Zip code 40484: Stanford, Kentucky

Q: What city is zip code 40484?

40484 is assigned to Stanford, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40484 in?

40484 is mostly in Lincoln County, but it extends into 2 other counties.

Q: What is the population of 40484?

About 12,331 people live in 40484, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40484?

The median household income in 40484 is $52,609.

Q: What zip codes are near 40484?

The closest zip codes to 40484 are 40448, 40440, 40423, 40437, 40489.

Residential delivery areaLincoln CountyEastern Time

Population

12,331

Median household income

$53K

U.S. $81K

Median home value

$166K

U.S. $333K

Median rent

$666/mo

U.S. $1,413

Median age

44.2

U.S. 38.9

Land area

140 sq mi

88 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40484

40484 is a small-town zip code in Stanford, Kentucky (Lincoln County), covering 140 sq mi of land. About 12,331 people live here, or 88 per square mile. The median resident is 44.2 years old, compared with 38.9 nationally.

The median household earns $52,609 a year, 35% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $165,500, or 3.1 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 74% of occupied homes are lived in by their owners, and renters pay a median of $666 a month.

20% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.6 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in healthcare; construction and repair; and management.

How 40484 compares

Sorted from highest to lowest national percentile

Government workers23%
92nd
U.S. 14.5% · KY 14.6%140th of 719 in KY
Healthcare workers13.5%
90th
U.S. 9.7% · KY 10.5%184th of 719 in KY
Self-employed workers13.6%
86th
U.S. 10% · KY 8.6%133rd of 719 in KY
Veterans8.9%
84th
U.S. 6.2% · KY 6.5%120th of 724 in KY
Median age44.2
82nd
U.S. 38.9 · KY 39.1244th of 724 in KY
Residents 65 and older21.3%
80th
U.S. 17.2% · KY 17.3%202nd of 724 in KY
Poverty rate14.6%
68th
U.S. 12.5% · KY 16.1%431st of 722 in KY
Unemployment rate5.9%
67th
U.S. 5.2% · KY 4.9%222nd of 719 in KY
Housing vacancy9.1%
67th
U.S. 10.1% · KY 10.3%455th of 719 in KY
Average commute28.6 min
66th
U.S. 26.4 min · KY 24 min247th of 624 in KY
Homeownership rate74.1%
64th
U.S. 65.2% · KY 68.3%450th of 719 in KY
Income inequality (Gini)0.448
61st
U.S. 0.483 · KY 0.477270th of 715 in KY
Residents under 1822.7%
56th
U.S. 22% · KY 22.6%325th of 724 in KY
Work from home10.6%
38th
U.S. 15.1% · KY 10.2%185th of 719 in KY
Uninsured rate5.3%
36th
U.S. 8.4% · KY 6%327th of 723 in KY
Median earnings per worker$43,261
34th
U.S. $49,666 · KY $43,552267th of 700 in KY
Rent-burdened renters45.3%
30th
U.S. 51.1% · KY 45.4%281st of 634 in KY
Broadband access87.7%
22nd
U.S. 91% · KY 88.6%322nd of 719 in KY
Bachelor's degree or higher19.8%
20th
WeaknessU.S. 35.7% · KY 27.6%239th of 723 in KY
Population12,331
19th
U.S. 334,922,499 · KY 4,534,824118th of 724 in KY
Per capita income$29,916
19th
WeaknessU.S. $44,673 · KY $35,821313th of 722 in KY
Median home value$165,500
13th
U.S. $332,700 · KY $205,600242nd of 642 in KY
Diversity index20.6
13th
U.S. 61.4 · KY 32.5211th of 724 in KY
Population density88/sq mi
12th
U.S. 95/sq mi · KY 115/sq mi249th of 724 in KY
Median household income$52,609
11th
WeaknessU.S. $80,734 · KY $63,726394th of 641 in KY
Foreign-born residents1.3%
8th
U.S. 14.1% · KY 4.7%251st of 724 in KY
Median gross rent$666
2nd
U.S. $1,413 · KY $967378th of 467 in KY
Tech workers0%
1st
U.S. 3.8% · KY 2.2%580th of 719 in KY

