Zip code 42765: Munfordville, Kentucky

Q: What city is zip code 42765?

42765 is assigned to Munfordville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 42765 in?

42765 is in Hart County, Kentucky.

Q: What is the population of 42765?

About 7,149 people live in 42765, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 42765?

The median household income in 42765 is $59,688.

Q: What zip codes are near 42765?

The closest zip codes to 42765 are 42713, 42729, 42749, 42784, 42722.

Residential delivery areaHart CountyCentral Time

Population

7,149

Median household income

$60K

U.S. $81K

Median home value

$144K

U.S. $333K

Median rent

$707/mo

U.S. $1,413

Median age

36.7

U.S. 38.9

Land area

115 sq mi

62 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 42765

42765 is a small-town zip code in Munfordville, Kentucky (Hart County), covering 115 sq mi of land. About 7,149 people live here, or 62 per square mile. The median resident is 36.7 years old, compared with 38.9 nationally.

The median household earns $59,688 a year, 26% below the national median of $80,734. 15.3% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $143,600, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 66% of occupied homes are lived in by their owners, and renters pay a median of $707 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32 minutes each way, and 3% of workers work from home. The most common jobs among working residents are in transportation and moving goods; construction and repair; and office and administrative support. 17% of them are self-employed (U.S.: 10%).

How 42765 compares

Sorted from highest to lowest national percentile

Self-employed workers16.9%
94th
U.S. 10% · KY 8.6%77th of 719 in KY
Residents under 1827.1%
87th
U.S. 22% · KY 22.6%139th of 724 in KY
Uninsured rate13.5%
85th
WeaknessU.S. 8.4% · KY 6%65th of 723 in KY
Income inequality (Gini)0.491
85th
WeaknessU.S. 0.483 · KY 0.477111th of 715 in KY
Average commute32 min
83rd
WeaknessU.S. 26.4 min · KY 24 min147th of 624 in KY
Poverty rate15.3%
70th
U.S. 12.5% · KY 16.1%409th of 722 in KY
Veterans6.6%
61st
U.S. 6.2% · KY 6.5%288th of 724 in KY
Housing vacancy6.8%
51st
U.S. 10.1% · KY 10.3%544th of 719 in KY
Homeownership rate66.1%
44th
U.S. 65.2% · KY 68.3%581st of 719 in KY
Residents 65 and older15.5%
42nd
U.S. 17.2% · KY 17.3%492nd of 724 in KY
Tech workers2.4%
41st
U.S. 3.8% · KY 2.2%131st of 719 in KY
Healthcare workers8.6%
36th
U.S. 9.7% · KY 10.5%433rd of 719 in KY
Median age36.7
32nd
U.S. 38.9 · KY 39.1564th of 724 in KY
Median earnings per worker$40,457
22nd
U.S. $49,666 · KY $43,552366th of 700 in KY
Median household income$59,688
20th
WeaknessU.S. $80,734 · KY $63,726282nd of 641 in KY
Per capita income$29,910
19th
WeaknessU.S. $44,673 · KY $35,821314th of 722 in KY
Unemployment rate2.8%
14th
StrengthU.S. 5.2% · KY 4.9%434th of 719 in KY
Population7,149
11th
U.S. 334,922,499 · KY 4,534,824161st of 724 in KY
Bachelor's degree or higher15.7%
11th
WeaknessU.S. 35.7% · KY 27.6%334th of 723 in KY
Government workers8.6%
10th
U.S. 14.5% · KY 14.6%575th of 719 in KY
Population density62/sq mi
9th
U.S. 95/sq mi · KY 115/sq mi339th of 724 in KY
Median home value$143,600
8th
U.S. $332,700 · KY $205,600323rd of 642 in KY
Diversity index15
8th
U.S. 61.4 · KY 32.5294th of 724 in KY
Rent-burdened renters29.4%
4th
StrengthU.S. 51.1% · KY 45.4%448th of 634 in KY
Median gross rent$707
3rd
U.S. $1,413 · KY $967330th of 467 in KY
Work from home2.9%
2nd
U.S. 15.1% · KY 10.2%470th of 719 in KY
Broadband access76.3%
2nd
WeaknessU.S. 91% · KY 88.6%611th of 719 in KY
Foreign-born residents0.3%
2nd
U.S. 14.1% · KY 4.7%387th of 724 in KY

