Zip code 38106: Memphis, Tennessee

Q: What city is zip code 38106?

38106 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 38106 in?

38106 is in Shelby County, Tennessee.

Q: What is the population of 38106?

About 20,962 people live in 38106, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 38106?

The median household income in 38106 is $30,232.

Q: What zip codes are near 38106?

The closest zip codes to 38106 are 38126, 38104, 38132, 38114, 37544.

Residential delivery areaShelby CountyCentral Time

Population

20,962

Median household income

$30K

U.S. $81K

Median home value

$72K

U.S. $333K

Median rent

$952/mo

U.S. $1,413

Median age

41.9

U.S. 38.9

Land area

10 sq mi

2,039 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 38106

38106 is a suburban zip code in Memphis, Tennessee (Shelby County), covering 10 sq mi of land. About 20,962 people live here, or 2,039 per square mile. The median resident is 41.9 years old, compared with 38.9 nationally.

The median household earns $30,232 a year, about 37% of the national median of $80,734. 43% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $71,800, or 2.4 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 39% of occupied homes are lived in by their owners, and renters pay a median of $952 a month.

10% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 21.2 minutes each way, and 5% of workers work from home. The most common jobs among working residents are in transportation and moving goods; office and administrative support; and cleaning and personal care.

How 38106 compares

Sorted from highest to lowest national percentile

Poverty rate43%
99th
WeaknessU.S. 12.5% · TN 13.8%9th of 600 in TN
Unemployment rate19.7%
99th
WeaknessU.S. 5.2% · TN 4.7%5th of 607 in TN
Housing vacancy23%
95th
U.S. 10.1% · TN 10.2%85th of 602 in TN
Uninsured rate16.5%
91st
WeaknessU.S. 8.4% · TN 10%58th of 607 in TN
Income inequality (Gini)0.485
83rd
WeaknessU.S. 0.483 · TN 0.476100th of 600 in TN
Rent-burdened renters57.2%
74th
U.S. 51.1% · TN 48.8%105th of 584 in TN
Median age41.9
71st
U.S. 38.9 · TN 38.9316th of 608 in TN
Residents 65 and older19.3%
69th
U.S. 17.2% · TN 17.1%298th of 608 in TN
Residents under 1824.2%
68th
U.S. 22% · TN 22.2%137th of 608 in TN
Population density2,039/sq mi
57th
U.S. 95/sq mi · TN 171/sq mi52nd of 608 in TN
Government workers13.6%
49th
U.S. 14.5% · TN 13.7%334th of 607 in TN
Veterans5%
38th
U.S. 6.2% · TN 7.3%479th of 607 in TN
Population20,962
33rd
U.S. 334,922,499 · TN 7,066,383120th of 608 in TN
Tech workers2%
33rd
U.S. 3.8% · TN 2.8%239th of 607 in TN
Average commute21.2 min
19th
StrengthU.S. 26.4 min · TN 25.7 min513th of 597 in TN
Median gross rent$952
17th
U.S. $1,413 · TN $1,189226th of 515 in TN
Healthcare workers6.3%
10th
U.S. 9.7% · TN 9.6%472nd of 607 in TN
Homeownership rate38.6%
9th
WeaknessU.S. 65.2% · TN 66.9%580th of 600 in TN
Foreign-born residents1.5%
9th
U.S. 14.1% · TN 6.1%337th of 608 in TN
Work from home4.9%
7th
U.S. 15.1% · TN 12.9%470th of 608 in TN
Diversity index11.9
5th
U.S. 61.4 · TN 46.4467th of 608 in TN
Median earnings per worker$32,000
4th
WeaknessU.S. $49,666 · TN $45,229563rd of 606 in TN
Bachelor's degree or higher10.3%
3rd
WeaknessU.S. 35.7% · TN 31.1%539th of 604 in TN
Per capita income$19,130
2nd
WeaknessU.S. $44,673 · TN $39,437580th of 608 in TN
Broadband access74.3%
2nd
WeaknessU.S. 91% · TN 89.2%556th of 600 in TN
Median household income$30,232
1st
WeaknessU.S. $80,734 · TN $69,595577th of 590 in TN
Median home value$71,800
1st
U.S. $332,700 · TN $286,700586th of 590 in TN
Self-employed workers3.4%
1st
U.S. 10% · TN 9.8%559th of 607 in TN

