Zip code 40941: Garrard, Kentucky

Q: What city is zip code 40941?

40941 is assigned to Garrard, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40941 in?

40941 is in Clay County, Kentucky.

Q: What is the population of 40941?

About 269 people live in 40941, according to the Census Bureau's American Community Survey.

Q: What zip codes are near 40941?

The closest zip codes to 40941 are 40951, 40962, 40944, 40932, 40724.

Residential delivery areaClay CountyEastern Time

Population

269

Small sample: rough estimates

Median household income

—

U.S. $81K

Median home value

—

U.S. $333K

Median rent

$833/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

0.1 sq mi

1,908 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40941

40941 is a suburban zip code in Garrard, Kentucky (Clay County), covering 0.1 sq mi of land. About 269 people live here, or 1,908 per square mile. The median resident is 62 years old, compared with 38.9 nationally. With so few residents, the Census figures below are rough estimates with wide margins of error.

20.1% of residents live below the poverty line (U.S.: 12.5%). 19% of occupied homes are lived in by their owners, and renters pay a median of $833 a month.

0% of adults hold a bachelor's degree or higher (U.S.: 36%).

How 40941 compares

Sorted from highest to lowest national percentile

Only about 269 people live here, so these survey estimates have wide margins of error.

Median age62
99th
U.S. 38.9 · KY 39.118th of 724 in KY
Poverty rate20.1%
85th
WeaknessU.S. 12.5% · KY 16.1%299th of 722 in KY
Uninsured rate12.3%
81st
WeaknessU.S. 8.4% · KY 6%76th of 723 in KY
Population density1,908/sq mi
56th
U.S. 95/sq mi · KY 115/sq mi54th of 724 in KY
Residents 65 and older16%
46th
U.S. 17.2% · KY 17.3%475th of 724 in KY
Rent-burdened renters40.6%
17th
StrengthU.S. 51.1% · KY 45.4%349th of 634 in KY
Median gross rent$833
9th
U.S. $1,413 · KY $967226th of 467 in KY
Per capita income$21,527
4th
WeaknessU.S. $44,673 · KY $35,821579th of 722 in KY
Median earnings per worker$31,667
4th
WeaknessU.S. $49,666 · KY $43,552592nd of 700 in KY
Homeownership rate19.1%
2nd
WeaknessU.S. 65.2% · KY 68.3%712th of 719 in KY
Residents under 189.3%
2nd
U.S. 22% · KY 22.6%672nd of 724 in KY
Population269
1st
U.S. 334,922,499 · KY 4,534,824663rd of 724 in KY
Bachelor's degree or higher0%
1st
WeaknessU.S. 35.7% · KY 27.6%683rd of 723 in KY
Work from home0%
1st
U.S. 15.1% · KY 10.2%572nd of 719 in KY
Unemployment rate0%
1st
StrengthU.S. 5.2% · KY 4.9%571st of 719 in KY
Diversity index0
1st
U.S. 61.4 · KY 32.5635th of 724 in KY
Broadband access48.1%
1st
WeaknessU.S. 91% · KY 88.6%708th of 719 in KY
Veterans0%
1st
U.S. 6.2% · KY 6.5%651st of 724 in KY
Foreign-born residents0%
1st
U.S. 14.1% · KY 4.7%469th of 724 in KY
Housing vacancy0%
1st
U.S. 10.1% · KY 10.3%668th of 719 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%404th of 719 in KY
Healthcare workers0%
1st
U.S. 9.7% · KY 10.5%635th of 719 in KY
Self-employed workers0%
1st
U.S. 10% · KY 8.6%609th of 719 in KY
Government workers0%
1st
U.S. 14.5% · KY 14.6%670th of 719 in KY
Income inequality (Gini)0.254
1st
StrengthU.S. 0.483 · KY 0.477689th of 715 in KY

Measure	40941	Clay	KY	U.S.	National percentile	Rank in KY
Median age	62	40.2	39.1	38.9	99th	18th of 724
Poverty rateWeakness	20.1%	32.4%	16.1%	12.5%	85th	299th of 722
Uninsured rateWeakness	12.3%	5.2%	6%	8.4%	81st	76th of 723
Population density	1,908/sq mi	42/sq mi	115/sq mi	95/sq mi	56th	54th of 724
Residents 65 and older	16%	16%	17.3%	17.2%	46th	475th of 724
Rent-burdened rentersStrength	40.6%	65.2%	45.4%	51.1%	17th	349th of 634
Median gross rent	$833	$724	$967	$1,413	9th	226th of 467
Per capita incomeWeakness	$21,527	$21,846	$35,821	$44,673	4th	579th of 722
Median earnings per workerWeakness	$31,667	$35,862	$43,552	$49,666	4th	592nd of 700
Homeownership rateWeakness	19.1%	76.4%	68.3%	65.2%	2nd	712th of 719
Residents under 18	9.3%	20.6%	22.6%	22%	2nd	672nd of 724
Population	269	19,921	4,534,824	334,922,499	1st	663rd of 724
Bachelor's degree or higherWeakness	0%	15.5%	27.6%	35.7%	1st	683rd of 723
Work from home	0%	9.4%	10.2%	15.1%	1st	572nd of 719
Unemployment rateStrength	0%	9.3%	4.9%	5.2%	1st	571st of 719
Diversity index	0	16.5	32.5	61.4	1st	635th of 724
Broadband accessWeakness	48.1%	83.9%	88.6%	91%	1st	708th of 719
Veterans	0%	3.9%	6.5%	6.2%	1st	651st of 724
Foreign-born residents	0%	0.9%	4.7%	14.1%	1st	469th of 724
Housing vacancy	0%	15.9%	10.3%	10.1%	1st	668th of 719
Tech workers	0%	0.6%	2.2%	3.8%	1st	404th of 719
Healthcare workers	0%	10.5%	10.5%	9.7%	1st	635th of 719
Self-employed workers	0%	8.5%	8.6%	10%	1st	609th of 719
Government workers	0%	25.3%	14.6%	14.5%	1st	670th of 719
Income inequality (Gini)Strength	0.254	0.471	0.477	0.483	1st	689th of 715

