Zip code 40360: Owingsville, Kentucky

Q: What city is zip code 40360?

40360 is assigned to Owingsville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 40360 in?

40360 is mostly in Bath County, but it extends into 1 other county.

Q: What is the population of 40360?

About 7,595 people live in 40360, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 40360?

The median household income in 40360 is $55,193.

Q: What zip codes are near 40360?

The closest zip codes to 40360 are 40366, 40374, 40358, 41049, 40334.

Residential delivery areaBath CountyEastern Time

Population

7,595

Median household income

$55K

U.S. $81K

Median home value

$126K

U.S. $333K

Median rent

$584/mo

U.S. $1,413

Median age

40.1

U.S. 38.9

Land area

148 sq mi

51 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 40360

40360 is a small-town zip code in Owingsville, Kentucky (Bath County), covering 148 sq mi of land. About 7,595 people live here, or 51 per square mile. The median resident is 40.1 years old, compared with 38.9 nationally.

The median household earns $55,193 a year, 32% below the national median of $80,734. 23.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $126,300, or 2.3 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 71% of occupied homes are lived in by their owners, and renters pay a median of $584 a month.

13% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.4 minutes each way, and 6% of workers work from home. The most common jobs among working residents are in transportation and moving goods; production and manufacturing; and office and administrative support.

How 40360 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.581
99th
WeaknessU.S. 0.483 · KY 0.47725th of 715 in KY
Poverty rate23.6%
90th
WeaknessU.S. 12.5% · KY 16.1%225th of 722 in KY
Housing vacancy14.9%
86th
U.S. 10.1% · KY 10.3%287th of 719 in KY
Government workers20%
84th
U.S. 14.5% · KY 14.6%194th of 719 in KY
Uninsured rate11.2%
77th
U.S. 8.4% · KY 6%91st of 723 in KY
Average commute27.4 min
59th
U.S. 26.4 min · KY 24 min278th of 624 in KY
Residents under 1823.1%
59th
U.S. 22% · KY 22.6%301st of 724 in KY
Median age40.1
58th
U.S. 38.9 · KY 39.1447th of 724 in KY
Homeownership rate71%
56th
U.S. 65.2% · KY 68.3%509th of 719 in KY
Residents 65 and older17.3%
55th
U.S. 17.2% · KY 17.3%401st of 724 in KY
Per capita income$31,801
24th
U.S. $44,673 · KY $35,821243rd of 722 in KY
Median earnings per worker$40,122
21st
U.S. $49,666 · KY $43,552379th of 700 in KY
Self-employed workers7.1%
21st
U.S. 10% · KY 8.6%401st of 719 in KY
Median household income$55,193
14th
WeaknessU.S. $80,734 · KY $63,726344th of 641 in KY
Healthcare workers6.8%
13th
U.S. 9.7% · KY 10.5%509th of 719 in KY
Population7,595
12th
U.S. 334,922,499 · KY 4,534,824156th of 724 in KY
Work from home6%
12th
U.S. 15.1% · KY 10.2%342nd of 719 in KY
Broadband access85.1%
12th
WeaknessU.S. 91% · KY 88.6%412th of 719 in KY
Veterans2.6%
11th
U.S. 6.2% · KY 6.5%584th of 724 in KY
Population density51/sq mi
7th
U.S. 95/sq mi · KY 115/sq mi397th of 724 in KY
Median home value$126,300
6th
U.S. $332,700 · KY $205,600376th of 642 in KY
Bachelor's degree or higher12.8%
6th
WeaknessU.S. 35.7% · KY 27.6%445th of 723 in KY
Unemployment rate1.7%
4th
StrengthU.S. 5.2% · KY 4.9%501st of 719 in KY
Diversity index8
3rd
U.S. 61.4 · KY 32.5465th of 724 in KY
Tech workers0.1%
3rd
U.S. 3.8% · KY 2.2%347th of 719 in KY
Rent-burdened renters18.7%
2nd
StrengthU.S. 51.1% · KY 45.4%501st of 634 in KY
Median gross rent$584
1st
U.S. $1,413 · KY $967427th of 467 in KY
Foreign-born residents0.1%
1st
U.S. 14.1% · KY 4.7%414th of 724 in KY

