Zip code 38103: Memphis, Tennessee

Q: What city is zip code 38103?

38103 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38103 in?

38103 is in Shelby County, Tennessee.

Q: What is the population of 38103?

About 14,534 people live in 38103, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38103?

The median household income in 38103 is $76,278.

Q: What zip codes are near 38103?

The closest zip codes to 38103 are 37544, 38101, 38148, 38150, 38159.

Residential delivery areaShelby CountyCentral Time

Population

14,534

Median household income

$76K

U.S. $81K

Median home value

$397K

U.S. $333K

Median rent

$1,661/mo

U.S. $1,413

Median age

35.5

U.S. 38.9

Land area

2.7 sq mi

5,489 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38103

38103 is an urban zip code in Memphis, Tennessee (Shelby County), covering 2.7 sq mi of land. About 14,534 people live here, or 5,489 per square mile. The median resident is 35.5 years old, compared with 38.9 nationally.

The median household earns $76,278 a year, close to the national median of $80,734. 9.8% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $397,300, or 5.2 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 32% of occupied homes are lived in by their owners, and renters pay a median of $1,661 a month.

62% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 18.2 minutes each way, and 12% of workers work from home. The most common jobs among working residents are in healthcare; management; and office and administrative support.

How 38103 compares

Sorted from highest to lowest national percentile

Healthcare workers18.4%
99th
U.S. 9.7% · TN 9.6%22nd of 607 in TN
Income inequality (Gini)0.523
94th
WeaknessU.S. 0.483 · TN 0.47646th of 600 in TN
Per capita income$74,744
93rd
StrengthU.S. $44,673 · TN $39,43714th of 608 in TN
Bachelor's degree or higher61.6%
90th
StrengthU.S. 35.7% · TN 31.1%24th of 604 in TN
Median earnings per worker$68,011
85th
StrengthU.S. $49,666 · TN $45,22917th of 606 in TN
Population density5,489/sq mi
83rd
U.S. 95/sq mi · TN 171/sq mi8th of 608 in TN
Housing vacancy10%
71st
U.S. 10.1% · TN 10.2%353rd of 602 in TN
Diversity index57.2
66th
U.S. 61.4 · TN 46.441st of 608 in TN
Median gross rent$1,661
65th
U.S. $1,413 · TN $1,18934th of 515 in TN
Broadband access93.8%
64th
U.S. 91% · TN 89.2%84th of 600 in TN
Median home value$397,300
62nd
U.S. $332,700 · TN $286,70060th of 590 in TN
Government workers15.4%
62nd
U.S. 14.5% · TN 13.7%241st of 607 in TN
Tech workers3.5%
61st
U.S. 3.8% · TN 2.8%113th of 607 in TN
Foreign-born residents9.5%
49th
U.S. 14.1% · TN 6.1%46th of 608 in TN
Median household income$76,278
45th
U.S. $80,734 · TN $69,595154th of 590 in TN
Work from home11.7%
45th
U.S. 15.1% · TN 12.9%210th of 608 in TN
Poverty rate9.8%
43rd
U.S. 12.5% · TN 13.8%421st of 600 in TN
Veterans5.3%
43rd
U.S. 6.2% · TN 7.3%464th of 607 in TN
Uninsured rate5.3%
36th
U.S. 8.4% · TN 10%511th of 607 in TN
Rent-burdened renters43.8%
25th
U.S. 51.1% · TN 48.8%294th of 584 in TN
Median age35.5
24th
U.S. 38.9 · TN 38.9522nd of 608 in TN
Population14,534
22nd
U.S. 334,922,499 · TN 7,066,383169th of 608 in TN
Residents 65 and older9.7%
7th
U.S. 17.2% · TN 17.1%567th of 608 in TN
Self-employed workers5.6%
7th
U.S. 10% · TN 9.8%521st of 607 in TN
Average commute18.2 min
6th
StrengthU.S. 26.4 min · TN 25.7 min568th of 597 in TN
Unemployment rate2.1%
6th
StrengthU.S. 5.2% · TN 4.7%477th of 607 in TN
Homeownership rate31.7%
5th
WeaknessU.S. 65.2% · TN 66.9%585th of 600 in TN
Residents under 185.8%
1st
U.S. 22% · TN 22.2%583rd of 608 in TN

