Zip code 45840: Findlay, Ohio

Q: What city is zip code 45840?

45840 is assigned to Findlay, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 45840 in?

45840 is in Hancock County, Ohio.

Q: What is the population of 45840?

About 54,559 people live in 45840, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 45840?

The median household income in 45840 is $68,083.

Q: What zip codes are near 45840?

The closest zip codes to 45840 are 45839, 45816, 44804, 45890, 45881.

Residential delivery areaHancock CountyEastern Time

Population

54,559

Median household income

$68K

U.S. $81K

Median home value

$213K

U.S. $333K

Median rent

$986/mo

U.S. $1,413

Median age

38.9

U.S. 38.9

Land area

166 sq mi

328 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 45840

45840 is a small-town zip code in Findlay, Ohio (Hancock County), covering 166 sq mi of land. About 54,559 people live here, or 328 per square mile. The median resident is 38.9 years old, compared with 38.9 nationally.

The median household earns $68,083 a year, 16% below the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $213,000, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $986 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 16.7 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in production and manufacturing; management; and office and administrative support.

How 45840 compares

Sorted from highest to lowest national percentile

Population54,559
85th
U.S. 334,922,499 · OH 11,810,29322nd of 1,168 in OH
Residents 65 and older18.7%
65th
U.S. 17.2% · OH 18.3%605th of 1,168 in OH
Veterans6.5%
59th
U.S. 6.2% · OH 6.6%596th of 1,168 in OH
Income inequality (Gini)0.441
55th
U.S. 0.483 · OH 0.467355th of 1,156 in OH
Bachelor's degree or higher33.3%
53rd
U.S. 35.7% · OH 31.5%218th of 1,166 in OH
Housing vacancy6.8%
51st
U.S. 10.1% · OH 8.1%614th of 1,160 in OH
Per capita income$40,027
49th
U.S. $44,673 · OH $40,552352nd of 1,165 in OH
Median age38.9
49th
U.S. 38.9 · OH 39.7773rd of 1,166 in OH
Poverty rate10.7%
49th
U.S. 12.5% · OH 13.3%581st of 1,159 in OH
Tech workers2.7%
47th
U.S. 3.8% · OH 3.2%341st of 1,163 in OH
Median earnings per worker$46,858
46th
U.S. $49,666 · OH $47,692503rd of 1,153 in OH
Broadband access91.6%
45th
U.S. 91% · OH 90.1%377th of 1,159 in OH
Homeownership rate66%
44th
U.S. 65.2% · OH 67.2%915th of 1,159 in OH
Uninsured rate6.1%
44th
U.S. 8.4% · OH 6.4%489th of 1,165 in OH
Work from home10.7%
39th
U.S. 15.1% · OH 13%402nd of 1,163 in OH
Residents under 1820.6%
36th
U.S. 22% · OH 22%715th of 1,168 in OH
Median household income$68,083
33rd
U.S. $80,734 · OH $71,389624th of 1,122 in OH
Population density328/sq mi
27th
U.S. 95/sq mi · OH 289/sq mi513th of 1,168 in OH
Self-employed workers7.6%
27th
U.S. 10% · OH 8.1%617th of 1,163 in OH
Healthcare workers7.9%
26th
U.S. 9.7% · OH 10.5%841st of 1,163 in OH
Median home value$213,000
24th
U.S. $332,700 · OH $214,800379th of 1,114 in OH
Foreign-born residents4.1%
24th
U.S. 14.1% · OH 5.2%232nd of 1,168 in OH
Diversity index27.5
21st
U.S. 61.4 · OH 40.6318th of 1,168 in OH
Median gross rent$986
20th
U.S. $1,413 · OH $1,034342nd of 1,007 in OH
Unemployment rate3.2%
19th
StrengthU.S. 5.2% · OH 4.8%679th of 1,164 in OH
Government workers9.3%
14th
U.S. 14.5% · OH 12.9%863rd of 1,163 in OH
Rent-burdened renters37.2%
11th
StrengthU.S. 51.1% · OH 45.9%693rd of 1,113 in OH
Average commute16.7 min
3rd
StrengthU.S. 26.4 min · OH 23.4 min1,088th of 1,121 in OH