Measure	40484	Lincoln	KY	U.S.	National percentile	Rank in KY
Government workers	23%	20.1%	14.6%	14.5%	92nd	140th of 719
Healthcare workers	13.5%	11.6%	10.5%	9.7%	90th	184th of 719
Self-employed workers	13.6%	12.5%	8.6%	10%	86th	133rd of 719
Veterans	8.9%	8.7%	6.5%	6.2%	84th	120th of 724
Median age	44.2	40.7	39.1	38.9	82nd	244th of 724
Residents 65 and older	21.3%	18.5%	17.3%	17.2%	80th	202nd of 724
Poverty rate	14.6%	16.3%	16.1%	12.5%	68th	431st of 722
Unemployment rate	5.9%	6.5%	4.9%	5.2%	67th	222nd of 719
Housing vacancy	9.1%	11.3%	10.3%	10.1%	67th	455th of 719
Average commute	28.6 min	31.1 min	24 min	26.4 min	66th	247th of 624
Homeownership rate	74.1%	76.4%	68.3%	65.2%	64th	450th of 719
Income inequality (Gini)	0.448	0.461	0.477	0.483	61st	270th of 715
Residents under 18	22.7%	24.4%	22.6%	22%	56th	325th of 724
Work from home	10.6%	8.9%	10.2%	15.1%	38th	185th of 719
Uninsured rate	5.3%	7.8%	6%	8.4%	36th	327th of 723
Median earnings per worker	$43,261	$41,503	$43,552	$49,666	34th	267th of 700
Rent-burdened renters	45.3%	41.9%	45.4%	51.1%	30th	281st of 634
Broadband access	87.7%	85%	88.6%	91%	22nd	322nd of 719
Bachelor's degree or higherWeakness	19.8%	15.9%	27.6%	35.7%	20th	239th of 723
Population	12,331	24,504	4,534,824	334,922,499	19th	118th of 724
Per capita incomeWeakness	$29,916	$28,170	$35,821	$44,673	19th	313th of 722
Median home value	$165,500	$147,300	$205,600	$332,700	13th	242nd of 642
Diversity index	20.6	14.7	32.5	61.4	13th	211th of 724
Population density	88/sq mi	74/sq mi	115/sq mi	95/sq mi	12th	249th of 724
Median household incomeWeakness	$52,609	$52,440	$63,726	$80,734	11th	394th of 641
Foreign-born residents	1.3%	0.7%	4.7%	14.1%	8th	251st of 724
Median gross rent	$666	$698	$967	$1,413	2nd	378th of 467
Tech workers	0%	0.2%	2.2%	3.8%	1st	580th of 719

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

16%

5–17

18–24

13%

25–34

11%

35–44

14%

45–54

13%

55–64

13%

65–74

75+

Median age

44.2

Under 18

22.7%

65 and over

21.3%

Race and ethnicity

White89%
Black4%
Hispanic3%
Asian0.2%
Native American0%
Pacific Islander0%
Other0.8%
Multiracial3%

Diversity index

20.6

U.S. 61.4

Foreign-born

1.3%

U.S. 14.1%

Born in state

80.6%

Language spoken at home (households)

English only

97%

Spanish

0.9%

Other Indo-European

0.9%

Asian / Pacific

0.6%

Other

0.2%

Households

Households: 5,241
Average household size: 2.3
Family households: 65.9%
Married couples: 47.5%
Living alone: 28%
Veterans (of adults): 8.9%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

25%

$50–75k

16%

$75–100k

12%

$100–150k

15%

$150–200k

$200k+

Median household income

40484

$52,609

Lincoln Co.

$52,440

Kentucky

$63,726

United States

$80,734

Per capita income

$29,916

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

9.3%

U.S. 23%

Income inequality (Gini)

0.448

U.S. 0.483

Housing

Median home value

40484

$165,500

Lincoln Co.

