Zip code 28160: Spindale, North Carolina

Q: What city is zip code 28160?

28160 is assigned to Spindale, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

Q: What county is 28160 in?

28160 is in Rutherford County, North Carolina.

Q: What is the population of 28160?

About 3,665 people live in 28160, according to the Census Bureau's American Community Survey.

Q: What is the median household income in 28160?

The median household income in 28160 is $40,868.

Q: What zip codes are near 28160?

The closest zip codes to 28160 are 28139, 28043, 28074, 28019, 28040.

Residential delivery areaRutherford CountyEastern Time

Population

3,665

Median household income

$41K

U.S. $81K

Median home value

$164K

U.S. $333K

Median rent

$735/mo

U.S. $1,413

Median age

46.4

U.S. 38.9

Land area

5.5 sq mi

666 people/sq mi

Boundary is the Census Bureau's ZIP Code Tabulation Area, which closely tracks the postal delivery area.

About 28160

28160 is a suburban zip code in Spindale, North Carolina (Rutherford County), covering 5.5 sq mi of land. About 3,665 people live here, or 666 per square mile. The median resident is 46.4 years old, compared with 38.9 nationally.

The median household earns $40,868 a year, about 51% of the national median of $80,734. 22% of residents live below the poverty line (U.S.: 12.5%). A typical home is valued at $164,000, or 4.0 years of median household income (U.S.: 4.1 years), which makes homes about as affordable as the national average for local earners. 47% of occupied homes are lived in by their owners, and renters pay a median of $735 a month.

15% of adults hold a bachelor's degree or higher (U.S.: 36%). Commuters average 27.3 minutes each way, and 11% of workers work from home. The most common jobs among working residents are in healthcare; production and manufacturing; and transportation and moving goods.

How 28160 compares

Sorted from highest to lowest national percentile

Unemployment rate15%
99th
WeaknessU.S. 5.2% · NC 4.7%21st of 799 in NC
Healthcare workers17.6%
98th
U.S. 9.7% · NC 9.5%47th of 798 in NC
Median age46.4
90th
U.S. 38.9 · NC 39.1242nd of 802 in NC
Uninsured rate15.1%
89th
WeaknessU.S. 8.4% · NC 9.9%118th of 797 in NC
Poverty rate22%
88th
WeaknessU.S. 12.5% · NC 13%115th of 788 in NC
Housing vacancy13.5%
83rd
U.S. 10.1% · NC 12.5%348th of 789 in NC
Residents 65 and older21.4%
81st
U.S. 17.2% · NC 17.2%316th of 802 in NC
Veterans7.1%
67th
U.S. 6.2% · NC 7.4%384th of 801 in NC
Average commute27.3 min
58th
U.S. 26.4 min · NC 25.1 min315th of 771 in NC
Diversity index47
47th
U.S. 61.4 · NC 58.4384th of 802 in NC
Work from home11.3%
42nd
U.S. 15.1% · NC 16.3%320th of 799 in NC
Income inequality (Gini)0.426
42nd
U.S. 0.483 · NC 0.477419th of 781 in NC
Population density666/sq mi
37th
U.S. 95/sq mi · NC 221/sq mi182nd of 802 in NC
Broadband access89%
28th
U.S. 91% · NC 90.1%353rd of 788 in NC
Self-employed workers6.9%
18th
U.S. 10% · NC 9.8%633rd of 798 in NC
Homeownership rate46.9%
14th
WeaknessU.S. 65.2% · NC 66.6%733rd of 788 in NC
Median home value$164,000
13th
U.S. $332,700 · NC $288,900562nd of 757 in NC
Government workers9.2%
13th
U.S. 14.5% · NC 13.8%668th of 798 in NC
Median earnings per worker$35,942
11th
WeaknessU.S. $49,666 · NC $46,279627th of 788 in NC
Tech workers0.9%
11th
U.S. 3.8% · NC 3.9%522nd of 798 in NC
Per capita income$25,655
9th
WeaknessU.S. $44,673 · NC $41,385672nd of 799 in NC
Bachelor's degree or higher14.6%
9th
WeaknessU.S. 35.7% · NC 35.7%651st of 799 in NC
Rent-burdened renters33%
7th
StrengthU.S. 51.1% · NC 48.9%612th of 760 in NC
Population3,665
6th
U.S. 334,922,499 · NC 10,730,404483rd of 802 in NC
Residents under 1813.1%
5th
U.S. 22% · NC 21.8%684th of 802 in NC
Median gross rent$735
4th
U.S. $1,413 · NC $1,228604th of 688 in NC
Foreign-born residents0.7%
4th
U.S. 14.1% · NC 9.1%689th of 802 in NC
Median household income$40,868
3rd
WeaknessU.S. $80,734 · NC $72,388696th of 748 in NC

