Zip code 38655: Oxford, Mississippi

Q: What city is zip code 38655?

38655 is assigned to Oxford, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38655 in?

38655 is in Lafayette County, Mississippi.

Q: What is the population of 38655?

About 46,156 people live in 38655, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38655?

The median household income in 38655 is $68,235.

Q: What zip codes are near 38655?

The closest zip codes to 38655 are 38675, 38677, 38673, 38601, 38949.

Residential delivery areaLafayette CountyCentral Time

Population

46,156

Median household income

$68K

U.S. $81K

Median home value

$340K

U.S. $333K

Median rent

$1,090/mo

U.S. $1,413

Median age

32.7

U.S. 38.9

Land area

362 sq mi

128 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38655

38655 is a small-town zip code in Oxford, Mississippi (Lafayette County), covering 362 sq mi of land. About 46,156 people live here, or 128 per square mile. The median resident is 32.7 years old, compared with 38.9 nationally.

The median household earns $68,235 a year, 15% below the national median of $80,734. 19.4% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $340,000, or 5.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 60% of occupied homes are lived in by their owners, and renters pay a median of $1,090 a month.

51% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 22.3 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in education, sales and healthcare.

How 38655 compares

Sorted from highest to lowest national percentile

Housing vacancy34.3%
98th
U.S. 10.1% · MS 14.6%18th of 397 in MS
Government workers26.4%
96th
U.S. 14.5% · MS 18.5%62nd of 405 in MS
Income inequality (Gini)0.531
95th
WeaknessU.S. 0.483 · MS 0.48243rd of 393 in MS
Poverty rate19.4%
83rd
WeaknessU.S. 12.5% · MS 18.9%209th of 398 in MS
Bachelor's degree or higher51.1%
80th
StrengthU.S. 35.7% · MS 25.1%13th of 403 in MS
Population46,156
76th
U.S. 334,922,499 · MS 2,946,7794th of 405 in MS
Uninsured rate9%
65th
U.S. 8.4% · MS 11%272nd of 403 in MS
Rent-burdened renters54%
63rd
U.S. 51.1% · MS 51.3%137th of 377 in MS
Self-employed workers9.8%
56th
U.S. 10% · MS 9.4%158th of 405 in MS
Healthcare workers9.8%
55th
U.S. 9.7% · MS 11.1%206th of 405 in MS
Per capita income$41,492
54th
U.S. $44,673 · MS $31,54929th of 405 in MS
Median home value$340,000
51st
U.S. $332,700 · MS $169,8003rd of 372 in MS
Broadband access92.2%
50th
U.S. 91% · MS 84.1%49th of 397 in MS
Diversity index48.3
49th
U.S. 61.4 · MS 56.1172nd of 405 in MS
Residents under 1820.4%
35th
U.S. 22% · MS 23.3%290th of 405 in MS
Tech workers2.1%
35th
U.S. 3.8% · MS 1.4%51st of 405 in MS
Residents 65 and older14.5%
34th
U.S. 17.2% · MS 17.2%314th of 405 in MS
Median household income$68,235
33rd
U.S. $80,734 · MS $56,44760th of 376 in MS
Homeownership rate60.4%
33rd
U.S. 65.2% · MS 70%326th of 397 in MS
Median earnings per worker$42,985
33rd
U.S. $49,666 · MS $40,605109th of 403 in MS
Veterans4.5%
32nd
U.S. 6.2% · MS 6.8%257th of 405 in MS
Median gross rent$1,090
28th
U.S. $1,413 · MS $95447th of 319 in MS
Work from home8.9%
28th
U.S. 15.1% · MS 5.9%53rd of 405 in MS
Average commute22.3 min
25th
U.S. 26.4 min · MS 25.6 min298th of 393 in MS
Foreign-born residents3.5%
21st
U.S. 14.1% · MS 2.4%57th of 405 in MS
Population density128/sq mi
16th
U.S. 95/sq mi · MS 63/sq mi86th of 405 in MS
Median age32.7
10th
U.S. 38.9 · MS 38.6348th of 405 in MS
Unemployment rate2.2%
7th
StrengthU.S. 5.2% · MS 5.8%320th of 405 in MS

