Zip code 38104: Memphis, Tennessee

Q: What city is zip code 38104?

38104 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38104 in?

38104 is in Shelby County, Tennessee.

Q: What is the population of 38104?

About 22,634 people live in 38104, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38104?

The median household income in 38104 is $58,117.

Q: What zip codes are near 38104?

The closest zip codes to 38104 are 38112, 38105, 38126, 37501, 38114.

Residential delivery areaShelby CountyCentral Time

Population

22,634

Median household income

$58K

U.S. $81K

Median home value

$317K

U.S. $333K

Median rent

$1,112/mo

U.S. $1,413

Median age

U.S. 38.9

Land area

5 sq mi

4,571 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38104

38104 is an urban zip code in Memphis, Tennessee (Shelby County), covering 5 sq mi of land. About 22,634 people live here, or 4,571 per square mile. The median resident is 37 years old, compared with 38.9 nationally.

The median household earns $58,117 a year, 28% below the national median of $80,734. 16% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $317,200, or 5.5 years of median household income (U.S.: 4.1 years), which makes homes relatively expensive for local earners. 38% of occupied homes are lived in by their owners, and renters pay a median of $1,112 a month.

51% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 19.1 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in management; office and administrative support; and sales.

How 38104 compares

Sorted from highest to lowest national percentile

Income inequality (Gini)0.543
97th
WeaknessU.S. 0.483 · TN 0.47632nd of 600 in TN
Uninsured rate12.5%
82nd
WeaknessU.S. 8.4% · TN 10%147th of 607 in TN
Bachelor's degree or higher51.3%
81st
StrengthU.S. 35.7% · TN 31.1%42nd of 604 in TN
Population density4,571/sq mi
79th
U.S. 95/sq mi · TN 171/sq mi11th of 608 in TN
Per capita income$53,836
78th
U.S. $44,673 · TN $39,43741st of 608 in TN
Housing vacancy10.6%
74th
U.S. 10.1% · TN 10.2%334th of 602 in TN
Poverty rate16%
73rd
U.S. 12.5% · TN 13.8%245th of 600 in TN
Tech workers3.8%
66th
U.S. 3.8% · TN 2.8%92nd of 607 in TN
Diversity index55.9
63rd
U.S. 61.4 · TN 46.444th of 608 in TN
Median earnings per worker$52,478
62nd
U.S. $49,666 · TN $45,22992nd of 606 in TN
Rent-burdened renters52%
55th
U.S. 51.1% · TN 48.8%168th of 584 in TN
Median home value$317,200
47th
U.S. $332,700 · TN $286,700123rd of 590 in TN
Work from home11.3%
42nd
U.S. 15.1% · TN 12.9%226th of 608 in TN
Residents 65 and older15.4%
41st
U.S. 17.2% · TN 17.1%450th of 608 in TN
Unemployment rate4.3%
39th
U.S. 5.2% · TN 4.7%289th of 607 in TN
Government workers12.3%
38th
U.S. 14.5% · TN 13.7%395th of 607 in TN
Veterans4.8%
36th
U.S. 6.2% · TN 7.3%491st of 607 in TN
Population22,634
35th
U.S. 334,922,499 · TN 7,066,383105th of 608 in TN
Median age37
34th
U.S. 38.9 · TN 38.9489th of 608 in TN
Foreign-born residents5.7%
33rd
U.S. 14.1% · TN 6.1%109th of 608 in TN
Self-employed workers7.9%
31st
U.S. 10% · TN 9.8%419th of 607 in TN
Median gross rent$1,112
29th
U.S. $1,413 · TN $1,189150th of 515 in TN
Broadband access88.4%
25th
U.S. 91% · TN 89.2%245th of 600 in TN
Healthcare workers7.7%
23rd
U.S. 9.7% · TN 9.6%413th of 607 in TN
Median household income$58,117
18th
WeaknessU.S. $80,734 · TN $69,595356th of 590 in TN
Average commute19.1 min
9th
StrengthU.S. 26.4 min · TN 25.7 min554th of 597 in TN
Homeownership rate38%
8th
WeaknessU.S. 65.2% · TN 66.9%581st of 600 in TN
Residents under 1812.9%
5th
U.S. 22% · TN 22.2%536th of 608 in TN

