Zip code 38654: Olive Branch, Mississippi

Q: What city is zip code 38654?

38654 is assigned to Olive Branch, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38654 in?

38654 is mostly in DeSoto County, but it extends into 1 other county.

Q: What is the population of 38654?

About 57,898 people live in 38654, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38654?

The median household income in 38654 is $103,092.

Q: What zip codes are near 38654?

The closest zip codes to 38654 are 38141, 38672, 38125, 38115, 38118.

Residential delivery areaDeSoto CountyCentral Time

Population

57,898

Median household income

$103K

U.S. $81K

Median home value

$309K

U.S. $333K

Median rent

$1,829/mo

U.S. $1,413

Median age

38.5

U.S. 38.9

Land area

92 sq mi

631 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38654

38654 is a suburban zip code in Olive Branch, Mississippi (DeSoto County), covering 92 sq mi of land. About 57,898 people live here, or 631 per square mile. The median resident is 38.5 years old, compared with 38.9 nationally.

The median household earns $103,092 a year, 28% above the national median of $80,734. 4.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $309,400, or 3.0 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 85% of occupied homes are lived in by their owners, and renters pay a median of $1,829 a month.

33% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 24.9 minutes each way, and 8% of workers work from home. The most common jobs among working residents are in transportation and moving goods; management; and office and administrative support.

How 38654 compares

Sorted from highest to lowest national percentile

Homeownership rate85.1%
89th
StrengthU.S. 65.2% · MS 70%94th of 397 in MS
Population57,898
88th
U.S. 334,922,499 · MS 2,946,7791st of 405 in MS
Veterans7.9%
76th
U.S. 6.2% · MS 6.8%91st of 405 in MS
Median gross rent$1,829
75th
U.S. $1,413 · MS $9542nd of 319 in MS
Median household income$103,092
74th
U.S. $80,734 · MS $56,4474th of 376 in MS
Residents under 1824.4%
70th
U.S. 22% · MS 23.3%159th of 405 in MS
Broadband access94.1%
67th
U.S. 91% · MS 84.1%29th of 397 in MS
Diversity index57.4
66th
U.S. 61.4 · MS 56.134th of 405 in MS
Median earnings per worker$52,136
61st
U.S. $49,666 · MS $40,60522nd of 403 in MS
Per capita income$43,486
59th
U.S. $44,673 · MS $31,54924th of 405 in MS
Bachelor's degree or higher32.5%
51st
U.S. 35.7% · MS 25.1%41st of 403 in MS
Self-employed workers9.4%
51st
U.S. 10% · MS 9.4%169th of 405 in MS
Median age38.5
46th
U.S. 38.9 · MS 38.6234th of 405 in MS
Median home value$309,400
45th
U.S. $332,700 · MS $169,8008th of 372 in MS
Uninsured rate6.2%
44th
U.S. 8.4% · MS 11%347th of 403 in MS
Average commute24.9 min
42nd
U.S. 26.4 min · MS 25.6 min242nd of 393 in MS
Population density631/sq mi
36th
U.S. 95/sq mi · MS 63/sq mi36th of 405 in MS
Tech workers2.1%
35th
U.S. 3.8% · MS 1.4%50th of 405 in MS
Foreign-born residents5%
29th
U.S. 14.1% · MS 2.4%34th of 405 in MS
Residents 65 and older13.2%
25th
U.S. 17.2% · MS 17.2%343rd of 405 in MS
Healthcare workers7.8%
25th
U.S. 9.7% · MS 11.1%266th of 405 in MS
Work from home8.1%
23rd
U.S. 15.1% · MS 5.9%75th of 405 in MS
Rent-burdened renters41.1%
18th
StrengthU.S. 51.1% · MS 51.3%234th of 377 in MS
Government workers9.9%
18th
U.S. 14.5% · MS 18.5%345th of 405 in MS
Housing vacancy3.4%
15th
U.S. 10.1% · MS 14.6%381st of 397 in MS
Poverty rate4.8%
11th
StrengthU.S. 12.5% · MS 18.9%380th of 398 in MS
Unemployment rate2.5%
10th
StrengthU.S. 5.2% · MS 5.8%304th of 405 in MS
Income inequality (Gini)0.378
9th
StrengthU.S. 0.483 · MS 0.482333rd of 393 in MS

