Zip code 40353: Mount Sterling, Kentucky

Q: What city is zip code 40353?

40353 is assigned to Mount Sterling, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40353 in?

40353 is mostly in Montgomery County, but it extends into 2 other counties.

Q: What is the population of 40353?

About 22,725 people live in 40353, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40353?

The median household income in 40353 is $57,329.

Q: What zip codes are near 40353?

The closest zip codes to 40353 are 40337, 40357, 40366, 40374, 40334.

Residential delivery areaMontgomery CountyEastern Time

Population

22,725

Median household income

$57K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$836/mo

U.S. $1,413

Median age

41.7

U.S. 38.9

Land area

141 sq mi

161 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40353

40353 is a small-town zip code in Mount Sterling, Kentucky (Montgomery County), covering 141 sq mi of land. About 22,725 people live here, or 161 per square mile. The median resident is 41.7 years old, compared with 38.9 nationally.

The median household earns $57,329 a year, 29% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $184,000, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 67% of occupied homes are lived in by their owners, and renters pay a median of $836 a month.

23% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.4 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in production and manufacturing; transportation and moving goods; and office and administrative support.

How 40353 compares

Sorted from highest to lowest national percentile

Median age41.7
70th
U.S. 38.9 · KY 39.1360th of 724 in KY
Poverty rate14.6%
68th
U.S. 12.5% · KY 16.1%432nd of 722 in KY
Residents 65 and older18.1%
61st
U.S. 17.2% · KY 17.3%365th of 724 in KY
Housing vacancy7.9%
60th
U.S. 10.1% · KY 10.3%501st of 719 in KY
Income inequality (Gini)0.445
59th
U.S. 0.483 · KY 0.477282nd of 715 in KY
Uninsured rate7.7%
57th
U.S. 8.4% · KY 6%178th of 723 in KY
Veterans6%
52nd
U.S. 6.2% · KY 6.5%352nd of 724 in KY
Homeownership rate66.6%
45th
U.S. 65.2% · KY 68.3%576th of 719 in KY
Residents under 1821.1%
41st
U.S. 22% · KY 22.6%417th of 724 in KY
Average commute24.4 min
39th
U.S. 26.4 min · KY 24 min406th of 624 in KY
Population22,725
36th
U.S. 334,922,499 · KY 4,534,82466th of 724 in KY
Broadband access90.1%
35th
U.S. 91% · KY 88.6%228th of 719 in KY
Median earnings per worker$42,306
30th
U.S. $49,666 · KY $43,552295th of 700 in KY
Bachelor's degree or higher22.5%
27th
U.S. 35.7% · KY 27.6%191st of 723 in KY
Government workers10.9%
26th
U.S. 14.5% · KY 14.6%507th of 719 in KY
Per capita income$31,834
24th
U.S. $44,673 · KY $35,821241st of 722 in KY
Unemployment rate3.5%
24th
U.S. 5.2% · KY 4.9%391st of 719 in KY
Tech workers1.5%
23rd
U.S. 3.8% · KY 2.2%207th of 719 in KY
Work from home8%
22nd
U.S. 15.1% · KY 10.2%272nd of 719 in KY
Population density161/sq mi
18th
U.S. 95/sq mi · KY 115/sq mi162nd of 724 in KY
Median home value$184,000
18th
U.S. $332,700 · KY $205,600180th of 642 in KY
Healthcare workers7.2%
18th
U.S. 9.7% · KY 10.5%496th of 719 in KY
Median household income$57,329
17th
WeaknessU.S. $80,734 · KY $63,726317th of 641 in KY
Self-employed workers6.5%
14th
U.S. 10% · KY 8.6%425th of 719 in KY
Diversity index17.9
10th
U.S. 61.4 · KY 32.5248th of 724 in KY
Median gross rent$836
9th
U.S. $1,413 · KY $967224th of 467 in KY
Foreign-born residents1.5%
9th
U.S. 14.1% · KY 4.7%232nd of 724 in KY
Rent-burdened renters28.4%
4th
StrengthU.S. 51.1% · KY 45.4%457th of 634 in KY