Measure	28160	Rutherford	NC	U.S.	National percentile	Rank in NC
Unemployment rateWeakness	15%	6.3%	4.7%	5.2%	99th	21st of 799
Healthcare workers	17.6%	10.5%	9.5%	9.7%	98th	47th of 798
Median age	46.4	45.3	39.1	38.9	90th	242nd of 802
Uninsured rateWeakness	15.1%	12%	9.9%	8.4%	89th	118th of 797
Poverty rateWeakness	22%	16.8%	13%	12.5%	88th	115th of 788
Housing vacancy	13.5%	18.7%	12.5%	10.1%	83rd	348th of 789
Residents 65 and older	21.4%	22.3%	17.2%	17.2%	81st	316th of 802
Veterans	7.1%	7.4%	7.4%	6.2%	67th	384th of 801
Average commute	27.3 min	26.1 min	25.1 min	26.4 min	58th	315th of 771
Diversity index	47	33.6	58.4	61.4	47th	384th of 802
Work from home	11.3%	8.6%	16.3%	15.1%	42nd	320th of 799
Income inequality (Gini)	0.426	0.467	0.477	0.483	42nd	419th of 781
Population density	666/sq mi	115/sq mi	221/sq mi	95/sq mi	37th	182nd of 802
Broadband access	89%	82.9%	90.1%	91%	28th	353rd of 788
Self-employed workers	6.9%	11.2%	9.8%	10%	18th	633rd of 798
Homeownership rateWeakness	46.9%	73.9%	66.6%	65.2%	14th	733rd of 788
Median home value	$164,000	$201,800	$288,900	$332,700	13th	562nd of 757
Government workers	9.2%	14%	13.8%	14.5%	13th	668th of 798
Median earnings per workerWeakness	$35,942	$37,600	$46,279	$49,666	11th	627th of 788
Tech workers	0.9%	2.3%	3.9%	3.8%	11th	522nd of 798
Per capita incomeWeakness	$25,655	$30,460	$41,385	$44,673	9th	672nd of 799
Bachelor's degree or higherWeakness	14.6%	21.5%	35.7%	35.7%	9th	651st of 799
Rent-burdened rentersStrength	33%	46.8%	48.9%	51.1%	7th	612th of 760
Population	3,665	64,930	10,730,404	334,922,499	6th	483rd of 802
Residents under 18	13.1%	20.1%	21.8%	22%	5th	684th of 802
Median gross rent	$735	$783	$1,228	$1,413	4th	604th of 688
Foreign-born residents	0.7%	3.1%	9.1%	14.1%	4th	689th of 802
Median household incomeWeakness	$40,868	$51,410	$72,388	$80,734	3rd	696th of 748

The percentile is the share of Americans who live in a zip code with a lower value, so the 50th percentile is typical. Rank 1 is the highest value in the state. Both include zip codes with at least 100 residents. Strengths and weaknesses mark measures in the best or worst fifth nationally, where higher or lower is clearly better (income, poverty, education, commute, broadband, insurance and similar). Measures like age or density are left unmarked.

People

Age

Under 5

12%

5–17

18–24

11%

25–34

16%

35–44

18%

45–54

13%

55–64

14%

65–74

75+

Median age

46.4

Under 18

13.1%

65 and over

21.4%

Race and ethnicity

White70%
Black16%
Hispanic7%
Asian1%
Native American0.1%
Pacific Islander0%
Other1%
Multiracial4%

Diversity index

U.S. 61.4

Foreign-born

0.7%

U.S. 14.1%

Born in state

61%

Language spoken at home (households)

English only

99%

Spanish

0.6%

Other Indo-European

Asian / Pacific

0.6%

Other

0.2%

Households

Households: 1,623
Average household size: 2
Family households: 50%
Married couples: 29%
Living alone: 45.1%
Veterans (of adults): 7.1%
Male / female: 54% / 46%

Income and poverty

Household income distribution

<$25k

24%

$25–50k

37%

$50–75k

18%

$75–100k

$100–150k

$150–200k

$200k+

Median household income

28160

$40,868

Rutherford Co.

$51,410

North Carolina

$72,388

United States

$80,734

Per capita income

$25,655

U.S. $44,673

Poverty rate

22%

U.S. 12.5%

Households earning $150K+

6.4%

U.S. 23%

Income inequality (Gini)

0.426

U.S. 0.483

Housing

Median home value

28160

$164,000

Rutherford Co.

$201,800

North Carolina

$288,900

United States

$332,700

Median gross rent

28160

$735

Rutherford Co.

