Zip code 38618: Coldwater, Mississippi

Q: What city is zip code 38618?

38618 is assigned to Coldwater, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38618 in?

38618 is mostly in Tate County, but it extends into 2 other counties.

Q: What is the population of 38618?

About 9,866 people live in 38618, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38618?

The median household income in 38618 is $66,244.

Q: What zip codes are near 38618?

The closest zip codes to 38618 are 38638, 38632, 38668, 38602, 38651.

Residential delivery areaTate CountyCentral Time

Population

9,866

Median household income

$66K

U.S. $81K

Median home value

$184K

U.S. $333K

Median rent

$1,035/mo

U.S. $1,413

Median age

46.6

U.S. 38.9

Land area

198 sq mi

50 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38618

38618 is a rural zip code in Coldwater, Mississippi (Tate County), covering 198 sq mi of land. About 9,866 people live here, or 50 per square mile. The median resident is 46.6 years old, compared with 38.9 nationally.

The median household earns $66,244 a year, 18% below the national median of $80,734. 13.9% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $183,500, or 2.8 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 83% of occupied homes are lived in by their owners, and renters pay a median of $1,035 a month.

16% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 31.9 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and transportation and moving goods.

How 38618 compares

Sorted from highest to lowest national percentile

Median age46.6
90th
U.S. 38.9 · MS 38.658th of 405 in MS
Uninsured rate14.4%
87th
WeaknessU.S. 8.4% · MS 11%101st of 403 in MS
Homeownership rate83.3%
86th
StrengthU.S. 65.2% · MS 70%119th of 397 in MS
Average commute31.9 min
83rd
WeaknessU.S. 26.4 min · MS 25.6 min98th of 393 in MS
Rent-burdened renters57.8%
76th
U.S. 51.1% · MS 51.3%113th of 377 in MS
Residents 65 and older20.2%
75th
U.S. 17.2% · MS 17.2%137th of 405 in MS
Poverty rate13.9%
65th
U.S. 12.5% · MS 18.9%289th of 398 in MS
Housing vacancy8.6%
64th
U.S. 10.1% · MS 14.6%340th of 397 in MS
Income inequality (Gini)0.452
64th
U.S. 0.483 · MS 0.482186th of 393 in MS
Diversity index52
55th
U.S. 61.4 · MS 56.1105th of 405 in MS
Veterans5.7%
48th
U.S. 6.2% · MS 6.8%193rd of 405 in MS
Government workers13.3%
47th
U.S. 14.5% · MS 18.5%303rd of 405 in MS
Unemployment rate4.4%
41st
U.S. 5.2% · MS 5.8%228th of 405 in MS
Per capita income$36,746
40th
U.S. $44,673 · MS $31,54950th of 405 in MS
Median earnings per worker$45,083
40th
U.S. $49,666 · MS $40,60587th of 403 in MS
Self-employed workers8.3%
37th
U.S. 10% · MS 9.4%216th of 405 in MS
Median household income$66,244
30th
U.S. $80,734 · MS $56,44772nd of 376 in MS
Median gross rent$1,035
24th
U.S. $1,413 · MS $95456th of 319 in MS
Median home value$183,500
18th
U.S. $332,700 · MS $169,80069th of 372 in MS
Population9,866
15th
U.S. 334,922,499 · MS 2,946,779100th of 405 in MS
Residents under 1817.1%
15th
U.S. 22% · MS 23.3%335th of 405 in MS
Foreign-born residents2%
12th
U.S. 14.1% · MS 2.4%112th of 405 in MS
Bachelor's degree or higher15.8%
11th
WeaknessU.S. 35.7% · MS 25.1%234th of 403 in MS
Work from home5%
8th
U.S. 15.1% · MS 5.9%149th of 405 in MS
Population density50/sq mi
7th
U.S. 95/sq mi · MS 63/sq mi156th of 405 in MS
Healthcare workers5.8%
7th
U.S. 9.7% · MS 11.1%313th of 405 in MS
Tech workers0.4%
5th
U.S. 3.8% · MS 1.4%195th of 405 in MS
Broadband access80%
4th
WeaknessU.S. 91% · MS 84.1%193rd of 397 in MS