Measure	38104	Shelby	TN	U.S.	National percentile	Rank in TN
Income inequality (Gini)Weakness	0.543	0.513	0.476	0.483	97th	32nd of 600
Uninsured rateWeakness	12.5%	12%	10%	8.4%	82nd	147th of 607
Bachelor's degree or higherStrength	51.3%	34.3%	31.1%	35.7%	81st	42nd of 604
Population density	4,571/sq mi	1,221/sq mi	171/sq mi	95/sq mi	79th	11th of 608
Per capita income	$53,836	$39,083	$39,437	$44,673	78th	41st of 608
Housing vacancy	10.6%	10.3%	10.2%	10.1%	74th	334th of 602
Poverty rate	16%	17.8%	13.8%	12.5%	73rd	245th of 600
Tech workers	3.8%	3%	2.8%	3.8%	66th	92nd of 607
Diversity index	55.9	61	46.4	61.4	63rd	44th of 608
Median earnings per worker	$52,478	$44,634	$45,229	$49,666	62nd	92nd of 606
Rent-burdened renters	52%	54.2%	48.8%	51.1%	55th	168th of 584
Median home value	$317,200	$249,100	$286,700	$332,700	47th	123rd of 590
Work from home	11.3%	10.8%	12.9%	15.1%	42nd	226th of 608
Residents 65 and older	15.4%	14.8%	17.1%	17.2%	41st	450th of 608
Unemployment rate	4.3%	7.2%	4.7%	5.2%	39th	289th of 607
Government workers	12.3%	13.8%	13.7%	14.5%	38th	395th of 607
Veterans	4.8%	5.9%	7.3%	6.2%	36th	491st of 607
Population	22,634	919,173	7,066,383	334,922,499	35th	105th of 608
Median age	37	35.9	38.9	38.9	34th	489th of 608
Foreign-born residents	5.7%	7.9%	6.1%	14.1%	33rd	109th of 608
Self-employed workers	7.9%	8.3%	9.8%	10%	31st	419th of 607
Median gross rent	$1,112	$1,232	$1,189	$1,413	29th	150th of 515
Broadband access	88.4%	89.6%	89.2%	91%	25th	245th of 600
Healthcare workers	7.7%	9.4%	9.6%	9.7%	23rd	413th of 607
Median household incomeWeakness	$58,117	$63,767	$69,595	$80,734	18th	356th of 590
Average commuteStrength	19.1 min	22.3 min	25.7 min	26.4 min	9th	554th of 597
Homeownership rateWeakness	38%	54.1%	66.9%	65.2%	8th	581st of 600
Residents under 18	12.9%	25.4%	22.2%	22%	5th	536th of 608

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

5–17

18–24

25%

25–34

14%

35–44

12%

45–54

11%

55–64

10%

65–74

75+

Median age

Under 18

12.9%

65 and over

15.4%

Race and ethnicity

White59%
Black29%
Hispanic5%
Asian3%
Native American0.2%
Pacific Islander0.2%
Other0.3%
Multiracial3%

Diversity index

55.9

U.S. 61.4

Foreign-born

5.7%

U.S. 14.1%

Born in state

54.7%

Language spoken at home (households)

English only

93%

Spanish

Other Indo-European

Asian / Pacific

Other

0.3%

Households

Households: 12,863
Average household size: 1.7
Family households: 30.7%
Married couples: 19%
Living alone: 58.3%
Veterans (of adults): 4.8%
Male / female: 50% / 50%

Income and poverty

Household income distribution

<$25k

20%

$25–50k

23%

$50–75k

18%

$75–100k

12%

$100–150k

11%

$150–200k

$200k+

10%

Median household income

38104

$58,117

Shelby Co.

$63,767

Tennessee

$69,595

United States

$80,734

Per capita income

$53,836

U.S. $44,673

Poverty rate

16%

U.S. 12.5%

Households earning $150K+

15.8%

U.S. 23%

Income inequality (Gini)

0.543

U.S. 0.483

Housing

Median home value

38104

$317,200

Shelby Co.