Measure	40360	Bath	KY	U.S.	National percentile	Rank in KY
Income inequality (Gini)Weakness	0.581	0.540	0.477	0.483	99th	25th of 715
Poverty rateWeakness	23.6%	25.3%	16.1%	12.5%	90th	225th of 722
Housing vacancy	14.9%	14.6%	10.3%	10.1%	86th	287th of 719
Government workers	20%	16.3%	14.6%	14.5%	84th	194th of 719
Uninsured rate	11.2%	10.8%	6%	8.4%	77th	91st of 723
Average commute	27.4 min	30 min	24 min	26.4 min	59th	278th of 624
Residents under 18	23.1%	25.5%	22.6%	22%	59th	301st of 724
Median age	40.1	38.7	39.1	38.9	58th	447th of 724
Homeownership rate	71%	74.7%	68.3%	65.2%	56th	509th of 719
Residents 65 and older	17.3%	17.3%	17.3%	17.2%	55th	401st of 724
Per capita income	$31,801	$29,906	$35,821	$44,673	24th	243rd of 722
Median earnings per worker	$40,122	$40,999	$43,552	$49,666	21st	379th of 700
Self-employed workers	7.1%	8.7%	8.6%	10%	21st	401st of 719
Median household incomeWeakness	$55,193	$56,541	$63,726	$80,734	14th	344th of 641
Healthcare workers	6.8%	7%	10.5%	9.7%	13th	509th of 719
Population	7,595	12,851	4,534,824	334,922,499	12th	156th of 724
Work from home	6%	5.5%	10.2%	15.1%	12th	342nd of 719
Broadband accessWeakness	85.1%	84.1%	88.6%	91%	12th	412th of 719
Veterans	2.6%	3.5%	6.5%	6.2%	11th	584th of 724
Population density	51/sq mi	46/sq mi	115/sq mi	95/sq mi	7th	397th of 724
Median home value	$126,300	$129,800	$205,600	$332,700	6th	376th of 642
Bachelor's degree or higherWeakness	12.8%	12.3%	27.6%	35.7%	6th	445th of 723
Unemployment rateStrength	1.7%	2.5%	4.9%	5.2%	4th	501st of 719
Diversity index	8	10.3	32.5	61.4	3rd	465th of 724
Tech workers	0.1%	0.8%	2.2%	3.8%	3rd	347th of 719
Rent-burdened rentersStrength	18.7%	31.4%	45.4%	51.1%	2nd	501st of 634
Median gross rent	$584	$659	$967	$1,413	1st	427th of 467
Foreign-born residents	0.1%	0.3%	4.7%	14.1%	1st	414th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

17%

5–17

18–24

12%

25–34

12%

35–44

14%

45–54

15%

55–64

10%

65–74

75+

Median age

40.1

Under 18

23.1%

65 and over

17.3%

Race and ethnicity

White96%
Black0.3%
Hispanic0.6%
Asian0%
Native American0%
Pacific Islander0%
Other0.2%
Multiracial3%

Diversity index

U.S. 61.4

Foreign-born

0.1%

U.S. 14.1%

Born in state

78%

Language spoken at home (households)

English only

97%

Spanish

0.4%

Other Indo-European

Asian / Pacific

Other

Households

Households: 2,873
Average household size: 2.6
Family households: 68.4%
Married couples: 49.8%
Living alone: 25.1%
Veterans (of adults): 2.6%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

26%

$25–50k

21%

$50–75k

23%

$75–100k

$100–150k

15%

$150–200k

$200k+

Median household income

40360

$55,193

Bath Co.

$56,541

Kentucky

$63,726

United States

$80,734

Per capita income

$31,801

U.S. $44,673

Poverty rate

23.6%

U.S. 12.5%

Households earning $150K+

7.9%

U.S. 23%

Income inequality (Gini)

0.581

U.S. 0.483

Housing

Median home value

40360

$126,300

Bath Co.

$129,800

Kentucky

$205,600

United States

$332,700

Median gross rent

40360

$584

Bath Co.

