Zip code 42647: Stearns, Kentucky

Q: What city is zip code 42647?

42647 is assigned to Stearns, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42647 in?

42647 is in McCreary County, Kentucky.

Q: What is the population of 42647?

About 3,349 people live in 42647, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42647?

The median household income in 42647 is $31,927.

Q: What zip codes are near 42647?

The closest zip codes to 42647 are 42638, 42631, 42653, 42635, 42649.

Residential delivery areaMcCreary CountyEastern Time

Population

3,349

Median household income

$32K

U.S. $81K

Median home value

$81K

U.S. $333K

Median rent

$564/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

138 sq mi

24 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42647

42647 is a rural zip code in Stearns, Kentucky (McCreary County), covering 138 sq mi of land. About 3,349 people live here, or 24 per square mile. The median resident is 39 years old, compared with 38.9 nationally.

The median household earns $31,927 a year, about 40% of the national median of $80,734. 44.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $80,600, or 2.5 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 88% of occupied homes are lived in by their owners, and renters pay a median of $564 a month.

17% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.3 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in education, management and healthcare.

How 42647 compares

Sorted from highest to lowest national percentile

Poverty rate44.4%
99th
WeaknessU.S. 12.5% · KY 16.1%55th of 722 in KY
Rent-burdened renters82.5%
99th
WeaknessU.S. 51.1% · KY 45.4%72nd of 634 in KY
Government workers31.7%
99th
U.S. 14.5% · KY 14.6%63rd of 719 in KY
Income inequality (Gini)0.553
98th
WeaknessU.S. 0.483 · KY 0.47735th of 715 in KY
Homeownership rate88.4%
94th
StrengthU.S. 65.2% · KY 68.3%161st of 719 in KY
Housing vacancy20.7%
94th
U.S. 10.1% · KY 10.3%168th of 719 in KY
Residents 65 and older24.2%
90th
U.S. 17.2% · KY 17.3%113th of 724 in KY
Self-employed workers12.9%
82nd
U.S. 10% · KY 8.6%142nd of 719 in KY
Residents under 1823.8%
65th
U.S. 22% · KY 22.6%266th of 724 in KY
Median age39
50th
U.S. 38.9 · KY 39.1499th of 724 in KY
Veterans5%
38th
U.S. 6.2% · KY 6.5%441st of 724 in KY
Uninsured rate5.2%
35th
U.S. 8.4% · KY 6%337th of 723 in KY
Unemployment rate4%
34th
U.S. 5.2% · KY 4.9%349th of 719 in KY
Average commute23.3 min
32nd
U.S. 26.4 min · KY 24 min439th of 624 in KY
Work from home9.6%
32nd
U.S. 15.1% · KY 10.2%221st of 719 in KY
Healthcare workers7.9%
26th
U.S. 9.7% · KY 10.5%464th of 719 in KY
Bachelor's degree or higher17.4%
15th
WeaknessU.S. 35.7% · KY 27.6%289th of 723 in KY
Population3,349
5th
U.S. 334,922,499 · KY 4,534,824252nd of 724 in KY
Per capita income$22,354
5th
WeaknessU.S. $44,673 · KY $35,821555th of 722 in KY
Population density24/sq mi
3rd
U.S. 95/sq mi · KY 115/sq mi625th of 724 in KY
Foreign-born residents0.5%
3rd
U.S. 14.1% · KY 4.7%356th of 724 in KY
Median earnings per worker$30,461
3rd
WeaknessU.S. $49,666 · KY $43,552607th of 700 in KY
Median household income$31,927
1st
WeaknessU.S. $80,734 · KY $63,726588th of 641 in KY
Median home value$80,600
1st
U.S. $332,700 · KY $205,600548th of 642 in KY
Median gross rent$564
1st
U.S. $1,413 · KY $967434th of 467 in KY
Diversity index2.7
1st
U.S. 61.4 · KY 32.5578th of 724 in KY
Broadband access67.1%
1st
WeaknessU.S. 91% · KY 88.6%669th of 719 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%592nd of 719 in KY

Measure	42647	McCreary	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	44.4%	38.9%	16.1%	12.5%	99th	55th of 722
Rent-burdened rentersWeakness	82.5%	46.5%	45.4%	51.1%	99th	72nd of 634
Government workers	31.7%	23.7%	14.6%	14.5%	99th	63rd of 719
Income inequality (Gini)Weakness	0.553	0.490	0.477	0.483	98th	35th of 715
Homeownership rateStrength	88.4%	74.2%	68.3%	65.2%	94th	161st of 719
Housing vacancy	20.7%	15.3%	10.3%	10.1%	94th	168th of 719
Residents 65 and older	24.2%	16.2%	17.3%	17.2%	90th	113th of 724
Self-employed workers	12.9%	7%	8.6%	10%	82nd	142nd of 719
Residents under 18	23.8%	21.8%	22.6%	22%	65th	266th of 724
Median age	39	39	39.1	38.9	50th	499th of 724
Veterans	5%	5.9%	6.5%	6.2%	38th	441st of 724
Uninsured rate	5.2%	8.1%	6%	8.4%	35th	337th of 723
Unemployment rate	4%	4.2%	4.9%	5.2%	34th	349th of 719
Average commute	23.3 min	32.3 min	24 min	26.4 min	32nd	439th of 624
Work from home	9.6%	9.2%	10.2%	15.1%	32nd	221st of 719
Healthcare workers	7.9%	15.7%	10.5%	9.7%	26th	464th of 719
Bachelor's degree or higherWeakness	17.4%	8.5%	27.6%	35.7%	15th	289th of 723
Population	3,349	16,867	4,534,824	334,922,499	5th	252nd of 724
Per capita incomeWeakness	$22,354	$17,150	$35,821	$44,673	5th	555th of 722
Population density	24/sq mi	40/sq mi	115/sq mi	95/sq mi	3rd	625th of 724
Foreign-born residents	0.5%	0.9%	4.7%	14.1%	3rd	356th of 724
Median earnings per workerWeakness	$30,461	$33,517	$43,552	$49,666	3rd	607th of 700
Median household incomeWeakness	$31,927	$33,750	$63,726	$80,734	1st	588th of 641
Median home value	$80,600	$85,300	$205,600	$332,700	1st	548th of 642
Median gross rent	$564	$577	$967	$1,413	1st	434th of 467
Diversity index	2.7	20.7	32.5	61.4	1st	578th of 724
Broadband accessWeakness	67.1%	80.1%	88.6%	91%	1st	669th of 719
Tech workers	0%	1.4%	2.2%	3.8%	1st	592nd of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