Measure	45840	Hancock	OH	U.S.	National percentile	Rank in OH
Population	54,559	74,866	11,810,293	334,922,499	85th	22nd of 1,168
Residents 65 and older	18.7%	18.6%	18.3%	17.2%	65th	605th of 1,168
Veterans	6.5%	6.8%	6.6%	6.2%	59th	596th of 1,168
Income inequality (Gini)	0.441	0.424	0.467	0.483	55th	355th of 1,156
Bachelor's degree or higher	33.3%	30.3%	31.5%	35.7%	53rd	218th of 1,166
Housing vacancy	6.8%	6.8%	8.1%	10.1%	51st	614th of 1,160
Per capita income	$40,027	$39,068	$40,552	$44,673	49th	352nd of 1,165
Median age	38.9	39.5	39.7	38.9	49th	773rd of 1,166
Poverty rate	10.7%	9.9%	13.3%	12.5%	49th	581st of 1,159
Tech workers	2.7%	2.5%	3.2%	3.8%	47th	341st of 1,163
Median earnings per worker	$46,858	$46,714	$47,692	$49,666	46th	503rd of 1,153
Broadband access	91.6%	91.2%	90.1%	91%	45th	377th of 1,159
Homeownership rate	66%	70.8%	67.2%	65.2%	44th	915th of 1,159
Uninsured rate	6.1%	5.7%	6.4%	8.4%	44th	489th of 1,165
Work from home	10.7%	9.7%	13%	15.1%	39th	402nd of 1,163
Residents under 18	20.6%	21.8%	22%	22%	36th	715th of 1,168
Median household income	$68,083	$73,141	$71,389	$80,734	33rd	624th of 1,122
Population density	328/sq mi	141/sq mi	289/sq mi	95/sq mi	27th	513th of 1,168
Self-employed workers	7.6%	8.2%	8.1%	10%	27th	617th of 1,163
Healthcare workers	7.9%	8.1%	10.5%	9.7%	26th	841st of 1,163
Median home value	$213,000	$204,700	$214,800	$332,700	24th	379th of 1,114
Foreign-born residents	4.1%	3.3%	5.2%	14.1%	24th	232nd of 1,168
Diversity index	27.5	24	40.6	61.4	21st	318th of 1,168
Median gross rent	$986	$979	$1,034	$1,413	20th	342nd of 1,007
Unemployment rateStrength	3.2%	3.1%	4.8%	5.2%	19th	679th of 1,164
Government workers	9.3%	10.2%	12.9%	14.5%	14th	863rd of 1,163
Rent-burdened rentersStrength	37.2%	36.7%	45.9%	51.1%	11th	693rd of 1,113
Average commuteStrength	16.7 min	18 min	23.4 min	26.4 min	3rd	1,088th of 1,121

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

14%

5–17

10%

18–24

14%

25–34

12%

35–44

11%

45–54

13%

55–64

11%

65–74

75+

Median age

38.9

Under 18

20.6%

65 and over

18.7%

Race and ethnicity

White85%
Black2%
Hispanic7%
Asian2%
Native American0.0%
Pacific Islander0.0%
Other0.3%
Multiracial3%

Diversity index

27.5

U.S. 61.4

Foreign-born

4.1%

U.S. 14.1%

Born in state

77.1%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

0.9%

Asian / Pacific

Other

0.7%

Households

Households: 23,773
Average household size: 2.2
Family households: 58%
Married couples: 44%
Living alone: 34.4%
Veterans (of adults): 6.5%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

22%

$50–75k

16%

$75–100k

16%

$100–150k

17%

$150–200k

$200k+

Median household income

45840

$68,083

Hancock Co.

$73,141

Ohio

$71,389

United States

$80,734

Per capita income

$40,027

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

15.3%

U.S. 23%

Income inequality (Gini)

0.441

U.S. 0.483

Housing

Median home value

45840

$213,000

Hancock Co.

