Zip code 40351: Morehead, Kentucky

Q: What city is zip code 40351?

40351 is assigned to Morehead, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40351 in?

40351 is mostly in Rowan County, but it extends into 1 other county.

Q: What is the population of 40351?

About 22,322 people live in 40351, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40351?

The median household income in 40351 is $51,835.

Q: What zip codes are near 40351?

The closest zip codes to 40351 are 40313, 40319, 41173, 40317, 41065.

Residential delivery areaRowan CountyEastern Time

Population

22,322

Median household income

$52K

U.S. $81K

Median home value

$167K

U.S. $333K

Median rent

$786/mo

U.S. $1,413

Median age

30.8

U.S. 38.9

Land area

268 sq mi

83 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40351

40351 is a small-town zip code in Morehead, Kentucky (Rowan County), covering 268 sq mi of land. About 22,322 people live here, or 83 per square mile. The median resident is 30.8 years old, compared with 38.9 nationally.

The median household earns $51,835 a year, 36% below the national median of $80,734. 27.2% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $167,300, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 62% of occupied homes are lived in by their owners, and renters pay a median of $786 a month.

27% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 23.7 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in education; office and administrative support; and healthcare.

How 40351 compares

Sorted from highest to lowest national percentile

Government workers25.6%
95th
U.S. 14.5% · KY 14.6%113th of 719 in KY
Poverty rate27.2%
94th
WeaknessU.S. 12.5% · KY 16.1%175th of 722 in KY
Income inequality (Gini)0.525
94th
WeaknessU.S. 0.483 · KY 0.47754th of 715 in KY
Healthcare workers11%
71st
U.S. 9.7% · KY 10.5%293rd of 719 in KY
Housing vacancy9%
66th
U.S. 10.1% · KY 10.3%462nd of 719 in KY
Broadband access93.5%
62nd
U.S. 91% · KY 88.6%134th of 719 in KY
Unemployment rate5%
52nd
U.S. 5.2% · KY 4.9%282nd of 719 in KY
Uninsured rate6.4%
46th
U.S. 8.4% · KY 6%248th of 723 in KY
Rent-burdened renters48.5%
41st
U.S. 51.1% · KY 45.4%241st of 634 in KY
Bachelor's degree or higher26.5%
38th
U.S. 35.7% · KY 27.6%133rd of 723 in KY
Residents 65 and older14.9%
37th
U.S. 17.2% · KY 17.3%524th of 724 in KY
Homeownership rate62.4%
36th
U.S. 65.2% · KY 68.3%619th of 719 in KY
Population22,322
35th
U.S. 334,922,499 · KY 4,534,82467th of 724 in KY
Average commute23.7 min
34th
U.S. 26.4 min · KY 24 min428th of 624 in KY
Residents under 1820.1%
32nd
U.S. 22% · KY 22.6%458th of 724 in KY
Veterans4.3%
30th
U.S. 6.2% · KY 6.5%503rd of 724 in KY
Work from home8.4%
25th
U.S. 15.1% · KY 10.2%260th of 719 in KY
Tech workers1.4%
20th
U.S. 3.8% · KY 2.2%221st of 719 in KY
Per capita income$29,695
18th
WeaknessU.S. $44,673 · KY $35,821318th of 722 in KY
Median home value$167,300
14th
U.S. $332,700 · KY $205,600235th of 642 in KY
Population density83/sq mi
11th
U.S. 95/sq mi · KY 115/sq mi263rd of 724 in KY
Median household income$51,835
11th
WeaknessU.S. $80,734 · KY $63,726401st of 641 in KY
Self-employed workers6%
10th
U.S. 10% · KY 8.6%455th of 719 in KY
Median gross rent$786
6th
U.S. $1,413 · KY $967250th of 467 in KY
Diversity index12.8
6th
U.S. 61.4 · KY 32.5343rd of 724 in KY
Foreign-born residents1.1%
6th
U.S. 14.1% · KY 4.7%282nd of 724 in KY
Median earnings per worker$33,460
6th
WeaknessU.S. $49,666 · KY $43,552559th of 700 in KY
Median age30.8
5th
U.S. 38.9 · KY 39.1664th of 724 in KY

