Zip code 38913: Banner, Mississippi

Q: What city is zip code 38913?

38913 is assigned to Banner, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38913 in?

38913 is mostly in Calhoun County, but it extends into 1 other county.

Q: What is the population of 38913?

About 509 people live in 38913, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38913?

The median household income in 38913 is $21,387.

Q: What zip codes are near 38913?

The closest zip codes to 38913 are 38949, 38915, 38874, 38864, 38965.

Residential delivery areaCalhoun CountyCentral Time

Population

509

Median household income

$21K

U.S. $81K

Median home value

$159K

U.S. $333K

Median rent

—

U.S. $1,413

Median age

46.5

U.S. 38.9

Land area

23 sq mi

22 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38913

38913 is a rural zip code in Banner, Mississippi (Calhoun County), covering 23 sq mi of land. About 509 people live here, or 22 per square mile. The median resident is 46.5 years old, compared with 38.9 nationally.

The median household earns $21,387 a year, about 26% of the national median of $80,734. 73.1% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $158,700, or 7.4 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 81% of occupied homes are lived in by their owners.

2% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 29.7 minutes each way, and 0% of workers work from home. The most common jobs among working residents are in office and administrative support; sales; and cleaning and personal care. 21% of them are self-employed (U.S.: 10%).

How 38913 compares

Sorted from highest to lowest national percentile

Poverty rate73.1%
99th
WeaknessU.S. 12.5% · MS 18.9%4th of 398 in MS
Uninsured rate31%
99th
WeaknessU.S. 8.4% · MS 11%6th of 403 in MS
Rent-burdened renters100%
99th
WeaknessU.S. 51.1% · MS 51.3%3rd of 377 in MS
Self-employed workers20.8%
98th
U.S. 10% · MS 9.4%26th of 405 in MS
Unemployment rate10.9%
96th
WeaknessU.S. 5.2% · MS 5.8%68th of 405 in MS
Income inequality (Gini)0.515
92nd
WeaknessU.S. 0.483 · MS 0.48258th of 393 in MS
Median age46.5
90th
U.S. 38.9 · MS 38.659th of 405 in MS
Residents 65 and older22.4%
85th
U.S. 17.2% · MS 17.2%84th of 405 in MS
Homeownership rate81.4%
81st
StrengthU.S. 65.2% · MS 70%146th of 397 in MS
Housing vacancy10.7%
74th
U.S. 10.1% · MS 14.6%309th of 397 in MS
Average commute29.7 min
72nd
U.S. 26.4 min · MS 25.6 min140th of 393 in MS
Broadband access93.4%
61st
U.S. 91% · MS 84.1%35th of 397 in MS
Residents under 1819.8%
30th
U.S. 22% · MS 23.3%300th of 405 in MS
Median home value$158,700
11th
U.S. $332,700 · MS $169,800105th of 372 in MS
Median earnings per worker$31,071
4th
WeaknessU.S. $49,666 · MS $40,605317th of 403 in MS
Population density22/sq mi
3rd
U.S. 95/sq mi · MS 63/sq mi270th of 405 in MS
Population509
1st
U.S. 334,922,499 · MS 2,946,779363rd of 405 in MS
Median household income$21,387
1st
WeaknessU.S. $80,734 · MS $56,447368th of 376 in MS
Per capita income$16,942
1st
WeaknessU.S. $44,673 · MS $31,549375th of 405 in MS
Bachelor's degree or higher2.3%
1st
WeaknessU.S. 35.7% · MS 25.1%394th of 403 in MS
Work from home0%
1st
U.S. 15.1% · MS 5.9%347th of 405 in MS
Diversity index4.2
1st
U.S. 61.4 · MS 56.1389th of 405 in MS
Veterans0%
1st
U.S. 6.2% · MS 6.8%385th of 405 in MS
Foreign-born residents0%
1st
U.S. 14.1% · MS 2.4%295th of 405 in MS
Tech workers0%
1st
U.S. 3.8% · MS 1.4%244th of 405 in MS
Healthcare workers0%
1st
U.S. 9.7% · MS 11.1%377th of 405 in MS
Government workers0%
1st
U.S. 14.5% · MS 18.5%399th of 405 in MS

Measure	38913	Calhoun	MS	U.S.	National percentile	Rank in MS
Poverty rateWeakness	73.1%	20.4%	18.9%	12.5%	99th	4th of 398
Uninsured rateWeakness	31%	12%	11%	8.4%	99th	6th of 403
Rent-burdened rentersWeakness	100%	48.8%	51.3%	51.1%	99th	3rd of 377
Self-employed workers	20.8%	13%	9.4%	10%	98th	26th of 405
Unemployment rateWeakness	10.9%	4.7%	5.8%	5.2%	96th	68th of 405
Income inequality (Gini)Weakness	0.515	0.460	0.482	0.483	92nd	58th of 393
Median age	46.5	42	38.6	38.9	90th	59th of 405
Residents 65 and older	22.4%	20.8%	17.2%	17.2%	85th	84th of 405
Homeownership rateStrength	81.4%	72%	70%	65.2%	81st	146th of 397
Housing vacancy	10.7%	16.9%	14.6%	10.1%	74th	309th of 397
Average commute	29.7 min	29.9 min	25.6 min	26.4 min	72nd	140th of 393
Broadband access	93.4%	78.4%	84.1%	91%	61st	35th of 397
Residents under 18	19.8%	22.1%	23.3%	22%	30th	300th of 405
Median home value	$158,700	$90,300	$169,800	$332,700	11th	105th of 372
Median earnings per workerWeakness	$31,071	$34,918	$40,605	$49,666	4th	317th of 403
Population density	22/sq mi	22/sq mi	63/sq mi	95/sq mi	3rd	270th of 405
Population	509	12,922	2,946,779	334,922,499	1st	363rd of 405
Median household incomeWeakness	$21,387	$43,125	$56,447	$80,734	1st	368th of 376
Per capita incomeWeakness	$16,942	$25,415	$31,549	$44,673	1st	375th of 405
Bachelor's degree or higherWeakness	2.3%	12.1%	25.1%	35.7%	1st	394th of 403
Work from home	0%	4%	5.9%	15.1%	1st	347th of 405
Diversity index	4.2	52	56.1	61.4	1st	389th of 405
Veterans	0%	4.9%	6.8%	6.2%	1st	385th of 405
Foreign-born residents	0%	3%	2.4%	14.1%	1st	295th of 405
Tech workers	0%	0.7%	1.4%	3.8%	1st	244th of 405
Healthcare workers	0%	8.9%	11.1%	9.7%	1st	377th of 405
Government workers	0%	11.5%	18.5%	14.5%	1st	399th of 405

