Zip code 40914: Big Creek, Kentucky

Q: What city is zip code 40914?

40914 is assigned to Big Creek, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40914 in?

40914 is mostly in Clay County, but it extends into 1 other county.

Q: What is the population of 40914?

About 820 people live in 40914, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40914?

The median household income in 40914 is $26,502.

Q: What zip codes are near 40914?

The closest zip codes to 40914 are 40827, 41714, 40944, 40979, 40868.

Residential delivery areaClay CountyEastern Time

Population

820

Median household income

$27K

U.S. $81K

Median home value

$47K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

35.5

U.S. 38.9

Land area

45 sq mi

18 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40914

40914 is a rural zip code in Big Creek, Kentucky (Clay County), covering 45 sq mi of land. About 820 people live here, or 18 per square mile. The median resident is 35.5 years old, compared with 38.9 nationally.

The median household earns $26,502 a year, about 33% of the national median of $80,734. 33.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $47,200, or 1.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 86% of occupied homes are lived in by their owners.

4% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 50.2 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in construction and repair; sales; and production and manufacturing.

How 40914 compares

Sorted from highest to lowest national percentile

Average commute50.2 min
99th
WeaknessU.S. 26.4 min · KY 24 min19th of 624 in KY
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · KY 45.4%12th of 634 in KY
Government workers35.1%
99th
U.S. 14.5% · KY 14.6%49th of 719 in KY
Poverty rate33.9%
97th
WeaknessU.S. 12.5% · KY 16.1%100th of 722 in KY
Housing vacancy21.1%
94th
U.S. 10.1% · KY 10.3%163rd of 719 in KY
Homeownership rate85.8%
90th
StrengthU.S. 65.2% · KY 68.3%216th of 719 in KY
Residents under 1826.8%
85th
U.S. 22% · KY 22.6%151st of 724 in KY
Tech workers5.2%
81st
U.S. 3.8% · KY 2.2%30th of 719 in KY
Residents 65 and older15.1%
39th
U.S. 17.2% · KY 17.3%512th of 724 in KY
Median age35.5
24th
U.S. 38.9 · KY 39.1590th of 724 in KY
Broadband access84.6%
11th
WeaknessU.S. 91% · KY 88.6%428th of 719 in KY
Self-employed workers4.4%
3rd
U.S. 10% · KY 8.6%526th of 719 in KY
Population density18/sq mi
2nd
U.S. 95/sq mi · KY 115/sq mi671st of 724 in KY
Population820
1st
U.S. 334,922,499 · KY 4,534,824488th of 724 in KY
Median household income$26,502
1st
WeaknessU.S. $80,734 · KY $63,726612th of 641 in KY
Per capita income$13,649
1st
WeaknessU.S. $44,673 · KY $35,821696th of 722 in KY
Median home value$47,200
1st
U.S. $332,700 · KY $205,600617th of 642 in KY
Bachelor's degree or higher3.6%
1st
WeaknessU.S. 35.7% · KY 27.6%648th of 723 in KY
Work from home0%
1st
U.S. 15.1% · KY 10.2%571st of 719 in KY
Unemployment rate0%
1st
StrengthU.S. 5.2% · KY 4.9%570th of 719 in KY
Diversity index0
1st
U.S. 61.4 · KY 32.5634th of 724 in KY
Uninsured rate0%
1st
StrengthU.S. 8.4% · KY 6%626th of 723 in KY
Veterans0%
1st
U.S. 6.2% · KY 6.5%650th of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%468th of 724 in KY
Median earnings per worker$24,410
1st
WeaknessU.S. $49,666 · KY $43,552654th of 700 in KY
Healthcare workers0%
1st
U.S. 9.7% · KY 10.5%634th of 719 in KY
Income inequality (Gini)0.297
1st
StrengthU.S. 0.483 · KY 0.477662nd of 715 in KY

Measure	40914	Clay	KY	U.S.	National percentile	Rank in KY
Average commuteWeakness	50.2 min	29.1 min	24 min	26.4 min	99th	19th of 624
Rent-burdened rentersWeakness	100%	65.2%	45.4%	51.1%	99th	12th of 634
Government workers	35.1%	25.3%	14.6%	14.5%	99th	49th of 719
Poverty rateWeakness	33.9%	32.4%	16.1%	12.5%	97th	100th of 722
Housing vacancy	21.1%	15.9%	10.3%	10.1%	94th	163rd of 719
Homeownership rateStrength	85.8%	76.4%	68.3%	65.2%	90th	216th of 719
Residents under 18	26.8%	20.6%	22.6%	22%	85th	151st of 724
Tech workers	5.2%	0.6%	2.2%	3.8%	81st	30th of 719
Residents 65 and older	15.1%	16%	17.3%	17.2%	39th	512th of 724
Median age	35.5	40.2	39.1	38.9	24th	590th of 724
Broadband accessWeakness	84.6%	83.9%	88.6%	91%	11th	428th of 719
Self-employed workers	4.4%	8.5%	8.6%	10%	3rd	526th of 719
Population density	18/sq mi	42/sq mi	115/sq mi	95/sq mi	2nd	671st of 724
Population	820	19,921	4,534,824	334,922,499	1st	488th of 724
Median household incomeWeakness	$26,502	$40,900	$63,726	$80,734	1st	612th of 641
Per capita incomeWeakness	$13,649	$21,846	$35,821	$44,673	1st	696th of 722
Median home value	$47,200	$90,700	$205,600	$332,700	1st	617th of 642
Bachelor's degree or higherWeakness	3.6%	15.5%	27.6%	35.7%	1st	648th of 723
Work from home	0%	9.4%	10.2%	15.1%	1st	571st of 719
Unemployment rateStrength	0%	9.3%	4.9%	5.2%	1st	570th of 719
Diversity index	0	16.5	32.5	61.4	1st	634th of 724
Uninsured rateStrength	0%	5.2%	6%	8.4%	1st	626th of 723
Veterans	0%	3.9%	6.5%	6.2%	1st	650th of 724
Foreign-born residents	0%	0.9%	4.7%	14.1%	1st	468th of 724
Median earnings per workerWeakness	$24,410	$35,862	$43,552	$49,666	1st	654th of 700
Healthcare workers	0%	10.5%	10.5%	9.7%	1st	634th of 719
Income inequality (Gini)Strength	0.297	0.471	0.477	0.483	1st	662nd of 715

