 3,681 people live in 48631, according to the Census Bureau's American Community Survey.

What time zone is 48631 in?

48631 is in Eastern Time.

What is the median household income in 48631?

The median household income in 48631 is $74,398.

What zip codes are near 48631?

The closest zip codes to 48631 are 48707, 48634, 48706, 48611, 48710.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48631, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.