Zip code 32539: Crestview, Florida

Q: What city is zip code 32539?

32539 is assigned to Crestview, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 32539 in?

32539 is mostly in Okaloosa County, but it extends into 1 other county.

Q: What is the population of 32539?

About 33,290 people live in 32539, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 32539?

The median household income in 32539 is $74,369.

Q: What zip codes are near 32539?

The closest zip codes to 32539 are 32536, 32434, 32567, 32588, 32537.

Residential delivery areaOkaloosa CountyCentral Time

Population

33,290

Median household income

$74K

U.S. $81K

Median home value

$286K

U.S. $333K

Median rent

$1,391/mo

U.S. $1,413

Median age

35.7

U.S. 38.9

Land area

128 sq mi

260 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 32539

32539 is a small-town zip code in Crestview, Florida (Okaloosa County), covering 128 sq mi of land. About 33,290 people live here, or 260 per square mile. The median resident is 35.7 years old, compared with 38.9 nationally.

The median household earns $74,369 a year, close to the national median of $80,734. 7% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $286,200, or 3.8 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 78% of occupied homes are lived in by their owners, and renters pay a median of $1,391 a month.

25% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 32.1 minutes each way, and 9% of workers work from home. The most common jobs among working residents are in construction and repair; office and administrative support; and management.

How 32539 compares

Sorted from highest to lowest national percentile

Veterans22.4%
99th
U.S. 6.2% · FL 7.4%16th of 976 in FL
Government workers26.9%
96th
U.S. 14.5% · FL 11.7%55th of 973 in FL
Average commute32.1 min
84th
WeaknessU.S. 26.4 min · FL 28 min194th of 948 in FL
Rent-burdened renters59.8%
82nd
WeaknessU.S. 51.1% · FL 60.1%426th of 945 in FL
Homeownership rate78.3%
74th
U.S. 65.2% · FL 67.6%408th of 969 in FL
Residents under 1824.2%
68th
U.S. 22% · FL 19.5%173rd of 977 in FL
Uninsured rate9.2%
67th
U.S. 8.4% · FL 11.5%586th of 973 in FL
Broadband access93.7%
64th
U.S. 91% · FL 91.6%344th of 969 in FL
Housing vacancy7.6%
57th
U.S. 10.1% · FL 14.7%725th of 969 in FL
Population33,290
56th
U.S. 334,922,499 · FL 22,416,077250th of 977 in FL
Median gross rent$1,391
50th
U.S. $1,413 · FL $1,669578th of 902 in FL
Healthcare workers9.2%
46th
U.S. 9.7% · FL 9.5%484th of 973 in FL
Residents 65 and older15.9%
45th
U.S. 17.2% · FL 21.3%691st of 977 in FL
Tech workers2.6%
45th
U.S. 3.8% · FL 3.1%455th of 973 in FL
Median household income$74,369
42nd
U.S. $80,734 · FL $74,568440th of 948 in FL
Diversity index44.2
42nd
U.S. 61.4 · FL 64.7557th of 977 in FL
Median home value$286,200
41st
U.S. $332,700 · FL $359,000590th of 935 in FL
Per capita income$35,829
37th
U.S. $44,673 · FL $42,609559th of 977 in FL
Self-employed workers8.2%
35th
U.S. 10% · FL 12.8%810th of 973 in FL
Income inequality (Gini)0.418
35th
U.S. 0.483 · FL 0.485681st of 968 in FL
Bachelor's degree or higher25.2%
34th
U.S. 35.7% · FL 34.1%590th of 975 in FL
Median earnings per worker$42,630
32nd
U.S. $49,666 · FL $44,337519th of 961 in FL
Work from home9.4%
31st
U.S. 15.1% · FL 15.7%735th of 975 in FL
Unemployment rate3.6%
26th
U.S. 5.2% · FL 4.8%652nd of 973 in FL
Median age35.7
25th
U.S. 38.9 · FL 42.6858th of 977 in FL
Poverty rate7%
25th
U.S. 12.5% · FL 12.6%789th of 970 in FL
Population density260/sq mi
24th
U.S. 95/sq mi · FL 418/sq mi707th of 977 in FL
Foreign-born residents3.5%
21st
U.S. 14.1% · FL 21.9%848th of 977 in FL