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

14%

25–34

13%

35–44

10%

45–54

15%

55–64

65–74

75+

Median age

35.5

Under 18

26.8%

65 and over

15.1%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

88.5%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 325
Average household size: 2.5
Family households: 67.4%
Married couples: 24.6%
Living alone: 32.6%
Veterans (of adults): 0%
Male / female: 55% / 45%

Income and poverty

Household income distribution

<$25k

30%

$25–50k

56%

$50–75k

$75–100k

$100–150k

$150–200k

$200k+

Median household income

40914

$26,502

Clay Co.

$40,900

Kentucky

$63,726

United States

$80,734

Per capita income

$13,649

U.S. $44,673

Poverty rate

33.9%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.297

U.S. 0.483

Housing

Median home value

40914

$47,200

Clay Co.

$90,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40914

—

Clay Co.

$724

Kentucky

$967

United States

$1,413

Types of housing

Single-family

54%

2–4 units

5–19 units

20+ units

Mobile home

46%

Boat, RV, van

Housing units: 412
Owner-occupied: 85.8%
Vacant: 21.1%
Median year built: 1995
Median rooms: 6.2
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 0%
Home value to income: 1.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

70%

Carpooled

24%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

23%

10–19

20–29

22%

30–44

45–59

14%

60+

27%

Average commute

50.2 min

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

39.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

39%

Sales

22%

Production

14%

Legal and social services

Transportation and moving

Computer and math

Office and admin

Management

Business and finance

Engineering and science

Education

Arts, media and sports

Healthcare

Police and fire

Food service

Cleaning and personal care

Farming, fishing and forestry

Industries

Retail

29%

Education

27%

Manufacturing

20%

Construction

11%

Public administration

Professional and technical services

Health care and social assistance

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$24,410

U.S. $49,666

Self-employed

4.4%

U.S. 10%

Government workers

35.1%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	40914	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	$6,948	$40,476
Construction and maintenance	$24,722	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

39%

High school

35%

Some college

14%

Associate's

Bachelor's

Graduate

High school graduate or higher: 60.7%
Bachelor's degree or higher: 3.6%
Graduate or professional degree: 0%
Households with broadband: 84.6%
Cable, fiber or DSL: 71.1%
No internet access: 11.4%
Without health insurance: 0%
Limited-English households: 0%

Geography

City (USPS): Big Creek
State: Kentucky
County: Clay County
Center point: 37.0927° N, 83.5724° W
Land area: 45 sq mi
Water area: 0.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40914 spans 2 counties

Clay County72% of land
Leslie County28% of land

Zip codes near 40914

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40827	Essie, KY	5 mi	943	$53,388	$85,200
41714	Bear Branch, KY	6.1 mi	454	—	$131,800
40944	Goose Rock, KY · PO box	6.7 mi	—	—	—
40979	Roark, KY	7.2 mi	0	—	—
40868	Stinnett, KY	8 mi	1,417	$41,932	$58,200
41762	Sizerock, KY	8.9 mi	101	—	—
40803	Asher, KY	8.9 mi	17	—	—
40874	Warbranch, KY	9 mi	57	—	—
40962	Manchester, KY	9.3 mi	17,310	$42,852	$103,000
41766	Thousandsticks, KY	9.3 mi	555	$20,522	$87,800
40941	Garrard, KY	9.9 mi	269	—	—
40972	Oneida, KY	10 mi	1,255	$41,250	$50,500

Questions about 40914

What city is zip code 40914?

40914 is assigned to Big Creek, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40914 in?

40914 is mostly in Clay County, but it extends into 1 other county.

What is the population of 40914?

About 820 people live in 40914, according to the Census Bureau's American Community Survey.

What time zone is 40914 in?

40914 is in Eastern Time.

What is the median household income in 40914?

The median household income in 40914 is $26,502.

What zip codes are near 40914?

The closest zip codes to 40914 are 40827, 41714, 40944, 40979, 40868.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40914, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.