Zip code 40769: Williamsburg, Kentucky

Q: What city is zip code 40769?

40769 is assigned to Williamsburg, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40769 in?

40769 is mostly in Whitley County, but it extends into 1 other county.

Q: What is the population of 40769?

About 18,218 people live in 40769, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40769?

The median household income in 40769 is $43,878.

Q: What zip codes are near 40769?

The closest zip codes to 40769 are 40730, 37819, 37762, 40759, 42635.

Residential delivery areaWhitley CountyEastern Time

Population

18,218

Median household income

$44K

U.S. $81K

Median home value

$106K

U.S. $333K

Median rent

$840/mo

U.S. $1,413

Median age

30.8

U.S. 38.9

Land area

281 sq mi

65 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40769

40769 is a small-town zip code in Williamsburg, Kentucky (Whitley County), covering 281 sq mi of land. About 18,218 people live here, or 65 per square mile. The median resident is 30.8 years old, compared with 38.9 nationally.

The median household earns $43,878 a year, about 54% of the national median of $80,734. 29.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $105,500, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 61% of occupied homes are lived in by their owners, and renters pay a median of $840 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.7 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in office and administrative support; transportation and moving goods; and sales.

How 40769 compares

Sorted from highest to lowest national percentile

Poverty rate29.7%
96th
WeaknessU.S. 12.5% · KY 16.1%144th of 722 in KY
Residents under 1828.7%
93rd
U.S. 22% · KY 22.6%106th of 724 in KY
Housing vacancy16%
88th
U.S. 10.1% · KY 10.3%264th of 719 in KY
Income inequality (Gini)0.496
87th
WeaknessU.S. 0.483 · KY 0.477104th of 715 in KY
Unemployment rate7.1%
80th
WeaknessU.S. 5.2% · KY 4.9%168th of 719 in KY
Government workers18.8%
80th
U.S. 14.5% · KY 14.6%224th of 719 in KY
Rent-burdened renters49.9%
47th
U.S. 51.1% · KY 45.4%223rd of 634 in KY
Self-employed workers9.1%
47th
U.S. 10% · KY 8.6%300th of 719 in KY
Uninsured rate6.3%
45th
U.S. 8.4% · KY 6%261st of 723 in KY
Work from home10.8%
39th
U.S. 15.1% · KY 10.2%176th of 719 in KY
Homeownership rate61.1%
34th
U.S. 65.2% · KY 68.3%629th of 719 in KY
Average commute23.7 min
34th
U.S. 26.4 min · KY 24 min429th of 624 in KY
Healthcare workers8.2%
31st
U.S. 9.7% · KY 10.5%455th of 719 in KY
Population18,218
28th
U.S. 334,922,499 · KY 4,534,82486th of 724 in KY
Bachelor's degree or higher19.6%
19th
WeaknessU.S. 35.7% · KY 27.6%240th of 723 in KY
Residents 65 and older11.7%
16th
U.S. 17.2% · KY 17.3%616th of 724 in KY
Veterans2.4%
10th
U.S. 6.2% · KY 6.5%594th of 724 in KY
Population density65/sq mi
9th
U.S. 95/sq mi · KY 115/sq mi321st of 724 in KY
Median gross rent$840
9th
U.S. $1,413 · KY $967218th of 467 in KY
Diversity index14.6
7th
U.S. 61.4 · KY 32.5303rd of 724 in KY
Broadband access82.1%
7th
WeaknessU.S. 91% · KY 88.6%498th of 719 in KY
Foreign-born residents1%
6th
U.S. 14.1% · KY 4.7%300th of 724 in KY
Tech workers0.5%
6th
U.S. 3.8% · KY 2.2%320th of 719 in KY
Median household income$43,878
5th
WeaknessU.S. $80,734 · KY $63,726487th of 641 in KY
Median age30.8
5th
U.S. 38.9 · KY 39.1665th of 724 in KY
Per capita income$20,976
3rd
WeaknessU.S. $44,673 · KY $35,821595th of 722 in KY
Median home value$105,500
3rd
U.S. $332,700 · KY $205,600453rd of 642 in KY
Median earnings per worker$28,375
2nd
WeaknessU.S. $49,666 · KY $43,552626th of 700 in KY

