Zip code 48732: Essexville, Michigan

Q: What city is zip code 48732?

48732 is assigned to Essexville, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 48732 in?

48732 is in Bay County, Michigan.

Q: What is the population of 48732?

About 11,340 people live in 48732, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 48732?

The median household income in 48732 is $57,903.

Q: What zip codes are near 48732?

The closest zip codes to 48732 are 48708, 48747, 48706, 48710, 48733.

Residential delivery areaBay CountyEastern Time

Population

11,340

Median household income

$58K

U.S. $81K

Median home value

$170K

U.S. $333K

Median rent

$840/mo

U.S. $1,413

Median age

43.3

U.S. 38.9

Land area

25 sq mi

461 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 48732

48732 is a small-town zip code in Essexville, Michigan (Bay County), covering 25 sq mi of land. About 11,340 people live here, or 461 per square mile. The median resident is 43.3 years old, compared with 38.9 nationally.

The median household earns $57,903 a year, 28% below the national median of $80,734. 14.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $169,600, or 2.9 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $840 a month.

22% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.2 minutes each way, and 7% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and production and manufacturing.

How 48732 compares

Sorted from highest to lowest national percentile

Veterans11.1%
93rd
U.S. 6.2% · MI 5.8%112th of 962 in MI
Healthcare workers14.1%
93rd
U.S. 9.7% · MI 10.1%86th of 961 in MI
Residents 65 and older24.2%
90th
U.S. 17.2% · MI 18.6%278th of 962 in MI
Median age43.3
79th
U.S. 38.9 · MI 40.2483rd of 962 in MI
Poverty rate14.3%
67th
U.S. 12.5% · MI 13.2%300th of 959 in MI
Homeownership rate68.4%
49th
U.S. 65.2% · MI 73.2%816th of 958 in MI
Broadband access91.1%
42nd
U.S. 91% · MI 90.5%336th of 958 in MI
Income inequality (Gini)0.422
39th
U.S. 0.483 · MI 0.465441st of 958 in MI
Self-employed workers8.3%
37th
U.S. 10% · MI 8.6%579th of 961 in MI
Population density461/sq mi
32nd
U.S. 95/sq mi · MI 178/sq mi289th of 962 in MI
Housing vacancy4.6%
29th
U.S. 10.1% · MI 11.8%753rd of 958 in MI
Bachelor's degree or higher22.1%
26th
U.S. 35.7% · MI 32.4%480th of 961 in MI
Residents under 1819.3%
26th
U.S. 22% · MI 21.2%568th of 962 in MI
Per capita income$32,246
25th
U.S. $44,673 · MI $40,735667th of 962 in MI
Average commute22.2 min
24th
U.S. 26.4 min · MI 24.2 min693rd of 941 in MI
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · MI 5.7%692nd of 961 in MI
Uninsured rate3.7%
19th
StrengthU.S. 8.4% · MI 4.9%604th of 961 in MI
Population11,340
18th
U.S. 334,922,499 · MI 10,077,761305th of 962 in MI
Median household income$57,903
18th
WeaknessU.S. $80,734 · MI $72,875719th of 952 in MI
Government workers9.9%
18th
U.S. 14.5% · MI 11.6%631st of 961 in MI
Work from home6.7%
15th
U.S. 15.1% · MI 13.5%726th of 961 in MI
Median home value$169,600
14th
U.S. $332,700 · MI $231,600595th of 946 in MI
Diversity index20
13th
U.S. 61.4 · MI 45.3465th of 962 in MI
Median earnings per worker$36,937
13th
WeaknessU.S. $49,666 · MI $47,178790th of 960 in MI
Tech workers1%
13th
U.S. 3.8% · MI 3.1%651st of 961 in MI
Median gross rent$840
9th
U.S. $1,413 · MI $1,129628th of 851 in MI
Rent-burdened renters33.8%
7th
StrengthU.S. 51.1% · MI 50.4%709th of 931 in MI
Foreign-born residents0.1%
1st
U.S. 14.1% · MI 7.2%897th of 962 in MI

Measure	48732	Bay	MI	U.S.	National percentile	Rank in MI
Veterans	11.1%	7.5%	5.8%	6.2%	93rd	112th of 962
Healthcare workers	14.1%	13.7%	10.1%	9.7%	93rd	86th of 961
Residents 65 and older	24.2%	21.9%	18.6%	17.2%	90th	278th of 962
Median age	43.3	43.9	40.2	38.9	79th	483rd of 962
Poverty rate	14.3%	13.2%	13.2%	12.5%	67th	300th of 959
Homeownership rate	68.4%	77%	73.2%	65.2%	49th	816th of 958
Broadband access	91.1%	88.2%	90.5%	91%	42nd	336th of 958
Income inequality (Gini)	0.422	0.434	0.465	0.483	39th	441st of 958
Self-employed workers	8.3%	7.6%	8.6%	10%	37th	579th of 961
Population density	461/sq mi	233/sq mi	178/sq mi	95/sq mi	32nd	289th of 962
Housing vacancy	4.6%	7.3%	11.8%	10.1%	29th	753rd of 958
Bachelor's degree or higher	22.1%	22.1%	32.4%	35.7%	26th	480th of 961
Residents under 18	19.3%	19.6%	21.2%	22%	26th	568th of 962
Per capita income	$32,246	$35,602	$40,735	$44,673	25th	667th of 962
Average commute	22.2 min	23.1 min	24.2 min	26.4 min	24th	693rd of 941
Unemployment rateStrength	3.2%	4.3%	5.7%	5.2%	19th	692nd of 961
Uninsured rateStrength	3.7%	4.4%	4.9%	8.4%	19th	604th of 961
Population	11,340	103,008	10,077,761	334,922,499	18th	305th of 962
Median household incomeWeakness	$57,903	$61,763	$72,875	$80,734	18th	719th of 952
Government workers	9.9%	9.7%	11.6%	14.5%	18th	631st of 961
Work from home	6.7%	8.6%	13.5%	15.1%	15th	726th of 961
Median home value	$169,600	$152,200	$231,600	$332,700	14th	595th of 946
Diversity index	20	21.7	45.3	61.4	13th	465th of 962
Median earnings per workerWeakness	$36,937	$41,672	$47,178	$49,666	13th	790th of 960
Tech workers	1%	1.7%	3.1%	3.8%	13th	651st of 961
Median gross rent	$840	$860	$1,129	$1,413	9th	628th of 851
Rent-burdened rentersStrength	33.8%	42.9%	50.4%	51.1%	7th	709th of 931
Foreign-born residents	0.1%	1.3%	7.2%	14.1%	1st	897th of 962