$659

Kentucky

$967

United States

$1,413

Types of housing

Single-family

63%

2–4 units

5–19 units

20+ units

Mobile home

30%

Boat, RV, van

0.4%

Housing units: 3,376
Owner-occupied: 71%
Vacant: 14.9%
Median year built: 1984
Median rooms: 5.9
Renters paying 30%+ of income: 18.7%
Renters paying 50%+ of income: 9%
Home value to income: 2.3× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

78%

Carpooled

16%

Transit

Walked

0.5%

Bicycle

Worked from home

Other

0.1%

Commute time (one way)

<10 min

16%

10–19

25%

20–29

21%

30–44

20%

45–59

10%

60+

10%

Average commute

27.4 min

U.S. 26.4 min

Unemployment

1.7%

U.S. 5.2%

In labor force

52.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

17%

Production

14%

Office and admin

13%

Construction and repair

11%

Sales

11%

Healthcare

Management

Education

Cleaning and personal care

Food service

Business and finance

Police and fire

Legal and social services

Farming, fishing and forestry

Engineering and science

0.7%

Arts, media and sports

0.3%

Computer and math

0.1%

Industries

Manufacturing

24%

Retail

13%

Education

10%

Health care and social assistance

Construction

Restaurants and hotels

Transportation, warehousing and utilities

Public administration

Admin, support and management

Finance, insurance and real estate

Professional and technical services

Other services

Wholesale

Agriculture and mining

Information

0.3%

Arts and recreation

Median earnings per worker

$40,122

U.S. $49,666

Self-employed

7.1%

U.S. 10%

Government workers

20%

U.S. 14.5%

Nonprofit workers

9.6%

U.S. 8.8%

Median earnings by type of work

Type of work	40360	U.S.
Management, business, science and arts	$55,000	$74,888
Service	$32,031	$26,804
Sales and office	$24,531	$40,476
Construction and maintenance	$46,000	$49,199
Production and transportation	$46,732	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

14%

High school

47%

Some college

21%

Associate's

Bachelor's

Graduate

High school graduate or higher: 86.3%
Bachelor's degree or higher: 12.8%
Graduate or professional degree: 5.9%
Households with broadband: 85.1%
Cable, fiber or DSL: 58.1%
No internet access: 13.2%
Without health insurance: 11.2%
Limited-English households: 0.7%

Geography

City (USPS): Owingsville
State: Kentucky
County: Bath County
Center point: 38.1673° N, 83.7677° W
Land area: 148 sq mi
Water area: 0.8 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

40360 spans 2 counties

Bath County96% of land
Montgomery County4% of land

Cities and towns within this zip

Owingsville2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 40360

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
40366	Preston, KY · PO box	5.6 mi	—	—	—
40374	Sharpsburg, KY	8 mi	2,562	$43,607	$115,100
40358	Olympia, KY	8.8 mi	1,012	$92,143	$220,000
41049	Hillsboro, KY	9.7 mi	2,238	$52,969	$158,300
40334	Hope, KY	9.9 mi	0	—	—
40371	Salt Lick, KY	11 mi	2,525	$62,917	$148,100
40350	Moorefield, KY	11 mi	73	—	—
40353	Mount Sterling, KY	12 mi	22,725	$57,329	$184,000
40346	Means, KY	13 mi	819	$31,023	—
41081	Plummers Landing, KY · PO box	13 mi	—	—	—
40319	Farmers, KY · PO box	13 mi	—	—	—
40337	Jeffersonville, KY	16 mi	5,244	$54,128	$152,700

Zip codes like 40360 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 40360

What city is zip code 40360?

40360 is assigned to Owingsville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 40360 in?

40360 is mostly in Bath County, but it extends into 1 other county.

What is the population of 40360?

About 7,595 people live in 40360, according to the Census Bureau's American Community Survey.

What time zone is 40360 in?

40360 is in Eastern Time.

What is the median household income in 40360?

The median household income in 40360 is $55,193.

What zip codes are near 40360?

The closest zip codes to 40360 are 40366, 40374, 40358, 41049, 40334.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 40360, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.