Measure	32539	Okaloosa	FL	U.S.	National percentile	Rank in FL
Veterans	22.4%	20.4%	7.4%	6.2%	99th	16th of 976
Government workers	26.9%	20.2%	11.7%	14.5%	96th	55th of 973
Average commuteWeakness	32.1 min	26.3 min	28 min	26.4 min	84th	194th of 948
Rent-burdened rentersWeakness	59.8%	55%	60.1%	51.1%	82nd	426th of 945
Homeownership rate	78.3%	68.4%	67.6%	65.2%	74th	408th of 969
Residents under 18	24.2%	22.6%	19.5%	22%	68th	173rd of 977
Uninsured rate	9.2%	11.8%	11.5%	8.4%	67th	586th of 973
Broadband access	93.7%	93.2%	91.6%	91%	64th	344th of 969
Housing vacancy	7.6%	17.8%	14.7%	10.1%	57th	725th of 969
Population	33,290	216,599	22,416,077	334,922,499	56th	250th of 977
Median gross rent	$1,391	$1,612	$1,669	$1,413	50th	578th of 902
Healthcare workers	9.2%	8.7%	9.5%	9.7%	46th	484th of 973
Residents 65 and older	15.9%	16.6%	21.3%	17.2%	45th	691st of 977
Tech workers	2.6%	3.8%	3.1%	3.8%	45th	455th of 973
Median household income	$74,369	$81,998	$74,568	$80,734	42nd	440th of 948
Diversity index	44.2	49.4	64.7	61.4	42nd	557th of 977
Median home value	$286,200	$351,200	$359,000	$332,700	41st	590th of 935
Per capita income	$35,829	$44,070	$42,609	$44,673	37th	559th of 977
Self-employed workers	8.2%	12.1%	12.8%	10%	35th	810th of 973
Income inequality (Gini)	0.418	0.439	0.485	0.483	35th	681st of 968
Bachelor's degree or higher	25.2%	34.8%	34.1%	35.7%	34th	590th of 975
Median earnings per worker	$42,630	$43,743	$44,337	$49,666	32nd	519th of 961
Work from home	9.4%	9.7%	15.7%	15.1%	31st	735th of 975
Unemployment rate	3.6%	3.8%	4.8%	5.2%	26th	652nd of 973
Median age	35.7	37.4	42.6	38.9	25th	858th of 977
Poverty rate	7%	9.3%	12.6%	12.5%	25th	789th of 970
Population density	260/sq mi	233/sq mi	418/sq mi	95/sq mi	24th	707th of 977
Foreign-born residents	3.5%	9.2%	21.9%	14.1%	21st	848th of 977

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

18%

5–17

18–24

17%

25–34

13%

35–44

11%

45–54

11%

55–64

10%

65–74

75+

Median age

35.7

Under 18

24.2%

65 and over

15.9%

Race and ethnicity

White73%
Black12%
Hispanic6%
Asian2%
Native American0.2%
Pacific Islander0.0%
Other0.1%
Multiracial7%

Diversity index

44.2

U.S. 61.4

Foreign-born

3.5%

U.S. 14.1%

Born in state

39.5%

Language spoken at home (households)

English only

92%

Spanish

Other Indo-European

Asian / Pacific

Other

0.2%

Households

Households: 11,835
Average household size: 2.6
Family households: 73.5%
Married couples: 56.5%
Living alone: 22%
Veterans (of adults): 22.4%
Male / female: 52% / 48%

Income and poverty

Household income distribution

<$25k

11%

$25–50k

16%

$50–75k

24%

$75–100k

10%

$100–150k

23%

$150–200k

$200k+

Median household income

32539

$74,369

Okaloosa Co.

$81,998

Florida

$74,568

United States

$80,734

Per capita income

$35,829

U.S. $44,673

Poverty rate

U.S. 12.5%

Households earning $150K+

15.3%

U.S. 23%

Income inequality (Gini)

0.418

U.S. 0.483

Housing

Median home value

32539

$286,200

Okaloosa Co.

$351,200

Florida

$359,000

United States

$332,700

Median gross rent

32539

$1,391

Okaloosa Co.