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

15%

5–17

18–24

25–34

35–44

28%

45–54

13%

55–64

20%

65–74

75+

Median age

46.5

Under 18

19.8%

65 and over

22.4%

Race and ethnicity

White98%
Black0%
Hispanic0%
Asian0%
Native American0%
Pacific Islander0%
Other0%
Multiracial2%

Diversity index

4.2

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

83.3%

Language spoken at home (households)

English only

100%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 183
Average household size: 2.8
Family households: 85.2%
Married couples: 30.1%
Living alone: 14.8%
Veterans (of adults): 0%
Male / female: 46% / 54%

Income and poverty

Household income distribution

<$25k

70%

$25–50k

$50–75k

12%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

38913

$21,387

Calhoun Co.

$43,125

Mississippi

$56,447

United States

$80,734

Per capita income

$16,942

U.S. $44,673

Poverty rate

73.1%

U.S. 12.5%

Households earning $150K+

5.5%

U.S. 23%

Income inequality (Gini)

0.515

U.S. 0.483

Housing

Median home value

38913

$158,700

Calhoun Co.

$90,300

Mississippi

$169,800

United States

$332,700

Median gross rent

38913

—

Calhoun Co.

$662

Mississippi

$954

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

16%

Boat, RV, van

Housing units: 205
Owner-occupied: 81.4%
Vacant: 10.7%
Median year built: 1985
Median rooms: 5.6
Renters paying 30%+ of income: 100%
Renters paying 50%+ of income: 100%
Home value to income: 7.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

91%

Carpooled

Transit

Walked

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

10–19

20–29

64%

30–44

13%

45–59

13%

60+

Average commute

29.7 min

U.S. 26.4 min

Unemployment

10.9%

U.S. 5.2%

In labor force

29.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Office and admin

34%

Sales

29%

Cleaning and personal care

14%

Production

13%

Farming, fishing and forestry

Management

Business and finance

Computer and math

Engineering and science

Education

Legal and social services

Arts, media and sports

Healthcare

Police and fire

Food service

Construction and repair

Transportation and moving

Industries

Retail

29%

Transportation, warehousing and utilities

21%

Other services

14%

Manufacturing

13%

Wholesale

13%

Agriculture and mining

Health care and social assistance

Education

Professional and technical services

Construction

Restaurants and hotels

Finance, insurance and real estate

Public administration

Admin, support and management

Information

Arts and recreation

Median earnings per worker

$31,071

U.S. $49,666

Self-employed

20.8%

U.S. 10%

Government workers

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	38913	U.S.
Management, business, science and arts	—	$74,888
Service	—	$26,804
Sales and office	$35,268	$40,476
Construction and maintenance	—	$49,199
Production and transportation	—	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

66%

Some college

Associate's

Bachelor's

Graduate

High school graduate or higher: 83.2%
Bachelor's degree or higher: 2.3%
Graduate or professional degree: 2.3%
Households with broadband: 93.4%
Cable, fiber or DSL: 75.4%
No internet access: 6.6%
Without health insurance: 31%
Limited-English households: 0%

Geography

City (USPS): Banner
State: Mississippi
County: Calhoun County
Center point: 34.1389° N, 89.3849° W
Land area: 23 sq mi
Water area: 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38913 spans 2 counties

Calhoun County98% of land
Lafayette County2% of land

Zip codes near 38913

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38949	Paris, MS	3.8 mi	287	—	$308,600
38915	Bruce, MS	7 mi	3,402	$44,375	$99,300
38874	Toccopola, MS · PO box	9.7 mi	—	—	—
38864	Randolph, MS	10 mi	2,100	$54,130	$161,500
38965	Water Valley, MS	12 mi	8,963	$58,258	$153,100
38951	Pittsboro, MS	13 mi	1,075	$40,568	$60,100
38655	Oxford, MS	14 mi	46,156	$68,235	$340,000
38675	Tula, MS · PO box	16 mi	—	—	—
38871	Thaxton, MS	17 mi	2,337	$63,906	$97,800
38677	University, MS	18 mi	5,395	—	—
38673	Taylor, MS	18 mi	1,056	$92,350	—
38914	Big Creek, MS	19 mi	534	$46,250	$62,700

Questions about 38913

What city is zip code 38913?

38913 is assigned to Banner, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38913 in?

38913 is mostly in Calhoun County, but it extends into 1 other county.

What is the population of 38913?

About 509 people live in 38913, according to the Census Bureau's American Community Survey.

What time zone is 38913 in?

38913 is in Central Time.

What is the median household income in 38913?

The median household income in 38913 is $21,387.

What zip codes are near 38913?

The closest zip codes to 38913 are 38949, 38915, 38874, 38864, 38965.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38913, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.