$249,100

Tennessee

$286,700

United States

$332,700

Median gross rent

38104

$1,112

Shelby Co.

$1,232

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

43%

2–4 units

11%

5–19 units

18%

20+ units

28%

Mobile home

0.2%

Boat, RV, van

Housing units: 14,392
Owner-occupied: 38%
Vacant: 10.6%
Median year built: 1949
Median rooms: 4.6
Renters paying 30%+ of income: 52%
Renters paying 50%+ of income: 24.2%
Home value to income: 5.5× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

73%

Carpooled

Transit

0.6%

Walked

Bicycle

0.4%

Worked from home

11%

Other

0.5%

Commute time (one way)

<10 min

17%

10–19

39%

20–29

26%

30–44

12%

45–59

60+

Average commute

19.1 min

U.S. 26.4 min

Unemployment

4.3%

U.S. 5.2%

In labor force

71.3%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Management

17%

Office and admin

10%

Sales

Healthcare

Education

Business and finance

Food service

Cleaning and personal care

Transportation and moving

Engineering and science

Arts, media and sports

Computer and math

Legal and social services

Construction and repair

Production

Police and fire

0.9%

Farming, fishing and forestry

Industries

Health care and social assistance

15%

Education

12%

Professional and technical services

10%

Restaurants and hotels

Transportation, warehousing and utilities

Other services

Retail

Manufacturing

Finance, insurance and real estate

Admin, support and management

Construction

Arts and recreation

Public administration

Information

Wholesale

Agriculture and mining

0.1%

Median earnings per worker

$52,478

U.S. $49,666

Self-employed

7.9%

U.S. 10%

Government workers

12.3%

U.S. 14.5%

Nonprofit workers

18.6%

U.S. 8.8%

Median earnings by type of work

Type of work	38104	U.S.
Management, business, science and arts	$67,042	$74,888
Service	$26,094	$26,804
Sales and office	$41,917	$40,476
Construction and maintenance	$42,384	$49,199
Production and transportation	$33,691	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

16%

Some college

24%

Associate's

Bachelor's

27%

Graduate

24%

High school graduate or higher: 93.9%
Bachelor's degree or higher: 51.3%
Graduate or professional degree: 24.1%
Households with broadband: 88.4%
Cable, fiber or DSL: 72.5%
No internet access: 7.3%
Without health insurance: 12.5%
Limited-English households: 1.4%

Geography

City (USPS): Memphis
State: Tennessee
County: Shelby County
Center point: 35.1326° N, 90.0043° W
Land area: 5 sq mi
Water area: under 0.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Memphis100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38104

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38112	Memphis, TN	1.9 mi	16,809	$55,207	$252,100
38105	Memphis, TN	2.2 mi	5,534	$34,015	$90,200
38126	Memphis, TN	2.3 mi	5,946	$30,071	$59,300
37501	Memphis, TN · PO box	2.7 mi	—	—	—
38114	Memphis, TN	2.7 mi	20,298	$34,206	$82,000
37544	Memphis, TN · PO box	2.8 mi	—	—	—
38101	Memphis, TN · PO box	2.8 mi	—	—	—
38107	Memphis, TN	2.8 mi	13,912	$35,265	$152,000
38148	Memphis, TN · PO box	2.8 mi	—	—	—
38150	Memphis, TN · PO box	2.8 mi	—	—	—
38159	Memphis, TN · PO box	2.8 mi	—	—	—
38173	Memphis, TN · PO box	2.8 mi	—	—	—

Zip codes like 38104 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38104

What city is zip code 38104?

38104 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38104 in?

38104 is in Shelby County, Tennessee.

What is the population of 38104?

About 22,634 people live in 38104, according to the Census Bureau's American Community Survey.

What time zone is 38104 in?

38104 is in Central Time.

What is the median household income in 38104?

The median household income in 38104 is $58,117.

What zip codes are near 38104?

The closest zip codes to 38104 are 38112, 38105, 38126, 37501, 38114.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38104, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.