$204,700

Ohio

$214,800

United States

$332,700

Median gross rent

45840

$986

Hancock Co.

$979

Ohio

$1,034

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

10%

20+ units

Mobile home

Boat, RV, van

Housing units: 25,499
Owner-occupied: 66%
Vacant: 6.8%
Median year built: 1975
Median rooms: 6
Renters paying 30%+ of income: 37.2%
Renters paying 50%+ of income: 20.1%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.1%

Walked

Bicycle

0.4%

Worked from home

11%

Other

Commute time (one way)

<10 min

28%

10–19

46%

20–29

10%

30–44

45–59

60+

Average commute

16.7 min

U.S. 26.4 min

Unemployment

3.2%

U.S. 5.2%

In labor force

63.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

12%

Management

11%

Office and admin

10%

Transportation and moving

10%

Healthcare

Sales

Food service

Education

Construction and repair

Engineering and science

Cleaning and personal care

Business and finance

Legal and social services

Computer and math

Arts, media and sports

Police and fire

Farming, fishing and forestry

0.2%

Industries

Manufacturing

23%

Health care and social assistance

12%

Retail

11%

Education

Transportation, warehousing and utilities

Other services

Restaurants and hotels

Construction

Professional and technical services

Admin, support and management

Finance, insurance and real estate

Public administration

Wholesale

Information

Arts and recreation

Agriculture and mining

0.7%

Median earnings per worker

$46,858

U.S. $49,666

Self-employed

7.6%

U.S. 10%

Government workers

9.3%

U.S. 14.5%

Nonprofit workers

11%

U.S. 8.8%

Median earnings by type of work

Type of work	45840	U.S.
Management, business, science and arts	$70,047	$74,888
Service	$21,573	$26,804
Sales and office	$37,480	$40,476
Construction and maintenance	$55,013	$49,199
Production and transportation	$43,011	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

33%

Some college

20%

Associate's

10%

Bachelor's

20%

Graduate

13%

High school graduate or higher: 95.7%
Bachelor's degree or higher: 33.3%
Graduate or professional degree: 13.1%
Households with broadband: 91.6%
Cable, fiber or DSL: 79.9%
No internet access: 5.8%
Without health insurance: 6.1%
Limited-English households: 0.8%

Geography

City (USPS): Findlay
State: Ohio
County: Hancock County
Center point: 41.0259° N, 83.6489° W
Land area: 166 sq mi
Water area: 1.7 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Findlay12% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 45840

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
45839	Findlay, OH · PO box	1.3 mi	—	—	—
45816	Benton Ridge, OH	7.7 mi	351	$76,719	$125,700
44804	Arcadia, OH	8.1 mi	1,763	$95,469	$193,500
45890	Vanlue, OH	8.6 mi	842	$99,079	$207,800
45881	Rawson, OH	8.8 mi	1,683	$73,775	$154,600
45889	Van Buren, OH	8.8 mi	1,687	$93,750	$315,200
45814	Arlington, OH	9.1 mi	2,556	$91,115	$207,000
45858	Mc Comb, OH	9.8 mi	2,795	$74,709	$196,700
45867	Mount Blanchard, OH	11 mi	978	$101,250	$161,000
45841	Jenera, OH	11 mi	924	$96,544	$245,500
45868	Mount Cory, OH	11 mi	737	$95,875	$133,100
45872	North Baltimore, OH	11 mi	4,548	$62,298	$127,700

Zip codes like 45840 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 45840

What city is zip code 45840?

45840 is assigned to Findlay, Ohio. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 45840 in?

45840 is in Hancock County, Ohio.

What is the population of 45840?

About 54,559 people live in 45840, according to the Census Bureau's American Community Survey.

What time zone is 45840 in?

45840 is in Eastern Time.

What is the median household income in 45840?

The median household income in 45840 is $68,083.

What zip codes are near 45840?

The closest zip codes to 45840 are 45839, 45816, 44804, 45890, 45881.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 45840, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.