Zip code 38863: Pontotoc, Mississippi

Q: What city is zip code 38863?

38863 is assigned to Pontotoc, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38863 in?

38863 is mostly in Pontotoc County, but it extends into 1 other county.

Q: What is the population of 38863?

About 19,046 people live in 38863, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38863?

The median household income in 38863 is $49,528.

Q: What zip codes are near 38863?

The closest zip codes to 38863 are 38820, 38841, 38850, 38864, 38826.

Residential delivery areaPontotoc CountyCentral Time

Population

19,046

Median household income

$50K

U.S. $81K

Median home value

$156K

U.S. $333K

Median rent

$864/mo

U.S. $1,413

Median age

37.9

U.S. 38.9

Land area

290 sq mi

66 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38863

38863 is a small-town zip code in Pontotoc, Mississippi (Pontotoc County), covering 290 sq mi of land. About 19,046 people live here, or 66 per square mile. The median resident is 37.9 years old, compared with 38.9 nationally.

The median household earns $49,528 a year, 39% below the national median of $80,734. 14.6% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $156,400, or 3.2 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 68% of occupied homes are lived in by their owners, and renters pay a median of $864 a month.

21% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.3 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in office and administrative support; production and manufacturing; and healthcare.

How 38863 compares

Sorted from highest to lowest national percentile

Housing vacancy15.3%
87th
U.S. 10.1% · MS 14.6%218th of 397 in MS
Healthcare workers12.4%
84th
U.S. 9.7% · MS 11.1%135th of 405 in MS
Uninsured rate12.7%
82nd
WeaknessU.S. 8.4% · MS 11%136th of 403 in MS
Residents under 1825.6%
79th
U.S. 22% · MS 23.3%119th of 405 in MS
Poverty rate14.6%
68th
U.S. 12.5% · MS 18.9%284th of 398 in MS
Income inequality (Gini)0.458
68th
U.S. 0.483 · MS 0.482176th of 393 in MS
Rent-burdened renters54.3%
64th
U.S. 51.1% · MS 51.3%134th of 377 in MS
Homeownership rate68%
49th
U.S. 65.2% · MS 70%283rd of 397 in MS
Diversity index45.9
45th
U.S. 61.4 · MS 56.1202nd of 405 in MS
Residents 65 and older15.9%
45th
U.S. 17.2% · MS 17.2%276th of 405 in MS
Veterans5.3%
43rd
U.S. 6.2% · MS 6.8%211th of 405 in MS
Median age37.9
41st
U.S. 38.9 · MS 38.6260th of 405 in MS
Average commute24.3 min
38th
U.S. 26.4 min · MS 25.6 min257th of 393 in MS
Government workers11.9%
35th
U.S. 14.5% · MS 18.5%319th of 405 in MS
Population19,046
29th
U.S. 334,922,499 · MS 2,946,77943rd of 405 in MS
Tech workers1.5%
23rd
U.S. 3.8% · MS 1.4%88th of 405 in MS
Bachelor's degree or higher20.7%
22nd
U.S. 35.7% · MS 25.1%150th of 403 in MS
Unemployment rate3.3%
21st
U.S. 5.2% · MS 5.8%271st of 405 in MS
Foreign-born residents2.6%
16th
U.S. 14.1% · MS 2.4%87th of 405 in MS
Median earnings per worker$37,491
15th
WeaknessU.S. $49,666 · MS $40,605217th of 403 in MS
Self-employed workers6.6%
15th
U.S. 10% · MS 9.4%283rd of 405 in MS
Per capita income$27,690
13th
WeaknessU.S. $44,673 · MS $31,549187th of 405 in MS
Median home value$156,400
11th
U.S. $332,700 · MS $169,800111th of 372 in MS
Median gross rent$864
11th
U.S. $1,413 · MS $954134th of 319 in MS
Population density66/sq mi
9th
U.S. 95/sq mi · MS 63/sq mi124th of 405 in MS
Median household income$49,528
8th
WeaknessU.S. $80,734 · MS $56,447193rd of 376 in MS
Broadband access79%
4th
WeaknessU.S. 91% · MS 84.1%211th of 397 in MS
Work from home2.8%
2nd
U.S. 15.1% · MS 5.9%229th of 405 in MS