$783

North Carolina

$1,228

United States

$1,413

Types of housing

Single-family

80%

2–4 units

5–19 units

12%

20+ units

Mobile home

0.3%

Boat, RV, van

Housing units: 1,876
Owner-occupied: 46.9%
Vacant: 13.5%
Median year built: 1959
Median rooms: 5.1
Renters paying 30%+ of income: 33%
Renters paying 50%+ of income: 6.5%
Home value to income: 4.0× (U.S. 4.1×)

Work and commute

How people get to work

Drove alone

79%

Carpooled

Transit

Walked

Bicycle

0.4%

Worked from home

11%

Other

Commute time (one way)

<10 min

29%

10–19

28%

20–29

30–44

45–59

21%

60+

13%

Average commute

27.3 min

U.S. 26.4 min

Unemployment

15%

U.S. 5.2%

In labor force

47.9%

U.S. 63.5%

Jobs and careers

What employed residents do, wherever they work

Occupations

Healthcare

18%

Production

14%

Transportation and moving

13%

Office and admin

13%

Cleaning and personal care

Food service

Management

Education

Sales

Construction and repair

Engineering and science

Legal and social services

Computer and math

0.9%

Farming, fishing and forestry

0.8%

Business and finance

0.6%

Arts, media and sports

Police and fire

Industries

Health care and social assistance

26%

Manufacturing

17%

Retail

10%

Restaurants and hotels

Transportation, warehousing and utilities

Education

Other services

Construction

Professional and technical services

Finance, insurance and real estate

Admin, support and management

Agriculture and mining

0.8%

Public administration

0.5%

Wholesale

0.3%

Information

Arts and recreation

Median earnings per worker

$35,942

U.S. $49,666

Self-employed

6.9%

U.S. 10%

Government workers

9.2%

U.S. 14.5%

Nonprofit workers

5.6%

U.S. 8.8%

Median earnings by type of work

Type of work	28160	U.S.
Management, business, science and arts	$55,250	$74,888
Service	$13,601	$26,804
Sales and office	$23,854	$40,476
Construction and maintenance	$22,283	$49,199
Production and transportation	$40,833	$39,989

Education, internet and health coverage

Highest education (adults 25+)

No diploma

18%

High school

28%

Some college

28%

Associate's

11%

Bachelor's

10%

Graduate

High school graduate or higher: 81.8%
Bachelor's degree or higher: 14.6%
Graduate or professional degree: 4.7%
Households with broadband: 89%
Cable, fiber or DSL: 72.5%
No internet access: 9.7%
Without health insurance: 15.1%
Limited-English households: 0%

Geography

City (USPS): Spindale
State: North Carolina
County: Rutherford County
Center point: 35.3607° N, 81.9223° W
Land area: 5.5 sq mi
Water area: under 0.1 sq mi
Time zone: Eastern Time (UTC-5, UTC-4 in summer)
Zip type: Residential delivery area

Cities and towns within this zip

Spindale93% of zip

Census places overlapping the zip's area. Mail may use a different city name than the municipality.

Zip codes near 28160

Search by radius

Zip	City	Distance	Population	IncomeMedian income	Home value
28139	Rutherfordton, NC	4.2 mi	20,008	$56,558	$240,200
28043	Forest City, NC	4.4 mi	20,930	$42,276	$175,400
28074	Harris, NC	8.7 mi	15	—	—
28019	Caroleen, NC	9 mi	0	—	—
28040	Ellenboro, NC	9.8 mi	6,961	$58,816	$169,500
28167	Union Mills, NC	10 mi	2,253	$59,732	$234,500
28076	Henrietta, NC	11 mi	105	—	—
28018	Bostic, NC	11 mi	5,034	$50,727	$169,200
28024	Cliffside, NC	12 mi	31	—	—
28722	Columbus, NC	13 mi	6,086	$67,760	$307,300
28114	Mooresboro, NC	13 mi	7,104	$60,500	$150,500
28089	Lattimore, NC	15 mi	167	$75,000	$187,500

Zip codes like 28160 elsewhere

Matched on income, home values, age, density, education, housing and commuting

Questions about 28160

What city is zip code 28160?

28160 is assigned to Spindale, North Carolina. The city name is the one the Postal Service prefers for mail addressed to this zip code.

What county is 28160 in?

28160 is in Rutherford County, North Carolina.

What is the population of 28160?

About 3,665 people live in 28160, according to the Census Bureau's American Community Survey.

What time zone is 28160 in?

28160 is in Eastern Time.

What is the median household income in 28160?

The median household income in 28160 is $40,868.

What zip codes are near 28160?

The closest zip codes to 28160 are 28139, 28043, 28074, 28019, 28040.

Demographic figures are 2020–2024 American Community Survey 5-year estimates for ZIP Code Tabulation Area 28160, from the U.S. Census Bureau. Small areas have wide margins of error. How we build these numbers.