Measure	40351	Rowan	KY	U.S.	National percentile	Rank in KY
Government workers	25.6%	24.5%	14.6%	14.5%	95th	113th of 719
Poverty rateWeakness	27.2%	24.2%	16.1%	12.5%	94th	175th of 722
Income inequality (Gini)Weakness	0.525	0.510	0.477	0.483	94th	54th of 715
Healthcare workers	11%	11.5%	10.5%	9.7%	71st	293rd of 719
Housing vacancy	9%	9.7%	10.3%	10.1%	66th	462nd of 719
Broadband access	93.5%	93.4%	88.6%	91%	62nd	134th of 719
Unemployment rate	5%	4.1%	4.9%	5.2%	52nd	282nd of 719
Uninsured rate	6.4%	6.1%	6%	8.4%	46th	248th of 723
Rent-burdened renters	48.5%	46.6%	45.4%	51.1%	41st	241st of 634
Bachelor's degree or higher	26.5%	25.9%	27.6%	35.7%	38th	133rd of 723
Residents 65 and older	14.9%	15%	17.3%	17.2%	37th	524th of 724
Homeownership rate	62.4%	61.5%	68.3%	65.2%	36th	619th of 719
Population	22,322	24,578	4,534,824	334,922,499	35th	67th of 724
Average commute	23.7 min	24.7 min	24 min	26.4 min	34th	428th of 624
Residents under 18	20.1%	19.6%	22.6%	22%	32nd	458th of 724
Veterans	4.3%	5.5%	6.5%	6.2%	30th	503rd of 724
Work from home	8.4%	8.5%	10.2%	15.1%	25th	260th of 719
Tech workers	1.4%	1.4%	2.2%	3.8%	20th	221st of 719
Per capita incomeWeakness	$29,695	$30,395	$35,821	$44,673	18th	318th of 722
Median home value	$167,300	$161,800	$205,600	$332,700	14th	235th of 642
Population density	83/sq mi	88/sq mi	115/sq mi	95/sq mi	11th	263rd of 724
Median household incomeWeakness	$51,835	$54,321	$63,726	$80,734	11th	401st of 641
Self-employed workers	6%	5.5%	8.6%	10%	10th	455th of 719
Median gross rent	$786	$825	$967	$1,413	6th	250th of 467
Diversity index	12.8	12.4	32.5	61.4	6th	343rd of 724
Foreign-born residents	1.1%	1.1%	4.7%	14.1%	6th	282nd of 724
Median earnings per workerWeakness	$33,460	$34,902	$43,552	$49,666	6th	559th of 700
Median age	30.8	31.7	39.1	38.9	5th	664th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

23%

18–24

12%

25–34

10%

35–44

45–54

11%

55–64

65–74

75+

Median age

30.8

Under 18

20.1%

65 and over

14.9%

Race and ethnicity

White93%
Black1%
Hispanic3%
Asian0.9%
Native American0.1%
Pacific Islander0%
Other0.0%
Multiracial2%

Diversity index

12.8

U.S. 61.4

Foreign-born

1.1%

U.S. 14.1%

Born in state

74.8%

Language spoken at home (households)

English only

98%

Spanish

0.8%

Other Indo-European

0.2%

Asian / Pacific

0.4%

Other

0.6%

Households

Households: 8,528
Average household size: 2.3
Family households: 55.6%
Married couples: 38.9%
Living alone: 34.4%
Veterans (of adults): 4.3%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

29%

$25–50k

20%

$50–75k

18%

$75–100k

10%

$100–150k

13%

$150–200k

$200k+

Median household income

40351

$51,835

Rowan Co.

$54,321

Kentucky

$63,726

United States

$80,734

Per capita income

$29,695

U.S. $44,673

Poverty rate

27.2%

U.S. 12.5%

Households earning $150K+

9.7%

U.S. 23%

Income inequality (Gini)

0.525

U.S. 0.483

Housing

Median home value

40351

$167,300

Rowan Co.