Measure	38655	Lafayette	MS	U.S.	National percentile	Rank in MS
Housing vacancy	34.3%	33.7%	14.6%	10.1%	98th	18th of 397
Government workers	26.4%	25.9%	18.5%	14.5%	96th	62nd of 405
Income inequality (Gini)Weakness	0.531	0.523	0.482	0.483	95th	43rd of 393
Poverty rateWeakness	19.4%	18.5%	18.9%	12.5%	83rd	209th of 398
Bachelor's degree or higherStrength	51.1%	46.5%	25.1%	35.7%	80th	13th of 403
Population	46,156	58,327	2,946,779	334,922,499	76th	4th of 405
Uninsured rate	9%	9.3%	11%	8.4%	65th	272nd of 403
Rent-burdened renters	54%	54.4%	51.3%	51.1%	63rd	137th of 377
Self-employed workers	9.8%	9.4%	9.4%	10%	56th	158th of 405
Healthcare workers	9.8%	8.9%	11.1%	9.7%	55th	206th of 405
Per capita income	$41,492	$36,403	$31,549	$44,673	54th	29th of 405
Median home value	$340,000	$315,400	$169,800	$332,700	51st	3rd of 372
Broadband access	92.2%	91.7%	84.1%	91%	50th	49th of 397
Diversity index	48.3	47.7	56.1	61.4	49th	172nd of 405
Residents under 18	20.4%	18.1%	23.3%	22%	35th	290th of 405
Tech workers	2.1%	2%	1.4%	3.8%	35th	51st of 405
Residents 65 and older	14.5%	13.7%	17.2%	17.2%	34th	314th of 405
Median household income	$68,235	$67,185	$56,447	$80,734	33rd	60th of 376
Homeownership rate	60.4%	63.8%	70%	65.2%	33rd	326th of 397
Median earnings per worker	$42,985	$40,323	$40,605	$49,666	33rd	109th of 403
Veterans	4.5%	4.5%	6.8%	6.2%	32nd	257th of 405
Median gross rent	$1,090	$1,085	$954	$1,413	28th	47th of 319
Work from home	8.9%	8.6%	5.9%	15.1%	28th	53rd of 405
Average commute	22.3 min	22.7 min	25.6 min	26.4 min	25th	298th of 393
Foreign-born residents	3.5%	3.3%	2.4%	14.1%	21st	57th of 405
Population density	128/sq mi	92/sq mi	63/sq mi	95/sq mi	16th	86th of 405
Median age	32.7	30.7	38.6	38.9	10th	348th of 405
Unemployment rateStrength	2.2%	2.1%	5.8%	5.2%	7th	320th of 405

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

17%

18–24

15%

25–34

13%

35–44

10%

45–54

10%

55–64

65–74

75+

Median age

32.7

Under 18

20.4%

65 and over

14.5%

Race and ethnicity

White68%
Black23%
Hispanic4%
Asian2%
Native American0.0%
Pacific Islander0%
Other0.3%
Multiracial2%

Diversity index

48.3

U.S. 61.4

Foreign-born

3.5%

U.S. 14.1%

Born in state

58.2%

Language spoken at home (households)

English only

95%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 16,685
Average household size: 2.7
Family households: 57.9%
Married couples: 46.4%
Living alone: 31.5%
Veterans (of adults): 4.5%
Male / female: 47% / 53%

Income and poverty

Household income distribution

<$25k

19%

$25–50k

18%

$50–75k

15%

$75–100k

11%

$100–150k

16%

$150–200k

$200k+

11%

Median household income

38655

$68,235

Lafayette Co.

$67,185

Mississippi

$56,447

United States

$80,734

Per capita income

$41,492

U.S. $44,673

Poverty rate

19.4%

U.S. 12.5%

Households earning $150K+

20.3%

U.S. 23%

Income inequality (Gini)

0.531

U.S. 0.483

Housing

Median home value

38655

$340,000

Lafayette Co.