Measure	38654	DeSoto	MS	U.S.	National percentile	Rank in MS
Homeownership rateStrength	85.1%	77.9%	70%	65.2%	89th	94th of 397
Population	57,898	191,301	2,946,779	334,922,499	88th	1st of 405
Veterans	7.9%	7.3%	6.8%	6.2%	76th	91st of 405
Median gross rent	$1,829	$1,451	$954	$1,413	75th	2nd of 319
Median household income	$103,092	$85,297	$56,447	$80,734	74th	4th of 376
Residents under 18	24.4%	25%	23.3%	22%	70th	159th of 405
Broadband access	94.1%	92.1%	84.1%	91%	67th	29th of 397
Diversity index	57.4	57.1	56.1	61.4	66th	34th of 405
Median earnings per worker	$52,136	$49,476	$40,605	$49,666	61st	22nd of 403
Per capita income	$43,486	$38,113	$31,549	$44,673	59th	24th of 405
Bachelor's degree or higher	32.5%	29%	25.1%	35.7%	51st	41st of 403
Self-employed workers	9.4%	8.2%	9.4%	10%	51st	169th of 405
Median age	38.5	37.3	38.6	38.9	46th	234th of 405
Median home value	$309,400	$269,600	$169,800	$332,700	45th	8th of 372
Uninsured rate	6.2%	8.3%	11%	8.4%	44th	347th of 403
Average commute	24.9 min	26.2 min	25.6 min	26.4 min	42nd	242nd of 393
Population density	631/sq mi	402/sq mi	63/sq mi	95/sq mi	36th	36th of 405
Tech workers	2.1%	1.9%	1.4%	3.8%	35th	50th of 405
Foreign-born residents	5%	4%	2.4%	14.1%	29th	34th of 405
Residents 65 and older	13.2%	13.5%	17.2%	17.2%	25th	343rd of 405
Healthcare workers	7.8%	10.2%	11.1%	9.7%	25th	266th of 405
Work from home	8.1%	8.2%	5.9%	15.1%	23rd	75th of 405
Rent-burdened rentersStrength	41.1%	51.9%	51.3%	51.1%	18th	234th of 377
Government workers	9.9%	13.6%	18.5%	14.5%	18th	345th of 405
Housing vacancy	3.4%	5.9%	14.6%	10.1%	15th	381st of 397
Poverty rateStrength	4.8%	9.7%	18.9%	12.5%	11th	380th of 398
Unemployment rateStrength	2.5%	3.2%	5.8%	5.2%	10th	304th of 405
Income inequality (Gini)Strength	0.378	0.410	0.482	0.483	9th	333rd of 393

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

19%

5–17

18–24

12%

25–34

15%

35–44

15%

45–54

12%

55–64

65–74

75+

Median age

38.5

Under 18

24.4%

65 and over

13.2%

Race and ethnicity

White56%
Black33%
Hispanic6%
Asian2%
Native American0.1%
Pacific Islander0%
Other0.2%
Multiracial3%

Diversity index

57.4

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

29.6%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.8%

Households

Households: 20,919
Average household size: 2.8
Family households: 76.1%
Married couples: 59.4%
Living alone: 21.1%
Veterans (of adults): 7.9%
Male / female: 49% / 51%

Income and poverty

Household income distribution

<$25k

$25–50k

12%

$50–75k

13%

$75–100k

17%

$100–150k

25%

$150–200k

13%

$200k+

13%

Median household income

38654

$103,092

DeSoto Co.

$85,297

Mississippi

$56,447

United States

$80,734

Per capita income

$43,486

U.S. $44,673

Poverty rate

4.8%

U.S. 12.5%

Households earning $150K+

26.2%

U.S. 23%

Income inequality (Gini)

0.378

U.S. 0.483

Housing

Median home value

38654

$309,400

DeSoto Co.

$269,600

Mississippi

$169,800

United States

$332,700

Median gross rent

38654

$1,829

DeSoto Co.

