Zip code 40601: Frankfort, Kentucky

Q: What city is zip code 40601?

40601 is assigned to Frankfort, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40601 in?

40601 is mostly in Franklin County, but it extends into 3 other counties.

Q: What is the population of 40601?

About 51,893 people live in 40601, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40601?

The median household income in 40601 is $65,732.

Q: What zip codes are near 40601?

The closest zip codes to 40601 are 40602, 40603, 40604, 40618, 40619.

Residential delivery areaFranklin CountyEastern Time

Population

51,893

Median household income

$66K

U.S. $81K

Median home value

$217K

U.S. $333K

Median rent

$966/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

218 sq mi

238 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40601

40601 is a small-town zip code in Frankfort, Kentucky (Franklin County), covering 218 sq mi of land. About 51,893 people live here, or 238 per square mile. The median resident is 41 years old, compared with 38.9 nationally.

The median household earns $65,732 a year, 19% below the national median of $80,734. 13.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $216,700, or 3.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 65% of occupied homes are lived in by their owners, and renters pay a median of $966 a month.

32% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 20.2 minutes each way, and 14% of workers work from home. The most common jobs among working residents are in office and administrative support; management; and transportation and moving goods.

How 40601 compares

Sorted from highest to lowest national percentile

Government workers30.9%
98th
U.S. 14.5% · KY 14.6%68th of 719 in KY
Population51,893
82nd
U.S. 334,922,499 · KY 4,534,8246th of 724 in KY
Tech workers4.2%
71st
U.S. 3.8% · KY 2.2%52nd of 719 in KY
Residents 65 and older19.1%
68th
U.S. 17.2% · KY 17.3%303rd of 724 in KY
Median age41
65th
U.S. 38.9 · KY 39.1402nd of 724 in KY
Unemployment rate5.8%
65th
U.S. 5.2% · KY 4.9%226th of 719 in KY
Poverty rate13.4%
63rd
U.S. 12.5% · KY 16.1%473rd of 722 in KY
Income inequality (Gini)0.449
61st
U.S. 0.483 · KY 0.477268th of 715 in KY
Work from home14.1%
57th
U.S. 15.1% · KY 10.2%105th of 719 in KY
Bachelor's degree or higher31.9%
50th
U.S. 35.7% · KY 27.6%87th of 723 in KY
Veterans5.8%
49th
U.S. 6.2% · KY 6.5%366th of 724 in KY
Per capita income$39,366
48th
U.S. $44,673 · KY $35,82196th of 722 in KY
Housing vacancy6%
44th
U.S. 10.1% · KY 10.3%565th of 719 in KY
Homeownership rate64.7%
41st
U.S. 65.2% · KY 68.3%595th of 719 in KY
Residents under 1820.9%
39th
U.S. 22% · KY 22.6%422nd of 724 in KY
Median earnings per worker$44,513
38th
U.S. $49,666 · KY $43,552231st of 700 in KY
Self-employed workers8.3%
37th
U.S. 10% · KY 8.6%341st of 719 in KY
Uninsured rate5.2%
35th
U.S. 8.4% · KY 6%333rd of 723 in KY
Median household income$65,732
29th
U.S. $80,734 · KY $63,726196th of 641 in KY
Diversity index34.1
28th
U.S. 61.4 · KY 32.592nd of 724 in KY
Median home value$216,700
25th
U.S. $332,700 · KY $205,600119th of 642 in KY
Rent-burdened renters43.7%
25th
U.S. 51.1% · KY 45.4%308th of 634 in KY
Foreign-born residents4%
24th
U.S. 14.1% · KY 4.7%113th of 724 in KY
Population density238/sq mi
23rd
U.S. 95/sq mi · KY 115/sq mi129th of 724 in KY
Median gross rent$966
19th
U.S. $1,413 · KY $967111th of 467 in KY
Broadband access86.4%
17th
WeaknessU.S. 91% · KY 88.6%374th of 719 in KY
Healthcare workers7.1%
16th
U.S. 9.7% · KY 10.5%498th of 719 in KY
Average commute20.2 min
13th
StrengthU.S. 26.4 min · KY 24 min532nd of 624 in KY