Measure	40353	Montgomery	KY	U.S.	National percentile	Rank in KY
Median age	41.7	40.4	39.1	38.9	70th	360th of 724
Poverty rate	14.6%	15.4%	16.1%	12.5%	68th	432nd of 722
Residents 65 and older	18.1%	16.9%	17.3%	17.2%	61st	365th of 724
Housing vacancy	7.9%	10%	10.3%	10.1%	60th	501st of 719
Income inequality (Gini)	0.445	0.440	0.477	0.483	59th	282nd of 715
Uninsured rate	7.7%	7.2%	6%	8.4%	57th	178th of 723
Veterans	6%	5.8%	6.5%	6.2%	52nd	352nd of 724
Homeownership rate	66.6%	68.3%	68.3%	65.2%	45th	576th of 719
Residents under 18	21.1%	23.2%	22.6%	22%	41st	417th of 724
Average commute	24.4 min	25.7 min	24 min	26.4 min	39th	406th of 624
Population	22,725	28,395	4,534,824	334,922,499	36th	66th of 724
Broadband access	90.1%	89.4%	88.6%	91%	35th	228th of 719
Median earnings per worker	$42,306	$41,770	$43,552	$49,666	30th	295th of 700
Bachelor's degree or higher	22.5%	20.9%	27.6%	35.7%	27th	191st of 723
Government workers	10.9%	12%	14.6%	14.5%	26th	507th of 719
Per capita income	$31,834	$29,716	$35,821	$44,673	24th	241st of 722
Unemployment rate	3.5%	4%	4.9%	5.2%	24th	391st of 719
Tech workers	1.5%	1.3%	2.2%	3.8%	23rd	207th of 719
Work from home	8%	7.6%	10.2%	15.1%	22nd	272nd of 719
Population density	161/sq mi	144/sq mi	115/sq mi	95/sq mi	18th	162nd of 724
Median home value	$184,000	$172,200	$205,600	$332,700	18th	180th of 642
Healthcare workers	7.2%	7.9%	10.5%	9.7%	18th	496th of 719
Median household incomeWeakness	$57,329	$56,396	$63,726	$80,734	17th	317th of 641
Self-employed workers	6.5%	6.6%	8.6%	10%	14th	425th of 719
Diversity index	17.9	15.9	32.5	61.4	10th	248th of 724
Median gross rent	$836	$830	$967	$1,413	9th	224th of 467
Foreign-born residents	1.5%	1.2%	4.7%	14.1%	9th	232nd of 724
Rent-burdened rentersStrength	28.4%	28.1%	45.4%	51.1%	4th	457th of 634

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

13%

25–34

13%

35–44

14%

45–54

12%

55–64

11%

65–74

75+

Median age

41.7

Under 18

21.1%

65 and over

18.1%

Race and ethnicity

White90%
Black2%
Hispanic4%
Asian0.6%
Native American0.4%
Pacific Islander0%
Other0.3%
Multiracial3%

Diversity index

17.9

U.S. 61.4

Foreign-born

1.5%

U.S. 14.1%

Born in state

78.2%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

0.7%

Asian / Pacific

0.2%

Other

Households

Households: 9,118
Average household size: 2.5
Family households: 66.8%
Married couples: 48.4%
Living alone: 27.6%
Veterans (of adults): 6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

22%

$50–75k

18%

$75–100k

14%

$100–150k

17%

$150–200k

$200k+

Median household income

40353

$57,329

Montgomery Co.

$56,396

Kentucky

$63,726

United States

$80,734

Per capita income

$31,834

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

8.9%

U.S. 23%

Income inequality (Gini)

0.445

U.S. 0.483

Housing

Median home value

40353

$184,000

Montgomery Co.

$172,200

Kentucky

$205,600

United States

$332,700

Median gross rent

40353

$836

Montgomery Co.

