Zip code 40962: Manchester, Kentucky

Q: What city is zip code 40962?

40962 is assigned to Manchester, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40962 in?

40962 is in Clay County, Kentucky.

Q: What is the population of 40962?

About 17,310 people live in 40962, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40962?

The median household income in 40962 is $42,852.

Q: What zip codes are near 40962?

The closest zip codes to 40962 are 40941, 40951, 40944, 40932, 40972.

Residential delivery areaClay CountyEastern Time

Population

17,310

Median household income

$43K

U.S. $81K

Median home value

$103K

U.S. $333K

Median rent

$699/mo

U.S. $1,413

Median age

39.9

U.S. 38.9

Land area

339 sq mi

51 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40962

40962 is a small-town zip code in Manchester, Kentucky (Clay County), covering 339 sq mi of land. About 17,310 people live here, or 51 per square mile. The median resident is 39.9 years old, compared with 38.9 nationally.

The median household earns $42,852 a year, about 53% of the national median of $80,734. 33.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $103,000, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 77% of occupied homes are lived in by their owners, and renters pay a median of $699 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.4 minutes each way, and 10% of workers work from home. The most common jobs among working residents are in office and administrative support; healthcare; and construction and repair.

How 40962 compares

Sorted from highest to lowest national percentile

Poverty rate33.1%
97th
WeaknessU.S. 12.5% · KY 16.1%107th of 722 in KY
Government workers26.3%
96th
U.S. 14.5% · KY 14.6%105th of 719 in KY
Unemployment rate10%
94th
WeaknessU.S. 5.2% · KY 4.9%92nd of 719 in KY
Rent-burdened renters65.4%
93rd
WeaknessU.S. 51.1% · KY 45.4%111th of 634 in KY
Housing vacancy14.7%
86th
U.S. 10.1% · KY 10.3%292nd of 719 in KY
Income inequality (Gini)0.481
81st
WeaknessU.S. 0.483 · KY 0.477145th of 715 in KY
Healthcare workers11.6%
78th
U.S. 9.7% · KY 10.5%250th of 719 in KY
Homeownership rate76.5%
70th
U.S. 65.2% · KY 68.3%387th of 719 in KY
Average commute28.4 min
65th
U.S. 26.4 min · KY 24 min254th of 624 in KY
Median age39.9
56th
U.S. 38.9 · KY 39.1456th of 724 in KY
Self-employed workers9.2%
49th
U.S. 10% · KY 8.6%289th of 719 in KY
Residents under 1821.3%
43rd
U.S. 22% · KY 22.6%406th of 724 in KY
Residents 65 and older15.5%
42nd
U.S. 17.2% · KY 17.3%491st of 724 in KY
Work from home10.1%
35th
U.S. 15.1% · KY 10.2%198th of 719 in KY
Uninsured rate5.2%
35th
U.S. 8.4% · KY 6%331st of 723 in KY
Population17,310
26th
U.S. 334,922,499 · KY 4,534,82492nd of 724 in KY
Veterans3.9%
25th
U.S. 6.2% · KY 6.5%529th of 724 in KY
Median earnings per worker$36,952
13th
WeaknessU.S. $49,666 · KY $43,552469th of 700 in KY
Bachelor's degree or higher16.4%
12th
WeaknessU.S. 35.7% · KY 27.6%313th of 723 in KY
Broadband access84.4%
11th
WeaknessU.S. 91% · KY 88.6%435th of 719 in KY
Diversity index17.8
10th
U.S. 61.4 · KY 32.5249th of 724 in KY
Population density51/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi400th of 724 in KY
Per capita income$22,435
5th
WeaknessU.S. $44,673 · KY $35,821550th of 722 in KY
Foreign-born residents0.9%
5th
U.S. 14.1% · KY 4.7%303rd of 724 in KY
Tech workers0.4%
5th
U.S. 3.8% · KY 2.2%325th of 719 in KY
Median household income$42,852
4th
WeaknessU.S. $80,734 · KY $63,726496th of 641 in KY
Median home value$103,000
3rd
U.S. $332,700 · KY $205,600461st of 642 in KY
Median gross rent$699
3rd
U.S. $1,413 · KY $967336th of 467 in KY