Measure	38618	Tate	MS	U.S.	National percentile	Rank in MS
Median age	46.6	38.5	38.6	38.9	90th	58th of 405
Uninsured rateWeakness	14.4%	11.1%	11%	8.4%	87th	101st of 403
Homeownership rateStrength	83.3%	76%	70%	65.2%	86th	119th of 397
Average commuteWeakness	31.9 min	33.8 min	25.6 min	26.4 min	83rd	98th of 393
Rent-burdened renters	57.8%	54.7%	51.3%	51.1%	76th	113th of 377
Residents 65 and older	20.2%	16.8%	17.2%	17.2%	75th	137th of 405
Poverty rate	13.9%	16.9%	18.9%	12.5%	65th	289th of 398
Housing vacancy	8.6%	5.8%	14.6%	10.1%	64th	340th of 397
Income inequality (Gini)	0.452	0.410	0.482	0.483	64th	186th of 393
Diversity index	52	50.3	56.1	61.4	55th	105th of 405
Veterans	5.7%	5.1%	6.8%	6.2%	48th	193rd of 405
Government workers	13.3%	17.1%	18.5%	14.5%	47th	303rd of 405
Unemployment rate	4.4%	4.7%	5.8%	5.2%	41st	228th of 405
Per capita income	$36,746	$32,011	$31,549	$44,673	40th	50th of 405
Median earnings per worker	$45,083	$43,482	$40,605	$49,666	40th	87th of 403
Self-employed workers	8.3%	7.4%	9.4%	10%	37th	216th of 405
Median household income	$66,244	$69,704	$56,447	$80,734	30th	72nd of 376
Median gross rent	$1,035	$963	$954	$1,413	24th	56th of 319
Median home value	$183,500	$209,000	$169,800	$332,700	18th	69th of 372
Population	9,866	28,321	2,946,779	334,922,499	15th	100th of 405
Residents under 18	17.1%	22.3%	23.3%	22%	15th	335th of 405
Foreign-born residents	2%	1.1%	2.4%	14.1%	12th	112th of 405
Bachelor's degree or higherWeakness	15.8%	23.6%	25.1%	35.7%	11th	234th of 403
Work from home	5%	3.6%	5.9%	15.1%	8th	149th of 405
Population density	50/sq mi	70/sq mi	63/sq mi	95/sq mi	7th	156th of 405
Healthcare workers	5.8%	8.7%	11.1%	9.7%	7th	313th of 405
Tech workers	0.4%	0.8%	1.4%	3.8%	5th	195th of 405
Broadband accessWeakness	80%	84.6%	84.1%	91%	4th	193rd of 397

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

11%

25–34

12%

35–44

12%

45–54

19%

55–64

13%

65–74

75+

Median age

46.6

Under 18

17.1%

65 and over

20.2%

Race and ethnicity

White63%
Black28%
Hispanic6%
Asian0.0%
Native American0%
Pacific Islander0.0%
Other1.0%
Multiracial2%

Diversity index

U.S. 61.4

Foreign-born

U.S. 14.1%

Born in state

46.7%

Language spoken at home (households)

English only

97%

Spanish

Other Indo-European

Asian / Pacific

0.3%

Other

Households

Households: 4,369
Average household size: 2.3
Family households: 71.7%
Married couples: 50.6%
Living alone: 26.8%
Veterans (of adults): 5.7%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

21%

$25–50k

19%

$50–75k

17%

$75–100k

18%

$100–150k

13%

$150–200k

$200k+

Median household income

38618

$66,244

Tate Co.

$69,704

Mississippi

$56,447

United States

$80,734

Per capita income

$36,746

U.S. $44,673

Poverty rate

13.9%

U.S. 12.5%

Households earning $150K+

13%

U.S. 23%

Income inequality (Gini)

0.452

U.S. 0.483

Housing

Median home value

38618

$183,500

Tate Co.

$209,000

Mississippi

$169,800

United States

$332,700

Median gross rent

38618

$1,035

Tate Co.

