Zip code 42320: Beaver Dam, Kentucky

Q: What city is zip code 42320?

42320 is assigned to Beaver Dam, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42320 in?

42320 is mostly in Ohio County, but it extends into 1 other county.

Q: What is the population of 42320?

About 9,128 people live in 42320, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42320?

The median household income in 42320 is $54,730.

Q: What zip codes are near 42320?

The closest zip codes to 42320 are 42354, 42369, 42333, 42273, 42337.

Residential delivery areaOhio CountyCentral Time

Population

9,128

Median household income

$55K

U.S. $81K

Median home value

$150K

U.S. $333K

Median rent

$745/mo

U.S. $1,413

Median age

38.4

U.S. 38.9

Land area

149 sq mi

61 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42320

42320 is a small-town zip code in Beaver Dam, Kentucky (Ohio County), covering 149 sq mi of land. About 9,128 people live here, or 61 per square mile. The median resident is 38.4 years old, compared with 38.9 nationally.

The median household earns $54,730 a year, 32% below the national median of $80,734. 14.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $150,200, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 73% of occupied homes are lived in by their owners, and renters pay a median of $745 a month.

14% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 28.9 minutes each way, and 4% of workers work from home. The most common jobs among working residents are in production and manufacturing; construction and repair; and healthcare.

How 42320 compares

Sorted from highest to lowest national percentile

Unemployment rate8.2%
88th
WeaknessU.S. 5.2% · KY 4.9%131st of 719 in KY
Residents under 1825.7%
79th
U.S. 22% · KY 22.6%181st of 724 in KY
Housing vacancy11.3%
76th
U.S. 10.1% · KY 10.3%385th of 719 in KY
Healthcare workers11.2%
73rd
U.S. 9.7% · KY 10.5%279th of 719 in KY
Average commute28.9 min
68th
U.S. 26.4 min · KY 24 min241st of 624 in KY
Poverty rate14.4%
67th
U.S. 12.5% · KY 16.1%439th of 722 in KY
Income inequality (Gini)0.450
63rd
U.S. 0.483 · KY 0.477259th of 715 in KY
Homeownership rate72.7%
61st
U.S. 65.2% · KY 68.3%477th of 719 in KY
Residents 65 and older17.3%
55th
U.S. 17.2% · KY 17.3%409th of 724 in KY
Government workers14.3%
55th
U.S. 14.5% · KY 14.6%369th of 719 in KY
Median age38.4
45th
U.S. 38.9 · KY 39.1522nd of 724 in KY
Uninsured rate5.2%
35th
U.S. 8.4% · KY 6%339th of 723 in KY
Broadband access89.8%
33rd
U.S. 91% · KY 88.6%240th of 719 in KY
Veterans4.2%
28th
U.S. 6.2% · KY 6.5%509th of 724 in KY
Foreign-born residents4.7%
28th
U.S. 14.1% · KY 4.7%85th of 724 in KY
Median earnings per worker$40,450
22nd
U.S. $49,666 · KY $43,552367th of 700 in KY
Diversity index25.6
18th
U.S. 61.4 · KY 32.5152nd of 724 in KY
Per capita income$29,177
17th
WeaknessU.S. $44,673 · KY $35,821335th of 722 in KY
Population9,128
14th
U.S. 334,922,499 · KY 4,534,824140th of 724 in KY
Median household income$54,730
14th
WeaknessU.S. $80,734 · KY $63,726349th of 641 in KY
Population density61/sq mi
9th
U.S. 95/sq mi · KY 115/sq mi344th of 724 in KY
Median home value$150,200
9th
U.S. $332,700 · KY $205,600307th of 642 in KY
Bachelor's degree or higher14%
8th
WeaknessU.S. 35.7% · KY 27.6%415th of 723 in KY
Tech workers0.7%
8th
U.S. 3.8% · KY 2.2%287th of 719 in KY
Self-employed workers5.3%
6th
U.S. 10% · KY 8.6%491st of 719 in KY
Work from home4.3%
5th
U.S. 15.1% · KY 10.2%430th of 719 in KY
Median gross rent$745
4th
U.S. $1,413 · KY $967295th of 467 in KY
Rent-burdened renters27.8%
4th
StrengthU.S. 51.1% · KY 45.4%458th of 634 in KY

