Zip code 32564: Holt, Florida

Q: What city is zip code 32564?

32564 is assigned to Holt, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32564 in?

32564 is mostly in Santa Rosa County, but it extends into 1 other county.

Q: What is the population of 32564?

About 2,676 people live in 32564, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32564?

The median household income in 32564 is $59,875.

Q: What zip codes are near 32564?

The closest zip codes to 32564 are 32537, 32536, 32588, 32570, 32531.

Residential delivery areaSanta Rosa CountyCentral Time

Population

2,676

Median household income

$60K

U.S. $81K

Median home value

$163K

U.S. $333K

Median rent

$807/mo

U.S. $1,413

Median age

51.6

U.S. 38.9

Land area

103 sq mi

26 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32564

32564 is a rural zip code in Holt, Florida (Santa Rosa County), covering 103 sq mi of land. About 2,676 people live here, or 26 per square mile. The median resident is 51.6 years old, compared with 38.9 nationally.

The median household earns $59,875 a year, 26% below the national median of $80,734. 10.7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $162,800, or 2.7 years of median household income (U.S.: 4.1 years), which makes homes relatively affordable for local earners. 82% of occupied homes are lived in by their owners, and renters pay a median of $807 a month.

12% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 41.5 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in sales; transportation and moving goods; and healthcare.

How 32564 compares

Sorted from highest to lowest national percentile

Average commute41.5 min
98th
WeaknessU.S. 26.4 min · FL 28 min20th of 948 in FL
Veterans14.2%
97th
U.S. 6.2% · FL 7.4%84th of 976 in FL
Median age51.6
96th
U.S. 38.9 · FL 42.6238th of 977 in FL
Residents 65 and older22.7%
86th
U.S. 17.2% · FL 21.3%396th of 977 in FL
Government workers20.2%
85th
U.S. 14.5% · FL 11.7%117th of 973 in FL
Rent-burdened renters60.4%
84th
WeaknessU.S. 51.1% · FL 60.1%405th of 945 in FL
Homeownership rate81.9%
83rd
StrengthU.S. 65.2% · FL 67.6%304th of 969 in FL
Income inequality (Gini)0.462
71st
U.S. 0.483 · FL 0.485367th of 968 in FL
Uninsured rate9.2%
67th
U.S. 8.4% · FL 11.5%587th of 973 in FL
Self-employed workers10.8%
67th
U.S. 10% · FL 12.8%609th of 973 in FL
Healthcare workers10.6%
66th
U.S. 9.7% · FL 9.5%292nd of 973 in FL
Tech workers3.5%
61st
U.S. 3.8% · FL 3.1%293rd of 973 in FL
Poverty rate10.7%
49th
U.S. 12.5% · FL 12.6%532nd of 970 in FL
Median earnings per worker$45,409
42nd
U.S. $49,666 · FL $44,337411th of 961 in FL
Unemployment rate4.4%
41st
U.S. 5.2% · FL 4.8%486th of 973 in FL
Work from home10.9%
40th
U.S. 15.1% · FL 15.7%652nd of 975 in FL
Per capita income$34,244
32nd
U.S. $44,673 · FL $42,609617th of 977 in FL
Median household income$59,875
20th
WeaknessU.S. $80,734 · FL $74,568711th of 948 in FL
Housing vacancy3.8%
19th
U.S. 10.1% · FL 14.7%901st of 969 in FL
Foreign-born residents2.5%
15th
U.S. 14.1% · FL 21.9%881st of 977 in FL
Diversity index21.3
14th
U.S. 61.4 · FL 64.7876th of 977 in FL
Median home value$162,800
13th
U.S. $332,700 · FL $359,000852nd of 935 in FL
Residents under 1815.4%
9th
U.S. 22% · FL 19.5%701st of 977 in FL
Median gross rent$807
7th
U.S. $1,413 · FL $1,669873rd of 902 in FL
Broadband access80.3%
5th
WeaknessU.S. 91% · FL 91.6%906th of 969 in FL
Population2,676
4th
U.S. 334,922,499 · FL 22,416,077869th of 977 in FL
Population density26/sq mi
4th
U.S. 95/sq mi · FL 418/sq mi931st of 977 in FL
Bachelor's degree or higher11.5%
4th
WeaknessU.S. 35.7% · FL 34.1%905th of 975 in FL