21%

5–17

18–24

13%

25–34

11%

35–44

14%

45–54

55–64

14%

65–74

10%

75+

Median age

Under 18

23.8%

65 and over

24.2%

Race and ethnicity

White99%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0.3%
Multiracial1%

Diversity index

2.7

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

68.7%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,269
Average household size: 2.6
Family households: 52.3%
Married couples: 41.2%
Living alone: 36.3%
Veterans (of adults): 5%
Male / female: 57% / 43%

Income and poverty

Household income distribution

<$25k

37%

$25–50k

21%

$50–75k

25%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

42647

$31,927

McCreary Co.

$33,750

Kentucky

$63,726

United States

$80,734

Per capita income

$22,354

U.S. $44,673

Poverty rate

44.4%

U.S. 12.5%

Households earning $150K+

3.3%

U.S. 23%

Income inequality (Gini)

0.553

U.S. 0.483

Housing

Median home value

42647

$80,600

McCreary Co.

$85,300

Kentucky

$205,600

United States

$332,700

Median gross rent

42647

$564

McCreary Co.

$577

Kentucky

$967

United States

$1,413

Types of housing

Single-family

76%

2–4 units

5–19 units

20+ units

Mobile home

20%

Boat, RV, van

0.4%

Housing units: 1,601
Owner-occupied: 88.4%
Vacant: 20.7%
Median year built: 1982
Median rooms: 5.5
Renters paying 30%+ of income: 82.5%
Renters paying 50%+ of income: 51.2%
Home value to income: 2.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

0.3%

Bicycle

Worked from home

10%

Other

Commute time (one way)

<10 min

17%

10–19

44%

20–29

11%

30–44

15%

45–59

60+

Average commute

23.3 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

36%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

20%

Management

19%

Healthcare

Office and admin

Production

Sales

Construction and repair

Transportation and moving

Cleaning and personal care

Police and fire

Business and finance

Food service

Legal and social services

Farming, fishing and forestry

0.6%

Computer and math

Engineering and science

Arts, media and sports

Industries

Education

28%

Health care and social assistance

12%

Manufacturing

12%

Construction

10%

Retail

10%

Public administration

Transportation, warehousing and utilities

Restaurants and hotels

Other services

Admin, support and management

Wholesale

Agriculture and mining

Finance, insurance and real estate

Professional and technical services

Information

Arts and recreation

Median earnings per worker

$30,461

U.S. $49,666

Self-employed

12.9%

U.S. 10%

Government workers

31.7%

U.S. 14.5%

Nonprofit workers

4.2%

U.S. 8.8%

Median earnings by type of work

Type of work	42647	U.S.
Management, business, science and arts	$31,806	$74,888
Service	$21,765	$26,804
Sales and office	$28,750	$40,476
Construction and maintenance	$26,250	$49,199
Production and transportation	$37,016	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

27%

High school

35%

Some college

10%

Associate's

10%

Bachelor's

13%

Graduate

High school graduate or higher: 73.1%
Bachelor's degree or higher: 17.4%
Graduate or professional degree: 4.7%
Households with broadband: 67.1%
Cable, fiber or DSL: 63.8%
No internet access: 22.8%
Without health insurance: 5.2%
Limited-English households: 0%

Geography

City (USPS): Stearns
State: Kentucky
County: McCreary County
Center point: 36.6812° N, 84.6273° W
Land area: 138 sq mi
Water area: 1.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Stearns (unincorporated)3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 42647

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42638	Revelo, KY	8.7 mi	235	$11,595	$27,800
42631	Marshes Siding, KY	9.1 mi	66	—	—
42653	Whitley City, KY	12 mi	4,300	$42,656	$109,200
42635	Pine Knot, KY	12 mi	4,736	$24,412	$91,300
42649	Strunk, KY	12 mi	2,003	$38,382	$98,200
37841	Oneida, TN	13 mi	10,199	$50,998	$158,500
42633	Monticello, KY	14 mi	18,606	$46,040	$138,900
42518	Bronston, KY	16 mi	3,031	$54,103	$156,000
37892	Winfield, TN	17 mi	1,631	$42,734	$109,800
42634	Parkers Lake, KY	19 mi	1,646	$31,250	$68,900
37755	Helenwood, TN	19 mi	3,404	$46,238	$159,000
42558	Tateville, KY · PO box	19 mi	—	—	—

Zip codes like 42647 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42647

What city is zip code 42647?

42647 is assigned to Stearns, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42647 in?

42647 is in McCreary County, Kentucky.

What is the population of 42647?

About 3,349 people live in 42647, according to the Census Bureau's American Community Survey.

What time zone is 42647 in?

42647 is in Eastern Time.

What is the median household income in 42647?

The median household income in 42647 is $31,927.

What zip codes are near 42647?

The closest zip codes to 42647 are 42638, 42631, 42653, 42635, 42649.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42647, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.