Measure	42320	Ohio	KY	U.S.	National percentile	Rank in KY
Unemployment rateWeakness	8.2%	5%	4.9%	5.2%	88th	131st of 719
Residents under 18	25.7%	23.9%	22.6%	22%	79th	181st of 724
Housing vacancy	11.3%	11.1%	10.3%	10.1%	76th	385th of 719
Healthcare workers	11.2%	11%	10.5%	9.7%	73rd	279th of 719
Average commute	28.9 min	28.1 min	24 min	26.4 min	68th	241st of 624
Poverty rate	14.4%	12.5%	16.1%	12.5%	67th	439th of 722
Income inequality (Gini)	0.450	0.427	0.477	0.483	63rd	259th of 715
Homeownership rate	72.7%	77.2%	68.3%	65.2%	61st	477th of 719
Residents 65 and older	17.3%	18.6%	17.3%	17.2%	55th	409th of 724
Government workers	14.3%	13.8%	14.6%	14.5%	55th	369th of 719
Median age	38.4	40.5	39.1	38.9	45th	522nd of 724
Uninsured rate	5.2%	5.3%	6%	8.4%	35th	339th of 723
Broadband access	89.8%	85.1%	88.6%	91%	33rd	240th of 719
Veterans	4.2%	4.8%	6.5%	6.2%	28th	509th of 724
Foreign-born residents	4.7%	2.1%	4.7%	14.1%	28th	85th of 724
Median earnings per worker	$40,450	$40,242	$43,552	$49,666	22nd	367th of 700
Diversity index	25.6	15.2	32.5	61.4	18th	152nd of 724
Per capita incomeWeakness	$29,177	$28,772	$35,821	$44,673	17th	335th of 722
Population	9,128	23,735	4,534,824	334,922,499	14th	140th of 724
Median household incomeWeakness	$54,730	$57,798	$63,726	$80,734	14th	349th of 641
Population density	61/sq mi	40/sq mi	115/sq mi	95/sq mi	9th	344th of 724
Median home value	$150,200	$121,400	$205,600	$332,700	9th	307th of 642
Bachelor's degree or higherWeakness	14%	13.9%	27.6%	35.7%	8th	415th of 723
Tech workers	0.7%	0.7%	2.2%	3.8%	8th	287th of 719
Self-employed workers	5.3%	7.9%	8.6%	10%	6th	491st of 719
Work from home	4.3%	4.8%	10.2%	15.1%	5th	430th of 719
Median gross rent	$745	$739	$967	$1,413	4th	295th of 467
Rent-burdened rentersStrength	27.8%	32%	45.4%	51.1%	4th	458th of 634

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

11%

25–34

13%

35–44

12%

45–54

12%

55–64

65–74

75+

Median age

38.4

Under 18

25.7%

65 and over

17.3%

Race and ethnicity

White85%
Black0.4%
Hispanic12%
Asian0.1%
Native American0%
Pacific Islander0%
Other0.0%
Multiracial2%

Diversity index

25.6

U.S. 61.4

Foreign-born

4.7%

U.S. 14.1%

Born in state

72%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

0.6%

Asian / Pacific

Other

Households

Households: 3,361
Average household size: 2.7
Family households: 69.9%
Married couples: 46.2%
Living alone: 25%
Veterans (of adults): 4.2%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

17%

$25–50k

22%

$50–75k

23%

$75–100k

11%

$100–150k

20%

$150–200k

$200k+

Median household income

42320

$54,730

Ohio Co.

$57,798

Kentucky

$63,726

United States

$80,734

Per capita income

$29,177

U.S. $44,673

Poverty rate

14.4%

U.S. 12.5%

Households earning $150K+

6.4%

U.S. 23%

Income inequality (Gini)

0.450

U.S. 0.483

Housing

Median home value

42320

$150,200

Ohio Co.

