Zip code 48650: Pinconning, Michigan

Q: What city is zip code 48650?

48650 is assigned to Pinconning, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48650 in?

48650 is mostly in Bay County, but it extends into 1 other county.

Q: What is the population of 48650?

About 6,510 people live in 48650, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48650?

The median household income in 48650 is $61,911.

Q: What zip codes are near 48650?

The closest zip codes to 48650 are 48634, 48707, 48658, 48613, 48652.

Residential delivery areaBay CountyEastern Time

Population

6,510

Median household income

$62K

U.S. $81K

Median home value

$152K

U.S. $333K

Median rent

$774/mo

U.S. $1,413

Median age

46.5

U.S. 38.9

Land area

95 sq mi

68 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48650

48650 is a small-town zip code in Pinconning, Michigan (Bay County), covering 95 sq mi of land. About 6,510 people live here, or 68 per square mile. The median resident is 46.5 years old, compared with 38.9 nationally.

The median household earns $61,911 a year, 23% below the national median of $80,734. 14.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $151,800, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $774 a month.

18% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 26.8 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and production and manufacturing.

How 48650 compares

Sorted from highest to lowest national percentile

Median age46.5
90th
U.S. 38.9 · MI 40.2330th of 962 in MI
Homeownership rate85.8%
90th
StrengthU.S. 65.2% · MI 73.2%455th of 958 in MI
Residents 65 and older22.2%
84th
U.S. 17.2% · MI 18.6%375th of 962 in MI
Veterans7.8%
75th
U.S. 6.2% · MI 5.8%323rd of 962 in MI
Housing vacancy9.8%
70th
U.S. 10.1% · MI 11.8%505th of 958 in MI
Unemployment rate5.9%
67th
U.S. 5.2% · MI 5.7%312th of 961 in MI
Poverty rate14.1%
66th
U.S. 12.5% · MI 13.2%308th of 959 in MI
Healthcare workers9.9%
57th
U.S. 9.7% · MI 10.1%426th of 961 in MI
Income inequality (Gini)0.442
57th
U.S. 0.483 · MI 0.465287th of 958 in MI
Average commute26.8 min
55th
U.S. 26.4 min · MI 24.2 min370th of 941 in MI
Tech workers3%
52nd
U.S. 3.8% · MI 3.1%244th of 961 in MI
Self-employed workers9.3%
50th
U.S. 10% · MI 8.6%471st of 961 in MI
Rent-burdened renters50.2%
48th
U.S. 51.1% · MI 50.4%363rd of 931 in MI
Median earnings per worker$46,088
44th
U.S. $49,666 · MI $47,178393rd of 960 in MI
Work from home10%
34th
U.S. 15.1% · MI 13.5%458th of 961 in MI
Residents under 1820.3%
34th
U.S. 22% · MI 21.2%482nd of 962 in MI
Broadband access89.6%
31st
U.S. 91% · MI 90.5%422nd of 958 in MI
Per capita income$33,223
28th
U.S. $44,673 · MI $40,735624th of 962 in MI
Median household income$61,911
23rd
U.S. $80,734 · MI $72,875635th of 952 in MI
Government workers9.9%
18th
U.S. 14.5% · MI 11.6%630th of 961 in MI
Uninsured rate3.4%
16th
StrengthU.S. 8.4% · MI 4.9%656th of 961 in MI
Bachelor's degree or higher17.7%
15th
WeaknessU.S. 35.7% · MI 32.4%647th of 961 in MI
Population6,510
10th
U.S. 334,922,499 · MI 10,077,761416th of 962 in MI
Population density68/sq mi
10th
U.S. 95/sq mi · MI 178/sq mi607th of 962 in MI
Median home value$151,800
10th
U.S. $332,700 · MI $231,600733rd of 946 in MI
Foreign-born residents1.3%
8th
U.S. 14.1% · MI 7.2%595th of 962 in MI
Diversity index14.6
7th
U.S. 61.4 · MI 45.3678th of 962 in MI
Median gross rent$774
5th
U.S. $1,413 · MI $1,129706th of 851 in MI

Measure	48650	Bay	MI	U.S.	National percentile	Rank in MI
Median age	46.5	43.9	40.2	38.9	90th	330th of 962
Homeownership rateStrength	85.8%	77%	73.2%	65.2%	90th	455th of 958
Residents 65 and older	22.2%	21.9%	18.6%	17.2%	84th	375th of 962
Veterans	7.8%	7.5%	5.8%	6.2%	75th	323rd of 962
Housing vacancy	9.8%	7.3%	11.8%	10.1%	70th	505th of 958
Unemployment rate	5.9%	4.3%	5.7%	5.2%	67th	312th of 961
Poverty rate	14.1%	13.2%	13.2%	12.5%	66th	308th of 959
Healthcare workers	9.9%	13.7%	10.1%	9.7%	57th	426th of 961
Income inequality (Gini)	0.442	0.434	0.465	0.483	57th	287th of 958
Average commute	26.8 min	23.1 min	24.2 min	26.4 min	55th	370th of 941
Tech workers	3%	1.7%	3.1%	3.8%	52nd	244th of 961
Self-employed workers	9.3%	7.6%	8.6%	10%	50th	471st of 961
Rent-burdened renters	50.2%	42.9%	50.4%	51.1%	48th	363rd of 931
Median earnings per worker	$46,088	$41,672	$47,178	$49,666	44th	393rd of 960
Work from home	10%	8.6%	13.5%	15.1%	34th	458th of 961
Residents under 18	20.3%	19.6%	21.2%	22%	34th	482nd of 962
Broadband access	89.6%	88.2%	90.5%	91%	31st	422nd of 958
Per capita income	$33,223	$35,602	$40,735	$44,673	28th	624th of 962
Median household income	$61,911	$61,763	$72,875	$80,734	23rd	635th of 952
Government workers	9.9%	9.7%	11.6%	14.5%	18th	630th of 961
Uninsured rateStrength	3.4%	4.4%	4.9%	8.4%	16th	656th of 961
Bachelor's degree or higherWeakness	17.7%	22.1%	32.4%	35.7%	15th	647th of 961
Population	6,510	103,008	10,077,761	334,922,499	10th	416th of 962
Population density	68/sq mi	233/sq mi	178/sq mi	95/sq mi	10th	607th of 962
Median home value	$151,800	$152,200	$231,600	$332,700	10th	733rd of 946
Foreign-born residents	1.3%	1.3%	7.2%	14.1%	8th	595th of 962
Diversity index	14.6	21.7	45.3	61.4	7th	678th of 962
Median gross rent	$774	$860	$1,129	$1,413	5th	706th of 851