Measure	38103	Shelby	TN	U.S.	National percentile	Rank in TN
Healthcare workers	18.4%	9.4%	9.6%	9.7%	99th	22nd of 607
Income inequality (Gini)Weakness	0.523	0.513	0.476	0.483	94th	46th of 600
Per capita incomeStrength	$74,744	$39,083	$39,437	$44,673	93rd	14th of 608
Bachelor's degree or higherStrength	61.6%	34.3%	31.1%	35.7%	90th	24th of 604
Median earnings per workerStrength	$68,011	$44,634	$45,229	$49,666	85th	17th of 606
Population density	5,489/sq mi	1,221/sq mi	171/sq mi	95/sq mi	83rd	8th of 608
Housing vacancy	10%	10.3%	10.2%	10.1%	71st	353rd of 602
Diversity index	57.2	61	46.4	61.4	66th	41st of 608
Median gross rent	$1,661	$1,232	$1,189	$1,413	65th	34th of 515
Broadband access	93.8%	89.6%	89.2%	91%	64th	84th of 600
Median home value	$397,300	$249,100	$286,700	$332,700	62nd	60th of 590
Government workers	15.4%	13.8%	13.7%	14.5%	62nd	241st of 607
Tech workers	3.5%	3%	2.8%	3.8%	61st	113th of 607
Foreign-born residents	9.5%	7.9%	6.1%	14.1%	49th	46th of 608
Median household income	$76,278	$63,767	$69,595	$80,734	45th	154th of 590
Work from home	11.7%	10.8%	12.9%	15.1%	45th	210th of 608
Poverty rate	9.8%	17.8%	13.8%	12.5%	43rd	421st of 600
Veterans	5.3%	5.9%	7.3%	6.2%	43rd	464th of 607
Uninsured rate	5.3%	12%	10%	8.4%	36th	511th of 607
Rent-burdened renters	43.8%	54.2%	48.8%	51.1%	25th	294th of 584
Median age	35.5	35.9	38.9	38.9	24th	522nd of 608
Population	14,534	919,173	7,066,383	334,922,499	22nd	169th of 608
Residents 65 and older	9.7%	14.8%	17.1%	17.2%	7th	567th of 608
Self-employed workers	5.6%	8.3%	9.8%	10%	7th	521st of 607
Average commuteStrength	18.2 min	22.3 min	25.7 min	26.4 min	6th	568th of 597
Unemployment rateStrength	2.1%	7.2%	4.7%	5.2%	6th	477th of 607
Homeownership rateWeakness	31.7%	54.1%	66.9%	65.2%	5th	585th of 600
Residents under 18	5.8%	25.4%	22.2%	22%	1st	583rd of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

10%

18–24

33%

25–34

19%

35–44

11%

45–54

11%

55–64

65–74

75+

Median age

35.5

Under 18

5.8%

65 and over

9.7%

Race and ethnicity

White59%
Black26%
Hispanic4%
Asian7%
Native American0.1%
Pacific Islander0%
Other0%
Multiracial3%

Diversity index

57.2

U.S. 61.4

Foreign-born

9.5%

U.S. 14.1%

Born in state

34.4%

Language spoken at home (households)

English only

86%

Spanish

Other Indo-European

Asian / Pacific

Other

0.7%

Households

Households: 8,372
Average household size: 1.5
Family households: 27.3%
Married couples: 21.6%
Living alone: 62.4%
Veterans (of adults): 5.3%
Male / female: 60% / 40%

Income and poverty

Household income distribution

<$25k

16%

$25–50k

13%

$50–75k

20%

$75–100k

12%

$100–150k

13%

$150–200k

11%

$200k+

15%

Median household income

38103

$76,278

Shelby Co.

$63,767

Tennessee

$69,595

United States

$80,734

Per capita income

$74,744

U.S. $44,673

Poverty rate

9.8%

U.S. 12.5%

Households earning $150K+

25.8%

U.S. 23%

Income inequality (Gini)

0.523

U.S. 0.483

Housing

Median home value

38103

$397,300

Shelby Co.

