Zip code 40313: Clearfield, Kentucky

Q: What city is zip code 40313?

40313 is assigned to Clearfield, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40313 in?

40313 is in Rowan County, Kentucky.

Q: What is the population of 40313?

About 2,832 people live in 40313, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40313?

The median household income in 40313 is $65,409.

Q: What zip codes are near 40313?

The closest zip codes to 40313 are 40351, 40319, 40317, 41173, 40371.

Residential delivery areaRowan CountyEastern Time

Population

2,832

Median household income

$65K

U.S. $81K

Median home value

$116K

U.S. $333K

Median rent

$992/mo

U.S. $1,413

Median age

40.6

U.S. 38.9

Land area

28 sq mi

102 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40313

40313 is a small-town zip code in Clearfield, Kentucky (Rowan County), covering 28 sq mi of land. About 2,832 people live here, or 102 per square mile. The median resident is 40.6 years old, compared with 38.9 nationally.

The median household earns $65,409 a year, 19% below the national median of $80,734. 9.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $116,100, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 54% of occupied homes are lived in by their owners, and renters pay a median of $992 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 33.9 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in sales; production and manufacturing; and transportation and moving goods.

How 40313 compares

Sorted from highest to lowest national percentile

Veterans15.1%
98th
U.S. 6.2% · KY 6.5%35th of 724 in KY
Healthcare workers13.5%
90th
U.S. 9.7% · KY 10.5%185th of 719 in KY
Average commute33.9 min
89th
WeaknessU.S. 26.4 min · KY 24 min112th of 624 in KY
Housing vacancy13%
82nd
U.S. 10.1% · KY 10.3%337th of 719 in KY
Median age40.6
62nd
U.S. 38.9 · KY 39.1424th of 724 in KY
Government workers14.4%
56th
U.S. 14.5% · KY 14.6%366th of 719 in KY
Median earnings per worker$46,797
46th
U.S. $49,666 · KY $43,552188th of 700 in KY
Poverty rate9.7%
43rd
U.S. 12.5% · KY 16.1%578th of 722 in KY
Broadband access91%
41st
U.S. 91% · KY 88.6%202nd of 719 in KY
Residents 65 and older15.2%
39th
U.S. 17.2% · KY 17.3%509th of 724 in KY
Work from home9.4%
31st
U.S. 15.1% · KY 10.2%229th of 719 in KY
Uninsured rate4.8%
31st
U.S. 8.4% · KY 6%364th of 723 in KY
Residents under 1819.9%
30th
U.S. 22% · KY 22.6%469th of 724 in KY
Median household income$65,409
29th
U.S. $80,734 · KY $63,726204th of 641 in KY
Tech workers1.7%
27th
U.S. 3.8% · KY 2.2%187th of 719 in KY
Per capita income$32,396
25th
U.S. $44,673 · KY $35,821229th of 722 in KY
Homeownership rate54.3%
23rd
U.S. 65.2% · KY 68.3%663rd of 719 in KY
Median gross rent$992
21st
U.S. $1,413 · KY $96799th of 467 in KY
Bachelor's degree or higher20%
20th
WeaknessU.S. 35.7% · KY 27.6%236th of 723 in KY
Rent-burdened renters39.2%
14th
StrengthU.S. 51.1% · KY 45.4%365th of 634 in KY
Population density102/sq mi
13th
U.S. 95/sq mi · KY 115/sq mi217th of 724 in KY
Income inequality (Gini)0.389
13th
StrengthU.S. 0.483 · KY 0.477503rd of 715 in KY
Population2,832
5th
U.S. 334,922,499 · KY 4,534,824271st of 724 in KY
Median home value$116,100
4th
U.S. $332,700 · KY $205,600418th of 642 in KY
Foreign-born residents0.5%
3rd
U.S. 14.1% · KY 4.7%360th of 724 in KY
Diversity index6.7
2nd
U.S. 61.4 · KY 32.5495th of 724 in KY
Self-employed workers4.2%
2nd
U.S. 10% · KY 8.6%533rd of 719 in KY
Unemployment rate0.8%
1st
StrengthU.S. 5.2% · KY 4.9%532nd of 719 in KY