Measure	40601	Franklin	KY	U.S.	National percentile	Rank in KY
Government workers	30.9%	31%	14.6%	14.5%	98th	68th of 719
Population	51,893	51,842	4,534,824	334,922,499	82nd	6th of 724
Tech workers	4.2%	4.6%	2.2%	3.8%	71st	52nd of 719
Residents 65 and older	19.1%	18.7%	17.3%	17.2%	68th	303rd of 724
Median age	41	40.8	39.1	38.9	65th	402nd of 724
Unemployment rate	5.8%	5.9%	4.9%	5.2%	65th	226th of 719
Poverty rate	13.4%	13.6%	16.1%	12.5%	63rd	473rd of 722
Income inequality (Gini)	0.449	0.452	0.477	0.483	61st	268th of 715
Work from home	14.1%	14.2%	10.2%	15.1%	57th	105th of 719
Bachelor's degree or higher	31.9%	31.9%	27.6%	35.7%	50th	87th of 723
Veterans	5.8%	6.2%	6.5%	6.2%	49th	366th of 724
Per capita income	$39,366	$39,218	$35,821	$44,673	48th	96th of 722
Housing vacancy	6%	6%	10.3%	10.1%	44th	565th of 719
Homeownership rate	64.7%	64.5%	68.3%	65.2%	41st	595th of 719
Residents under 18	20.9%	21%	22.6%	22%	39th	422nd of 724
Median earnings per worker	$44,513	$44,217	$43,552	$49,666	38th	231st of 700
Self-employed workers	8.3%	8.4%	8.6%	10%	37th	341st of 719
Uninsured rate	5.2%	5.4%	6%	8.4%	35th	333rd of 723
Median household income	$65,732	$65,298	$63,726	$80,734	29th	196th of 641
Diversity index	34.1	33.9	32.5	61.4	28th	92nd of 724
Median home value	$216,700	$216,600	$205,600	$332,700	25th	119th of 642
Rent-burdened renters	43.7%	43.6%	45.4%	51.1%	25th	308th of 634
Foreign-born residents	4%	4%	4.7%	14.1%	24th	113th of 724
Population density	238/sq mi	249/sq mi	115/sq mi	95/sq mi	23rd	129th of 724
Median gross rent	$966	$967	$967	$1,413	19th	111th of 467
Broadband accessWeakness	86.4%	86.4%	88.6%	91%	17th	374th of 719
Healthcare workers	7.1%	7%	10.5%	9.7%	16th	498th of 719
Average commuteStrength	20.2 min	20 min	24 min	26.4 min	13th	532nd of 624

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

13%

25–34

12%

35–44

13%

45–54

13%

55–64

12%

65–74

75+

Median age

Under 18

20.9%

65 and over

19.1%

Race and ethnicity

White80%
Black9%
Hispanic4%
Asian2%
Native American0.1%
Pacific Islander0.2%
Other0.1%
Multiracial4%

Diversity index

34.1

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

71.2%

Language spoken at home (households)

English only

94%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 22,836
Average household size: 2.2
Family households: 58.4%
Married couples: 41.1%
Living alone: 33.8%
Veterans (of adults): 5.8%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

21%

$50–75k

16%

$75–100k

13%

$100–150k

20%

$150–200k

$200k+

Median household income

40601

$65,732

Franklin Co.

$65,298

Kentucky

$63,726

United States

$80,734

Per capita income

$39,366

U.S. $44,673

Poverty rate

13.4%

U.S. 12.5%

Households earning $150K+

12.9%

U.S. 23%

Income inequality (Gini)

0.449

U.S. 0.483

Housing

Median home value

40601

$216,700

Franklin Co.

$216,600

Kentucky

$205,600

United States

$332,700

Median gross rent

40601

$966

Franklin Co.

