Zip code 41164: Olive Hill, Kentucky

Q: What city is zip code 41164?

41164 is assigned to Olive Hill, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 41164 in?

41164 is mostly in Carter County, but it extends into 1 other county.

Q: What is the population of 41164?

About 12,574 people live in 41164, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 41164?

The median household income in 41164 is $53,579.

Q: What zip codes are near 41164?

The closest zip codes to 41164 are 41142, 41173, 41135, 40317, 41128.

Residential delivery areaCarter CountyEastern Time

Population

12,574

Median household income

$54K

U.S. $81K

Median home value

$120K

U.S. $333K

Median rent

$521/mo

U.S. $1,413

Median age

42.1

U.S. 38.9

Land area

242 sq mi

52 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 41164

41164 is a small-town zip code in Olive Hill, Kentucky (Carter County), covering 242 sq mi of land. About 12,574 people live here, or 52 per square mile. The median resident is 42.1 years old, compared with 38.9 nationally.

The median household earns $53,579 a year, 34% below the national median of $80,734. 18.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $120,100, or 2.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners, and renters pay a median of $521 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 34.8 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in construction and repair; production and manufacturing; and transportation and moving goods.

How 41164 compares

Sorted from highest to lowest national percentile

Average commute34.8 min
91st
WeaknessU.S. 26.4 min · KY 24 min98th of 624 in KY
Homeownership rate85.9%
90th
StrengthU.S. 65.2% · KY 68.3%211th of 719 in KY
Government workers21.9%
89th
U.S. 14.5% · KY 14.6%155th of 719 in KY
Housing vacancy15.1%
87th
U.S. 10.1% · KY 10.3%279th of 719 in KY
Poverty rate18.7%
81st
WeaknessU.S. 12.5% · KY 16.1%325th of 722 in KY
Residents 65 and older20.5%
76th
U.S. 17.2% · KY 17.3%237th of 724 in KY
Median age42.1
72nd
U.S. 38.9 · KY 39.1333rd of 724 in KY
Veterans7%
66th
U.S. 6.2% · KY 6.5%244th of 724 in KY
Self-employed workers10%
59th
U.S. 10% · KY 8.6%244th of 719 in KY
Unemployment rate5.3%
57th
U.S. 5.2% · KY 4.9%259th of 719 in KY
Healthcare workers9.7%
53rd
U.S. 9.7% · KY 10.5%368th of 719 in KY
Residents under 1821.8%
47th
U.S. 22% · KY 22.6%380th of 724 in KY
Income inequality (Gini)0.429
45th
U.S. 0.483 · KY 0.477358th of 715 in KY
Uninsured rate4.8%
31st
U.S. 8.4% · KY 6%359th of 723 in KY
Population12,574
19th
U.S. 334,922,499 · KY 4,534,824117th of 724 in KY
Rent-burdened renters40.4%
17th
StrengthU.S. 51.1% · KY 45.4%350th of 634 in KY
Per capita income$28,392
15th
WeaknessU.S. $44,673 · KY $35,821353rd of 722 in KY
Median earnings per worker$37,334
15th
WeaknessU.S. $49,666 · KY $43,552458th of 700 in KY
Median household income$53,579
12th
WeaknessU.S. $80,734 · KY $63,726372nd of 641 in KY
Bachelor's degree or higher14.9%
9th
WeaknessU.S. 35.7% · KY 27.6%362nd of 723 in KY
Population density52/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi387th of 724 in KY
Broadband access81.6%
6th
WeaknessU.S. 91% · KY 88.6%511th of 719 in KY
Median home value$120,100
5th
U.S. $332,700 · KY $205,600400th of 642 in KY
Tech workers0.4%
5th
U.S. 3.8% · KY 2.2%323rd of 719 in KY
Work from home3.5%
3rd
U.S. 15.1% · KY 10.2%450th of 719 in KY
Diversity index7.2
2nd
U.S. 61.4 · KY 32.5487th of 724 in KY
Median gross rent$521
1st
U.S. $1,413 · KY $967451st of 467 in KY
Foreign-born residents0.1%
1st
U.S. 14.1% · KY 4.7%417th of 724 in KY

