Zip code 15940: Loretto, Pennsylvania

Q: What city is zip code 15940?

15940 is assigned to Loretto, Pennsylvania. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 15940 in?

15940 is in Cambria County, Pennsylvania.

Q: What is the population of 15940?

About 3,841 people live in 15940, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 15940?

The median household income in 15940 is $88,274.

Q: What zip codes are near 15940?

The closest zip codes to 15940 are 16624, 16641, 16630, 16613, 16629.

Residential delivery areaCambria CountyEastern Time

Population

3,841

Median household income

$88K

U.S. $81K

Median home value

$239K

U.S. $333K

Median rent

$728/mo

U.S. $1,413

Median age

31.2

U.S. 38.9

Land area

24 sq mi

157 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 15940

15940 is a small-town zip code in Loretto, Pennsylvania (Cambria County), covering 24 sq mi of land. About 3,841 people live here, or 157 per square mile. The median resident is 31.2 years old, compared with 38.9 nationally.

The median household earns $88,274 a year, close to the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $238,900, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $728 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.5 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in healthcare; office and administrative support; and management.

How 15940 compares

Sorted from highest to lowest national percentile

Homeownership rate85.4%
90th
StrengthU.S. 65.2% · PA 69.3%543rd of 1,698 in PA
Healthcare workers13.5%
90th
U.S. 9.7% · PA 11.5%419th of 1,704 in PA
Housing vacancy14.6%
86th
U.S. 10.1% · PA 9.2%515th of 1,699 in PA
Median household income$88,274
60th
U.S. $80,734 · PA $77,971423rd of 1,617 in PA
Government workers13%
44th
U.S. 14.5% · PA 11.5%619th of 1,704 in PA
Poverty rate9.8%
43rd
U.S. 12.5% · PA 11.7%807th of 1,699 in PA
Broadband access90.2%
35th
U.S. 91% · PA 89.7%643rd of 1,698 in PA
Unemployment rate4%
34th
U.S. 5.2% · PA 5.3%861st of 1,704 in PA
Median home value$238,900
30th
U.S. $332,700 · PA $254,500551st of 1,628 in PA
Diversity index34.4
29th
U.S. 61.4 · PA 44.6360th of 1,707 in PA
Average commute22.5 min
26th
U.S. 26.4 min · PA 26.3 min1,260th of 1,596 in PA
Veterans3.8%
24th
U.S. 6.2% · PA 6.1%1,427th of 1,707 in PA
Foreign-born residents3.6%
22nd
U.S. 14.1% · PA 7.7%514th of 1,707 in PA
Bachelor's degree or higher19.9%
20th
WeaknessU.S. 35.7% · PA 35.2%990th of 1,706 in PA
Population density157/sq mi
18th
U.S. 95/sq mi · PA 291/sq mi1,030th of 1,707 in PA
Tech workers1.3%
18th
U.S. 3.8% · PA 3.6%909th of 1,704 in PA
Self-employed workers6.5%
14th
U.S. 10% · PA 8.2%1,113th of 1,704 in PA
Work from home6.3%
13th
U.S. 15.1% · PA 15.6%1,261st of 1,704 in PA
Median earnings per worker$36,480
12th
WeaknessU.S. $49,666 · PA $50,5991,504th of 1,693 in PA
Residents 65 and older10.7%
11th
U.S. 17.2% · PA 19.5%1,584th of 1,707 in PA
Population3,841
6th
U.S. 334,922,499 · PA 13,018,639718th of 1,707 in PA
Median age31.2
6th
U.S. 38.9 · PA 40.91,604th of 1,707 in PA
Income inequality (Gini)0.363
5th
StrengthU.S. 0.483 · PA 0.4741,330th of 1,697 in PA
Median gross rent$728
4th
U.S. $1,413 · PA $1,2091,199th of 1,366 in PA
Rent-burdened renters27.3%
4th
StrengthU.S. 51.1% · PA 48.2%1,231st of 1,596 in PA
Per capita income$20,608
3rd
WeaknessU.S. $44,673 · PA $44,3551,653rd of 1,707 in PA
Residents under 188.1%
2nd
U.S. 22% · PA 20.4%1,590th of 1,707 in PA
Uninsured rate1%
1st
StrengthU.S. 8.4% · PA 5.6%1,520th of 1,705 in PA