Measure	32564	Santa Rosa	FL	U.S.	National percentile	Rank in FL
Average commuteWeakness	41.5 min	30.5 min	28 min	26.4 min	98th	20th of 948
Veterans	14.2%	16.5%	7.4%	6.2%	97th	84th of 976
Median age	51.6	40.1	42.6	38.9	96th	238th of 977
Residents 65 and older	22.7%	16.7%	21.3%	17.2%	86th	396th of 977
Government workers	20.2%	16.4%	11.7%	14.5%	85th	117th of 973
Rent-burdened rentersWeakness	60.4%	40.2%	60.1%	51.1%	84th	405th of 945
Homeownership rateStrength	81.9%	80.6%	67.6%	65.2%	83rd	304th of 969
Income inequality (Gini)	0.462	0.417	0.485	0.483	71st	367th of 968
Uninsured rate	9.2%	10.2%	11.5%	8.4%	67th	587th of 973
Self-employed workers	10.8%	10.7%	12.8%	10%	67th	609th of 973
Healthcare workers	10.6%	10.4%	9.5%	9.7%	66th	292nd of 973
Tech workers	3.5%	3.9%	3.1%	3.8%	61st	293rd of 973
Poverty rate	10.7%	8.8%	12.6%	12.5%	49th	532nd of 970
Median earnings per worker	$45,409	$47,911	$44,337	$49,666	42nd	411th of 961
Unemployment rate	4.4%	4.5%	4.8%	5.2%	41st	486th of 973
Work from home	10.9%	12.7%	15.7%	15.1%	40th	652nd of 975
Per capita income	$34,244	$42,760	$42,609	$44,673	32nd	617th of 977
Median household incomeWeakness	$59,875	$91,922	$74,568	$80,734	20th	711th of 948
Housing vacancy	3.8%	9.2%	14.7%	10.1%	19th	901st of 969
Foreign-born residents	2.5%	4.9%	21.9%	14.1%	15th	881st of 977
Diversity index	21.3	37.3	64.7	61.4	14th	876th of 977
Median home value	$162,800	$329,800	$359,000	$332,700	13th	852nd of 935
Residents under 18	15.4%	21.8%	19.5%	22%	9th	701st of 977
Median gross rent	$807	$1,544	$1,669	$1,413	7th	873rd of 902
Broadband accessWeakness	80.3%	93.7%	91.6%	91%	5th	906th of 969
Population	2,676	198,472	22,416,077	334,922,499	4th	869th of 977
Population density	26/sq mi	196/sq mi	418/sq mi	95/sq mi	4th	931st of 977
Bachelor's degree or higherWeakness	11.5%	32%	34.1%	35.7%	4th	905th of 975

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

11%

25–34

35–44

14%

45–54

21%

55–64

14%

65–74

75+

Median age

51.6

Under 18

15.4%

65 and over

22.7%

Race and ethnicity

White88%
Black2%
Hispanic5%
Asian0.6%
Native American0.4%
Pacific Islander0%
Other0%
Multiracial4%

Diversity index

21.3

U.S. 61.4

Foreign-born

2.5%

U.S. 14.1%

Born in state

56.6%

Language spoken at home (households)

English only

91%

Spanish

Other Indo-European

Asian / Pacific

Other

Households

Households: 1,150
Average household size: 2.3
Family households: 79.7%
Married couples: 65.5%
Living alone: 19.8%
Veterans (of adults): 14.2%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

31%

$25–50k

12%

$50–75k

15%

$75–100k

10%

$100–150k

17%

$150–200k

$200k+

10%

Median household income

32564

$59,875

Santa Rosa Co.

$91,922

Florida

$74,568

United States

$80,734

Per capita income

$34,244

U.S. $44,673

Poverty rate

10.7%

U.S. 12.5%

Households earning $150K+

14.8%

U.S. 23%

Income inequality (Gini)

0.462

U.S. 0.483

Housing

Median home value

32564

$162,800

Santa Rosa Co.