$963

Mississippi

$954

United States

$1,413

Types of housing

Single-family

70%

2–4 units

5–19 units

20+ units

Mobile home

28%

Boat, RV, van

Housing units: 4,779
Owner-occupied: 83.3%
Vacant: 8.6%
Median year built: 1991
Median rooms: 6.2
Renters paying 30%+ of income: 57.8%
Renters paying 50%+ of income: 40.7%
Home value to income: 2.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

81%

Carpooled

13%

Transit

Walked

0.2%

Bicycle

Worked from home

Other

0.4%

Commute time (one way)

<10 min

10–19

10%

20–29

24%

30–44

38%

45–59

16%

60+

Average commute

31.9 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

58.8%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

17%

Office and admin

15%

Transportation and moving

11%

Sales

Production

Management

Cleaning and personal care

Education

Healthcare

Police and fire

Legal and social services

Engineering and science

Business and finance

Food service

Arts, media and sports

0.4%

Computer and math

0.4%

Farming, fishing and forestry

Industries

Transportation, warehousing and utilities

12%

Manufacturing

10%

Construction

10%

Finance, insurance and real estate

Retail

Admin, support and management

Education

Health care and social assistance

Other services

Professional and technical services

Restaurants and hotels

Public administration

Wholesale

Arts and recreation

Information

Agriculture and mining

Median earnings per worker

$45,083

U.S. $49,666

Self-employed

8.3%

U.S. 10%

Government workers

13.3%

U.S. 14.5%

Nonprofit workers

U.S. 8.8%

Median earnings by type of work

Type of work	38618	U.S.
Management, business, science and arts	$44,796	$74,888
Service	$26,745	$26,804
Sales and office	$39,528	$40,476
Construction and maintenance	$68,242	$49,199
Production and transportation	$44,564	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

17%

High school

40%

Some college

20%

Associate's

Bachelor's

12%

Graduate

High school graduate or higher: 83.2%
Bachelor's degree or higher: 15.8%
Graduate or professional degree: 4.1%
Households with broadband: 80%
Cable, fiber or DSL: 43.8%
No internet access: 16.5%
Without health insurance: 14.4%
Limited-English households: 0.4%

Geography

City (USPS): Coldwater
State: Mississippi
County: Tate County
Center point: 34.7163° N, 89.9378° W
Land area: 198 sq mi
Water area: 5.6 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

38618 spans 3 counties

Tate County97% of land
DeSoto County2% of land
Marshall County1% of land

Cities and towns within this zip

Arkabutla (unincorporated)2% of zip
Coldwater1% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38618

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38638	Independence, MS · PO box	6.4 mi	—	—	—
38632	Hernando, MS	7 mi	31,374	$93,583	$322,000
38668	Senatobia, MS	8.8 mi	14,791	$71,827	$235,200
38602	Arkabutla, MS · PO box	9.8 mi	—	—	—
38651	Nesbit, MS	13 mi	8,731	$98,760	$328,000
38672	Southaven, MS	14 mi	16,436	$116,184	$320,500
38619	Como, MS	15 mi	5,366	$35,379	$142,000
38665	Sarah, MS	16 mi	3,514	$80,223	$170,100
38654	Olive Branch, MS	17 mi	57,898	$103,092	$309,400
38637	Horn Lake, MS	17 mi	26,647	$53,311	$171,400
38671	Southaven, MS	18 mi	37,319	$61,843	$189,000
38611	Byhalia, MS	18 mi	16,537	$58,830	$201,700

Zip codes like 38618 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38618

What city is zip code 38618?

38618 is assigned to Coldwater, Mississippi. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38618 in?

38618 is mostly in Tate County, but it extends into 2 other counties.

What is the population of 38618?

About 9,866 people live in 38618, according to the Census Bureau's American Community Survey.

What time zone is 38618 in?

38618 is in Central Time.

What is the median household income in 38618?

The median household income in 38618 is $66,244.

What zip codes are near 38618?

The closest zip codes to 38618 are 38638, 38632, 38668, 38602, 38651.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38618, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.