$249,100

Tennessee

$286,700

United States

$332,700

Median gross rent

38103

$1,661

Shelby Co.

$1,232

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

23%

2–4 units

5–19 units

25%

20+ units

48%

Mobile home

0.3%

Boat, RV, van

Housing units: 9,303
Owner-occupied: 31.7%
Vacant: 10%
Median year built: 1999
Median rooms: 3.8
Renters paying 30%+ of income: 43.8%
Renters paying 50%+ of income: 22%
Home value to income: 5.2× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

77%

Carpooled

Transit

0.8%

Walked

Bicycle

0.3%

Worked from home

12%

Other

Commute time (one way)

<10 min

15%

10–19

38%

20–29

29%

30–44

14%

45–59

60+

0.5%

Average commute

18.2 min

U.S. 26.4 min

Unemployment

2.1%

U.S. 5.2%

In labor force

66.7%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

18%

Management

17%

Office and admin

12%

Sales

10%

Engineering and science

Transportation and moving

Business and finance

Legal and social services

Education

Computer and math

Food service

Arts, media and sports

Cleaning and personal care

Police and fire

Production

Construction and repair

0.9%

Farming, fishing and forestry

0.3%

Industries

Health care and social assistance

25%

Transportation, warehousing and utilities

11%

Retail

Professional and technical services

Education

Finance, insurance and real estate

Manufacturing

Restaurants and hotels

Public administration

Other services

Admin, support and management

Information

Construction

Wholesale

Arts and recreation

Agriculture and mining

0.8%

Median earnings per worker

$68,011

U.S. $49,666

Self-employed

5.6%

U.S. 10%

Government workers

15.4%

U.S. 14.5%

Nonprofit workers

13.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38103	U.S.
Management, business, science and arts	$74,938	$74,888
Service	$40,323	$26,804
Sales and office	$51,934	$40,476
Construction and maintenance	$18,843	$49,199
Production and transportation	$131,567	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

14%

Some college

15%

Associate's

Bachelor's

29%

Graduate

32%

High school graduate or higher: 94.4%
Bachelor's degree or higher: 61.6%
Graduate or professional degree: 32.3%
Households with broadband: 93.8%
Cable, fiber or DSL: 69.7%
No internet access: 2.3%
Without health insurance: 5.3%
Limited-English households: 1.2%

Geography

City (USPS): Memphis
State: Tennessee
County: Shelby County
Center point: 35.1531° N, 90.0565° W
Land area: 2.7 sq mi
Water area: 1.4 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Memphis100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38103

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
37544	Memphis, TN · PO box	0.5 mi	—	—	—
38101	Memphis, TN · PO box	0.5 mi	—	—	—
38148	Memphis, TN · PO box	0.5 mi	—	—	—
38150	Memphis, TN · PO box	0.5 mi	—	—	—
38159	Memphis, TN · PO box	0.5 mi	—	—	—
38173	Memphis, TN · PO box	0.5 mi	—	—	—
38105	Memphis, TN	1.2 mi	5,534	$34,015	$90,200
38126	Memphis, TN	1.9 mi	5,946	$30,071	$59,300
38107	Memphis, TN	2.2 mi	13,912	$35,265	$152,000
38104	Memphis, TN	3.3 mi	22,634	$58,117	$317,200
38106	Memphis, TN	3.7 mi	20,962	$30,232	$71,800
37501	Memphis, TN · PO box	3.9 mi	—	—	—

Zip codes like 38103 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38103

What city is zip code 38103?

38103 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38103 in?

38103 is in Shelby County, Tennessee.

What is the population of 38103?

About 14,534 people live in 38103, according to the Census Bureau's American Community Survey.

What time zone is 38103 in?

38103 is in Central Time.

What is the median household income in 38103?

The median household income in 38103 is $76,278.

What zip codes are near 38103?

The closest zip codes to 38103 are 37544, 38101, 38148, 38150, 38159.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38103, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.