$161,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40351

$786

Rowan Co.

$825

Kentucky

$967

United States

$1,413

Types of housing

Single-family

62%

2–4 units

5–19 units

20+ units

Mobile home

22%

Boat, RV, van

0.3%

Housing units: 9,374
Owner-occupied: 62.4%
Vacant: 9%
Median year built: 1991
Median rooms: 5.3
Renters paying 30%+ of income: 48.5%
Renters paying 50%+ of income: 20.8%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

75%

Carpooled

Transit

0.2%

Walked

Bicycle

Worked from home

Other

0.5%

Commute time (one way)

<10 min

22%

10–19

35%

20–29

17%

30–44

12%

45–59

60+

11%

Average commute

23.7 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

56.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

12%

Office and admin

11%

Healthcare

11%

Sales

Food service

Transportation and moving

Management

Construction and repair

Production

Cleaning and personal care

Business and finance

Engineering and science

Legal and social services

Police and fire

Arts, media and sports

Computer and math

Farming, fishing and forestry

0.6%

Industries

Education

19%

Health care and social assistance

17%

Retail

13%

Restaurants and hotels

11%

Manufacturing

Construction

Transportation, warehousing and utilities

Public administration

Other services

Finance, insurance and real estate

Professional and technical services

Admin, support and management

Agriculture and mining

Arts and recreation

Information

0.5%

Wholesale

0.4%

Median earnings per worker

$33,460

U.S. $49,666

Self-employed

U.S. 10%

Government workers

25.6%

U.S. 14.5%

Nonprofit workers

10.9%

U.S. 8.8%

Median earnings by type of work

Type of work	40351	U.S.
Management, business, science and arts	$47,318	$74,888
Service	$15,121	$26,804
Sales and office	$21,667	$40,476
Construction and maintenance	$51,250	$49,199
Production and transportation	$40,417	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

12%

High school

31%

Some college

22%

Associate's

Bachelor's

12%

Graduate

15%

High school graduate or higher: 88.3%
Bachelor's degree or higher: 26.5%
Graduate or professional degree: 14.8%
Households with broadband: 93.5%
Cable, fiber or DSL: 78.7%
No internet access: 5.4%
Without health insurance: 6.4%
Limited-English households: 0.1%

Geography

City (USPS): Morehead
State: Kentucky
County: Rowan County
Center point: 38.2043° N, 83.4281° W
Land area: 268 sq mi
Water area: 6.4 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40351 spans 2 counties

Rowan County94% of land
Elliott County6% of land

Cities and towns within this zip

Morehead4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40351

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40313	Clearfield, KY	4.8 mi	2,832	$65,409	$116,100
40319	Farmers, KY · PO box	7.2 mi	—	—	—
41173	Soldier, KY · PO box	8.7 mi	—	—	—
40317	Elliottville, KY · PO box	8.9 mi	—	—	—
41065	Muses Mills, KY · PO box	11 mi	—	—	—
40371	Salt Lick, KY	12 mi	2,525	$62,917	$148,100
41049	Hillsboro, KY	13 mi	2,238	$52,969	$158,300
41093	Wallingford, KY	14 mi	2,387	$60,350	$123,800
41135	Emerson, KY	14 mi	322	$62,344	$87,600
41164	Olive Hill, KY	16 mi	12,574	$53,579	$120,100
40358	Olympia, KY	17 mi	1,012	$92,143	$220,000
41171	Sandy Hook, KY	17 mi	4,611	$42,609	$110,100

Zip codes like 40351 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40351

What city is zip code 40351?

40351 is assigned to Morehead, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40351 in?

40351 is mostly in Rowan County, but it extends into 1 other county.

What is the population of 40351?

About 22,322 people live in 40351, according to the Census Bureau's American Community Survey.

What time zone is 40351 in?

40351 is in Eastern Time.

What is the median household income in 40351?

The median household income in 40351 is $51,835.

What zip codes are near 40351?

The closest zip codes to 40351 are 40313, 40319, 41173, 40317, 41065.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40351, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.