$1,612

Florida

$1,669

United States

$1,413

Types of housing

Single-family

86%

2–4 units

0.8%

5–19 units

20+ units

Mobile home

Boat, RV, van

0.5%

Housing units: 12,813
Owner-occupied: 78.3%
Vacant: 7.6%
Median year built: 1999
Median rooms: 6
Renters paying 30%+ of income: 59.8%
Renters paying 50%+ of income: 16.3%
Home value to income: 3.8× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

80%

Carpooled

Transit

0.6%

Walked

Bicycle

Worked from home

Other

0.3%

Commute time (one way)

<10 min

15%

10–19

18%

20–29

12%

30–44

20%

45–59

21%

60+

14%

Average commute

32.1 min

U.S. 26.4 min

Unemployment

3.6%

U.S. 5.2%

In labor force

59.5%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Construction and repair

13%

Office and admin

10%

Management

10%

Healthcare

Sales

Food service

Transportation and moving

Education

Business and finance

Cleaning and personal care

Production

Engineering and science

Police and fire

Computer and math

Legal and social services

Arts, media and sports

Farming, fishing and forestry

0.1%

Industries

Public administration

15%

Health care and social assistance

13%

Retail

11%

Restaurants and hotels

10%

Education

Construction

Professional and technical services

Manufacturing

Other services

Transportation, warehousing and utilities

Admin, support and management

Finance, insurance and real estate

Arts and recreation

Wholesale

Information

0.5%

Agriculture and mining

0.3%

Median earnings per worker

$42,630

U.S. $49,666

Self-employed

8.2%

U.S. 10%

Government workers

26.9%

U.S. 14.5%

Nonprofit workers

4.5%

U.S. 8.8%

Median earnings by type of work

Type of work	32539	U.S.
Management, business, science and arts	$54,712	$74,888
Service	$25,313	$26,804
Sales and office	$34,237	$40,476
Construction and maintenance	$58,097	$49,199
Production and transportation	$41,882	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

High school

27%

Some college

26%

Associate's

14%

Bachelor's

17%

Graduate

High school graduate or higher: 92.5%
Bachelor's degree or higher: 25.2%
Graduate or professional degree: 8.6%
Households with broadband: 93.7%
Cable, fiber or DSL: 81.6%
No internet access: 5.3%
Without health insurance: 9.2%
Limited-English households: 0.7%

Geography

City (USPS): Crestview
State: Florida
County: Okaloosa County
Center point: 30.7790° N, 86.4772° W
Land area: 128 sq mi
Water area: 1.7 sq mi
Time zone: Central Time (UTC-6, UTC-5 in summer)
Zip type: Residential delivery area

32539 spans 2 counties

Okaloosa County89% of land
Walton County11% of land

Cities and towns within this zip

Crestview4% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 32539

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
32536	Crestview, FL	7.4 mi	25,599	$78,119	$305,800
32434	Mossy Head, FL · PO box	9.9 mi	—	—	—
32567	Laurel Hill, FL	10 mi	5,609	$76,500	$289,800
32588	Niceville, FL · PO box	11 mi	—	—	—
32537	Milligan, FL · PO box	11 mi	—	—	—
32531	Baker, FL	15 mi	7,314	$84,992	$321,000
32538	Paxton, FL · PO box	17 mi	—	—	—
32433	Defuniak Springs, FL	17 mi	19,746	$52,199	$165,000
36455	Lockhart, AL	18 mi	343	$32,125	$67,800
32564	Holt, FL	18 mi	2,676	$59,875	$162,800
32578	Niceville, FL	19 mi	34,738	$108,972	$447,700
32580	Valparaiso, FL	19 mi	4,194	$91,645	$394,700

Zip codes like 32539 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 32539

What city is zip code 32539?

32539 is assigned to Crestview, Florida. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 32539 in?

32539 is mostly in Okaloosa County, but it extends into 1 other county.

What is the population of 32539?

About 33,290 people live in 32539, according to the Census Bureau's American Community Survey.

What time zone is 32539 in?

32539 is in Central Time.

What is the median household income in 32539?

The median household income in 32539 is $74,369.

What zip codes are near 32539?

The closest zip codes to 32539 are 32536, 32434, 32567, 32588, 32537.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 32539, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.