Measure	40962	Clay	KY	U.S.	National percentile	Rank in KY
Poverty rateWeakness	33.1%	32.4%	16.1%	12.5%	97th	107th of 722
Government workers	26.3%	25.3%	14.6%	14.5%	96th	105th of 719
Unemployment rateWeakness	10%	9.3%	4.9%	5.2%	94th	92nd of 719
Rent-burdened rentersWeakness	65.4%	65.2%	45.4%	51.1%	93rd	111th of 634
Housing vacancy	14.7%	15.9%	10.3%	10.1%	86th	292nd of 719
Income inequality (Gini)Weakness	0.481	0.471	0.477	0.483	81st	145th of 715
Healthcare workers	11.6%	10.5%	10.5%	9.7%	78th	250th of 719
Homeownership rate	76.5%	76.4%	68.3%	65.2%	70th	387th of 719
Average commute	28.4 min	29.1 min	24 min	26.4 min	65th	254th of 624
Median age	39.9	40.2	39.1	38.9	56th	456th of 724
Self-employed workers	9.2%	8.5%	8.6%	10%	49th	289th of 719
Residents under 18	21.3%	20.6%	22.6%	22%	43rd	406th of 724
Residents 65 and older	15.5%	16%	17.3%	17.2%	42nd	491st of 724
Work from home	10.1%	9.4%	10.2%	15.1%	35th	198th of 719
Uninsured rate	5.2%	5.2%	6%	8.4%	35th	331st of 723
Population	17,310	19,921	4,534,824	334,922,499	26th	92nd of 724
Veterans	3.9%	3.9%	6.5%	6.2%	25th	529th of 724
Median earnings per workerWeakness	$36,952	$35,862	$43,552	$49,666	13th	469th of 700
Bachelor's degree or higherWeakness	16.4%	15.5%	27.6%	35.7%	12th	313th of 723
Broadband accessWeakness	84.4%	83.9%	88.6%	91%	11th	435th of 719
Diversity index	17.8	16.5	32.5	61.4	10th	249th of 724
Population density	51/sq mi	42/sq mi	115/sq mi	95/sq mi	7th	400th of 724
Per capita incomeWeakness	$22,435	$21,846	$35,821	$44,673	5th	550th of 722
Foreign-born residents	0.9%	0.9%	4.7%	14.1%	5th	303rd of 724
Tech workers	0.4%	0.6%	2.2%	3.8%	5th	325th of 719
Median household incomeWeakness	$42,852	$40,900	$63,726	$80,734	4th	496th of 641
Median home value	$103,000	$90,700	$205,600	$332,700	3rd	461st of 642
Median gross rent	$699	$724	$967	$1,413	3rd	336th of 467

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

15%

25–34

15%

35–44

14%

45–54

13%

55–64

10%

65–74

75+

Median age

39.9

Under 18

21.3%

65 and over

15.5%

Race and ethnicity

White90%
Black4%
Hispanic2%
Asian0.0%
Native American0.1%
Pacific Islander0%
Other0.1%
Multiracial3%

Diversity index

17.8

U.S. 61.4

Foreign-born

0.9%

U.S. 14.1%

Born in state

80.5%

Language spoken at home (households)

English only

100%

Spanish

0.3%

Other Indo-European

Asian / Pacific

Other

Households

Households: 6,294
Average household size: 2.5
Family households: 71.9%
Married couples: 47.1%
Living alone: 26.3%
Veterans (of adults): 3.9%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

35%

$25–50k

23%

$50–75k

13%

$75–100k

12%

$100–150k

11%

$150–200k

$200k+

Median household income

40962

$42,852

Clay Co.

