Zip code 42635: Pine Knot, Kentucky

Q: What city is zip code 42635?

42635 is assigned to Pine Knot, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42635 in?

42635 is in McCreary County, Kentucky.

Q: What is the population of 42635?

About 4,736 people live in 42635, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42635?

The median household income in 42635 is $24,412.

Q: What zip codes are near 42635?

The closest zip codes to 42635 are 42649, 42638, 42631, 42653, 37892.

Residential delivery areaMcCreary CountyEastern Time

Population

4,736

Median household income

$24K

U.S. $81K

Median home value

$91K

U.S. $333K

Median rent

$475/mo

U.S. $1,413

Median age

44.4

U.S. 38.9

Land area

25 sq mi

188 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42635

42635 is a small-town zip code in Pine Knot, Kentucky (McCreary County), covering 25 sq mi of land. About 4,736 people live here, or 188 per square mile. The median resident is 44.4 years old, compared with 38.9 nationally.

The median household earns $24,412 a year, about 30% of the national median of $80,734. 42.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $91,300, or 3.7 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 57% of occupied homes are lived in by their owners, and renters pay a median of $475 a month.

4% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.6 minutes each way, and 13% of workers work from home. The most common jobs among working residents are in healthcare; production and manufacturing; and police and fire protection.

How 42635 compares

Sorted from highest to lowest national percentile

Poverty rate42.3%
99th
WeaknessU.S. 12.5% · KY 16.1%59th of 722 in KY
Healthcare workers21%
99th
U.S. 9.7% · KY 10.5%74th of 719 in KY
Government workers27.5%
97th
U.S. 14.5% · KY 14.6%99th of 719 in KY
Tech workers6.4%
88th
U.S. 3.8% · KY 2.2%16th of 719 in KY
Unemployment rate7.5%
84th
WeaknessU.S. 5.2% · KY 4.9%154th of 719 in KY
Median age44.4
83rd
U.S. 38.9 · KY 39.1238th of 724 in KY
Uninsured rate11.6%
78th
U.S. 8.4% · KY 6%84th of 723 in KY
Income inequality (Gini)0.468
75th
U.S. 0.483 · KY 0.477195th of 715 in KY
Average commute28.6 min
66th
U.S. 26.4 min · KY 24 min249th of 624 in KY
Residents 65 and older17.5%
57th
U.S. 17.2% · KY 17.3%395th of 724 in KY
Self-employed workers9.9%
57th
U.S. 10% · KY 8.6%253rd of 719 in KY
Work from home12.7%
50th
U.S. 15.1% · KY 10.2%130th of 719 in KY
Diversity index45.3
44th
U.S. 61.4 · KY 32.551st of 724 in KY
Housing vacancy6%
44th
U.S. 10.1% · KY 10.3%567th of 719 in KY
Veterans4.5%
32nd
U.S. 6.2% · KY 6.5%489th of 724 in KY
Homeownership rate57%
27th
U.S. 65.2% · KY 68.3%653rd of 719 in KY
Population density188/sq mi
20th
U.S. 95/sq mi · KY 115/sq mi150th of 724 in KY
Broadband access85.6%
14th
WeaknessU.S. 91% · KY 88.6%400th of 719 in KY
Foreign-born residents1.9%
11th
U.S. 14.1% · KY 4.7%193rd of 724 in KY
Rent-burdened renters36.8%
11th
StrengthU.S. 51.1% · KY 45.4%393rd of 634 in KY
Population4,736
8th
U.S. 334,922,499 · KY 4,534,824211th of 724 in KY
Median earnings per worker$32,467
5th
WeaknessU.S. $49,666 · KY $43,552579th of 700 in KY
Residents under 1810.3%
3rd
U.S. 22% · KY 22.6%663rd of 724 in KY
Median home value$91,300
2nd
U.S. $332,700 · KY $205,600504th of 642 in KY
Median household income$24,412
1st
WeaknessU.S. $80,734 · KY $63,726620th of 641 in KY
Per capita income$14,725
1st
WeaknessU.S. $44,673 · KY $35,821685th of 722 in KY
Median gross rent$475
1st
U.S. $1,413 · KY $967457th of 467 in KY
Bachelor's degree or higher4.1%
1st
WeaknessU.S. 35.7% · KY 27.6%641st of 723 in KY