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

13%

5–17

18–24

14%

25–34

10%

35–44

10%

45–54

14%

55–64

17%

65–74

75+

Median age

43.3

Under 18

19.3%

65 and over

24.2%

Race and ethnicity

White89%
Black1.0%
Hispanic7%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

91.6%

Language spoken at home (households)

English only

99%

Spanish

0.4%

Other Indo-European

0.2%

Asian / Pacific

Other

Households

Households: 5,080
Average household size: 2.2
Family households: 60.5%
Married couples: 46.8%
Living alone: 34.4%
Veterans (of adults): 11.1%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

24%

$50–75k

19%

$75–100k

15%

$100–150k

13%

$150–200k

$200k+

Median household income

48732

$57,903

Bay Co.

$61,763

Michigan

$72,875

United States

$80,734

Per capita income

$32,246

U.S. $44,673

Poverty rate

14.3%

U.S. 12.5%

Households earning $150K+

9.3%

U.S. 23%

Income inequality (Gini)

0.422

U.S. 0.483

Housing

Median home value

48732

$169,600

Bay Co.

$152,200

Michigan

$231,600

United States

$332,700

Median gross rent

48732

$840

Bay Co.

$860

Michigan

$1,129

United States

$1,413

Types of housing

Single-family

67%

2–4 units

5–19 units

20+ units

14%

Mobile home

Boat, RV, van

Housing units: 5,326
Owner-occupied: 68.4%
Vacant: 4.6%
Median year built: 1969
Median rooms: 5.4
Renters paying 30%+ of income: 33.8%
Renters paying 50%+ of income: 13.4%
Home value to income: 2.9× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

Transit

0.2%

Walked

0.1%

Bicycle

0.2%

Worked from home

Other

0.4%

Commute time (one way)

<10 min

21%

10–19

32%

20–29

16%

30–44

20%

45–59

60+

Average commute

22.2 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

56.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Office and admin

12%

Production

11%

Sales

Construction and repair

Management

Food service

Transportation and moving

Cleaning and personal care

Business and finance

Education

Legal and social services

Police and fire

Arts, media and sports

Engineering and science

Computer and math

Farming, fishing and forestry

Industries

Health care and social assistance

23%

Retail

17%

Manufacturing

15%

Restaurants and hotels

Education

Construction

Professional and technical services

Other services

Finance, insurance and real estate

Wholesale

Public administration

Transportation, warehousing and utilities

Information

Admin, support and management

Arts and recreation

0.4%

Agriculture and mining

0.3%

Median earnings per worker

$36,937

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

12%

U.S. 8.8%

Median earnings by type of work

Type of work	48732	U.S.
Management, business, science and arts	$59,884	$74,888
Service	$24,575	$26,804
Sales and office	$32,281	$40,476
Construction and maintenance	$63,281	$49,199
Production and transportation	$33,291	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

29%

Some college

31%

Associate's

12%

Bachelor's

16%

Graduate

High school graduate or higher: 93.8%
Bachelor's degree or higher: 22.1%
Graduate or professional degree: 6.5%
Households with broadband: 91.1%
Cable, fiber or DSL: 76.6%
No internet access: 8.1%
Without health insurance: 3.7%
Limited-English households: 0%

Geography

City (USPS): Essexville
State: Michigan
County: Bay County
Center point: 43.6123° N, 83.7898° W
Land area: 25 sq mi
Water area: 6.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Essexville5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 48732

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
48708	Bay City, MI	4.9 mi	25,635	$50,518	$107,700
48747	Munger, MI	6.6 mi	1,549	$81,458	$141,300
48706	Bay City, MI	8.3 mi	38,974	$62,747	$155,800
48710	University Center, MI	11 mi	0	—	—
48733	Fairgrove, MI	11 mi	1,648	$60,500	$109,700
48707	Bay City, MI · PO box	11 mi	—	—	—
48757	Reese, MI	11 mi	3,708	$73,832	$171,400
48631	Kawkawlin, MI	12 mi	3,681	$74,398	$172,200
48701	Akron, MI	12 mi	1,399	$62,969	$112,200
48604	Saginaw, MI	12 mi	11,011	$53,042	$101,200
48724	Carrollton, MI	13 mi	1,229	$34,512	$66,100
48607	Saginaw, MI	14 mi	1,614	$37,973	$73,800

Zip codes like 48732 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 48732

What city is zip code 48732?

48732 is assigned to Essexville, Michigan. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 48732 in?

48732 is in Bay County, Michigan.

What is the population of 48732?

About 11,340 people live in 48732, according to the Census Bureau's American Community Survey.

What time zone is 48732 in?

48732 is in Eastern Time.

What is the median household income in 48732?

The median household income in 48732 is $57,903.

What zip codes are near 48732?

The closest zip codes to 48732 are 48708, 48747, 48706, 48710, 48733.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 48732, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.