$329,800

Florida

$359,000

United States

$332,700

Median gross rent

32564

$807

Santa Rosa Co.

$1,544

Florida

$1,669

United States

$1,413

Types of housing

Single-family

50%

2–4 units

5–19 units

20+ units

Mobile home

42%

Boat, RV, van

Housing units: 1,196
Owner-occupied: 81.9%
Vacant: 3.8%
Median year built: 1995
Median rooms: 5.7
Renters paying 30%+ of income: 60.4%
Renters paying 50%+ of income: 49.1%
Home value to income: 2.7× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

71%

Carpooled

16%

Transit

Walked

Bicycle

Worked from home

11%

Other

Commute time (one way)

<10 min

10–19

11%

20–29

14%

30–44

21%

45–59

22%

60+

28%

Average commute

41.5 min

U.S. 26.4 min

Unemployment

4.4%

U.S. 5.2%

In labor force

49.1%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Sales

15%

Transportation and moving

12%

Healthcare

11%

Cleaning and personal care

10%

Construction and repair

Management

Education

Production

Food service

Business and finance

Legal and social services

Computer and math

Farming, fishing and forestry

Engineering and science

Police and fire

Office and admin

Arts, media and sports

Industries

Retail

24%

Public administration

11%

Admin, support and management

Other services

Construction

Professional and technical services

Education

Health care and social assistance

Transportation, warehousing and utilities

Restaurants and hotels

Manufacturing

Finance, insurance and real estate

Wholesale

Agriculture and mining

0.9%

Information

Arts and recreation

Median earnings per worker

$45,409

U.S. $49,666

Self-employed

10.8%

U.S. 10%

Government workers

20.2%

U.S. 14.5%

Nonprofit workers

8.4%

U.S. 8.8%

Median earnings by type of work

Type of work	32564	U.S.
Management, business, science and arts	$82,629	$74,888
Service	$19,728	$26,804
Sales and office	$32,056	$40,476
Construction and maintenance	$48,846	$49,199
Production and transportation	$41,050	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

13%

High school

36%

Some college

23%

Associate's

17%

Bachelor's

Graduate

High school graduate or higher: 87.5%
Bachelor's degree or higher: 11.5%
Graduate or professional degree: 5.3%
Households with broadband: 80.3%
Cable, fiber or DSL: 50.3%
No internet access: 15.1%
Without health insurance: 9.2%
Limited-English households: 0%

Geography

City (USPS): Holt
State: Florida
County: Santa Rosa County
Center point: 30.7288° N, 86.7819° W
Land area: 103 sq mi
Water area: 1.1 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

32564 spans 2 counties

Santa Rosa County50% of land
Okaloosa County50% of land

Cities and towns within this zip

Harold (unincorporated)5% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32564

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32537	Milligan, FL · PO box	7.6 mi	—	—	—
32536	Crestview, FL	11 mi	25,599	$78,119	$305,800
32588	Niceville, FL · PO box	12 mi	—	—	—
32570	Milton, FL	13 mi	37,197	$77,222	$258,200
32531	Baker, FL	13 mi	7,314	$84,992	$321,000
32583	Milton, FL	14 mi	31,828	$85,440	$245,400
32572	Milton, FL · PO box	17 mi	—	—	—
32530	Bagdad, FL	17 mi	275	—	$106,300
32539	Crestview, FL	18 mi	33,290	$74,369	$286,200
32547	Fort Walton Beach, FL	20 mi	35,527	$70,711	$321,300
32542	Eglin Afb, FL	21 mi	3,578	$77,900	—
32544	Hurlburt Field, FL	21 mi	2,256	$47,865	—

Zip codes like 32564 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32564

What city is zip code 32564?

32564 is assigned to Holt, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32564 in?

32564 is mostly in Santa Rosa County, but it extends into 1 other county.

What is the population of 32564?

About 2,676 people live in 32564, according to the Census Bureau's American Community Survey.

What time zone is 32564 in?

32564 is in Central Time.

What is the median household income in 32564?

The median household income in 32564 is $59,875.

What zip codes are near 32564?

The closest zip codes to 32564 are 32537, 32536, 32588, 32570, 32531.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32564, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.