$121,400

Kentucky

$205,600

United States

$332,700

Median gross rent

42320

$745

Ohio Co.

$739

Kentucky

$967

United States

$1,413

Types of housing

Single-family

70%

2–4 units

11%

5–19 units

20+ units

Mobile home

16%

Boat, RV, van

0.5%

Housing units: 3,789
Owner-occupied: 72.7%
Vacant: 11.3%
Median year built: 1985
Median rooms: 6
Renters paying 30%+ of income: 27.8%
Renters paying 50%+ of income: 15.1%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

85%

Carpooled

10%

Transit

Walked

0.1%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

22%

10–19

18%

20–29

30–44

33%

45–59

60+

13%

Average commute

28.9 min

U.S. 26.4 min

Unemployment

8.2%

U.S. 5.2%

In labor force

59%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Production

19%

Construction and repair

16%

Healthcare

11%

Office and admin

10%

Education

Transportation and moving

Management

Legal and social services

Sales

Engineering and science

Food service

Cleaning and personal care

Police and fire

Business and finance

Computer and math

0.7%

Farming, fishing and forestry

0.7%

Arts, media and sports

0.2%

Industries

Manufacturing

26%

Health care and social assistance

15%

Construction

14%

Education

10%

Other services

Finance, insurance and real estate

Retail

Restaurants and hotels

Agriculture and mining

Transportation, warehousing and utilities

Public administration

Admin, support and management

Professional and technical services

Information

Wholesale

0.9%

Arts and recreation

Median earnings per worker

$40,450

U.S. $49,666

Self-employed

5.3%

U.S. 10%

Government workers

14.3%

U.S. 14.5%

Nonprofit workers

10.2%

U.S. 8.8%

Median earnings by type of work

Type of work	42320	U.S.
Management, business, science and arts	$45,239	$74,888
Service	$18,125	$26,804
Sales and office	$33,542	$40,476
Construction and maintenance	$54,860	$49,199
Production and transportation	$45,143	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

34%

Some college

25%

Associate's

11%

Bachelor's

Graduate

High school graduate or higher: 83%
Bachelor's degree or higher: 14%
Graduate or professional degree: 6.6%
Households with broadband: 89.8%
Cable, fiber or DSL: 58.8%
No internet access: 9.5%
Without health insurance: 5.2%
Limited-English households: 1.6%

Geography

City (USPS): Beaver Dam
State: Kentucky
County: Ohio County
Center point: 37.3327° N, 86.8670° W
Land area: 149 sq mi
Water area: 4.9 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

42320 spans 2 counties

Ohio County93% of land
Butler County8% of land

Cities and towns within this zip

Beaver Dam2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 42320

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42354	Mc Henry, KY	4.7 mi	283	$65,625	$102,100
42369	Rockport, KY	6.7 mi	223	$62,750	$77,300
42333	Cromwell, KY	6.8 mi	644	$33,969	$85,000
42273	Rochester, KY	8.9 mi	519	$59,745	—
42337	Drakesboro, KY	10 mi	1,683	$36,875	$75,500
42326	Browder, KY	10 mi	283	$42,167	$162,500
42370	Rosine, KY	11 mi	16	—	—
42201	Aberdeen, KY · PO box	12 mi	—	—	—
42328	Centertown, KY	12 mi	1,158	$57,679	$97,200
42219	Dunbar, KY · PO box	12 mi	—	—	—
42349	Horse Branch, KY	12 mi	1,962	$58,601	$88,900
42347	Hartford, KY	13 mi	5,829	$60,900	$134,500

Zip codes like 42320 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42320

What city is zip code 42320?

42320 is assigned to Beaver Dam, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42320 in?

42320 is mostly in Ohio County, but it extends into 1 other county.

What is the population of 42320?

About 9,128 people live in 42320, according to the Census Bureau's American Community Survey.

What time zone is 42320 in?

42320 is in Central Time.

What is the median household income in 42320?

The median household income in 42320 is $54,730.

What zip codes are near 42320?

The closest zip codes to 42320 are 42354, 42369, 42333, 42273, 42337.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42320, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.