$1,451

Mississippi

$954

United States

$1,413

Types of housing

Single-family

92%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

0.0%

Housing units: 21,652
Owner-occupied: 85.1%
Vacant: 3.4%
Median year built: 2001
Median rooms: 7
Renters paying 30%+ of income: 41.1%
Renters paying 50%+ of income: 29.5%
Home value to income: 3.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

Transit

Walked

0.8%

Bicycle

Worked from home

Other

Commute time (one way)

<10 min

13%

10–19

25%

20–29

27%

30–44

25%

45–59

60+

Average commute

24.9 min

U.S. 26.4 min

Unemployment

2.5%

U.S. 5.2%

In labor force

69.2%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

14%

Management

14%

Office and admin

11%

Sales

10%

Construction and repair

Healthcare

Business and finance

Production

Cleaning and personal care

Food service

Education

Legal and social services

Engineering and science

Police and fire

Computer and math

Arts, media and sports

0.7%

Farming, fishing and forestry

Industries

Transportation, warehousing and utilities

16%

Manufacturing

15%

Retail

13%

Health care and social assistance

10%

Education

Restaurants and hotels

Other services

Construction

Finance, insurance and real estate

Admin, support and management

Professional and technical services

Public administration

Wholesale

Arts and recreation

Agriculture and mining

Information

Median earnings per worker

$52,136

U.S. $49,666

Self-employed

9.4%

U.S. 10%

Government workers

9.9%

U.S. 14.5%

Nonprofit workers

8.3%

U.S. 8.8%

Median earnings by type of work

Type of work	38654	U.S.
Management, business, science and arts	$71,305	$74,888
Service	$23,971	$26,804
Sales and office	$44,682	$40,476
Construction and maintenance	$59,974	$49,199
Production and transportation	$40,638	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

25%

Associate's

Bachelor's

21%

Graduate

11%

High school graduate or higher: 94.1%
Bachelor's degree or higher: 32.5%
Graduate or professional degree: 11.4%
Households with broadband: 94.1%
Cable, fiber or DSL: 81.4%
No internet access: 3.6%
Without health insurance: 6.2%
Limited-English households: 0.6%

Geography

City (USPS): Olive Branch
State: Mississippi
County: DeSoto County
Center point: 34.9339° N, 89.8163° W
Land area: 92 sq mi
Water area: 0.3 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38654 spans 2 counties

DeSoto County97% of land
Marshall County3% of land

Cities and towns within this zip

Olive Branch41% of zip
Pleasant Hill (unincorporated)5% of zip
Southaven2% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38654

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38141	Memphis, TN	6.1 mi	23,952	$60,817	$157,900
38672	Southaven, MS	6.5 mi	16,436	$116,184	$320,500
38125	Memphis, TN	6.5 mi	43,071	$86,162	$251,100
38115	Memphis, TN	8.6 mi	38,491	$45,636	$145,400
38118	Memphis, TN	9.4 mi	39,107	$43,446	$107,600
38611	Byhalia, MS	9.6 mi	16,537	$58,830	$201,700
38119	Memphis, TN	10 mi	23,464	$89,289	$296,700
38671	Southaven, MS	11 mi	37,319	$61,843	$189,000
38138	Germantown, TN	11 mi	25,167	$136,297	$430,200
38651	Nesbit, MS	11 mi	8,731	$98,760	$328,000
38679	Victoria, MS · PO box	11 mi	—	—	—
38139	Germantown, TN	11 mi	16,466	$178,661	$575,500

Zip codes like 38654 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38654

What city is zip code 38654?

38654 is assigned to Olive Branch, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38654 in?

38654 is mostly in DeSoto County, but it extends into 1 other county.

What is the population of 38654?

About 57,898 people live in 38654, according to the Census Bureau's American Community Survey.

What time zone is 38654 in?

38654 is in Central Time.

What is the median household income in 38654?

The median household income in 38654 is $103,092.

What zip codes are near 38654?

The closest zip codes to 38654 are 38141, 38672, 38125, 38115, 38118.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38654, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.