Measure	41164	Carter	KY	U.S.	National percentile	Rank in KY
Average commuteWeakness	34.8 min	30.4 min	24 min	26.4 min	91st	98th of 624
Homeownership rateStrength	85.9%	80%	68.3%	65.2%	90th	211th of 719
Government workers	21.9%	22.8%	14.6%	14.5%	89th	155th of 719
Housing vacancy	15.1%	12.4%	10.3%	10.1%	87th	279th of 719
Poverty rateWeakness	18.7%	19.2%	16.1%	12.5%	81st	325th of 722
Residents 65 and older	20.5%	19.9%	17.3%	17.2%	76th	237th of 724
Median age	42.1	41.4	39.1	38.9	72nd	333rd of 724
Veterans	7%	7.4%	6.5%	6.2%	66th	244th of 724
Self-employed workers	10%	7%	8.6%	10%	59th	244th of 719
Unemployment rate	5.3%	5.3%	4.9%	5.2%	57th	259th of 719
Healthcare workers	9.7%	10.5%	10.5%	9.7%	53rd	368th of 719
Residents under 18	21.8%	22.6%	22.6%	22%	47th	380th of 724
Income inequality (Gini)	0.429	0.456	0.477	0.483	45th	358th of 715
Uninsured rate	4.8%	7.1%	6%	8.4%	31st	359th of 723
Population	12,574	26,341	4,534,824	334,922,499	19th	117th of 724
Rent-burdened rentersStrength	40.4%	48.7%	45.4%	51.1%	17th	350th of 634
Per capita incomeWeakness	$28,392	$27,994	$35,821	$44,673	15th	353rd of 722
Median earnings per workerWeakness	$37,334	$37,165	$43,552	$49,666	15th	458th of 700
Median household incomeWeakness	$53,579	$51,235	$63,726	$80,734	12th	372nd of 641
Bachelor's degree or higherWeakness	14.9%	15.9%	27.6%	35.7%	9th	362nd of 723
Population density	52/sq mi	64/sq mi	115/sq mi	95/sq mi	7th	387th of 724
Broadband accessWeakness	81.6%	81.3%	88.6%	91%	6th	511th of 719
Median home value	$120,100	$132,800	$205,600	$332,700	5th	400th of 642
Tech workers	0.4%	0.5%	2.2%	3.8%	5th	323rd of 719
Work from home	3.5%	3.6%	10.2%	15.1%	3rd	450th of 719
Diversity index	7.2	9.3	32.5	61.4	2nd	487th of 724
Median gross rent	$521	$740	$967	$1,413	1st	451st of 467
Foreign-born residents	0.1%	1.1%	4.7%	14.1%	1st	417th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

25–34

13%

35–44

16%

45–54

11%

55–64

12%

65–74

75+

Median age

42.1

Under 18

21.8%

65 and over

20.5%

Race and ethnicity

White96%
Black0.1%
Hispanic2%
Asian0%
Native American0.0%
Pacific Islander0%
Other0.2%
Multiracial2%

Diversity index

7.2

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

72.6%

Language spoken at home (households)

English only

99%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 5,105
Average household size: 2.5
Family households: 65.9%
Married couples: 56.8%
Living alone: 29.6%
Veterans (of adults): 7%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

19%

$50–75k

17%

$75–100k

12%

$100–150k

16%

$150–200k

$200k+

Median household income

41164

$53,579

Carter Co.

$51,235

Kentucky

$63,726

United States

$80,734

Per capita income

$28,392

U.S. $44,673

Poverty rate

18.7%

U.S. 12.5%

Households earning $150K+

10.1%

U.S. 23%

Income inequality (Gini)

0.429

U.S. 0.483

Housing

Median home value

41164

$120,100

Carter Co.