Measure	15940	Cambria	PA	U.S.	National percentile	Rank in PA
Homeownership rateStrength	85.4%	76.4%	69.3%	65.2%	90th	543rd of 1,698
Healthcare workers	13.5%	14.4%	11.5%	9.7%	90th	419th of 1,704
Housing vacancy	14.6%	13.2%	9.2%	10.1%	86th	515th of 1,699
Median household income	$88,274	$58,418	$77,971	$80,734	60th	423rd of 1,617
Government workers	13%	15.2%	11.5%	14.5%	44th	619th of 1,704
Poverty rate	9.8%	14.2%	11.7%	12.5%	43rd	807th of 1,699
Broadband access	90.2%	84.9%	89.7%	91%	35th	643rd of 1,698
Unemployment rate	4%	4.7%	5.3%	5.2%	34th	861st of 1,704
Median home value	$238,900	$121,000	$254,500	$332,700	30th	551st of 1,628
Diversity index	34.4	18.4	44.6	61.4	29th	360th of 1,707
Average commute	22.5 min	23.4 min	26.3 min	26.4 min	26th	1,260th of 1,596
Veterans	3.8%	8.6%	6.1%	6.2%	24th	1,427th of 1,707
Foreign-born residents	3.6%	1.1%	7.7%	14.1%	22nd	514th of 1,707
Bachelor's degree or higherWeakness	19.9%	23.9%	35.2%	35.7%	20th	990th of 1,706
Population density	157/sq mi	191/sq mi	291/sq mi	95/sq mi	18th	1,030th of 1,707
Tech workers	1.3%	1.9%	3.6%	3.8%	18th	909th of 1,704
Self-employed workers	6.5%	6.9%	8.2%	10%	14th	1,113th of 1,704
Work from home	6.3%	10.4%	15.6%	15.1%	13th	1,261st of 1,704
Median earnings per workerWeakness	$36,480	$43,320	$50,599	$49,666	12th	1,504th of 1,693
Residents 65 and older	10.7%	23.9%	19.5%	17.2%	11th	1,584th of 1,707
Population	3,841	131,538	13,018,639	334,922,499	6th	718th of 1,707
Median age	31.2	45.6	40.9	38.9	6th	1,604th of 1,707
Income inequality (Gini)Strength	0.363	0.459	0.474	0.483	5th	1,330th of 1,697
Median gross rent	$728	$739	$1,209	$1,413	4th	1,199th of 1,366
Rent-burdened rentersStrength	27.3%	42.5%	48.2%	51.1%	4th	1,231st of 1,596
Per capita incomeWeakness	$20,608	$34,692	$44,355	$44,673	3rd	1,653rd of 1,707
Residents under 18	8.1%	19.2%	20.4%	22%	2nd	1,590th of 1,707
Uninsured rateStrength	1%	3.3%	5.6%	8.4%	1st	1,520th of 1,705

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

37%

18–24

25–34

13%

35–44

11%

45–54

12%

55–64

65–74

75+

Median age

31.2

Under 18

8.1%

65 and over

10.7%

Race and ethnicity

White80%
Black11%
Hispanic6%
Asian0.9%
Native American0%
Pacific Islander0.1%
Other0%
Multiracial2%

Diversity index

34.4

U.S. 61.4

Foreign-born

3.6%

U.S. 14.1%

Born in state

67.1%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 673
Average household size: 2.3
Family households: 60%
Married couples: 53.6%
Living alone: 31.9%
Veterans (of adults): 3.8%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

13%

$50–75k

15%

$75–100k

19%

$100–150k

22%

$150–200k

12%

$200k+

Median household income

15940

$88,274

Cambria Co.