Measure	38106	Shelby	TN	U.S.	National percentile	Rank in TN
Poverty rateWeakness	43%	17.8%	13.8%	12.5%	99th	9th of 600
Unemployment rateWeakness	19.7%	7.2%	4.7%	5.2%	99th	5th of 607
Housing vacancy	23%	10.3%	10.2%	10.1%	95th	85th of 602
Uninsured rateWeakness	16.5%	12%	10%	8.4%	91st	58th of 607
Income inequality (Gini)Weakness	0.485	0.513	0.476	0.483	83rd	100th of 600
Rent-burdened renters	57.2%	54.2%	48.8%	51.1%	74th	105th of 584
Median age	41.9	35.9	38.9	38.9	71st	316th of 608
Residents 65 and older	19.3%	14.8%	17.1%	17.2%	69th	298th of 608
Residents under 18	24.2%	25.4%	22.2%	22%	68th	137th of 608
Population density	2,039/sq mi	1,221/sq mi	171/sq mi	95/sq mi	57th	52nd of 608
Government workers	13.6%	13.8%	13.7%	14.5%	49th	334th of 607
Veterans	5%	5.9%	7.3%	6.2%	38th	479th of 607
Population	20,962	919,173	7,066,383	334,922,499	33rd	120th of 608
Tech workers	2%	3%	2.8%	3.8%	33rd	239th of 607
Average commuteStrength	21.2 min	22.3 min	25.7 min	26.4 min	19th	513th of 597
Median gross rent	$952	$1,232	$1,189	$1,413	17th	226th of 515
Healthcare workers	6.3%	9.4%	9.6%	9.7%	10th	472nd of 607
Homeownership rateWeakness	38.6%	54.1%	66.9%	65.2%	9th	580th of 600
Foreign-born residents	1.5%	7.9%	6.1%	14.1%	9th	337th of 608
Work from home	4.9%	10.8%	12.9%	15.1%	7th	470th of 608
Diversity index	11.9	61	46.4	61.4	5th	467th of 608
Median earnings per workerWeakness	$32,000	$44,634	$45,229	$49,666	4th	563rd of 606
Bachelor's degree or higherWeakness	10.3%	34.3%	31.1%	35.7%	3rd	539th of 604
Per capita incomeWeakness	$19,130	$39,083	$39,437	$44,673	2nd	580th of 608
Broadband accessWeakness	74.3%	89.6%	89.2%	91%	2nd	556th of 600
Median household incomeWeakness	$30,232	$63,767	$69,595	$80,734	1st	577th of 590
Median home value	$71,800	$249,100	$286,700	$332,700	1st	586th of 590
Self-employed workers	3.4%	8.3%	9.8%	10%	1st	559th of 607

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

11%

25–34

12%

35–44

12%

45–54

14%

55–64

12%

65–74

75+

Median age

41.9

Under 18

24.2%

65 and over

19.3%

Race and ethnicity

White2%
Black94%
Hispanic3%
Asian0%
Native American0.0%
Pacific Islander0%
Other0.2%
Multiracial1%

Diversity index

11.9

U.S. 61.4

Foreign-born

1.5%

U.S. 14.1%

Born in state

80.1%

Language spoken at home (households)

English only

98%

Spanish

Other Indo-European

0.8%

Asian / Pacific

Other

0.0%

Households

Households: 8,640
Average household size: 2.4
Family households: 47.7%
Married couples: 12.4%
Living alone: 47.9%
Veterans (of adults): 5%
Male / female: 48% / 52%

Income and poverty

Household income distribution

<$25k

40%

$25–50k

28%

$50–75k

14%

$75–100k

10%

$100–150k

$150–200k

$200k+

0.7%

Median household income

38106

$30,232

Shelby Co.

$63,767

Tennessee

$69,595

United States

$80,734

Per capita income

$19,130

U.S. $44,673

Poverty rate

43%

U.S. 12.5%

Households earning $150K+

2.1%

U.S. 23%

Income inequality (Gini)

0.485

U.S. 0.483

Housing

Median home value

38106

$71,800

Shelby Co.