Measure	40769	Whitley	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	29.7%	26.3%	16.1%	12.5%	96th	144th of 722
Residents under 18	28.7%	26.2%	22.6%	22%	93rd	106th of 724
Housing vacancy	16%	13.4%	10.3%	10.1%	88th	264th of 719
Income inequality (Gini)Weakness	0.496	0.480	0.477	0.483	87th	104th of 715
Unemployment rateWeakness	7.1%	5.4%	4.9%	5.2%	80th	168th of 719
Government workers	18.8%	18.5%	14.6%	14.5%	80th	224th of 719
Rent-burdened renters	49.9%	46.2%	45.4%	51.1%	47th	223rd of 634
Self-employed workers	9.1%	8.4%	8.6%	10%	47th	300th of 719
Uninsured rate	6.3%	6.2%	6%	8.4%	45th	261st of 723
Work from home	10.8%	9.9%	10.2%	15.1%	39th	176th of 719
Homeownership rate	61.1%	66.8%	68.3%	65.2%	34th	629th of 719
Average commute	23.7 min	24.5 min	24 min	26.4 min	34th	429th of 624
Healthcare workers	8.2%	11.5%	10.5%	9.7%	31st	455th of 719
Population	18,218	36,920	4,534,824	334,922,499	28th	86th of 724
Bachelor's degree or higherWeakness	19.6%	20.9%	27.6%	35.7%	19th	240th of 723
Residents 65 and older	11.7%	15.7%	17.3%	17.2%	16th	616th of 724
Veterans	2.4%	4.1%	6.5%	6.2%	10th	594th of 724
Population density	65/sq mi	84/sq mi	115/sq mi	95/sq mi	9th	321st of 724
Median gross rent	$840	$798	$967	$1,413	9th	218th of 467
Diversity index	14.6	10.8	32.5	61.4	7th	303rd of 724
Broadband accessWeakness	82.1%	83.3%	88.6%	91%	7th	498th of 719
Foreign-born residents	1%	0.8%	4.7%	14.1%	6th	300th of 724
Tech workers	0.5%	1.3%	2.2%	3.8%	6th	320th of 719
Median household incomeWeakness	$43,878	$44,615	$63,726	$80,734	5th	487th of 641
Median age	30.8	35.2	39.1	38.9	5th	665th of 724
Per capita incomeWeakness	$20,976	$23,353	$35,821	$44,673	3rd	595th of 722
Median home value	$105,500	$131,800	$205,600	$332,700	3rd	453rd of 642
Median earnings per workerWeakness	$28,375	$33,763	$43,552	$49,666	2nd	626th of 700

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

14%

18–24

12%

25–34

11%

35–44

11%

45–54

12%

55–64

65–74

75+

Median age

30.8

Under 18

28.7%

65 and over

11.7%

Race and ethnicity

White92%
Black2%
Hispanic4%
Asian0.2%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

14.6

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

65.1%

Language spoken at home (households)

English only

99%

Spanish

0.4%

Other Indo-European

0.5%

Asian / Pacific

0.1%

Other

0.2%

Households

Households: 6,103
Average household size: 2.7
Family households: 71.3%
Married couples: 48.6%
Living alone: 22.9%
Veterans (of adults): 2.4%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

32%

$25–50k

23%

$50–75k

19%

$75–100k

12%

$100–150k

$150–200k

$200k+

Median household income

40769

$43,878

Whitley Co.

$44,615

Kentucky

$63,726

United States

$80,734

Per capita income

$20,976

U.S. $44,673

Poverty rate

29.7%

U.S. 12.5%

Households earning $150K+

4.8%

U.S. 23%

Income inequality (Gini)

0.496

U.S. 0.483

Housing

Median home value

40769

$105,500

Whitley Co.

$131,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40769

$840

Whitley Co.