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

12%

25–34

35–44

11%

45–54

44%

55–64

65–74

16%

75+

Median age

Under 18

9.3%

65 and over

16%

Race and ethnicity

White100%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial0%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

79.9%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 131
Average household size: 2.1
Family households: 58%
Married couples: 0%
Living alone: 22.9%
Veterans (of adults): 0%
Male / female: 68% / 32%

Income and poverty

Household income distribution

<$25k

33%

$25–50k

19%

$50–75k

48%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

40941

—

Clay Co.

$40,900

Kentucky

$63,726

United States

$80,734

Per capita income

$21,527

U.S. $44,673

Poverty rate

20.1%

U.S. 12.5%

Households earning $150K+

U.S. 23%

Income inequality (Gini)

0.254

U.S. 0.483

Housing

Median home value

40941

—

Clay Co.

$90,700

Kentucky

$205,600

United States

$332,700

Median gross rent

40941

$833

Clay Co.

$724

Kentucky

$967

United States

$1,413

Types of housing

Single-family

2–4 units

5–19 units

20+ units

Mobile home

100%

Boat, RV, van

Housing units: 131
Owner-occupied: 19.1%
Vacant: 0%
Median year built: 2001
Median rooms: 4.8
Renters paying 30%+ of income: 40.6%
Renters paying 50%+ of income: 0%
Home value to income: —

Work and commute

How people get to work

Drove alone

77%

Carpooled

23%

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

30–44

100%

45–59

60+

Average commute

—

U.S. 26.4 min

Unemployment

U.S. 5.2%

In labor force

33.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

77%

Cleaning and personal care

23%

Management

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Arts, media and sports

Healthcare

Police and fire

Food service

Sales

Office and admin

Construction and repair

Farming, fishing and forestry

Transportation and moving

Industries

Manufacturing

77%

Health care and social assistance

23%

Education

Retail

Professional and technical services

Construction

Restaurants and hotels

Finance, insurance and real estate

Transportation, warehousing and utilities

Public administration

Admin, support and management

Other services

Wholesale

Information

Arts and recreation

Agriculture and mining

Median earnings per worker

$31,667

U.S. $49,666

Self-employed

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	40941	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	—	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

61%

High school

39%

Some college

Associate's

Bachelor's

Graduate

High school graduate or higher: 39.1%
Bachelor's degree or higher: 0%
Graduate or professional degree: 0%
Households with broadband: 48.1%
Cable, fiber or DSL: 48.1%
No internet access: 51.9%
Without health insurance: 12.3%
Limited-English households: 0%

Geography

City (USPS): Garrard
State: Kentucky
County: Clay County
Center point: 37.1301° N, 83.7455° W
Land area: 0.1 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Zip codes near 40941

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40951	Hima, KY · PO box	1.9 mi	—	—	—
40962	Manchester, KY	2.9 mi	17,310	$42,852	$103,000
40944	Goose Rock, KY · PO box	3.9 mi	—	—	—
40932	Fall Rock, KY · PO box	6.6 mi	—	—	—
40724	Bush, KY · PO box	7.3 mi	—	—	—
40914	Big Creek, KY	9.9 mi	820	$26,502	$47,200
40972	Oneida, KY	12 mi	1,255	$41,250	$50,500
40935	Flat Lick, KY	12 mi	1,748	$23,157	$41,700
40946	Green Road, KY	13 mi	28	—	—
40943	Girdler, KY	13 mi	1,117	$67,143	—
41714	Bear Branch, KY	13 mi	454	—	$131,800
40953	Hinkle, KY	14 mi	454	$16,375	—

Questions about 40941

What city is zip code 40941?

40941 is assigned to Garrard, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40941 in?

40941 is in Clay County, Kentucky.

What is the population of 40941?

About 269 people live in 40941, according to the Census Bureau's American Community Survey.

What time zone is 40941 in?

40941 is in Eastern Time.

What zip codes are near 40941?

The closest zip codes to 40941 are 40951, 40962, 40944, 40932, 40724.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40941, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.