$249,100

Tennessee

$286,700

United States

$332,700

Median gross rent

38106

$952

Shelby Co.

$1,232

Tennessee

$1,189

United States

$1,413

Types of housing

Single-family

84%

2–4 units

5–19 units

20+ units

Mobile home

Boat, RV, van

Housing units: 11,226
Owner-occupied: 38.6%
Vacant: 23%
Median year built: 1954
Median rooms: 5.6
Renters paying 30%+ of income: 57.2%
Renters paying 50%+ of income: 35.4%
Home value to income: 2.4× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

10%

Transit

Walked

Bicycle

0.1%

Worked from home

Other

0.8%

Commute time (one way)

<10 min

10–19

20%

20–29

56%

30–44

11%

45–59

60+

Average commute

21.2 min

U.S. 26.4 min

Unemployment

19.7%

U.S. 5.2%

In labor force

49.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Transportation and moving

22%

Office and admin

20%

Cleaning and personal care

Construction and repair

Production

Food service

Healthcare

Sales

Business and finance

Management

Education

Police and fire

Computer and math

Legal and social services

0.6%

Arts, media and sports

0.3%

Engineering and science

Farming, fishing and forestry

Industries

Transportation, warehousing and utilities

25%

Health care and social assistance

14%

Retail

Restaurants and hotels

Admin, support and management

Manufacturing

Education

Public administration

Construction

Other services

Professional and technical services

Finance, insurance and real estate

Wholesale

Arts and recreation

Information

0.8%

Agriculture and mining

Median earnings per worker

$32,000

U.S. $49,666

Self-employed

3.4%

U.S. 10%

Government workers

13.6%

U.S. 14.5%

Nonprofit workers

4.4%

U.S. 8.8%

Median earnings by type of work

Type of work	38106	U.S.
Management, business, science and arts	$41,970	$74,888
Service	$22,683	$26,804
Sales and office	$32,072	$40,476
Construction and maintenance	$45,190	$49,199
Production and transportation	$31,640	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

18%

High school

47%

Some college

18%

Associate's

Bachelor's

Graduate

High school graduate or higher: 81.9%
Bachelor's degree or higher: 10.3%
Graduate or professional degree: 3.1%
Households with broadband: 74.3%
Cable, fiber or DSL: 30.9%
No internet access: 22.2%
Without health insurance: 16.5%
Limited-English households: 0.6%

Geography

City (USPS): Memphis
State: Tennessee
County: Shelby County
Center point: 35.1008° N, 90.0403° W
Land area: 10 sq mi
Water area: 0.2 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Memphis100% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 38106

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
38126	Memphis, TN	1.8 mi	5,946	$30,071	$59,300
38104	Memphis, TN	3 mi	22,634	$58,117	$317,200
38132	Memphis, TN	3.1 mi	30	—	—
38114	Memphis, TN	3.1 mi	20,298	$34,206	$82,000
37544	Memphis, TN · PO box	3.4 mi	—	—	—
38101	Memphis, TN · PO box	3.4 mi	—	—	—
38148	Memphis, TN · PO box	3.4 mi	—	—	—
38150	Memphis, TN · PO box	3.4 mi	—	—	—
38159	Memphis, TN · PO box	3.4 mi	—	—	—
38173	Memphis, TN · PO box	3.4 mi	—	—	—
38105	Memphis, TN	3.5 mi	5,534	$34,015	$90,200
38131	Memphis, TN	3.6 mi	0	—	—

Zip codes like 38106 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 38106

What city is zip code 38106?

38106 is assigned to Memphis, Tennessee. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 38106 in?

38106 is in Shelby County, Tennessee.

What is the population of 38106?

About 20,962 people live in 38106, according to the Census Bureau's American Community Survey.

What time zone is 38106 in?

38106 is in Central Time.

What is the median household income in 38106?

The median household income in 38106 is $30,232.

What zip codes are near 38106?

The closest zip codes to 38106 are 38126, 38104, 38132, 38114, 37544.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 38106, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.