$798

Kentucky

$967

United States

$1,413

Types of housing

Single-family

54%

2–4 units

5–19 units

20+ units

0.3%

Mobile home

34%

Boat, RV, van

0.1%

Housing units: 7,262
Owner-occupied: 61.1%
Vacant: 16%
Median year built: 1990
Median rooms: 5.4
Renters paying 30%+ of income: 49.9%
Renters paying 50%+ of income: 28.7%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

68%

Carpooled

17%

Transit

Walked

Bicycle

0.6%

Worked from home

11%

Other

0.1%

Commute time (one way)

<10 min

24%

10–19

26%

20–29

17%

30–44

21%

45–59

60+

Average commute

23.7 min

U.S. 26.4 min

Unemployment

7.1%

U.S. 5.2%

In labor force

53.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

13%

Transportation and moving

11%

Sales

Cleaning and personal care

Education

Management

Production

Healthcare

Construction and repair

Food service

Legal and social services

Business and finance

Engineering and science

Police and fire

0.8%

Computer and math

0.5%

Arts, media and sports

0.5%

Farming, fishing and forestry

Industries

Education

17%

Retail

14%

Manufacturing

13%

Health care and social assistance

10%

Restaurants and hotels

Construction

Other services

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Admin, support and management

Professional and technical services

Arts and recreation

Agriculture and mining

0.9%

Information

0.8%

Wholesale

0.7%

Median earnings per worker

$28,375

U.S. $49,666

Self-employed

9.1%

U.S. 10%

Government workers

18.8%

U.S. 14.5%

Nonprofit workers

11.7%

U.S. 8.8%

Median earnings by type of work

Type of work	40769	U.S.
Management, business, science and arts	$39,859	$74,888
Service	$15,833	$26,804
Sales and office	$23,638	$40,476
Construction and maintenance	$40,427	$49,199
Production and transportation	$30,987	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

15%

High school

42%

Some college

18%

Associate's

Bachelor's

Graduate

11%

High school graduate or higher: 84.8%
Bachelor's degree or higher: 19.6%
Graduate or professional degree: 11.2%
Households with broadband: 82.1%
Cable, fiber or DSL: 63.8%
No internet access: 14.1%
Without health insurance: 6.3%
Limited-English households: 0%

Geography

City (USPS): Williamsburg
State: Kentucky
County: Whitley County
Center point: 36.7043° N, 84.1897° W
Land area: 281 sq mi
Water area: 3.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40769 spans 2 counties

Whitley County94% of land
McCreary County7% of land

Cities and towns within this zip

Williamsburg2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40769

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40730	Emlyn, KY · PO box	2.7 mi	—	—	—
37819	Newcomb, TN	9.4 mi	475	—	$72,700
37762	Jellico, TN	9.7 mi	2,536	$42,392	$143,000
40759	Rockholds, KY	11 mi	3,122	$34,909	$97,300
42635	Pine Knot, KY	12 mi	4,736	$24,412	$91,300
42649	Strunk, KY	14 mi	2,003	$38,382	$98,200
40771	Woodbine, KY	14 mi	1,915	—	$125,600
37892	Winfield, TN	14 mi	1,631	$42,734	$109,800
40701	Corbin, KY	15 mi	30,526	$47,204	$160,700
40763	Siler, KY	15 mi	411	—	$80,700
37730	Eagan, TN	15 mi	33	$44,688	$110,400
42653	Whitley City, KY	16 mi	4,300	$42,656	$109,200

Zip codes like 40769 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40769

What city is zip code 40769?

40769 is assigned to Williamsburg, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40769 in?

40769 is mostly in Whitley County, but it extends into 1 other county.

What is the population of 40769?

About 18,218 people live in 40769, according to the Census Bureau's American Community Survey.

What time zone is 40769 in?

40769 is in Eastern Time.

What is the median household income in 40769?

The median household income in 40769 is $43,878.

What zip codes are near 40769?

The closest zip codes to 40769 are 40730, 37819, 37762, 40759, 42635.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40769, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.