$830

Kentucky

$967

United States

$1,413

Types of housing

Single-family

75%

2–4 units

10%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.1%

Housing units: 9,901
Owner-occupied: 66.6%
Vacant: 7.9%
Median year built: 1984
Median rooms: 5.7
Renters paying 30%+ of income: 28.4%
Renters paying 50%+ of income: 17.4%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

84%

Carpooled

Transit

0.1%

Walked

0.7%

Bicycle

Worked from home

Other

0.6%

Commute time (one way)

<10 min

24%

10–19

29%

20–29

11%

30–44

17%

45–59

10%

60+

Average commute

24.4 min

U.S. 26.4 min

Unemployment

3.5%

U.S. 5.2%

In labor force

58.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

14%

Transportation and moving

13%

Office and admin

12%

Sales

11%

Management

Construction and repair

Healthcare

Engineering and science

Food service

Education

Business and finance

Cleaning and personal care

Legal and social services

Computer and math

Police and fire

Arts, media and sports

0.7%

Farming, fishing and forestry

0.2%

Industries

Manufacturing

21%

Retail

16%

Health care and social assistance

13%

Transportation, warehousing and utilities

Education

Construction

Restaurants and hotels

Finance, insurance and real estate

Admin, support and management

Other services

Professional and technical services

Public administration

Agriculture and mining

Wholesale

Information

Arts and recreation

0.8%

Median earnings per worker

$42,306

U.S. $49,666

Self-employed

6.5%

U.S. 10%

Government workers

10.9%

U.S. 14.5%

Nonprofit workers

7.5%

U.S. 8.8%

Median earnings by type of work

Type of work	40353	U.S.
Management, business, science and arts	$59,661	$74,888
Service	$20,098	$26,804
Sales and office	$33,365	$40,476
Construction and maintenance	$53,462	$49,199
Production and transportation	$41,665	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

38%

Some college

20%

Associate's

Bachelor's

14%

Graduate

High school graduate or higher: 87.2%
Bachelor's degree or higher: 22.5%
Graduate or professional degree: 8.6%
Households with broadband: 90.1%
Cable, fiber or DSL: 64.9%
No internet access: 7.7%
Without health insurance: 7.7%
Limited-English households: 0.5%

Geography

City (USPS): Mount Sterling
State: Kentucky
County: Montgomery County
Center point: 38.0655° N, 83.9488° W
Land area: 141 sq mi
Water area: 1.2 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40353 spans 3 counties

Montgomery County93% of land
Clark County6% of land
Bath County1% of land

Cities and towns within this zip

Mount Sterling3% of zip
Camargo2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40353

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40337	Jeffersonville, KY	9.9 mi	5,244	$54,128	$152,700
40357	North Middletown, KY	10 mi	81	$11,750	$95,000
40366	Preston, KY · PO box	11 mi	—	—	—
40374	Sharpsburg, KY	11 mi	2,562	$43,607	$115,100
40334	Hope, KY	11 mi	0	—	—
40360	Owingsville, KY	12 mi	7,595	$55,193	$126,300
40346	Means, KY	12 mi	819	$31,023	—
40391	Winchester, KY	13 mi	36,796	$64,144	$204,900
40392	Winchester, KY · PO box	14 mi	—	—	—
40358	Olympia, KY	14 mi	1,012	$92,143	$220,000
40312	Clay City, KY	15 mi	5,994	$42,564	$144,600
40350	Moorefield, KY	17 mi	73	—	—

Zip codes like 40353 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40353

What city is zip code 40353?

40353 is assigned to Mount Sterling, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40353 in?

40353 is mostly in Montgomery County, but it extends into 2 other counties.

What is the population of 40353?

About 22,725 people live in 40353, according to the Census Bureau's American Community Survey.

What time zone is 40353 in?

40353 is in Eastern Time.

What is the median household income in 40353?

The median household income in 40353 is $57,329.

What zip codes are near 40353?

The closest zip codes to 40353 are 40337, 40357, 40366, 40374, 40334.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40353, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.