$40,900

Kentucky

$63,726

United States

$80,734

Per capita income

$22,435

U.S. $44,673

Poverty rate

33.1%

U.S. 12.5%

Households earning $150K+

5.7%

U.S. 23%

Income inequality (Gini)

0.481

U.S. 0.483

Housing

Median home value

40962

$103,000

Clay Co.

$90,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40962

$699

Clay Co.

$724

Kentucky

$967

United States

$1,413

Types of housing

Single-family

66%

2–4 units

5–19 units

20+ units

Mobile home

26%

Boat, RV, van

0.4%

Housing units: 7,377
Owner-occupied: 76.5%
Vacant: 14.7%
Median year built: 1989
Median rooms: 5.7
Renters paying 30%+ of income: 65.4%
Renters paying 50%+ of income: 45.9%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

10%

Transit

Walked

0.4%

Bicycle

0.1%

Worked from home

10%

Other

Commute time (one way)

<10 min

20%

10–19

31%

20–29

13%

30–44

18%

45–59

60+

13%

Average commute

28.4 min

U.S. 26.4 min

Unemployment

10%

U.S. 5.2%

In labor force

44.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

14%

Healthcare

12%

Construction and repair

10%

Education

10%

Management

Sales

Transportation and moving

Legal and social services

Cleaning and personal care

Production

Food service

Business and finance

Police and fire

Engineering and science

Computer and math

0.4%

Arts, media and sports

Farming, fishing and forestry

Industries

Education

15%

Retail

15%

Health care and social assistance

12%

Public administration

Manufacturing

Transportation, warehousing and utilities

Other services

Finance, insurance and real estate

Professional and technical services

Construction

Restaurants and hotels

Admin, support and management

Information

Wholesale

0.5%

Agriculture and mining

0.5%

Arts and recreation

0.1%

Median earnings per worker

$36,952

U.S. $49,666

Self-employed

9.2%

U.S. 10%

Government workers

26.3%

U.S. 14.5%

Nonprofit workers

10.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40962	U.S.
Management, business, science and arts	$50,398	$74,888
Service	$20,125	$26,804
Sales and office	$30,959	$40,476
Construction and maintenance	$63,068	$49,199
Production and transportation	$32,137	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

25%

High school

38%

Some college

15%

Associate's

Bachelor's

Graduate

High school graduate or higher: 75%
Bachelor's degree or higher: 16.4%
Graduate or professional degree: 9.5%
Households with broadband: 84.4%
Cable, fiber or DSL: 72.2%
No internet access: 12.5%
Without health insurance: 5.2%
Limited-English households: 0%

Geography

City (USPS): Manchester
State: Kentucky
County: Clay County
Center point: 37.1643° N, 83.7155° W
Land area: 339 sq mi
Water area: 1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40962

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40941	Garrard, KY	2.9 mi	269	—	—
40951	Hima, KY · PO box	4.6 mi	—	—	—
40944	Goose Rock, KY · PO box	5.2 mi	—	—	—
40932	Fall Rock, KY · PO box	5.5 mi	—	—	—
40972	Oneida, KY	8.8 mi	1,255	$41,250	$50,500
40914	Big Creek, KY	9.3 mi	820	$26,502	$47,200
40724	Bush, KY · PO box	9.9 mi	—	—	—
41714	Bear Branch, KY	12 mi	454	—	$131,800
41762	Sizerock, KY	12 mi	101	—	—
40983	Sextons Creek, KY	13 mi	241	$16,801	—
41351	Mistletoe, KY	14 mi	29	—	—
40827	Essie, KY	14 mi	943	$53,388	$85,200

Zip codes like 40962 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40962

What city is zip code 40962?

40962 is assigned to Manchester, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40962 in?

40962 is in Clay County, Kentucky.

What is the population of 40962?

About 17,310 people live in 40962, according to the Census Bureau's American Community Survey.

What time zone is 40962 in?

40962 is in Eastern Time.

What is the median household income in 40962?

The median household income in 40962 is $42,852.

What zip codes are near 40962?

The closest zip codes to 40962 are 40941, 40951, 40944, 40932, 40972.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40962, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.