Measure	42635	McCreary	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	42.3%	38.9%	16.1%	12.5%	99th	59th of 722
Healthcare workers	21%	15.7%	10.5%	9.7%	99th	74th of 719
Government workers	27.5%	23.7%	14.6%	14.5%	97th	99th of 719
Tech workers	6.4%	1.4%	2.2%	3.8%	88th	16th of 719
Unemployment rateWeakness	7.5%	4.2%	4.9%	5.2%	84th	154th of 719
Median age	44.4	39	39.1	38.9	83rd	238th of 724
Uninsured rate	11.6%	8.1%	6%	8.4%	78th	84th of 723
Income inequality (Gini)	0.468	0.490	0.477	0.483	75th	195th of 715
Average commute	28.6 min	32.3 min	24 min	26.4 min	66th	249th of 624
Residents 65 and older	17.5%	16.2%	17.3%	17.2%	57th	395th of 724
Self-employed workers	9.9%	7%	8.6%	10%	57th	253rd of 719
Work from home	12.7%	9.2%	10.2%	15.1%	50th	130th of 719
Diversity index	45.3	20.7	32.5	61.4	44th	51st of 724
Housing vacancy	6%	15.3%	10.3%	10.1%	44th	567th of 719
Veterans	4.5%	5.9%	6.5%	6.2%	32nd	489th of 724
Homeownership rate	57%	74.2%	68.3%	65.2%	27th	653rd of 719
Population density	188/sq mi	40/sq mi	115/sq mi	95/sq mi	20th	150th of 724
Broadband accessWeakness	85.6%	80.1%	88.6%	91%	14th	400th of 719
Foreign-born residents	1.9%	0.9%	4.7%	14.1%	11th	193rd of 724
Rent-burdened rentersStrength	36.8%	46.5%	45.4%	51.1%	11th	393rd of 634
Population	4,736	16,867	4,534,824	334,922,499	8th	211th of 724
Median earnings per workerWeakness	$32,467	$33,517	$43,552	$49,666	5th	579th of 700
Residents under 18	10.3%	21.8%	22.6%	22%	3rd	663rd of 724
Median home value	$91,300	$85,300	$205,600	$332,700	2nd	504th of 642
Median household incomeWeakness	$24,412	$33,750	$63,726	$80,734	1st	620th of 641
Per capita incomeWeakness	$14,725	$17,150	$35,821	$44,673	1st	685th of 722
Median gross rent	$475	$577	$967	$1,413	1st	457th of 467
Bachelor's degree or higherWeakness	4.1%	8.5%	27.6%	35.7%	1st	641st of 723

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

18%

25–34

16%

35–44

16%

45–54

15%

55–64

11%

65–74

75+

Median age

44.4

Under 18

10.3%

65 and over

17.5%

Race and ethnicity

White71%
Black20%
Hispanic6%
Asian0%
Native American0.4%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

45.3

U.S. 61.4

Foreign-born

1.9%

U.S. 14.1%

Born in state

48.5%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,618
Average household size: 1.9
Family households: 43.3%
Married couples: 22.4%
Living alone: 55.1%
Veterans (of adults): 4.5%
Male / female: 64% / 36%

Income and poverty

Household income distribution

<$25k

50%

$25–50k

21%

$50–75k

21%

$75–100k

0.6%

$100–150k

$150–200k

$200k+

Median household income

42635

$24,412

McCreary Co.

$33,750

Kentucky

$63,726

United States

$80,734

Per capita income

$14,725

U.S. $44,673

Poverty rate

42.3%

U.S. 12.5%

Households earning $150K+

2.8%

U.S. 23%

Income inequality (Gini)

0.468

U.S. 0.483

Housing

Median home value

42635

$91,300

McCreary Co.