$967

Kentucky

$967

United States

$1,413

Types of housing

Single-family

70%

2–4 units

10%

5–19 units

11%

20+ units

Mobile home

Boat, RV, van

0.7%

Housing units: 24,298
Owner-occupied: 64.7%
Vacant: 6%
Median year built: 1977
Median rooms: 5.6
Renters paying 30%+ of income: 43.7%
Renters paying 50%+ of income: 21.6%
Home value to income: 3.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

10%

Transit

0.7%

Walked

Bicycle

0.0%

Worked from home

14%

Other

0.6%

Commute time (one way)

<10 min

17%

10–19

44%

20–29

13%

30–44

16%

45–59

60+

Average commute

20.2 min

U.S. 26.4 min

Unemployment

5.8%

U.S. 5.2%

In labor force

62.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Management

12%

Transportation and moving

Business and finance

Production

Sales

Healthcare

Construction and repair

Education

Cleaning and personal care

Food service

Computer and math

Legal and social services

Police and fire

Engineering and science

Arts, media and sports

Farming, fishing and forestry

0.4%

Industries

Public administration

19%

Manufacturing

12%

Retail

10%

Health care and social assistance

Education

Restaurants and hotels

Construction

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Transportation, warehousing and utilities

Other services

Arts and recreation

Wholesale

Agriculture and mining

Information

0.6%

Median earnings per worker

$44,513

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

30.9%

U.S. 14.5%

Nonprofit workers

6.3%

U.S. 8.8%

Median earnings by type of work

Type of work	40601	U.S.
Management, business, science and arts	$57,710	$74,888
Service	$23,176	$26,804
Sales and office	$38,906	$40,476
Construction and maintenance	$43,041	$49,199
Production and transportation	$39,057	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

30%

Some college

23%

Associate's

Bachelor's

19%

Graduate

13%

High school graduate or higher: 92.7%
Bachelor's degree or higher: 31.9%
Graduate or professional degree: 13%
Households with broadband: 86.4%
Cable, fiber or DSL: 64.5%
No internet access: 7.8%
Without health insurance: 5.2%
Limited-English households: 1.5%

Geography

City (USPS): Frankfort
State: Kentucky
County: Franklin County
Center point: 38.2349° N, 84.8688° W
Land area: 218 sq mi
Water area: 4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40601 spans 4 counties

Franklin County89% of land
Woodford County6% of land
Shelby County4% of land
Henry County1% of land

Cities and towns within this zip

Frankfort7% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40601

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40602	Frankfort, KY · PO box	0.3 mi	—	—	—
40603	Frankfort, KY · PO box	0.3 mi	—	—	—
40604	Frankfort, KY · PO box	0.3 mi	—	—	—
40618	Frankfort, KY · PO box	0.3 mi	—	—	—
40619	Frankfort, KY · PO box	0.3 mi	—	—	—
40620	Frankfort, KY · PO box	0.3 mi	—	—	—
40621	Frankfort, KY · PO box	2.4 mi	—	—	—
40622	Frankfort, KY · PO box	2.4 mi	—	—	—
40347	Midway, KY	9.3 mi	3,960	$85,270	$354,000
40003	Bagdad, KY	9.9 mi	1,807	$97,681	$344,900
40379	Stamping Ground, KY	11 mi	3,788	$62,228	$240,900
40036	Lockport, KY	13 mi	164	—	—

Zip codes like 40601 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40601

What city is zip code 40601?

40601 is assigned to Frankfort, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40601 in?

40601 is mostly in Franklin County, but it extends into 3 other counties.

What is the population of 40601?

About 51,893 people live in 40601, according to the Census Bureau's American Community Survey.

What time zone is 40601 in?

40601 is in Eastern Time.

What is the median household income in 40601?

The median household income in 40601 is $65,732.

What zip codes are near 40601?

The closest zip codes to 40601 are 40602, 40603, 40604, 40618, 40619.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40601, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.