Measure	42765	Hart	KY	U.S.	National percentile	Rank in KY
Self-employed workers	16.9%	12.8%	8.6%	10%	94th	77th of 719
Residents under 18	27.1%	24.4%	22.6%	22%	87th	139th of 724
Uninsured rateWeakness	13.5%	11.7%	6%	8.4%	85th	65th of 723
Income inequality (Gini)Weakness	0.491	0.451	0.477	0.483	85th	111th of 715
Average commuteWeakness	32 min	28.7 min	24 min	26.4 min	83rd	147th of 624
Poverty rate	15.3%	19.3%	16.1%	12.5%	70th	409th of 722
Veterans	6.6%	6.8%	6.5%	6.2%	61st	288th of 724
Housing vacancy	6.8%	17.4%	10.3%	10.1%	51st	544th of 719
Homeownership rate	66.1%	72.4%	68.3%	65.2%	44th	581st of 719
Residents 65 and older	15.5%	17.6%	17.3%	17.2%	42nd	492nd of 724
Tech workers	2.4%	1.7%	2.2%	3.8%	41st	131st of 719
Healthcare workers	8.6%	8.2%	10.5%	9.7%	36th	433rd of 719
Median age	36.7	40.4	39.1	38.9	32nd	564th of 724
Median earnings per worker	$40,457	$35,802	$43,552	$49,666	22nd	366th of 700
Median household incomeWeakness	$59,688	$52,285	$63,726	$80,734	20th	282nd of 641
Per capita incomeWeakness	$29,910	$26,411	$35,821	$44,673	19th	314th of 722
Unemployment rateStrength	2.8%	3.8%	4.9%	5.2%	14th	434th of 719
Population	7,149	19,603	4,534,824	334,922,499	11th	161st of 724
Bachelor's degree or higherWeakness	15.7%	12.2%	27.6%	35.7%	11th	334th of 723
Government workers	8.6%	9.8%	14.6%	14.5%	10th	575th of 719
Population density	62/sq mi	48/sq mi	115/sq mi	95/sq mi	9th	339th of 724
Median home value	$143,600	$146,000	$205,600	$332,700	8th	323rd of 642
Diversity index	15	18.3	32.5	61.4	8th	294th of 724
Rent-burdened rentersStrength	29.4%	35.5%	45.4%	51.1%	4th	448th of 634
Median gross rent	$707	$693	$967	$1,413	3rd	330th of 467
Work from home	2.9%	4.8%	10.2%	15.1%	2nd	470th of 719
Broadband accessWeakness	76.3%	83.7%	88.6%	91%	2nd	611th of 719
Foreign-born residents	0.3%	0.9%	4.7%	14.1%	2nd	387th of 724

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

20%

5–17

10%

18–24

11%

25–34

12%

35–44

12%

45–54

12%

55–64

65–74

75+

Median age

36.7

Under 18

27.1%

65 and over

15.5%

Race and ethnicity

White92%
Black2%
Hispanic4%
Asian0.3%
Native American0.2%
Pacific Islander0%
Other0.4%
Multiracial1%

Diversity index

U.S. 61.4

Foreign-born

0.3%

U.S. 14.1%

Born in state

70.3%

Language spoken at home (households)

English only

87%

Spanish

0.7%

Other Indo-European

12%

Asian / Pacific

0.8%

Other

Households

Households: 2,589
Average household size: 2.7
Family households: 67.3%
Married couples: 53.5%
Living alone: 30.1%
Veterans (of adults): 6.6%
Male / female: 51% / 49%

Income and poverty

Household income distribution

<$25k

23%

$25–50k

21%

$50–75k

17%

$75–100k

15%

$100–150k

15%

$150–200k

$200k+

Median household income

42765

$59,688

Hart Co.

$52,285

Kentucky

$63,726

United States

$80,734

Per capita income

$29,910

U.S. $44,673

Poverty rate

15.3%

U.S. 12.5%

Households earning $150K+

9.2%

U.S. 23%

Income inequality (Gini)

0.491

U.S. 0.483

Housing

Median home value

42765

$143,600

Hart Co.