$315,400

Mississippi

$169,800

United States

$332,700

Median gross rent

38655

$1,090

Lafayette Co.

$1,085

Mississippi

$954

United States

$1,413

Types of housing

Single-family

61%

2–4 units

10%

5–19 units

17%

20+ units

Mobile home

Boat, RV, van

Housing units: 25,415
Owner-occupied: 60.4%
Vacant: 34.3%
Median year built: 2000
Median rooms: 5.2
Renters paying 30%+ of income: 54%
Renters paying 50%+ of income: 32.5%
Home value to income: 5.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

0.1%

Worked from home

Other

Commute time (one way)

<10 min

23%

10–19

44%

20–29

10%

30–44

10%

45–59

60+

Average commute

22.3 min

U.S. 26.4 min

Unemployment

2.2%

U.S. 5.2%

In labor force

60.6%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Education

12%

Sales

10%

Healthcare

10%

Office and admin

Management

Construction and repair

Food service

Transportation and moving

Legal and social services

Business and finance

Cleaning and personal care

Production

Arts, media and sports

Engineering and science

Computer and math

Police and fire

Farming, fishing and forestry

0.4%

Industries

Education

22%

Health care and social assistance

12%

Retail

11%

Restaurants and hotels

Manufacturing

Professional and technical services

Other services

Transportation, warehousing and utilities

Construction

Finance, insurance and real estate

Public administration

Arts and recreation

Admin, support and management

Information

Wholesale

Agriculture and mining

0.6%

Median earnings per worker

$42,985

U.S. $49,666

Self-employed

9.8%

U.S. 10%

Government workers

26.4%

U.S. 14.5%

Nonprofit workers

7.2%

U.S. 8.8%

Median earnings by type of work

Type of work	38655	U.S.
Management, business, science and arts	$57,661	$74,888
Service	$13,921	$26,804
Sales and office	$33,157	$40,476
Construction and maintenance	$41,793	$49,199
Production and transportation	$27,665	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

17%

Associate's

Bachelor's

26%

Graduate

25%

High school graduate or higher: 93.1%
Bachelor's degree or higher: 51.1%
Graduate or professional degree: 25.3%
Households with broadband: 92.2%
Cable, fiber or DSL: 79.5%
No internet access: 3.7%
Without health insurance: 9%
Limited-English households: 0.3%

Geography

City (USPS): Oxford
State: Mississippi
County: Lafayette County
Center point: 34.3298° N, 89.4871° W
Land area: 362 sq mi
Water area: 19 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Oxford7% of zip
Tula (unincorporated)1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38655

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38675	Tula, MS · PO box	2 mi	—	—	—
38677	University, MS	3.7 mi	5,395	—	—
38673	Taylor, MS	8.8 mi	1,056	$92,350	—
38601	Abbeville, MS	11 mi	2,507	$47,941	$190,000
38949	Paris, MS	11 mi	287	—	$308,600
38913	Banner, MS	14 mi	509	$21,387	$158,700
38965	Water Valley, MS	15 mi	8,963	$58,258	$153,100
38874	Toccopola, MS · PO box	15 mi	—	—	—
38871	Thaxton, MS	16 mi	2,337	$63,906	$97,800
38627	Etta, MS	17 mi	1,145	$62,826	$149,200
38685	Waterford, MS	18 mi	1,301	$41,210	$124,100
38864	Randolph, MS	20 mi	2,100	$54,130	$161,500

Zip codes like 38655 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38655

What city is zip code 38655?

38655 is assigned to Oxford, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38655 in?

38655 is in Lafayette County, Mississippi.

What is the population of 38655?

About 46,156 people live in 38655, according to the Census Bureau's American Community Survey.

What time zone is 38655 in?

38655 is in Central Time.

What is the median household income in 38655?

The median household income in 38655 is $68,235.

What zip codes are near 38655?

The closest zip codes to 38655 are 38675, 38677, 38673, 38601, 38949.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38655, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.