$147,300

Kentucky

$205,600

United States

$332,700

Median gross rent

40484

$666

Lincoln Co.

$698

Kentucky

$967

United States

$1,413

Types of housing

Single-family

73%

2–4 units

5–19 units

20+ units

0.2%

Mobile home

19%

Boat, RV, van

0.1%

Housing units: 5,763
Owner-occupied: 74.1%
Vacant: 9.1%
Median year built: 1985
Median rooms: 5.5
Renters paying 30%+ of income: 45.3%
Renters paying 50%+ of income: 22.1%
Home value to income: 3.1× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

18%

10–19

27%

20–29

20%

30–44

14%

45–59

60+

12%

Average commute

28.6 min

U.S. 26.4 min

Unemployment

5.9%

U.S. 5.2%

In labor force

54.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

14%

Construction and repair

13%

Management

11%

Office and admin

10%

Education

Transportation and moving

Production

Sales

Cleaning and personal care

Business and finance

Engineering and science

Legal and social services

Food service

Police and fire

Farming, fishing and forestry

Arts, media and sports

0.3%

Computer and math

Industries

Health care and social assistance

17%

Education

14%

Manufacturing

12%

Retail

Public administration

Construction

Other services

Transportation, warehousing and utilities

Agriculture and mining

Finance, insurance and real estate

Information

Restaurants and hotels

Professional and technical services

Admin, support and management

Wholesale

Arts and recreation

0.3%

Median earnings per worker

$43,261

U.S. $49,666

Self-employed

13.6%

U.S. 10%

Government workers

23%

U.S. 14.5%

Nonprofit workers

5.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40484	U.S.
Management, business, science and arts	$55,270	$74,888
Service	$32,038	$26,804
Sales and office	$39,333	$40,476
Construction and maintenance	$38,250	$49,199
Production and transportation	$41,349	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

41%

Some college

16%

Associate's

Bachelor's

11%

Graduate

High school graduate or higher: 86%
Bachelor's degree or higher: 19.8%
Graduate or professional degree: 8.7%
Households with broadband: 87.7%
Cable, fiber or DSL: 50.6%
No internet access: 11.4%
Without health insurance: 5.3%
Limited-English households: 0.2%

Geography

City (USPS): Stanford
State: Kentucky
County: Lincoln County
Center point: 37.5206° N, 84.6739° W
Land area: 140 sq mi
Water area: 2.5 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40484 spans 3 counties

Lincoln County96% of land
Garrard County3% of land
Casey County1% of land

Cities and towns within this zip

Stanford3% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40484

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40448	Mc Kinney, KY	6.3 mi	0	—	—
40440	Junction City, KY	10 mi	2,428	$54,500	$134,700
40423	Danville, KY · PO box	10 mi	—	—	—
40437	Hustonville, KY	10 mi	4,488	$53,775	$126,000
40489	Waynesburg, KY	11 mi	4,538	$56,034	$91,200
40422	Danville, KY	11 mi	25,950	$59,615	$220,400
40444	Lancaster, KY	11 mi	14,276	$62,463	$218,000
40419	Crab Orchard, KY	12 mi	5,250	$56,549	$124,100
42541	Middleburg, KY	13 mi	498	$43,232	$127,800
40442	Kings Mountain, KY	13 mi	781	—	$105,900
40410	Bryantsville, KY · PO box	14 mi	—	—	—
40464	Parksville, KY	14 mi	936	$66,932	$153,300

Zip codes like 40484 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40484

What city is zip code 40484?

40484 is assigned to Stanford, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40484 in?

40484 is mostly in Lincoln County, but it extends into 2 other counties.

What is the population of 40484?

About 12,331 people live in 40484, according to the Census Bureau's American Community Survey.

What time zone is 40484 in?

40484 is in Eastern Time.

What is the median household income in 40484?

The median household income in 40484 is $52,609.

What zip codes are near 40484?

The closest zip codes to 40484 are 40448, 40440, 40423, 40437, 40489.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40484, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.