$58,418

Pennsylvania

$77,971

United States

$80,734

Per capita income

$20,608

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

20.2%

U.S. 23%

Income inequality (Gini)

0.363

U.S. 0.483

Housing

Median home value

15940

$238,900

Cambria Co.

$121,000

Pennsylvania

$254,500

United States

$332,700

Median gross rent

15940

$728

Cambria Co.

$739

Pennsylvania

$1,209

United States

$1,413

Types of housing

Single-family

82%

2–4 units

10%

5–19 units

20+ units

0.5%

Mobile home

Boat, RV, van

Housing units: 788
Owner-occupied: 85.4%
Vacant: 14.6%
Median year built: 1977
Median rooms: 6.7
Renters paying 30%+ of income: 27.3%
Renters paying 50%+ of income: 9.1%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

Walked

11%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

26%

10–19

26%

20–29

19%

30–44

17%

45–59

60+

Average commute

22.5 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

34.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

13%

Office and admin

12%

Management

11%

Construction and repair

11%

Transportation and moving

Food service

Education

Arts, media and sports

Sales

Cleaning and personal care

Production

Police and fire

Engineering and science

Business and finance

Farming, fishing and forestry

Computer and math

Legal and social services

Industries

Health care and social assistance

17%

Education

14%

Retail

11%

Restaurants and hotels

10%

Transportation, warehousing and utilities

Construction

Manufacturing

Professional and technical services

Agriculture and mining

Other services

Public administration

Arts and recreation

Information

Finance, insurance and real estate

Admin, support and management

Wholesale

0.9%

Median earnings per worker

$36,480

U.S. $49,666

Self-employed

6.5%

U.S. 10%

Government workers

13%

U.S. 14.5%

Nonprofit workers

17.3%

U.S. 8.8%

Median earnings by type of work

Type of work	15940	U.S.
Management, business, science and arts	$61,875	$74,888
Service	$6,750	$26,804
Sales and office	$30,938	$40,476
Construction and maintenance	$53,438	$49,199
Production and transportation	$40,625	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

43%

Some college

20%

Associate's

Bachelor's

13%

Graduate

High school graduate or higher: 90.9%
Bachelor's degree or higher: 19.9%
Graduate or professional degree: 7%
Households with broadband: 90.2%
Cable, fiber or DSL: 61.1%
No internet access: 9.2%
Without health insurance: 1%
Limited-English households: 0%

Geography

City (USPS): Loretto
State: Pennsylvania
County: Cambria County
Center point: 40.5265° N, 78.6436° W
Land area: 24 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Loretto4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 15940

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
16624	Chest Springs, PA	3.3 mi	253	$58,438	$202,500
16641	Gallitzin, PA	4 mi	2,348	$65,417	$116,500
16630	Cresson, PA	5.5 mi	4,726	$58,315	$152,500
16613	Ashville, PA	5.9 mi	1,647	$73,785	$159,300
16629	Coupon, PA · PO box	6.2 mi	—	—	—
15722	Carrolltown, PA	6.5 mi	2,358	$68,068	$124,300
15948	Revloc, PA	7 mi	391	$55,972	—
16699	Cresson, PA	7 mi	0	—	—
15927	Colver, PA	7.3 mi	846	$98,633	$89,700
15931	Ebensburg, PA	7.4 mi	8,919	$64,780	$193,100
15737	Elmora, PA	7.6 mi	123	—	$71,500
15938	Lilly, PA	8 mi	2,312	$71,250	$153,100

Zip codes like 15940 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 15940

What city is zip code 15940?

15940 is assigned to Loretto, Pennsylvania. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 15940 in?

15940 is in Cambria County, Pennsylvania.

What is the population of 15940?

About 3,841 people live in 15940, according to the Census Bureau's American Community Survey.

What time zone is 15940 in?

15940 is in Eastern Time.

What is the median household income in 15940?

The median household income in 15940 is $88,274.

What zip codes are near 15940?

The closest zip codes to 15940 are 16624, 16641, 16630, 16613, 16629.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 15940, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.