Measure	38863	Pontotoc	MS	U.S.	National percentile	Rank in MS
Housing vacancy	15.3%	16.9%	14.6%	10.1%	87th	218th of 397
Healthcare workers	12.4%	10%	11.1%	9.7%	84th	135th of 405
Uninsured rateWeakness	12.7%	12.2%	11%	8.4%	82nd	136th of 403
Residents under 18	25.6%	26.1%	23.3%	22%	79th	119th of 405
Poverty rate	14.6%	16.7%	18.9%	12.5%	68th	284th of 398
Income inequality (Gini)	0.458	0.437	0.482	0.483	68th	176th of 393
Rent-burdened renters	54.3%	50.6%	51.3%	51.1%	64th	134th of 377
Homeownership rate	68%	69.8%	70%	65.2%	49th	283rd of 397
Diversity index	45.9	42.4	56.1	61.4	45th	202nd of 405
Residents 65 and older	15.9%	15.5%	17.2%	17.2%	45th	276th of 405
Veterans	5.3%	4.3%	6.8%	6.2%	43rd	211th of 405
Median age	37.9	35.9	38.6	38.9	41st	260th of 405
Average commute	24.3 min	26.2 min	25.6 min	26.4 min	38th	257th of 393
Government workers	11.9%	12%	18.5%	14.5%	35th	319th of 405
Population	19,046	31,550	2,946,779	334,922,499	29th	43rd of 405
Tech workers	1.5%	1.3%	1.4%	3.8%	23rd	88th of 405
Bachelor's degree or higher	20.7%	18.5%	25.1%	35.7%	22nd	150th of 403
Unemployment rate	3.3%	3.1%	5.8%	5.2%	21st	271st of 405
Foreign-born residents	2.6%	2.5%	2.4%	14.1%	16th	87th of 405
Median earnings per workerWeakness	$37,491	$40,276	$40,605	$49,666	15th	217th of 403
Self-employed workers	6.6%	5.9%	9.4%	10%	15th	283rd of 405
Per capita incomeWeakness	$27,690	$27,826	$31,549	$44,673	13th	187th of 405
Median home value	$156,400	$157,100	$169,800	$332,700	11th	111th of 372
Median gross rent	$864	$864	$954	$1,413	11th	134th of 319
Population density	66/sq mi	63/sq mi	63/sq mi	95/sq mi	9th	124th of 405
Median household incomeWeakness	$49,528	$51,484	$56,447	$80,734	8th	193rd of 376
Broadband accessWeakness	79%	77.5%	84.1%	91%	4th	211th of 397
Work from home	2.8%	2.5%	5.9%	15.1%	2nd	229th of 405

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

18–24

12%

25–34

14%

35–44

12%

45–54

13%

55–64

10%

65–74

75+

Median age

37.9

Under 18

25.6%

65 and over

15.9%

Race and ethnicity

White71%
Black16%
Hispanic8%
Asian0.0%
Native American0.1%
Pacific Islander0%
Other0.6%
Multiracial4%

Diversity index

45.9

U.S. 61.4

Foreign-born

2.6%

U.S. 14.1%

Born in state

77.7%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

0.5%

Asian / Pacific

Other

0.0%

Households

Households: 7,210
Average household size: 2.6
Family households: 68.4%
Married couples: 48.6%
Living alone: 28.4%
Veterans (of adults): 5.3%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

30%

$50–75k

16%

$75–100k

11%

$100–150k

14%

$150–200k

$200k+

Median household income

38863

$49,528

Pontotoc Co.

$51,484

Mississippi

$56,447

United States

$80,734

Per capita income

$27,690

U.S. $44,673

Poverty rate

14.6%

U.S. 12.5%

Households earning $150K+

8.4%

U.S. 23%

Income inequality (Gini)

0.458

U.S. 0.483

Housing

Median home value

38863

$156,400

Pontotoc Co.

$157,100

Mississippi

$169,800

United States

$332,700

Median gross rent

38863

$864

Pontotoc Co.