Measure	40313	Rowan	KY	U.S.	National percentile	Rank in KY
Veterans	15.1%	5.5%	6.5%	6.2%	98th	35th of 724
Healthcare workers	13.5%	11.5%	10.5%	9.7%	90th	185th of 719
Average commuteWeakness	33.9 min	24.7 min	24 min	26.4 min	89th	112th of 624
Housing vacancy	13%	9.7%	10.3%	10.1%	82nd	337th of 719
Median age	40.6	31.7	39.1	38.9	62nd	424th of 724
Government workers	14.4%	24.5%	14.6%	14.5%	56th	366th of 719
Median earnings per worker	$46,797	$34,902	$43,552	$49,666	46th	188th of 700
Poverty rate	9.7%	24.2%	16.1%	12.5%	43rd	578th of 722
Broadband access	91%	93.4%	88.6%	91%	41st	202nd of 719
Residents 65 and older	15.2%	15%	17.3%	17.2%	39th	509th of 724
Work from home	9.4%	8.5%	10.2%	15.1%	31st	229th of 719
Uninsured rate	4.8%	6.1%	6%	8.4%	31st	364th of 723
Residents under 18	19.9%	19.6%	22.6%	22%	30th	469th of 724
Median household income	$65,409	$54,321	$63,726	$80,734	29th	204th of 641
Tech workers	1.7%	1.4%	2.2%	3.8%	27th	187th of 719
Per capita income	$32,396	$30,395	$35,821	$44,673	25th	229th of 722
Homeownership rate	54.3%	61.5%	68.3%	65.2%	23rd	663rd of 719
Median gross rent	$992	$825	$967	$1,413	21st	99th of 467
Bachelor's degree or higherWeakness	20%	25.9%	27.6%	35.7%	20th	236th of 723
Rent-burdened rentersStrength	39.2%	46.6%	45.4%	51.1%	14th	365th of 634
Population density	102/sq mi	88/sq mi	115/sq mi	95/sq mi	13th	217th of 724
Income inequality (Gini)Strength	0.389	0.510	0.477	0.483	13th	503rd of 715
Population	2,832	24,578	4,534,824	334,922,499	5th	271st of 724
Median home value	$116,100	$161,800	$205,600	$332,700	4th	418th of 642
Foreign-born residents	0.5%	1.1%	4.7%	14.1%	3rd	360th of 724
Diversity index	6.7	12.4	32.5	61.4	2nd	495th of 724
Self-employed workers	4.2%	5.5%	8.6%	10%	2nd	533rd of 719
Unemployment rateStrength	0.8%	4.1%	4.9%	5.2%	1st	532nd of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

11%

18–24

17%

25–34

35–44

18%

45–54

12%

55–64

65–74

75+

Median age

40.6

Under 18

19.9%

65 and over

15.2%

Race and ethnicity

White97%
Black3%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0.5%

Diversity index

6.7

U.S. 61.4

Foreign-born

0.5%

U.S. 14.1%

Born in state

71.9%

Language spoken at home (households)

English only

99%

Spanish

Other Indo-European

Asian / Pacific

Other

0.6%

Households

Households: 1,236
Average household size: 2.3
Family households: 66.7%
Married couples: 45.5%
Living alone: 21.2%
Veterans (of adults): 15.1%
Male / female: 43% / 57%

Income and poverty

Household income distribution

<$25k

14%

$25–50k

22%

$50–75k

24%

$75–100k

12%

$100–150k

21%

$150–200k

$200k+

Median household income

40313

$65,409

Rowan Co.

$54,321

Kentucky

$63,726

United States

$80,734

Per capita income

$32,396

U.S. $44,673

Poverty rate

9.7%

U.S. 12.5%

Households earning $150K+

6.1%

U.S. 23%

Income inequality (Gini)

0.389

U.S. 0.483

Housing

Median home value

40313

$116,100

Rowan Co.