$146,000

Kentucky

$205,600

United States

$332,700

Median gross rent

42765

$707

Hart Co.

$693

Kentucky

$967

United States

$1,413

Types of housing

Single-family

77%

2–4 units

5–19 units

20+ units

Mobile home

11%

Boat, RV, van

0.3%

Housing units: 2,778
Owner-occupied: 66.1%
Vacant: 6.8%
Median year built: 1984
Median rooms: 5.6
Renters paying 30%+ of income: 29.4%
Renters paying 50%+ of income: 17.7%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

69%

Carpooled

22%

Transit

Walked

0.8%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

14%

10–19

28%

20–29

16%

30–44

22%

45–59

60+

14%

Average commute

32 min

U.S. 26.4 min

Unemployment

2.8%

U.S. 5.2%

In labor force

55.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

17%

Construction and repair

12%

Office and admin

11%

Production

11%

Healthcare

Cleaning and personal care

Sales

Management

Food service

Farming, fishing and forestry

Computer and math

Education

Arts, media and sports

Engineering and science

Legal and social services

Police and fire

Business and finance

0.7%

Industries

Manufacturing

23%

Health care and social assistance

13%

Retail

11%

Construction

10%

Transportation, warehousing and utilities

10%

Restaurants and hotels

Agriculture and mining

Education

Finance, insurance and real estate

Admin, support and management

Other services

Arts and recreation

Public administration

Wholesale

Professional and technical services

0.9%

Information

0.6%

Median earnings per worker

$40,457

U.S. $49,666

Self-employed

16.9%

U.S. 10%

Government workers

8.6%

U.S. 14.5%

Nonprofit workers

5.8%

U.S. 8.8%

Median earnings by type of work

Type of work	42765	U.S.
Management, business, science and arts	$63,640	$74,888
Service	$19,371	$26,804
Sales and office	$35,033	$40,476
Construction and maintenance	$50,875	$49,199
Production and transportation	$45,985	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

23%

High school

35%

Some college

20%

Associate's

Bachelor's

10%

Graduate

High school graduate or higher: 76.8%
Bachelor's degree or higher: 15.7%
Graduate or professional degree: 6.1%
Households with broadband: 76.3%
Cable, fiber or DSL: 60.1%
No internet access: 22.2%
Without health insurance: 13.5%
Limited-English households: 0.2%

Geography

City (USPS): Munfordville
State: Kentucky
County: Hart County
Center point: 37.3067° N, 85.9346° W
Land area: 115 sq mi
Water area: 1.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Munfordville2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 42765

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
42713	Bonnieville, KY	5.8 mi	1,781	$60,000	$158,800
42729	Cub Run, KY	8.9 mi	2,142	$54,706	$189,200
42749	Horse Cave, KY	9.1 mi	4,423	$45,500	$142,200
42784	Upton, KY	10 mi	3,089	$68,699	$178,100
42722	Canmer, KY	12 mi	596	$60,110	$65,400
42127	Cave City, KY	13 mi	7,030	$42,893	$164,000
42757	Magnolia, KY	13 mi	2,547	$52,467	$135,600
42746	Hardyville, KY	13 mi	2,101	$50,000	$115,200
42259	Mammoth Cave, KY	14 mi	1,090	$33,566	$148,100
42726	Clarkson, KY	14 mi	4,758	$60,078	$204,200
42776	Sonora, KY	14 mi	2,082	$58,771	$192,700
42152	Hiseville, KY · PO box	16 mi	—	—	—

Zip codes like 42765 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 42765

What city is zip code 42765?

42765 is assigned to Munfordville, Kentucky. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 42765 in?

42765 is in Hart County, Kentucky.

What is the population of 42765?

About 7,149 people live in 42765, according to the Census Bureau's American Community Survey.

What time zone is 42765 in?

42765 is in Central Time.

What is the median household income in 42765?

The median household income in 42765 is $59,688.

What zip codes are near 42765?

The closest zip codes to 42765 are 42713, 42729, 42749, 42784, 42722.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 42765, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.