$864

Mississippi

$954

United States

$1,413

Types of housing

Single-family

67%

2–4 units

5–19 units

0.7%

20+ units

0.6%

Mobile home

25%

Boat, RV, van

0.2%

Housing units: 8,511
Owner-occupied: 68%
Vacant: 15.3%
Median year built: 1987
Median rooms: 5.9
Renters paying 30%+ of income: 54.3%
Renters paying 50%+ of income: 15.4%
Home value to income: 3.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

89%

Carpooled

Transit

0.1%

Walked

0.0%

Bicycle

0.0%

Worked from home

Other

Commute time (one way)

<10 min

18%

10–19

24%

20–29

19%

30–44

29%

45–59

60+

Average commute

24.3 min

U.S. 26.4 min

Unemployment

3.3%

U.S. 5.2%

In labor force

59.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

15%

Production

14%

Healthcare

12%

Sales

11%

Transportation and moving

10%

Construction and repair

Management

Cleaning and personal care

Food service

Education

Police and fire

Business and finance

Arts, media and sports

Computer and math

Engineering and science

Legal and social services

0.8%

Farming, fishing and forestry

0.2%

Industries

Manufacturing

23%

Health care and social assistance

17%

Retail

15%

Finance, insurance and real estate

Restaurants and hotels

Education

Construction

Transportation, warehousing and utilities

Other services

Public administration

Admin, support and management

Professional and technical services

Arts and recreation

Information

Wholesale

Agriculture and mining

0.5%

Median earnings per worker

$37,491

U.S. $49,666

Self-employed

6.6%

U.S. 10%

Government workers

11.9%

U.S. 14.5%

Nonprofit workers

6.5%

U.S. 8.8%

Median earnings by type of work

Type of work	38863	U.S.
Management, business, science and arts	$50,164	$74,888
Service	$14,284	$26,804
Sales and office	$39,590	$40,476
Construction and maintenance	$34,091	$49,199
Production and transportation	$37,803	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

19%

High school

26%

Some college

21%

Associate's

13%

Bachelor's

13%

Graduate

High school graduate or higher: 80.8%
Bachelor's degree or higher: 20.7%
Graduate or professional degree: 8%
Households with broadband: 79%
Cable, fiber or DSL: 50.6%
No internet access: 14.2%
Without health insurance: 12.7%
Limited-English households: 3.3%

Geography

City (USPS): Pontotoc
State: Mississippi
County: Pontotoc County
Center point: 34.2170° N, 89.0275° W
Land area: 290 sq mi
Water area: 1.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38863 spans 2 counties

Pontotoc County96% of land
Lafayette County4% of land

Cities and towns within this zip

Pontotoc4% of zip
Algoma2% of zip
Toccopola2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38863

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38820	Algoma, MS · PO box	3.2 mi	—	—	—
38841	Ecru, MS	9.1 mi	3,963	$54,007	$205,900
38850	Houlka, MS	11 mi	2,972	$52,807	$84,700
38864	Randolph, MS	11 mi	2,100	$54,130	$161,500
38826	Belden, MS	12 mi	5,894	$75,862	$253,700
38874	Toccopola, MS · PO box	13 mi	—	—	—
38871	Thaxton, MS	13 mi	2,337	$63,906	$97,800
38803	Tupelo, MS · PO box	14 mi	—	—	—
38801	Tupelo, MS	15 mi	29,858	$62,946	$197,100
38869	Sherman, MS	15 mi	259	$62,955	$137,500
38802	Tupelo, MS · PO box	15 mi	—	—	—
38828	Blue Springs, MS	17 mi	5,120	$65,025	$158,900

Zip codes like 38863 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38863

What city is zip code 38863?

38863 is assigned to Pontotoc, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38863 in?

38863 is mostly in Pontotoc County, but it extends into 1 other county.

What is the population of 38863?

About 19,046 people live in 38863, according to the Census Bureau's American Community Survey.

What time zone is 38863 in?

38863 is in Central Time.

What is the median household income in 38863?

The median household income in 38863 is $49,528.

What zip codes are near 38863?

The closest zip codes to 38863 are 38820, 38841, 38850, 38864, 38826.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38863, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.