$132,800

Kentucky

$205,600

United States

$332,700

Median gross rent

41164

$521

Carter Co.

$740

Kentucky

$967

United States

$1,413

Types of housing

Single-family

71%

2–4 units

5–19 units

0.7%

20+ units

Mobile home

25%

Boat, RV, van

Housing units: 6,010
Owner-occupied: 85.9%
Vacant: 15.1%
Median year built: 1984
Median rooms: 6
Renters paying 30%+ of income: 40.4%
Renters paying 50%+ of income: 17.1%
Home value to income: 2.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

82%

Carpooled

13%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

12%

10–19

20%

20–29

19%

30–44

16%

45–59

20%

60+

12%

Average commute

34.8 min

U.S. 26.4 min

Unemployment

5.3%

U.S. 5.2%

In labor force

53.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Production

11%

Transportation and moving

11%

Office and admin

10%

Healthcare

10%

Education

Sales

Management

Cleaning and personal care

Food service

Business and finance

Police and fire

Engineering and science

Arts, media and sports

Legal and social services

Farming, fishing and forestry

0.9%

Computer and math

0.4%

Industries

Manufacturing

18%

Health care and social assistance

15%

Education

13%

Retail

13%

Construction

Transportation, warehousing and utilities

Public administration

Finance, insurance and real estate

Restaurants and hotels

Other services

Information

Agriculture and mining

Admin, support and management

Professional and technical services

0.8%

Wholesale

0.5%

Arts and recreation

0.4%

Median earnings per worker

$37,334

U.S. $49,666

Self-employed

10%

U.S. 10%

Government workers

21.9%

U.S. 14.5%

Nonprofit workers

11.8%

U.S. 8.8%

Median earnings by type of work

Type of work	41164	U.S.
Management, business, science and arts	$69,091	$74,888
Service	$24,618	$26,804
Sales and office	$29,552	$40,476
Construction and maintenance	$54,306	$49,199
Production and transportation	$36,202	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

16%

High school

40%

Some college

18%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 84.1%
Bachelor's degree or higher: 14.9%
Graduate or professional degree: 6.3%
Households with broadband: 81.6%
Cable, fiber or DSL: 59.1%
No internet access: 12.6%
Without health insurance: 4.8%
Limited-English households: 0%

Geography

City (USPS): Olive Hill
State: Kentucky
County: Carter County
Center point: 38.2884° N, 83.1572° W
Land area: 242 sq mi
Water area: 1.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

41164 spans 2 counties

Carter County77% of land
Elliott County22% of land

Zip codes near 41164

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
41142	Grahn, KY	4.6 mi	89	—	—
41173	Soldier, KY · PO box	7.2 mi	—	—	—
41135	Emerson, KY	8 mi	322	$62,344	$87,600
40317	Elliottville, KY · PO box	9.8 mi	—	—	—
41128	Carter, KY · PO box	10 mi	—	—	—
41143	Grayson, KY	10 mi	13,242	$49,257	$150,600
41149	Isonville, KY	14 mi	473	$40,313	$169,400
41146	Hitchins, KY	14 mi	517	$52,653	—
40351	Morehead, KY	16 mi	22,322	$51,835	$167,300
41181	Willard, KY	16 mi	45	—	—
41171	Sandy Hook, KY	17 mi	4,611	$42,609	$110,100
40313	Clearfield, KY	17 mi	2,832	$65,409	$116,100

Zip codes like 41164 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 41164

What city is zip code 41164?

41164 is assigned to Olive Hill, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 41164 in?

41164 is mostly in Carter County, but it extends into 1 other county.

What is the population of 41164?

About 12,574 people live in 41164, according to the Census Bureau's American Community Survey.

What time zone is 41164 in?

41164 is in Eastern Time.

What is the median household income in 41164?

The median household income in 41164 is $53,579.

What zip codes are near 41164?

The closest zip codes to 41164 are 41142, 41173, 41135, 40317, 41128.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 41164, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.