$161,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40313

$992

Rowan Co.

$825

Kentucky

$967

United States

$1,413

Types of housing

Single-family

60%

2–4 units

11%

5–19 units

20+ units

Mobile home

27%

Boat, RV, van

Housing units: 1,421
Owner-occupied: 54.3%
Vacant: 13%
Median year built: 1992
Median rooms: 5.1
Renters paying 30%+ of income: 39.2%
Renters paying 50%+ of income: 18.2%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

14%

10–19

40%

20–29

14%

30–44

45–59

11%

60+

17%

Average commute

33.9 min

U.S. 26.4 min

Unemployment

0.8%

U.S. 5.2%

In labor force

57.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

16%

Production

16%

Transportation and moving

15%

Healthcare

13%

Office and admin

11%

Construction and repair

Education

Management

Police and fire

Legal and social services

Computer and math

Engineering and science

Cleaning and personal care

0.5%

Business and finance

Arts, media and sports

Food service

Farming, fishing and forestry

Industries

Health care and social assistance

19%

Manufacturing

17%

Retail

17%

Transportation, warehousing and utilities

16%

Construction

Education

Admin, support and management

Public administration

Restaurants and hotels

Agriculture and mining

Other services

Wholesale

Finance, insurance and real estate

0.8%

Professional and technical services

Information

Arts and recreation

Median earnings per worker

$46,797

U.S. $49,666

Self-employed

4.2%

U.S. 10%

Government workers

14.4%

U.S. 14.5%

Nonprofit workers

5.6%

U.S. 8.8%

Median earnings by type of work

Type of work	40313	U.S.
Management, business, science and arts	$56,818	$74,888
Service	$45,915	$26,804
Sales and office	$26,528	$40,476
Construction and maintenance	$56,563	$49,199
Production and transportation	$51,848	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

21%

High school

39%

Some college

15%

Associate's

Bachelor's

Graduate

11%

High school graduate or higher: 78.9%
Bachelor's degree or higher: 20%
Graduate or professional degree: 11%
Households with broadband: 91%
Cable, fiber or DSL: 65.4%
No internet access: 9%
Without health insurance: 4.8%
Limited-English households: 0%

Geography

City (USPS): Clearfield
State: Kentucky
County: Rowan County
Center point: 38.1375° N, 83.4026° W
Land area: 28 sq mi
Water area: 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40313

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40351	Morehead, KY	4.8 mi	22,322	$51,835	$167,300
40319	Farmers, KY · PO box	7.1 mi	—	—	—
40317	Elliottville, KY · PO box	7.8 mi	—	—	—
41173	Soldier, KY · PO box	11 mi	—	—	—
40371	Salt Lick, KY	11 mi	2,525	$62,917	$148,100
41171	Sandy Hook, KY	14 mi	4,611	$42,609	$110,100
40387	Wellington, KY	14 mi	1,948	$45,391	$123,300
41421	Elkfork, KY	15 mi	366	$26,500	—
40316	Denniston, KY	15 mi	389	$21,618	$59,100
41472	West Liberty, KY	16 mi	10,792	$47,412	$128,000
41049	Hillsboro, KY	16 mi	2,238	$52,969	$158,300
41065	Muses Mills, KY · PO box	16 mi	—	—	—

Zip codes like 40313 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40313

What city is zip code 40313?

40313 is assigned to Clearfield, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40313 in?

40313 is in Rowan County, Kentucky.

What is the population of 40313?

About 2,832 people live in 40313, according to the Census Bureau's American Community Survey.

What time zone is 40313 in?

40313 is in Eastern Time.

What is the median household income in 40313?

The median household income in 40313 is $65,409.

What zip codes are near 40313?

The closest zip codes to 40313 are 40351, 40319, 40317, 41173, 40371.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40313, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.