$85,300

Kentucky

$205,600

United States

$332,700

Median gross rent

42635

$475

McCreary Co.

$577

Kentucky

$967

United States

$1,413

Types of housing

Single-family

54%

2–4 units

19%

5–19 units

20+ units

Mobile home

22%

Boat, RV, van

Housing units: 1,722
Owner-occupied: 57%
Vacant: 6%
Median year built: 1990
Median rooms: 5.3
Renters paying 30%+ of income: 36.8%
Renters paying 50%+ of income: 19.8%
Home value to income: 3.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

Worked from home

13%

Other

0.8%

Commute time (one way)

<10 min

33%

10–19

22%

20–29

30–44

13%

45–59

60+

16%

Average commute

28.6 min

U.S. 26.4 min

Unemployment

7.5%

U.S. 5.2%

In labor force

26.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

21%

Production

14%

Police and fire

13%

Office and admin

11%

Education

Construction and repair

Sales

Computer and math

Management

Cleaning and personal care

Business and finance

Transportation and moving

Legal and social services

Food service

0.3%

Engineering and science

Arts, media and sports

Farming, fishing and forestry

Industries

Health care and social assistance

23%

Manufacturing

18%

Retail

12%

Public administration

12%

Education

10%

Agriculture and mining

Finance, insurance and real estate

Construction

Transportation, warehousing and utilities

Admin, support and management

Other services

Restaurants and hotels

Professional and technical services

Wholesale

Information

Arts and recreation

Median earnings per worker

$32,467

U.S. $49,666

Self-employed

9.9%

U.S. 10%

Government workers

27.5%

U.S. 14.5%

Nonprofit workers

3.7%

U.S. 8.8%

Median earnings by type of work

Type of work	42635	U.S.
Management, business, science and arts	$47,313	$74,888
Service	$32,013	$26,804
Sales and office	$31,250	$40,476
Construction and maintenance	$72,000	$49,199
Production and transportation	$15,878	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

28%

High school

41%

Some college

20%

Associate's

Bachelor's

0.9%

Graduate

High school graduate or higher: 71.9%
Bachelor's degree or higher: 4.1%
Graduate or professional degree: 3.1%
Households with broadband: 85.6%
Cable, fiber or DSL: 81.6%
No internet access: 9.4%
Without health insurance: 11.6%
Limited-English households: 0%

Geography

City (USPS): Pine Knot
State: Kentucky
County: McCreary County
Center point: 36.6763° N, 84.4032° W
Land area: 25 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Pine Knot (unincorporated)21% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 42635

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42649	Strunk, KY	3.5 mi	2,003	$38,382	$98,200
42638	Revelo, KY	3.7 mi	235	$11,595	$27,800
42631	Marshes Siding, KY	6.2 mi	66	—	—
42653	Whitley City, KY	7.9 mi	4,300	$42,656	$109,200
37892	Winfield, TN	8.7 mi	1,631	$42,734	$109,800
40769	Williamsburg, KY	12 mi	18,218	$43,878	$105,500
42647	Stearns, KY	12 mi	3,349	$31,927	$80,600
37819	Newcomb, TN	13 mi	475	—	$72,700
37841	Oneida, TN	14 mi	10,199	$50,998	$158,500
40730	Emlyn, KY · PO box	15 mi	—	—	—
42634	Parkers Lake, KY	15 mi	1,646	$31,250	$68,900
37762	Jellico, TN	17 mi	2,536	$42,392	$143,000

Zip codes like 42635 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42635

What city is zip code 42635?

42635 is assigned to Pine Knot, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42635 in?

42635 is in McCreary County, Kentucky.

What is the population of 42635?

About 4,736 people live in 42635, according to the Census Bureau's American Community Survey.

What time zone is 42635 in?

42635 is in Eastern Time.

What is the median household income in 42635?

The median household income in 42635 is $24,412.

What zip codes are near 42635?

The closest zip codes to 42635 are 42649, 42638, 42631, 42653, 37892.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42635, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.