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

25–34

12%

35–44

14%

45–54

17%

55–64

14%

65–74

75+

Median age

46.5

Under 18

20.3%

65 and over

22.2%

Race and ethnicity

White92%
Black0.0%
Hispanic3%
Asian1.0%
Native American0.2%
Pacific Islander0%
Other0.3%
Multiracial4%

Diversity index

14.6

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

91.2%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.4%

Asian / Pacific

Other

Households

Households: 2,725
Average household size: 2.4
Family households: 68.7%
Married couples: 48.8%
Living alone: 27.2%
Veterans (of adults): 7.8%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

22%

$25–50k

19%

$50–75k

15%

$75–100k

17%

$100–150k

17%

$150–200k

$200k+

Median household income

48650

$61,911

Bay Co.

$61,763

Michigan

$72,875

United States

$80,734

Per capita income

$33,223

U.S. $44,673

Poverty rate

14.1%

U.S. 12.5%

Households earning $150K+

9.6%

U.S. 23%

Income inequality (Gini)

0.442

U.S. 0.483

Housing

Median home value

48650

$151,800

Bay Co.

$152,200

Michigan

$231,600

United States

$332,700

Median gross rent

48650

$774

Bay Co.

$860

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

88%

2–4 units

5–19 units

20+ units

0.9%

Mobile home

Boat, RV, van

0.0%

Housing units: 3,022
Owner-occupied: 85.8%
Vacant: 9.8%
Median year built: 1971
Median rooms: 6.2
Renters paying 30%+ of income: 50.2%
Renters paying 50%+ of income: 28.6%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

10%

Transit

0.1%

Walked

0.8%

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

14%

10–19

20%

20–29

17%

30–44

36%

45–59

10%

60+

Average commute

26.8 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

53.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

14%

Construction and repair

12%

Production

10%

Office and admin

10%

Healthcare

10%

Sales

Management

Cleaning and personal care

Business and finance

Food service

Education

Legal and social services

Computer and math

Engineering and science

Police and fire

Arts, media and sports

Farming, fishing and forestry

Industries

Manufacturing

20%

Health care and social assistance

15%

Retail

11%

Construction

10%

Transportation, warehousing and utilities

Restaurants and hotels

Education

Finance, insurance and real estate

Professional and technical services

Other services

Arts and recreation

Admin, support and management

Public administration

Agriculture and mining

Wholesale

Information

0.8%

Median earnings per worker

$46,088

U.S. $49,666

Self-employed

9.3%

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

10.4%

U.S. 8.8%

Median earnings by type of work

Type of work	48650	U.S.
Management, business, science and arts	$63,448	$74,888
Service	$22,500	$26,804
Sales and office	$43,966	$40,476
Construction and maintenance	$54,643	$49,199
Production and transportation	$40,987	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

40%

Some college

19%

Associate's

12%

Bachelor's

14%

Graduate

High school graduate or higher: 88.2%
Bachelor's degree or higher: 17.7%
Graduate or professional degree: 4.1%
Households with broadband: 89.6%
Cable, fiber or DSL: 62.5%
No internet access: 8.7%
Without health insurance: 3.4%
Limited-English households: 0%

Geography

City (USPS): Pinconning
State: Michigan
County: Bay County
Center point: 43.8493° N, 84.0132° W
Land area: 95 sq mi
Water area: 6.6 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

48650 spans 2 counties

Bay County94% of land
Arenac County7% of land

Zip codes near 48650

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48634	Linwood, MI	6.3 mi	4,334	$87,992	$167,400
48707	Bay City, MI · PO box	8.7 mi	—	—	—
48658	Standish, MI	9.5 mi	4,694	$53,750	$122,000
48613	Bentley, MI	9.8 mi	1,081	$58,846	$160,900
48652	Rhodes, MI	10 mi	1,832	$69,766	$171,800
48631	Kawkawlin, MI	11 mi	3,681	$74,398	$172,200
48642	Midland, MI	15 mi	34,039	$77,847	$207,400
48659	Sterling, MI	15 mi	2,563	$58,750	$146,200
48749	Omer, MI	15 mi	1,271	$51,544	$129,600
48611	Auburn, MI	15 mi	6,093	$87,963	$177,100
48628	Hope, MI	16 mi	2,076	$93,854	$215,600
48706	Bay City, MI	17 mi	38,974	$62,747	$155,800

Zip codes like 48650 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48650

What city is zip code 48650?

48650 is assigned to Pinconning, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48650 in?

48650 is mostly in Bay County, but it extends into 1 other county.

What is the population of 48650?

About 6,510 people live in 48650, according to the Census Bureau's American Community Survey.

What time zone is 48650 in?

48650 is in Eastern Time.

What is the median household income in 48650?

The median household income in 48650 is $61,911.

What zip codes are near 48650?

The closest zip codes to 48650 are 48634, 48707, 48658, 48613, 48652.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48650, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.